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Financial Sector

Regional Banks Industry Profitability  


 

List of most profitable companies in Regional Banks Industry over the past 12 months


Company 12 Months Ending from the most recent quarter Net Income In millions $ Net Income Margin Gross Profit Margin ROE
Itau Unibanco Holding S a 4 Q $ 6,436.63 21.86% - 17.02%
Bank Of Nova Scotia 4 Q $ 6,045.27 23.44% - 11.26%
The Bank Of New York Mellon Corporation 3 Q $ 3,589.00 20% 59.45% 8.71%
First Citizens Bancshares Inc 4 Q $ 2,777.00 28.46% 99.22% 12.43%
Bank Bradesco 4 Q $ 2,755.53 - - 8.68%
Fifth Third Bancorp 4 Q $ 2,314.00 29.11% 91.89% 11.77%
Northern Trust Corporation 4 Q $ 2,031.10 24.49% - 16.15%
M and t Bank Corporation 4 Q $ 1,891.47 24.69% 92.07% 8.03%
Citizens Financial Group Inc 4 Q $ 1,372.00 19.26% 53.05% 5.67%
Columbia Banking System Inc 4 Q $ 1,252.43 68.68% 93.59% 24.65%
East West Bancorp inc 4 Q $ 1,165.59 47.77% 70.3% 15.74%
Western Alliance Bancorporation 4 Q $ 787.70 26.12% 68.78% 12.17%
Wintrust Financial Corp 4 Q $ 695.05 29.58% 93.07% 11.72%
Popular Inc 4 Q $ 612.80 22.83% 84.17% 11.17%
Southstate Corp 4 Q $ 534.78 31.43% 98.52% 9.3%
Commerce Bancshares Inc 4 Q $ 534.40 32.93% 96.6% 16.56%
Prosperity Bancshares Inc 4 Q $ 479.39 40.51% 69.46% 6.57%
Hancock Whitney Corporation 4 Q $ 460.82 33.06% 62.58% 11.47%
International Bancshares Corporation 4 Q $ 409.17 51.03% 77.83% 15.43%
Home Bancshares Inc 4 Q $ 402.24 41.5% 70.14% 10.32%
Ally Financial Inc 4 Q $ 401.00 19.71% - 2.86%
United Bankshares Inc 4 Q $ 373.00 36.94% 74.27% 7.6%
Ameris Bancorp 4 Q $ 358.69 33.1% 92.39% 9.91%
First Ban corp 4 Q $ 298.72 34.01% 95.63% 18.84%
Cathay General Bancorp 4 Q $ 285.98 41.31% 70.4% 10.17%
Merchants Bancorp 4 Q $ 285.48 44.16% 76.02% 14.55%
United Community Banks Inc 4 Q $ 244.63 27.15% 93.4% 7.26%
First Hawaiian Inc 4 Q $ 230.13 28.99% 97.17% 8.91%
Servisfirst Bancshares Inc 4 Q $ 227.24 49.39% 74.38% 14.72%
First Interstate Bancsystem Inc 4 Q $ 226.00 24.25% 84.53% 6.9%
First Financial Bankshares Inc 4 Q $ 223.51 41.63% 68.87% 14.24%
Atlantic Union Bankshares Corporation 4 Q $ 209.13 27.25% 89.5% 7.02%
Cvb Financial Corp 4 Q $ 200.72 39.76% 99.15% 9.35%
Ofg Bancorp 4 Q $ 198.17 31.48% 59.34% 15.8%
Renasant Corp 4 Q $ 195.46 27.66% 58.53% 7.81%
Independent Bank Corp 4 Q $ 192.08 29.39% 58.7% 6.53%
Glacier Bancorp Inc 4 Q $ 190.14 23.63% 54.62% 5.98%
Enterprise Financial Services Corp 4 Q $ 185.27 30.06% 66.86% 10.37%
Customers Bancorp Inc 4 Q $ 181.47 28.29% 87.85% 10.26%
Crossfirst Bankshares inc 3 Q $ 167.93 69.2% 57.87% 22.98%
Banner Corporation 4 Q $ 165.67 19.64% 97.72% 9.59%
Pacific Premier Bancorp Inc 4 Q $ 158.80 25.82% 98.4% 5.42%
1st Source Corporation 4 Q $ 132.62 35.4% 64.13% 11.65%
