Profitability
by Company within Regional Banks Industry
|
| Company |
Quarter |
Gross Margin |
Net Margin |
Cash flow Margin |
ROE |
| Ameris Bancorp |
3 Q |
68.46 % |
32.95 % |
- |
13.97 % |
| Acnb Corp |
3 Q |
59.63 % |
31.62 % |
- |
11.56 % |
| Affinity Bancshares Inc |
3 Q |
58.74 % |
24.37 % |
- |
- |
| Amalgamated Financial Corp |
3 Q |
69.01 % |
27.53 % |
- |
- |
| Associated Banc corp |
3 Q |
68.93 % |
30.65 % |
- |
7.19 % |
| Ameriserv Financial Inc |
2 Q |
48.62 % |
12.06 % |
- |
5.24 % |
| Ames National Corporation |
2 Q |
64.31 % |
34.94 % |
7.92 % |
10.97 % |
| Atlantic Union Bankshares Corp |
3 Q |
77.63 % |
40.03 % |
- |
10.25 % |
| Auburn National Bancorporation Inc |
3 Q |
58.49 % |
26.9 % |
87.96 % |
7.79 % |
| Banc Of California Inc |
3 Q |
65.88 % |
35.75 % |
- |
10.97 % |
| Bancfirst Corporation |
3 Q |
61.56 % |
32.7 % |
- |
14.85 % |
| Banner Corporation |
3 Q |
93.74 % |
36.15 % |
- |
11.48 % |
| Bay Banks Of Virginia Inc |
2 Q |
35.32 % |
- |
- |
- |
| Bbva Usa Bancshares Inc |
1 Q |
79.91 % |
35.42 % |
53.52 % |
6.56 % |
| 1895 Bancorp Of Wisconsin Inc |
3 Q |
38.87 % |
- |
- |
1.14 % |
| Bar Harbor Bankshares |
3 Q |
67.91 % |
29.72 % |
- |
9.29 % |
| Berkshire Hills Bancorp inc |
3 Q |
76.6 % |
43.96 % |
- |
10.17 % |
| Bank Of South Carolina Corporation |
3 Q |
65.11 % |
32.58 % |
- |
12.8 % |
| Bank Of Marin Bancorp |
3 Q |
49.43 % |
17.89 % |
- |
8.35 % |
| Bryn Mawr Bank Corp |
3 Q |
71.12 % |
30.1 % |
- |
11.02 % |
| Bm Technologies Inc |
3 Q |
95.14 % |
40.02 % |
3.72 % |
- |
| Bank Of Commerce Holdings |
2 Q |
65.52 % |
27.42 % |
- |
10.4 % |
| Bank Of Hawaii Corp |
3 Q |
74.22 % |
34.18 % |
- |
18.42 % |
| Bank Of The James Financial Group Inc |
3 Q |
55.39 % |
19.5 % |
- |
11.06 % |
| Boston private financial holdings inc |
1 Q |
62.74 % |
11.5 % |
- |
3.67 % |
| Blue Ridge Bankshares Inc |
3 Q |
54.47 % |
19.67 % |
- |
20.47 % |
| Bogota Financial Corp |
3 Q |
61.03 % |
19.21 % |
- |
4.65 % |
| Sierra Bancorp |
3 Q |
71.25 % |
30.43 % |
- |
11.98 % |
| Bank7 Corp |
3 Q |
71.22 % |
47.79 % |
- |
- |
| First Busey Corporation |
3 Q |
67.58 % |
20.98 % |
- |
9.35 % |
| Bridgewater Bancshares Inc |
3 Q |
66.62 % |
39.99 % |
- |
12.68 % |
| Bankwell Financial Group Inc |
4 Q |
- |
- |
- |
2.16 % |
| Camden National Corp |
3 Q |
62.5 % |
32.6 % |
- |
13.15 % |
| California Bancorp |
3 Q |
51.36 % |
21.67 % |
- |
8.45 % |
| Cathay General Bancorp |
3 Q |
80.62 % |
44.79 % |
62.83 % |
11.47 % |
| Colony Bankcorp Inc |
3 Q |
53.42 % |
20.56 % |
- |
11.9 % |
| Cb Financial Services Inc |
3 Q |
