More Glossary Terms Beginning with

• Accident Year
  The annual calendar accounting period in which loss events occurred, regardless of when the losses are actually reported, booked or paid.
  Insurance Term Letter: A
• Accumulation Distribution Line
  Accumulation/Distribution Line assess the cumulative flow of money into and out of a security. The signals for the Accumulation/Distribution Line are fairly straightforward and center around the concepts of divergence and confirmation. A bullish signal is given when the Accumulation/Distribution Line forms a positive divergence. A bearish signal is given when the Accumulation/Distribution Line for
  Technical Indicator Letter: A
• Acquired Fund Fees and Expenses
  fees and expenses charged by other investment companies in which the Fund invests a portion of its assets.
  Financial Term Letter: A
• Acquisition
  A business acquisition. The acquiring company records at its cost the acquired assets less liabilities assumed. The reported income of an acquiring company includes the operations of the acquired company from the date of acquisition.
  Financial Term Letter: A
• Acquisition Proposal
  means any merger, amalgamation, take-over bid, tender offer, arrangement, recapitalization, liquidation, dissolution, share exchange, material sale of assets (or any lease, long term supply agreement or other arrangement having the same economic effect as a material sale of assets) representing greater than 20% of the fair market value of the Arrangement, any sale of more than 20% of any class of
  Financial Term Letter: A
• Adenocarcinoma
  A cancer that originates in glandular tissue.
  Health Care Term Letter: A
• Adenosine
  a biological compound found in every cell of the human body; released from cells when oxygen supply does not meet oxygen demand. Extracellular adenosine protects tissues from injury caused by oxygen deprivation
  Health Care Term Letter: A
• Adjusted Average Cardmember Loans
  Represents average cardmember loans on an owned or managed basis, as applicable, excluding the impact of deferred card fees, net of deferred direct acquisition costs of cardmember loans on an owned or managed basis, as applicable.
  Financial Term Letter: A
• Admitted Insurer
  A company licensed to transact insurance business within a state.
  Insurance Term Letter: A
• ADR American Depositary Receipt
  represents ownership in the shares of a non-U.S. company that trades in U.S. financial markets. ADRs enable U.S. investors to buy shares in foreign companies without the inconveniences of cross-border & cross-currency transactions. ADRs carry prices in US dollars, pay dividends in US dollars, and can be traded like the shares of US-based companies.
  Financial Term Letter: A
• ADR Average Daily Rate
  Represents the average rate charged for renting a lodging room for one day.
  Hotel & Leisure Term Letter: A
• ADS American Depositary Share
  represents ownership in the shares of a non-U.S. company that trades in U.S. financial markets. American Depositary Share representing one underlying Ordinary Share. ADS enable U.S. investors to buy shares in foreign companies without the inconveniences of cross-border & cross-currency transactions. ADS carry prices in US dollars, pay dividends in US dollars, and can be traded like the shares of U
  Financial Term Letter: A