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Insurance Terms



	Accident Year				Large Deductible Policy
	Admitted Insurer				Lloyds
	Annuity				Loss And LAE Ratio
	Assigned Risk Pools				Loss Reserve Development
	Assumed Reinsurance				Loss Reserves
	Average Value Analysis				Losses Incurred
	Bornhuetter-Ferguson Method				National Association of Insurance Commissioners NAIC
	Capacity Insurance				Net Written Premiums
	Captive				Paid Development Method
	Case Incurred Development Method				Pool
	Case Reserves				Premiums
	Casualty Insurance				Property Insurance
	Catastrophe Insurance				Quota Share Reinsurance
	Catastrophe Loss				Redundancy
	Catastrophe Reinsurance				Reinstatement Premiums
	Cede, Ceding Company				Reinsurance
	Ceded Reinsurance				Reinsurance Agreement
	Claim				Reported Claim Development Method
	Claims And Claim Adjustment Expenses				Residual Market Involuntary Business
	Cohort				Retention
	Commercial Multi Peril Policies				Retention Rate
	Commutation Agreement				Retrospective Premiums
	Deductible				Retrospective Rating
	Deferred Acquisition Costs				Risk Based Capital RBC
	Deficiency				Risk Retention Group
	Direct Written Premiums				Runoff Business
	Earned Premiums or Premiums Earned				S-Curve Method
	Excess Liability				Salvage
	Excess of Loss Reinsurance				Second Injury Fund
	Facultative Reinsurance				Self Insured Retentions
	Fair Access to Insurance Requirements FAIR Plan				Servicing Carrier
	Fidelity and Surety Programs				Statutory Accounting Practices SAP
	GAAP Combined Ratio				Statutory Surplus
	Ground Up Analysis				Structured Settlements
	Guaranteed Cost Products				Subrogation
	Guaranty Fund				Third Party Liability
	Inland Marine				Treaty Reinsurance
	Insurance Broker				Umbrella Coverage
	Insurance Claim				Unassigned Surplus
	Insurance Rates				Unearned Premium
	Insurance Underwriter				Unpaid Claims and Claims Adjustment Expenses
	Insurance Underwriting				Voluntary Market
	Insurance Underwriting Expense Ratio				Wholesale Broker Insurance
	Insurance Underwriting Gain or Loss				Workers Compensation Insurance
	IRIS Ratios