57.11 % |
16.24 % |
12.39 % |
- |
| Consumers Bancorp Inc |
3 Q |
58.22 % |
29.43 % |
- |
13.39 % |
| Capital Bancorp Inc |
3 Q |
72.61 % |
25.59 % |
35.1 % |
22.59 % |
| Community Bank System Inc |
3 Q |
59.25 % |
28.72 % |
73.95 % |
9.22 % |
| Coastal Financial Corporation |
3 Q |
57.59 % |
27.08 % |
1.01 % |
16.19 % |
| Capital City Bank Group Inc |
3 Q |
53.46 % |
21.37 % |
- |
14.16 % |
| Cnb Financial Corp |
3 Q |
62.22 % |
31.31 % |
- |
11.98 % |
| Crossfirst Bankshares Inc |
3 Q |
88.17 % |
94.01 % |
- |
17.4 % |
| C and F Financial Corp |
3 Q |
56.83 % |
23.55 % |
96.39 % |
15.6 % |
| City Holding Company |
3 Q |
73.52 % |
39.09 % |
51 % |
12.57 % |
| Chemung Financial Corp |
3 Q |
90.96 % |
29.61 % |
21.83 % |
12.53 % |
| Civista Bancshares Inc |
3 Q |
61.93 % |
31.25 % |
25.47 % |
11.35 % |
| Citizens Holding Company |
3 Q |
47.99 % |
17.2 % |
- |
7.14 % |
| Columbia Financial Inc |
3 Q |
60.98 % |
31.91 % |
- |
8.21 % |
| Cortland Bancorp Inc |
2 Q |
60.79 % |
26.02 % |
- |
12.02 % |
| Community Bancorp |
3 Q |
71.23 % |
36.65 % |
- |
16.22 % |
| Century Bancorp Inc |
3 Q |
66.31 % |
33.76 % |
- |
11.61 % |
| Cincinnati Bancorp Inc |
3 Q |
42.13 % |
- |
- |
7.14 % |
| Connectone Bancorp Inc |
3 Q |
74.35 % |
45.1 % |
89.62 % |
12.56 % |
| Choiceone Financial Services Inc |
3 Q |
62.12 % |
28.16 % |
- |
9.4 % |
| Columbia Banking System Inc |
3 Q |
64.63 % |
33.88 % |
42.14 % |
9.41 % |
| Central Pacific Financial Corp |
3 Q |
67.73 % |
30.18 % |
12.13 % |
12.69 % |
| Centerstate Bank Corporation |
1 Q |
24.4 % |
21.57 % |
- |
7.55 % |
| Community Trust Bancorp Inc |
3 Q |
65.51 % |
37.38 % |
- |
12.56 % |
| Customers Bancorp Inc |
3 Q |
82.9 % |
49.95 % |
- |
22.33 % |
| Cullman Bancorp Inc |
3 Q |
51.28 % |
- |
- |
- |
| Cvb Financial Corp |
3 Q |
77.42 % |
42.24 % |
- |
10.46 % |
| Central Valley Community Bancorp |
4 Q |
35.64 % |
14.07 % |
- |
8.09 % |
| Community West Bancshares |
3 Q |
60.93 % |
30.39 % |
- |
13.69 % |
| Citizens Financial Services Inc |
3 Q |
63.41 % |
37.1 % |
- |
14.58 % |
| Citizens and Northern Corporation |
3 Q |
54.93 % |
30.43 % |
- |
9.98 % |
| Meridian Bancorp Inc |
3 Q |
69.69 % |
37.5 % |
- |
9.63 % |
| Enterprise Bancorp inc |
3 Q |
54.57 % |
25.26 % |
- |
12.21 % |
| Enterprise Financial Services Corp |
3 Q |
43.93 % |
14.61 % |
- |
9.4 % |
| Eagle Financial Services Inc |
3 Q |
50.58 % |
22.13 % |
- |
10.52 % |
| Eagle Bancorp inc |
3 Q |
84.23 % |
45.99 % |
- |
13.54 % |
| Emclaire Financial Corp |
3 Q |
70.27 % |
34.23 % |
- |
10.76 % |
| Essa Bancorp Inc |
3 Q |
54.61 % |
