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CLTV

Financial Term


CLTV stands for Combined Loan-to-Value ratio, which is a financial metric used in the lending industry to determine the risk associated with a loan.

CLTV is calculated by adding up the outstanding loan balances on a property and dividing this number by the property's appraised value. The result is expressed as a percentage, and it tells lenders how much of the property value is being financed by the borrower, and how much equity the borrower has in the property.

In the financial industry, CLTV is used in a variety of lending situations, such as mortgage refinancing, home equity loans, and second mortgages. It helps lenders to assess the risk of default on a loan by evaluating whether the borrower has enough equity in the property to cover any potential losses.

In addition, CLTV can be used to help borrowers understand how much they can borrow against their property, based on their current outstanding loan balances and the appraised value of their property.

Overall, CLTV is an important financial measurement in the lending industry, and it is used by both lenders and borrowers to evaluate the financial risk associated with a particular loan.


   
     

CLTV

Financial Term


CLTV stands for Combined Loan-to-Value ratio, which is a financial metric used in the lending industry to determine the risk associated with a loan.

CLTV is calculated by adding up the outstanding loan balances on a property and dividing this number by the property's appraised value. The result is expressed as a percentage, and it tells lenders how much of the property value is being financed by the borrower, and how much equity the borrower has in the property.

In the financial industry, CLTV is used in a variety of lending situations, such as mortgage refinancing, home equity loans, and second mortgages. It helps lenders to assess the risk of default on a loan by evaluating whether the borrower has enough equity in the property to cover any potential losses.

In addition, CLTV can be used to help borrowers understand how much they can borrow against their property, based on their current outstanding loan balances and the appraised value of their property.

Overall, CLTV is an important financial measurement in the lending industry, and it is used by both lenders and borrowers to evaluate the financial risk associated with a particular loan.


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