Category ft Glossary



	Acquired Fund Fees and Expenses				Inverse Floaters
	Acquisition				Investment Grade
	Acquisition Proposal				Investment Securities
	Adjusted Average Cardmember Loans				Issuer Credit Risk
	ADR American Depositary Receipt				Jumbo Mortgage Loan
	ADS American Depositary Share				Leverage Adjusted Duration
	Advised Lines of Credit				LIBOR
	AICPA				Life Underwriting Income
	Allowance For Credit Losses				Long-Term Total Return
	Allowance For Loan and Lease Losses				Losses
	Alt-A Mortgage Loans				Managed Credit Card Receivables
	Amortization				Managed Receivables
	Arbitrage				Mark To Market
	Asset Allocation				Mark To Market Exposure
	Asset Class				Market Cap, Market Capitalization
	Asset Securitizations				Market Liquidity Risk
	Assets Under Management AUM				Master Netting Agreement
	Assets Under Supervision				Match Funding
	Assignment Mortgage				Material Adverse Effect
	Auction Rate Bond				Maximum Dwell Time
	Average Annual Total Return				MBS Mortgage Backed Securities
	Average Cardmember Spending				Median Market Cap
	Average Commission per Trade				Merchant Acquisition Credit Card
	Average Discount Rate				Minority Interest
	Average Effective Maturity				Monetization
	Balance Sheet				Money Market Instruments
	Basic Cards-In-Force				Mortgage
	Basic Net EPS				Mortgage Loan Documents
	Basis				Mortgage Note
	Basis Point				Mortgage Servicing Rights MSR
	Basis-Only Swap				Mortgage-Backed Securities MBS
	Beneficial Interest				Mortgaged Property
	Billed Business Credit Card				Mortgagor
	Bond				MSR Risk Management Revenue
	Bond Fund				Net Asset Value NAV
	Borrowing				Net Card Fees
	Business Segment				Net income -loss of other equity
	Call Option				Net Income Attributable to Minority Interest
	Capital Asset Pricing Model				Net Income Attributable to Noncontrolling Interest
	Capital Gain or Capital Loss				Net Interest Margin
	Capital Ratios				Net Interest Yield On Cardmember Loans
	Card Acquisition				Net Loss Ratio Credit Card
	Cardmember Loans				Net Write-Off Rate Credit Card
	Cardmember Receivables				Net yield on interest-earning assets
	Cash Client Assets				Noncompliant Mortgage Loan
	Cash Equivalents				Nonconforming Mortgage Loans
	Cash flows Statement				Noncontrolling Interest
	Cash-flow Hedge				Nonperforming Asset Ratio
	CDOs				Nonperforming Assets
	CDS Credit Default Swap				NYSE New York Stock Exchange
	Charge Cards				Option
	Closing Agent				Option ARMs Mortgage Loans
	CLTV				Origination Fees
	CMOs				Out of The Money Option
	Collars				Overhead Ratio
	Combined Effective Loan-To-Value Ratio				Person
	Combined Ratio				Personal Bankers
	COMEX Commodity Exchange				Pool Balance
	Commercial Paper				Portfolio Activity
	Commercial Paper Rate				Pre Refunding
	Commodity Linked Derivatives				Premium Option
	Commodity Linked Note				Prime Mortgage Loans
	Commodity Risk				Principal Distribution Amount
	Contractual Credit Card Charge-Off				Principal Transactions
	Credit Card Securitizations				PRO FORMA
	Credit Cards				Progress Collections
	Credit Cycle				Provision for Loan Losses
	Credit Derivatives				Purchase Obligation
	Current Assets				Purchased Credit-Impaired Loans
	Current Liabilities				Purchased Funds
	Daily Average Revenue Trades DARTs				Purchased Mortgage Loan
	Defensive Instruments				Put Option
	Deposit Margin				Qualifying SPEs QSPEs
	Depriciation				Quarterly Required Amount