S and t Bancorp Inc 4 Q $ 131.27 34.21% 96.37% 9.77%
Hilltop Holdings Inc 4 Q $ 123.21 10.37% 42.07% 5.63%
Associated Banc corp 4 Q $ 123.15 12.92% 88.13% 2.83%
Seacoast Banking Corporation Of Florida 4 Q $ 120.99 24.24% 58.56% 5.61%
Byline Bancorp Inc 4 Q $ 120.76 31.79% 91.57% 11.42%
Bank Of Hawaii Corporation 4 Q $ 119.84 19.51% 61.03% 8.93%
Berkshire Hills Bancorp inc 4 Q $ 118.66 29.67% 92.87% 11.14%
Peoples Bancorp Inc 4 Q $ 117.21 27.69% 92.46% 10.71%
Fb Financial Corporation 4 Q $ 116.05 26.16% 55.25% 7.6%
Trico Bancshares 4 Q $ 114.87 29.51% 62.18% 9.58%
Stock Yards Bancorp Inc 4 Q $ 114.54 33.44% 66.91% 12.57%
Qcr Holdings inc 4 Q $ 113.85 34.48% 92.68% 11.93%
First Busey Corporation 4 Q $ 113.69 25.06% 59.4% 8.42%
Veritex Holdings Inc 4 Q $ 107.24 26.44% 92.77% 6.81%
Amalgamated Financial Corp 4 Q $ 106.43 34.86% 95.41% 15.95%
Republic Bancorp inc 3 Q $ 102.01 31.41% 81.12% 10.79%
Lakeland Financial Corporation 4 Q $ 93.48 39.48% 64.74% 13.93%
Old Second Bancorp Inc 3 Q $ 92.86 33.76% 60.16% 15.81%
Southside Bancshares Inc 4 Q $ 88.49 34.77% 97.36% 11.04%
Lakeland Bancorp Inc 1 Q $ 87.80 32.06% 68.07% 9.96%
Heartland Financial Usa Inc 3 Q $ 85.24 15.44% 48.45% 4.22%
German American Bancorp Inc 4 Q $ 83.81 33.46% 97.32% 11.96%
Community Trust Bancorp Inc 4 Q $ 80.84 34.3% 61.52% 11.2%
Mercantile Bank Corporation 4 Q $ 79.59 35.52% 61.92% 14.11%
First Mid Bancshares Inc 4 Q $ 78.90 24.7% 97.17% 9.52%
Texas Capital Bancshares Inc 4 Q $ 77.51 - - 2.37%
Live Oak Bancshares Inc 4 Q $ 77.42 19.19% 73.39% 7.94%
Origin Bancorp Inc 4 Q $ 76.49 21.96% 96.1% 6.85%
First Bancorp 4 Q $ 76.22 22.84% 60.96% 5.35%
Univest Financial Corporation 4 Q $ 75.93 25.89% 97.24% 8.77%
Connectone Bancorp Inc 4 Q $ 73.79 29.49% 93.52% 6%
Hbt Financial Inc 4 Q $ 71.78 32.42% 69.21% 13.75%
Premier Financial Corp 4 Q $ 71.40 28.68% 96.89% 7.19%
Tompkins Financial Corp 4 Q $ 70.97 24.25% 63.17% 10.21%
Independent Bank Corporation 4 Q $ 66.79 30.62% 59.01% 15.24%
Metropolitan Bank Holding Corp 4 Q $ 66.69 24.64% 68.92% 9.49%
Business First Bancshares Inc 4 Q $ 65.11 24.97% 55.97% 9.26%
Metrocity Bankshares inc 4 Q $ 64.50 45.85% 76.03% 15.81%
Equity Bancshares Inc 4 Q $ 62.62 28.15% 96.44% 12.43%
Great Southern Bancorp inc 4 Q $ 61.81 28.48% 62.99% 10.54%
Summit Financial Group Inc 1 Q $ 57.29 33.09% 93.09% 13.29%
Cnb Financial Corp 4 Q $ 54.58 25.11% 93.58% 9.16%
Capital City Bank Group Inc 4 Q $ 54.19 23.47% 54.63% 11.52%
Central Pacific Financial Corp 4 Q $ 53.41 22.2% 60.2% 10.14%
Midland States Bancorp Inc 3 Q $ 53.18 21% 81.83% 6.68%
Southern Missouri Bancorp Inc 4 Q $ 51.95 31.12% 95.72% 10.46%
First Community Bankshares Inc 4 Q $ 51.60 31.8% 95.4% 10.01%
Mid Penn Bancorp Inc 4 Q $ 49.44 27.83% 64.27% 8.46%
