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Financial Sector

Consumer Financial Services Industry Profitability  




List of most profitable companies in Consumer Financial Services Industry over the past 12 months


Company 12 Months Ending from the most recent quarter Net Income In millions $ Net Income Margin Gross Profit Margin ROE
Discover Financial Services 1 Q $ 4,702.00 35.24% 57.1% 26.87%
S and p Global Inc 3 Q $ 4,563.00 29.66% 78.61% 13.68%
Paccar Financial Corp 3 Q $ 3,022.10 8.98% 92.15% 146.6%
Moody s Corporation 3 Q $ 2,246.00 29.94% 76.31% 56.84%
Onemain Holdings Inc 3 Q $ 705.00 25.11% -2.85% 21.4%
Equifax Inc 3 Q $ 661.20 11.13% 74.12% 13.3%
Slm Corp 3 Q $ 623.22 42.67% 45.29% 26.87%
Deere John Capital Corp 3 Q $ 581.30 11.77% 89.44% 9.61%
Pennymac Financial Services inc 3 Q $ 498.74 - - 12.49%
Bread Financial Holdings Inc 3 Q $ 473.00 8.59% 68.9% 15.01%
Credit Acceptance Corp 3 Q $ 453.80 19.7% 54.69% 27.53%
Transunion 3 Q $ 436.00 10.62% 69.79% 9.68%
Euronet Worldwide Inc 3 Q $ 360.40 8.57% 92.12% 27.88%
Rocket Companies Inc 3 Q $ 346.40 7.25% - 4.08%
Finance Of America Companies Inc 2 Q $ 342.98 47.67% 71.59% 83.63%
Nelnet Inc 2 Q $ 320.22 11.64% 76.76% 9.59%
Enova International Inc 3 Q $ 293.10 9.64% 57.25% 23.9%
Affirm Holdings Inc 3 Q $ 233.10 6.74% 71.45% 7.75%
Guild Holdings Company 3 Q $ 125.94 11.42% - 10.26%
Atlanticus Holdings Corp 2 Q $ 121.57 8.42% 31.74% 23.93%
Uwm Holdings Corporation 3 Q $ 120.15 4.33% 90.97% 6.84%
Pra Group Inc 2 Q $ 106.48 9.41% 73.49% 8.27%
World Acceptance Corp 2 Q $ 81.14 14.29% -7.58% 18.95%
Lendingclub Corporation 2 Q $ 74.03 11.92% - 5.43%
Regional Management Corp 2 Q $ 34.72 5.68% 70.74% 9.71%
Onity Group Inc 2 Q $ 29.50 3.02% 75.3% 6.37%
Plumas Bancorp 3 Q $ 26.40 31.22% 63.57% 13.12%
Usio Inc 1 Q $ 3.32 3.94% 23.97% 18.25%
Creditriskmonitor com Inc 2 Q $ 1.66 8.1% 52.84% 14.93%
Mill City Ventures Iii Ltd 2 Q $ 0.00 - - 0%
1st Franklin Financial Corporation 2 Q $ -1.79 -0.35% 55.08% -0.7%
Old Market Capital Corporation 2 Q $ -2.54 -21.28% - -4.72%
Eightco Holdings Inc 2 Q $ -9.40 -26.74% 12.45% -89.65%
Dun and Bradstreet Holdings Inc 2 Q $ -34.30 -1.63% 67.12% -1.03%
Encore Capital Group Inc 3 Q $ -45.13 -2.89% 71.46% -5.25%
Lesaka Technologies Inc 2 Q $ -87.37 -13.24% 80.07% -46.68%
Open Lending Corporation 2 Q $ -141.35 -95.11% -5.2% -123.63%
Home Point Capital Inc 1 Q $ -309.07 -46.58% 19.58% -50.55%
Profitability
Consumer Financial Services Industry
Gross margin contracted to 78.45 % in the 3. Quarter 2025 from 96.83 % in previous quarter, now Ranking #19 and ranking within sector #6.
Net margin for Consumer Financial Services Industry is 15.93 % above industry average.

More on Consumer Financial Services Industry Profitability

Consumer Financial Services Industry achieved cash flow margin of 2.51 % and above average return on equity of 17.82 %

More on Consumer Financial Services Industry Cash flow
More on Consumer Financial Services Industry ROE

All numbers are for TTM (Trailing twelve months, or last 4 quarters), MRQ stands for the most recent quarter reported and the period from where the past 12 months are included. The list includes publicly traded companies




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