24.44 % |
- |
8.28 % |
| Community bankers trust corp |
3 Q |
76.14 % |
37.58 % |
- |
12.55 % |
| Evans Bancorp Inc |
2 Q |
61.71 % |
26.83 % |
- |
12.89 % |
| First Bancshares Inc |
3 Q |
67.26 % |
32.52 % |
- |
9.74 % |
| First Bancorp |
3 Q |
41.66 % |
36.65 % |
- |
12.07 % |
| First Ban corp |
3 Q |
84.29 % |
33.08 % |
- |
11.4 % |
| Fauquier Bankshares Inc |
4 Q |
58.47 % |
14.79 % |
- |
8.25 % |
| First Community Bankshares Inc |
3 Q |
72.24 % |
35.76 % |
46.14 % |
12.22 % |
| First Choice Bancorp |
1 Q |
70.95 % |
37.41 % |
- |
12.34 % |
| First Community Corporation |
3 Q |
58.78 % |
29.73 % |
23.21 % |
10.97 % |
| First Commonwealth Financial Corp |
3 Q |
65.35 % |
34.94 % |
51.48 % |
11.2 % |
| First Financial Bancorp |
3 Q |
66.76 % |
36.13 % |
1.7 % |
9.13 % |
| Flushing Financial Corporation |
3 Q |
80.86 % |
35.71 % |
45.85 % |
10.41 % |
| First Financial Northwest Inc |
3 Q |
52.31 % |
26.03 % |
- |
6.63 % |
| First Foundation inc |
3 Q |
74.72 % |
41.23 % |
- |
14.84 % |
| Financial Institutions Inc |
3 Q |
69.09 % |
33.74 % |
- |
15.01 % |
| The First Of Long Island Corporation |
3 Q |
73.15 % |
36.95 % |
- |
10.8 % |
| First Mid Bancshares Inc |
3 Q |
62.35 % |
30.17 % |
7.35 % |
7.99 % |
| Farmers National Banc Corp |
3 Q |
75.98 % |
43.87 % |
- |
15.93 % |
| First Bancorp Inc |
3 Q |
71.48 % |
43.21 % |
0.16 % |
14.57 % |
| First Northern Community Bancorp |
3 Q |
72.26 % |
29.12 % |
- |
9.45 % |
| First Northwest Bancorp |
3 Q |
45.64 % |
21.43 % |
- |
7.44 % |
| Republic First Bancorp Inc |
3 Q |
55.06 % |
16.1 % |
- |
7.45 % |
| First Merchants Corp |
3 Q |
66.23 % |
39.61 % |
1.25 % |
10.52 % |
| Primis Financial Corp |
3 Q |
56.27 % |
15.88 % |
- |
8.12 % |
| Five Star Bancorp |
3 Q |
75.63 % |
50.26 % |
- |
20.17 % |
| Fs Bancorp inc |
3 Q |
91.54 % |
26.83 % |
- |
16.85 % |
| First United Corporation |
3 Q |
72.11 % |
23.31 % |
- |
12.79 % |
| Fvcbankcorp Inc |
3 Q |
69.29 % |
30.13 % |
35.56 % |
10.35 % |
| German American Bancorp Inc |
3 Q |
72.52 % |
36.51 % |
- |
13.5 % |
| Generations Bancorp Ny Inc |
3 Q |
56.85 % |
4.71 % |
- |
0.65 % |
| Greene County Bancorp Inc |
3 Q |
64.35 % |
43.54 % |
- |
17.99 % |
| Guaranty Federal Bancshares Inc |
3 Q |
67.23 % |
22.96 % |
- |
9.89 % |
| Glen Burnie Bancorp |
3 Q |
58.54 % |
23.24 % |
- |
7.12 % |
| Great Southern Bancorp inc |
3 Q |
72.26 % |
35.68 % |
- |
14.52 % |
| Hanmi Financial Corporation |
3 Q |
82.05 % |
38.1 % |
- |
12.68 % |
| Home Bancorp Inc |
3 Q |
76.55 % |
43.15 % |
58.71 % |
15 % |
| Howard Bancorp Inc |
3 Q |
67.41 % |