Third Coast Bancshares Inc 4 Q $ 47.67 28.77% 95.53% -
Hills Bancorporation 4 Q $ 47.60 33.9% 66.71% 9.87%
First Financial Corporation 4 Q $ 47.28 23.45% 55% 8.73%
Northeast Community Bancorp Inc 4 Q $ 47.07 44.9% 79.32% 15.47%
South Plains Financial Inc 4 Q $ 46.55 25.04% 94.94% 11.13%
Farmers National Banc Corp 4 Q $ 45.95 28.34% 58.74% 11.21%
Washington Trust Bancorp Inc 3 Q $ 45.68 24.17% 97.03% 9.42%
Five Star Bancorp 4 Q $ 45.67 38.31% 67.57% 12.52%
Coastal Financial Corporation 4 Q $ 45.22 14.89% 8.52% 13%
Bankwell Financial Group Inc 4 Q $ 44.97 44.02% 98.6% 16.76%
First Business Financial Services Inc 4 Q $ 44.25 30.59% 91.46% 14.23%
Trustco Bank Corp Ny 4 Q $ 44.00 26.7% 68.78% 6.7%
Bar Harbor Bankshares 4 Q $ 43.54 29.3% 97.21% 10.02%
Heritage Financial Corp 4 Q $ 43.26 20.54% 96.55% 5.04%
Unity Bancorp inc 4 Q $ 41.45 40.19% 96.1% 14.8%
Macatawa Bank Corp 1 Q $ 41.01 39.6% 70.83% 14.73%
Sierra Bancorp 4 Q $ 40.56 27.64% 62.57% 11.5%
Heritage Commerce Corp 4 Q $ 40.53 23.8% 61.18% 5.94%
Bank7 Corp 4 Q $ 38.91 42.11% 87.05% 20.62%
Enterprise Bancorp inc 4 Q $ 38.73 22.95% 97.29% 11.04%
Home Bancorp Inc 4 Q $ 36.43 27.5% 95.26% 9.48%
Luther Burbank Corp 3 Q $ 35.96 30.16% - 5.19%
Horizon Bancorp Inc 4 Q $ 35.43 19.03% 49.71% 4.78%
Fs Bancorp Inc 4 Q $ 35.02 25.17% 86.32% 12.22%
Southern States Bancshares Inc 4 Q $ 34.87 37.04% 66.88% 13.88%
Red River Bancshares Inc 4 Q $ 34.24 31.2% 62.61% 10.95%
Bridgewater Bancshares Inc 4 Q $ 32.83 30.96% 95.28% 7.36%
Acnb Corporation 4 Q $ 31.85 28.66% - 10.8%
Civista Bancshares Inc 4 Q $ 31.68 21.25% 95% 8.3%
River Financial Corporation 4 Q $ 31.32 30.09% 93.48% 14.46%
Capstar Financial Holdings Inc 4 Q $ 29.80 26.81% 63.93% 8.46%
The Community Financial Corporation 1 Q $ 29.36 36.83% 73.81% 15.66%
Cambridge Bancorp 1 Q $ 28.58 18.53% 98.35% 5.38%
Citizens Financial Services Inc 4 Q $ 27.81 28.14% 58.46% 9.69%
Norwood Financial Corp 2 Q $ 27.54 36.19% 86.26% 16.3%
Parke Bancorp Inc 4 Q $ 27.51 44.17% 78.33% 9.34%
Choiceone Financial Services Inc 4 Q $ 26.73 29.11% 97.73% 11.5%
Rbb Bancorp 4 Q $ 26.67 25.43% 89.77% 5.22%
Pcb Bancorp 4 Q $ 26.64 27.67% 94.51% 7.46%
Linkbancorp Inc 4 Q $ 26.21 24.16% 59.34% 9.55%
Flushing Financial Corporation 4 Q $ 26.01 13.43% 51.71% 3.82%
Citizens and Northern Corporation 4 Q $ 25.96 24.46% 55.6% 9.64%
First Internet Bancorp 4 Q $ 25.28 21.48% 81.81% 6.71%
Oak Valley Bancorp 4 Q $ 24.95 31.9% 65.45% 14.1%
Timberland Bancorp Inc 4 Q $ 24.79 33.14% 67.06% 10.26%
Greene County Bancorp Inc 2 Q $ 24.77 38.63% 61.63% 12.63%
Uscb Financial Holdings Inc 4 Q $ 24.67 31.03% 59.82% 11.96%
West Bancorporation Inc 4 Q $ 24.05 30.52% 63.72% 10.56%
Colony Bankcorp Inc 4 Q $ 23.87 21.23% 93.72% 8.85%
Chemung Financial Corp 4 Q $ 23.67 24.32% 98.83% 11.35%
