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Citizens Financial Services Inc   (NASDAQ: CZFS)
    Sector  Financial    Industry Regional Banks
   Industry Regional Banks
   Sector  Financial

Citizens Financial Services Inc 's

Competitiveness




 

CZFS Sales vs. its Competitors Q1 2026



Comparing the current results to its competitors, Citizens Financial Services Inc reported Revenue increase in the 1 quarter 2026 by 13.56 % year on year.
The sales growth was above Citizens Financial Services Inc 's competitors' average revenue growth of 10.84 %, achieved in the same quarter.

List of CZFS Competitors

With a net margin of 35.41 % Citizens Financial Services Inc achieved higher profitability than its competitors.

More on CZFS Profitability Comparisons



Revenue Growth Comparisons




Net Income Comparison


Citizens Financial Services Inc Net Income in the 1 quarter 2026 grew year on year by 36.15%, faster than the Citizens Financial Services Inc 's competitors average income growth of 17.56 %

<<  CZFS Stock Performance Comparisons


Citizens Financial Services Inc 's Comment on Competition and Industry Peers


The banking industry in the Bank’s service area is intensely competitive, both among commercial banks and with financial service providers such as consumer finance companies, thrifts, investment firms, mutual funds, insurance companies, credit unions, mortgage banking firms, financial companies, financial affiliates of industrial companies, internet entities, and government sponsored agencies, such as Freddie Mac and Fannie Mae, provide additional competition for loans and other financial services. The overall economy, which continues to be sluggish, has also increased competitive pressures particularly for entities seeking loan growth. Additionally, north central Pennsylvania has benefited from additional wealth resulting from the exploration for natural gas in our primary market. This has resulted in increased competition from brokerage firms and retirement fund management firms. The Bank is generally competitive with all competing financial institutions in its service areas with respect to interest rates paid on time and savings deposits, service charges on deposit accounts and interest rates charged on loans.





  

Overall company Market Share Q1 2026

Citizens Financial Services Inc achieved revenue growth of 13.56 % in Overall company, and improved market share, to approximately 0.01 %.


<<  More on CZFS Market Share.
 
*Market share is calculated based on total revenue.





Publicly Traded Peers of Citizens Financial Services Inc




1st Source Corp
Share Performance



+15.75%
This Quarter



1st Source Corp
Profile

1st Source Corp operates as a financial holding company, providing a range of banking and financial services to individuals and businesses in the Northern Indiana and Southwestern Michigan markets. Their business model revolves around offering personalized solutions, competitive products, and relationship-driven services to create long-term value for their customers and stakeholders.

More about 1st Source Corp's Market Share

Market Cap. Revenues TTM Net Income TTM
$ 2,057.070 mill. $ 442.370 mill. $ 170.913 mill.


Pacific Premier Bancorp Inc
Share Performance



+12.70%
30 Days



Pacific Premier Bancorp Inc
Profile

Pacific Premier Bancorp Inc operates as the holding company for Pacific Premier Bank. Its business model revolves around providing various banking services to businesses, professionals, entrepreneurs, and individuals in target markets. The company aims to drive long-term profitability by offering innovative financial solutions, delivering exceptional customer service, and maintaining a strong core deposit base.

More about Pacific Premier Bancorp Inc's Market Share

Market Cap. Revenues TTM Net Income TTM
$ 2,329.802 mill. $ 589.548 mill. $ 137.954 mill.


Pnc Financial Services Group Inc
Share Performance



+12.31%
This Year



Pnc Financial Services Group Inc
Profile

PNC Financial Services Group Inc operates as a diversified financial services company, offering an array of banking, investment, and asset management services to both individuals and businesses. The companys business model emphasizes a combination of physical branch locations and advanced digital banking platforms to provide tailored financial solutions that address the specific needs of their customers. By integrating technology with traditional banking services, PNC seeks to enhance customer experience and drive growth across its various financial service offerings.

More about Pnc Financial Services Group Inc 's Market Share

Market Cap. Revenues TTM Net Income TTM
$ 96,183.450 mill. $ 23,812.000 mill. $ 7,270.000 mill.


Patriot National Bancorp Inc
Share Performance



-36.53%
This Year



Patriot National Bancorp Inc
Profile

Patriot National Bancorp Inc operates as a bank holding company, providing a range of banking services to individuals and businesses.

More about Patriot National Bancorp Inc 's Market Share

Market Cap. Revenues TTM Net Income TTM
$ 124.528 mill. $ 39.436 mill. $ -6.544 mill.


Parke Bancorp Inc
Share Performance



-0.94%
Over The Past 5 Days



Parke Bancorp Inc
Profile

Parke Bancorp Inc is a financial institution that operates as a bank holding company. Through its subsidiary, Parke Bank, it provides various banking services such as accepting deposits, originating loans, and offering other financial products to individuals and businesses. The company's business model primarily revolves around the traditional banking model of generating revenue through interest income, service fees, and other financial services.

More about Parke Bancorp Inc 's Market Share

Market Cap. Revenues TTM Net Income TTM
$ 400.919 mill. $ 67.561 mill. $ 41.841 mill.

176 more competitors available

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Sources: Citizens Financial Services Inc’s official press releases and regulatory filings; CSIMarket.com’s market research; and the financial filings and press releases of other companies cited in this report.
Updated on:
Focus of this report: publicly traded companies.
For your research, we’ve provided 10 tables on Citizens Financial Services Inc versus competitors, including market share analysis.
You can find them in the navigation menu under Competition.
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