28.87 % |
- |
8.17 % |
| Horizon Bancorp Inc |
3 Q |
67.45 % |
37.53 % |
- |
12.51 % |
| Hbt Financial Inc |
3 Q |
72.52 % |
33.64 % |
- |
- |
| Heritage Financial Corp |
3 Q |
66.74 % |
32.81 % |
- |
12.23 % |
| Homestreet Inc |
3 Q |
60.43 % |
31.31 % |
- |
16.01 % |
| Hope Bancorp Inc |
3 Q |
73.71 % |
36.78 % |
- |
8.89 % |
| Heritage Commerce Corp |
3 Q |
70.93 % |
33.37 % |
- |
7.78 % |
| Heartland Financial Usa Inc |
3 Q |
67.7 % |
31.1 % |
- |
9.93 % |
| Hawthorn Bancshares inc |
3 Q |
61.21 % |
30.9 % |
- |
16.17 % |
| Independent Bank Corporation |
3 Q |
59.99 % |
29.47 % |
- |
17.13 % |
| Independent Bank Group Inc |
3 Q |
67.82 % |
35.96 % |
- |
9.15 % |
| Investar Holding Corporation |
3 Q |
- |
- |
- |
2.29 % |
| Itau Unibanco Holding S a |
4 Q |
- |
15.03 % |
70.67 % |
9.75 % |
| Keycorp |
3 Q |
70.57 % |
33.59 % |
- |
14.51 % |
| Kentucky Bancshares Inc |
1 Q |
56.87 % |
20.18 % |
- |
10.65 % |
| Landmark Bancorp Inc |
3 Q |
65.96 % |
29.96 % |
- |
15.66 % |
| Lakeland Bancorp Inc |
3 Q |
72.19 % |
33.02 % |
- |
11.67 % |
| Luther Burbank Corp |
3 Q |
87.94 % |
49.94 % |
- |
11.55 % |
| Lcnb Corp |
3 Q |
54.73 % |
26.95 % |
5.28 % |
8.8 % |
| Level One Bancorp inc |
3 Q |
64.71 % |
34.11 % |
- |
15.15 % |
| Lionheart Iii Corp |
3 Q |
- |
- |
- |
8.61 % |
| Lakeland Financial Corporation |
3 Q |
72.05 % |
43.41 % |
- |
14.39 % |
| Live Oak Bancshares Inc |
3 Q |
65.4 % |
34.29 % |
- |
26.58 % |
| Middlefield Banc Corp |
3 Q |
67.1 % |
36.35 % |
- |
11.22 % |
| Merchants Bancorp |
3 Q |
80.31 % |
54.13 % |
- |
23.22 % |
| Mercantile Bank Corporation |
3 Q |
60.09 % |
33.6 % |
- |
13.76 % |
| Macatawa Bank Corp |
3 Q |
70.64 % |
35.15 % |
- |
12.94 % |
| Metrocity Bankshares inc |
3 Q |
67.59 % |
48.04 % |
- |
20.65 % |
| Malvern Bancorp Inc |
3 Q |
- |
- |
- |
- |
| Mainstreet Bancshares Inc |
3 Q |
96.58 % |
33.22 % |
- |
14.25 % |
| Midwestone Financial Group Inc |
3 Q |
65.83 % |
32.23 % |
- |
13.79 % |
| Mid Penn Bancorp Inc |
3 Q |
64.34 % |
30.51 % |
- |
12.46 % |
| Midland States Bancorp Inc |
3 Q |
66.03 % |
67.41 % |
- |
14.35 % |
| M and t Bank Corporation |
3 Q |
67.51 % |
30.58 % |
4.45 % |
10.73 % |
| Mvb Financial Corp |
3 Q |
57.91 % |
28.71 % |
- |
16.42 % |
| First Western Financial Inc |
3 Q |
55.76 % |
25.73 % |
84.8 % |
14.29 % |
| National Bankshares Inc |
3 Q |
73.6 % |
43.18 % |
- |
10.27 % |
| Norwood Financial Corp |
3 Q |
64.77 % |
38.01 % |
80.36 % |
12 % |
| New York Community Bancorp Inc |
3 Q |
91.32 % |
44.61 % |
- |
8.21 % |
| Optimumbank Holdings Inc |
3 Q |
41.44 % |
35.19 % |