Baycom Corp 4 Q $ 23.61 24.53% 58.27% 7.41%
Orrstown Financial Services Inc 4 Q $ 22.05 12.52% 88.72% 5.57%
Peoples Financial Corp 4 Q $ 21.70 70.86% 66.25% 26.21%
Op Bancorp 4 Q $ 21.07 26.58% 95.85% 10.54%
Investar Holding Corporation 4 Q $ 20.25 23.16% - 8.58%
Mvb Financial Corp 4 Q $ 20.25 13.63% 51.88% 6.76%
California Bancorp 1 Q $ 20.11 25.88% 56.19% 10.67%
C and F Financial Corporation 4 Q $ 19.92 17.46% 40.35% 8.94%
Pioneer Bancorp Inc 3 Q $ 18.15 21.53% 97.76% 6.19%
Union Bankshares Inc 4 Q $ 17.89 37.94% 64.78% 26.84%
Penns Woods Bancorp inc 4 Q $ 17.74 25.94% 98.21% 8.87%
John Marshall Bancorp inc 4 Q $ 17.12 31.89% 64.85% 7.14%
Essa Bancorp Inc 4 Q $ 16.55 24.48% 62.49% 7.25%
Peoples Bancorp Of North Carolina Inc 4 Q $ 16.35 19.92% 99.38% 12.77%
Middlefield Banc Corp 4 Q $ 15.52 23.55% 94.55% 7.45%
Partners Bancorp 3 Q $ 15.40 23.55% 64.41% 10.84%
Eagle Financial Services Inc 4 Q $ 15.34 21.85% 94.89% 13.47%
Fvcbankcorp Inc 4 Q $ 15.06 23.44% 98.48% 6.6%
Isabella Bank Corp 3 Q $ 14.31 20.92% 57.46% 7.14%
First Community Corporation 4 Q $ 13.96 21.39% 96.44% 10.01%
Tectonic Financial Inc 2 Q $ 13.40 20.33% 45.34% 12.6%
Community West Bancshares 4 Q $ 12.97 26.87% 67.18% 4.03%
Finwise Bancorp 4 Q $ 12.74 18.25% 33.01% 7.58%
Bayfirst Financial Corp 4 Q $ 12.60 15.04% 79.97% 12.15%
Cb Financial Services Inc 4 Q $ 12.59 24.7% 59.7% 8.67%
Hanover Bancorp Inc 4 Q $ 12.35 19.45% 51.9% 6.43%
Ohio Valley Banc Corp 4 Q $ 11.97 19.74% 94.83% 8.17%
Sb Financial Group Inc 4 Q $ 11.47 12.99% 99.5% 9.24%
Qnb Corp 4 Q $ 11.45 22.97% 98.04% 11.47%
Harborone Bancorp Inc 3 Q $ 11.41 7.19% 93.36% 1.96%
Franklin Financial Services Corporation 4 Q $ 11.10 16.04% 93.7% 7.85%
Embassy Bancorp Inc 4 Q $ 10.44 26.23% 98.76% 9.77%
Princeton Bancorp Inc 4 Q $ 10.24 14.72% 91.75% 4.06%
Csb Bancorp Inc 4 Q $ 10.01 27.12% 79.44% 8.9%
Uwharrie Capital Corp 4 Q $ 9.91 21.95% 95.5% 17.91%
Security Federal Corp 4 Q $ 9.81 19.34% 54.31% 5.46%
Eagle Bancorp Montana Inc 4 Q $ 9.78 12.12% 50.14% 5.66%
Richmond Mutual Bancorporation Inc 4 Q $ 9.38 21.85% 55.96% 6.99%
First Western Financial Inc 4 Q $ 8.47 9.41% 96.51% 3.41%
New Peoples Bankshares Inc 4 Q $ 8.20 34.8% - 12.06%
First Us Bancshares Inc 4 Q $ 8.17 20.89% 58.88% 8.53%
Prime Meridian Holding Co 3 Q $ 8.14 26.89% 57.62% 9.76%
Bank Of The James Financial Group Inc 4 Q $ 7.94 17.64% 99.75% 12.42%
Skyline Bankshares Inc 4 Q $ 7.43 16.27% 57.6% 8.62%
United Bancorp Inc 4 Q $ 7.40 15.75% 75.34% 11.72%
F and m Bank Corp 4 Q $ 7.29 17.2% 58.13% 8.69%
Provident Bancorp Inc 4 Q $ 7.27 13.12% 44.5% 3.2%
Village Bank and Trust Financial Corp 4 Q $ 7.02 21.18% 98.45% 9.8%
First National Corp 4 Q $ 6.97 11.42% 85.43% 5.26%
Bank Of South Carolina Corporation 2 Q $ 6.51 30.85% 62.52% 16.19%