	Derivative				Rating Agency Condition
	Diluted Net EPS				Receivables From Customers
	Discontinued Operations				Repurchase Agreement
	Discount Revenue Credit Card				Reset Period Target Amount
	Distribution Fees				Residual-Interest Certificates
	Dry Mortgage Loan				Restricted Stock
	Due Diligence				Retail Avg. Commission per Trade
	Earnings per Share basic				Retained Earnings
	Earnings per Share diluted				Retained Interest
	Effective Tax Rate				Revenues
	EITF				Revolver Capacity
	Eligible Bank				Risk-Adjusted Assets
	Eligible Swap Counterparty				Risk-Weighted Assets
	Embedded Derivative				S&P 500 Index
	Equity Earnings from Investments				S&P GSCI Commodity Index
	Equity Market Risk				Securitization
	ETFs Exchange Traded Funds				Securitization Income
	ETNs Exchange Traded Notes				Seed Capital
	EURIBOR				Segment
	Euroclear				Service Fees
	Euronext				Severity Rate
	Exchange Forward Curve				Shares Outstanding, Outstanding Shares
	Expanded Criteria Mortgage Loan				Shelf Registration Statement
	Expense Ratio				Significant Guarantor
	Extension Rate				Spot Market
	Fair Value				Spot Price
	Fair Value Hedge				Statement of Cash flows
	Fannie Mae				Statement of Equity
	FASB				Statement of Income
	FDIC				Stepdown Date
	Federal Funds Rate				Stock
	FHLB				Stock Based Compensation
	FICO				Stock Option
	Financing Receivables				Stock Option Award
	FINRA				Stress Testing
	Fintech				Strike Price
	Firm Commitment				Structured Investment
	Fixed Charge Coverage Ratio				Subordinated Debt
	Fixed Income Securities				Subpoena
	Foreign Exchange Risk				Subprime
	Foreign Securities				Subprime Mortgage Loans
	Forward Contract				Super Jumbo Mortgage Loan
	Forward Exchange Contract				Super Jumbo Plus
	Forward Points				Swap Counterparty
	Forward Price				Swaps
	Forward Rate				Tangible Book Value per Common Share
	Freddie Mac				Tangible Capital
	Futures Contract				Tangible Common Equity to Tangible Assets TCE TA
	GAAP				Tangible Net Worth
	Ginnie Mae				Taxable Equivalent Yield
	Goodwill				Tender Offer
	Goodwill Impairment				Tier 1 Capital Ratio
	Government Mortgage Loan				Tier 1 Common
	Growth of Capital				Tier 1 Leverage Ratio
	Guarantee				Time Value
	Guaranteed Investment Contracts GICs				Total Capital Ratio
	Haircut				Total Capitalization
	Headcount-Related Expense				Total Cards In Force
	Hedge				Total Debt
	Hedge Fund-Linked Derivatives				Total Liabilities
	Hedging				Total Return
	HFRX Indexes				Total Return Swaps
	Illiquid Securities				Total Risk-based Capital Ratio
	Income Statement				Transaction
	Income Tax				Treasury Inflation-Protected Securities or TIPS
	Initial Pool Balance				Treasury Rate
	Insolvency Event				Trigger Event
	Intangible Asset				Trust Accounts
	Interchange Income				U.S. Government And Federal Agency Obligations
	Interest Bearing Liabilities				U.S. Government Securities
	Interest Earning Assets				U.S. Government Sponsored Enterprise Obligations
	Interest Expense				Underlying
	Interest Income				US GAAP
	Interest Margin				Value At Risk VaR
	Interest Rate Cap				Variable Interest Entity
	Interest Rate Floor				WACC Weighted Average Cost of Capital
	Interest Rate Risk				Wet Deficiency Fee
	Interest Rate Spread				Wet Mortgage Loan
	Interest Rate Swap				Wet Mortgage Loans Maximum Dwell Time
	Interest-Only Strip				Wet Mortgage Loans Sublimit
	Interests In Purchased Receivables				Yield
	Intrinsic Value				Zero Coupon Bond