- |
8.19 % |
| Old Point Financial Corp |
3 Q |
45.27 % |
14.54 % |
- |
6.14 % |
| Orrstown Financial Services Inc |
3 Q |
54.8 % |
25.77 % |
- |
14 % |
| Old Second Bancorp Inc |
2 Q |
70.73 % |
26.43 % |
- |
12.68 % |
| Ottawa Bancorp Inc |
1 Q |
24.2 % |
3.8 % |
- |
3.24 % |
| Ohio Valley Banc Corp |
3 Q |
57.82 % |
23.24 % |
75.2 % |
10.19 % |
| Oak Valley Bancorp |
3 Q |
64.35 % |
31.19 % |
- |
13.02 % |
| Pb Bankshares Inc |
3 Q |
47.06 % |
9.49 % |
- |
- |
| Pioneer Bancorp Inc |
3 Q |
50.33 % |
10.29 % |
- |
0.45 % |
| Pathfinder Bancorp Inc |
3 Q |
61.37 % |
30.31 % |
- |
10.35 % |
| Prudential Bancorp Inc |
2 Q |
63.92 % |
43.53 % |
- |
8.55 % |
| Pcb Bancorp |
3 Q |
74.06 % |
41.03 % |
- |
14.66 % |
| Peoples Bancorp Of North Carolina Inc |
2 Q |
68.82 % |
25.72 % |
- |
10.74 % |
| Peoples Bancorp Inc |
3 Q |
- |
- |
- |
4.68 % |
| Premier Financial Bancorp Inc |
2 Q |
68.63 % |
27.76 % |
- |
9.21 % |
| Peoples Financial Corp |
3 Q |
64.18 % |
16.13 % |
- |
7.22 % |
| Peoples Financial Services Corp |
3 Q |
67.13 % |
36.33 % |
- |
10.97 % |
| Peapack gladstone Financial Corporation |
3 Q |
58.24 % |
27.57 % |
- |
8.41 % |
| Parke Bancorp Inc |
3 Q |
88.41 % |
53.58 % |
- |
18.29 % |
| Plumas Bancorp |
3 Q |
79.15 % |
42.99 % |
- |
18.05 % |
| Pacific Mercantile Bancorp |
2 Q |
60.65 % |
26.73 % |
- |
10.02 % |
| Patriot National Bancorp Inc |
3 Q |
65.39 % |
17.61 % |
- |
2.8 % |
| Pnc Financial Services Group Inc |
3 Q |
59.8 % |
28.67 % |
4.58 % |
10.74 % |
| Pacific Premier Bancorp Inc |
3 Q |
83.61 % |
41.16 % |
- |
11.61 % |
| Pinnacle Bankshares Corporation |
4 Q |
89.72 % |
14 % |
- |
7.65 % |
| Partners Bancorp |
2 Q |
51.54 % |
17.5 % |
- |
4.62 % |
| Penns Woods Bancorp inc |
3 Q |
60.39 % |
26.62 % |
93.67 % |
9.09 % |
| Qcr Holdings inc |
3 Q |
63.77 % |
39.03 % |
2.12 % |
14.53 % |
| Qnb Corp |
3 Q |
60.22 % |
28.78 % |
- |
12.22 % |
| Quaint Oak Bancorp Inc |
3 Q |
40.72 % |
23.81 % |
- |
16.79 % |
| Republic Bancorp inc |
3 Q |
53.96 % |
29.98 % |
- |
10.8 % |
| Reliant Bancorp Inc |
3 Q |
68.83 % |
34.96 % |
61.03 % |
15.56 % |
| Richmond Mutual Bancorporation Inc |
2 Q |
52.18 % |
27 % |
- |
5.5 % |
| Red River Bancshares Inc |
3 Q |
62.23 % |
34.48 % |
- |
10.91 % |
| Sandy Spring Bancorp Inc |
3 Q |
77.16 % |
40.92 % |
- |
16.18 % |
| Sb One Bancorp |
1 Q |
56.66 % |
28.52 % |
- |
11.17 % |
| Seacoast Banking Corporation Of Florida |
3 Q |
94.03 % |
26.91 % |
- |
9.37 % |
| Sb Financial Group Inc |
2 Q |
- |
23.96 % |
- |
14.99 % |
| Southside Bancshares Inc |
3 Q |
76.86 % |
44.37 % |
- |