Auburn National Bancorporation Inc 4 Q $ 6.40 20.93% 58.87% 8.19%
Juniata Valley Financial Corp 4 Q $ 6.23 22.07% 98.11% 13.93%
Affinity Bancshares Inc 4 Q $ 5.44 17.7% 55.88% 4.3%
Pathfinder Bancorp Inc 4 Q $ 4.83 12.2% 50.5% 3.95%
Farmers And Merchants Bancshares Inc 4 Q $ 4.28 19.07% 64.33% 7.67%
Ecb Bancorp Inc 4 Q $ 3.99 15.33% 97.22% 2.39%
Cullman Bancorp Inc 1 Q $ 3.65 22.33% 50.75% 3.6%
Triumph Financial Inc 1 Q $ 3.31 0.84% 93.62% 0.37%
Quaint Oak Bancorp Inc 4 Q $ 2.80 11.44% 33.95% 5.44%
Hv Bancorp Inc 1 Q $ 2.24 8.92% 92.42% 5.32%
Citizens Holding Company 4 Q $ 1.85 4.88% 49.28% 4.68%
Pb Bankshares inc 4 Q $ 1.77 14.24% 98.71% 3.74%
Blue Foundry Bancorp 3 Q $ 1.24 3.08% 31.51% 0.35%
First Financial Northwest Inc 4 Q $ 1.07 2.85% 35.07% 0.67%
Ewsb Bancorp inc 4 Q $ 0.00 - - -
Orange County Bancorp inc 4 Q $ 0.00 - - 0%
Sr Bancorp Inc 4 Q $ 0.00 0% 0% 0%
Glen Burnie Bancorp 4 Q $ -0.11 -1% 91.46% -0.6%
William Penn Bancorporation 4 Q $ -1.03 -5.06% 45.26% -0.82%
Texas Community Bancshares inc 4 Q $ -1.31 -12.44% 32.22% -2.51%
Bogota Financial Corp 3 Q $ -2.42 -19.93% 21.23% -1.77%
1895 Bancorp Of Wisconsin Inc 3 Q $ -3.26 -25.24% 97.19% -4.52%
Rhinebeck Bancorp inc 3 Q $ -5.04 -17% 92.6% -4.32%
First Northwest Bancorp 4 Q $ -6.61 -12.61% 2.05% -4.17%
Bank Of Marin Bancorp 4 Q $ -8.41 -12.37% 26.45% -1.93%
Mainstreet Bancshares Inc 4 Q $ -9.98 -16.9% 85.75% -4.53%
First Keystone Corporation 4 Q $ -12.71 -33.88% 45.8% -11.63%
Bm Technologies Inc 3 Q $ -13.04 -18.12% 86.23% -47.64%
Primis Financial Corp 3 Q $ -14.21 -10.31% 66.67% -3.59%
Blue Ridge Bankshares Inc 4 Q $ -15.39 -15.81% - -5.26%
Homestreet Inc 4 Q $ -24.44 -14.4% 35.26% -4.93%
Eagle Bancorp inc 4 Q $ -47.04 -19.25% 70.62% -3.86%
Midwestone Financial Group Inc 4 Q $ -60.29 -99.64% 81.11% -11%
First Foundation inc 4 Q $ -92.41 -96.19% -8.89% -9.28%
Independent Bank Group Inc 3 Q $ -434.01 -92.99% 98.47% -20.07%
Flagstar Financial Inc 4 Q $ -1,118.00 -76.58% -61.3% -13.34%
Profitability
Regional Banks Industry
Gross margin improved to 87.41 % in 1. Quarter 2025 from 82.93 % in previous quarter, now Ranking #2 and ranking within sector #2.
Net margin for Regional Banks Industry is 27 % above industry average.

More on Regional Banks Industry Profitability

Regional Banks Industry achieved cash flow margin of 49.41 % and above average return on equity of 9.58 %

More on Regional Banks Industry Cash flow
More on Regional Banks Industry ROE

All numbers are for TTM (Trailing twelve months, or last 4 quarters), MRQ stands for the most recent quarter reported and the period from where the past 12 months are included. The list includes publicly traded companies




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