13.04 % |
| Servisfirst Bancshares Inc |
3 Q |
75.65 % |
53.36 % |
- |
19.47 % |
| Southern First Bancshares Inc |
3 Q |
94.73 % |
43.25 % |
- |
17.58 % |
| Shore Bancshares Inc |
3 Q |
61.36 % |
25.35 % |
- |
8.36 % |
| Silvergate Capital Corporation |
3 Q |
76.05 % |
45.43 % |
- |
8.82 % |
| Select Bancorp inc |
2 Q |
68.92 % |
30.54 % |
- |
8.5 % |
| Southern Missouri Bancorp Inc |
3 Q |
99.92 % |
41.85 % |
- |
17.88 % |
| Smartfinancial Inc |
3 Q |
57.86 % |
27.01 % |
- |
9.78 % |
| Summit Financial Group Inc |
3 Q |
72.4 % |
37.54 % |
49.44 % |
14.31 % |
| South Plains Financial Inc |
3 Q |
56.3 % |
26.66 % |
- |
- |
| 1st Source Corp |
3 Q |
72.96 % |
35.98 % |
- |
12.45 % |
| Southern States Bancshares Inc |
3 Q |
59.3 % |
31.96 % |
- |
- |
| State Street Corp |
1 Q |
59.41 % |
18.92 % |
53.18 % |
10.02 % |
| Spirit Of Texas Bancshares Inc |
3 Q |
63.04 % |
33.64 % |
- |
12.17 % |
| Svf Investment Corp 2 |
3 Q |
- |
- |
- |
14.39 % |
| Stock Yards Bancorp Inc |
3 Q |
73.04 % |
35.84 % |
69.25 % |
12.33 % |
| The Bancorp Inc |
3 Q |
63.34 % |
37.25 % |
- |
17.71 % |
| Trico Bancshares |
3 Q |
70.7 % |
32.35 % |
- |
11.29 % |
| The Community Financial Corporation |
3 Q |
67.93 % |
35.56 % |
46.27 % |
12.53 % |
| Tectonic Financial Inc |
3 Q |
57.94 % |
31.06 % |
- |
- |
| First Financial Corporation |
3 Q |
70.65 % |
33.11 % |
- |
10.32 % |
| Tompkins Financial Corp |
3 Q |
62.43 % |
27.34 % |
54.32 % |
13.1 % |
| Trustco Bank Corp Ny |
3 Q |
79.95 % |
35.68 % |
23.31 % |
10.26 % |
| Timberland Bancorp Inc |
3 Q |
84.96 % |
42.17 % |
- |
14.64 % |
| Tristate Capital Holdings Inc |
3 Q |
62.15 % |
32.87 % |
- |
8.61 % |
| United Bancorp Inc |
3 Q |
69.18 % |
32.36 % |
56.41 % |
13.27 % |
| United Security Bancshares |
3 Q |
65.96 % |
26.6 % |
- |
6.27 % |
| Union Bankshares Inc |
3 Q |
61.71 % |
65.36 % |
- |
22.5 % |
| Unity Bancorp Inc |
3 Q |
73.46 % |
41.98 % |
- |
18.22 % |
| Univest Financial Corporation |
3 Q |
61.11 % |
30.12 % |
- |
13.78 % |
| Virginia National Bankshares Corp |
3 Q |
69.09 % |
18.77 % |
- |
6.16 % |
| Village Bank and Trust Financial Corp |
3 Q |
60.1 % |
31.21 % |
- |
23.03 % |
| Veritex Holdings inc |
3 Q |
72.91 % |
42.17 % |
- |
9.68 % |
| Wellesley Bancorp Inc |
1 Q |
45.45 % |
19.91 % |
- |
8.61 % |
| William Penn Bancorporation |
3 Q |
55.28 % |
19.34 % |
- |
- |
| Wintrust Financial Corp |
3 Q |
59.15 % |
25.27 % |
6.32 % |
22.59 % |
| Wvs Financial Corp |
3 Q |
55.71 % |
20.91 % |
- |
2.98 % |
| Zions Bancorporation National Association |
3 Q |
67.03 % |
32.43 % |
9.73 % |
15.18 % |
