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Citizens Financial Services Inc (CZFS) Quarterly Cash Flow Statement

Quarterly · GAAP · USD millions
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Looking at cash flow data from Citizens Financial Services Inc through Sep 30 2025 provides insight into Sep 30 2026's financial flexibility across reporting periods.
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Quarterly Report, GAAP in USD millions
ITEM 		(Sep 30 2026)
9 Months 		(Jun 30 2026) (Mar 31 2026) (Dec 31 2025) (Sep 30 2025)
Operating Activities
Income32.48
Depreciation & amortization1.33
Amortization of Other Assets0.49
Extraordinary Item, Gain (Loss), Insurance Assets, Accretion Expense0.00
Restructuring & Impairment Charges0.00
Provision For Loan Losses Expensed1.00
Inventories Decrease /-Increase0.00
R & D, Environmental and Other Expense0.00
Gain (Loss) on Disposition of Assets, Total0.00
Share-based Compensation0.00
Income (Loss) from Equity Method Investments0.00
Financial Instruments and Foreign Currency Transaction108.19
Bank Owned Life Insurance Income-0.57
Dividends Paidinkind-
Income taxes0.00
Gain (Loss) on Sale of Securities, Net0.00
Increase (Decrease) in Accrued Interest Receivable, Net2.49
Accounts Payable0.00
Increase (Decrease) in Interest Payable, Net0.44
Deferred Revenue and Customer Advances and Deposits0.00
Increase (Decrease) in Prepaid Expense0.00
Other Working Capital0.00
Other Noncash Income (Expense)0.00
Other net0.00
Payments for (Proceeds from) Other Operating Activities-123.23
Discontinued operations0.00
Net Cash flow from Operating Activities23.19
Investing Activities
Capital Expenditures-0.65
Sale of Capital Items0.00
Proceeds from Maturities, Prepayments and Calls of Available-for-sale Securities61.02
Payments to Acquire Available-for-sale Securities, Debt-109.08
Proceeds from Sale of Foreclosed Assets0.00
Purchase Of Regulatory Stock-
Payments To Acquire Interest Bearing Time Deposits In Other Banks-
Proceeds From Matured Interest Bearing Time Deposits With Other Banks-
Investments In Low Income Housing Partnerships-
Proceeds From Sale Of Assets-
Restricted Cash and Investments Increase (Decrease)0.00
Payments for (Proceeds from) Loans and Leases-492.65
Payments for (Proceeds from) Deposits0.00
Payments for (Proceeds from) Other Investments0.00
Payments for (Proceeds from) Federal Reserve and FHLB-5.95
Payments to Acquire Businesses, Net of Cash Acquired0.00
Interest in Subsidiaries and Affiliates0.00
Sale of businesses0.00
Accounts payable0.00
Receivables211.24
Payments to Acquire Life Insurance Policies-21.61
Other Net-0.08
Discontinued operations0.00
Net Cash Flow from Investing Activities-357.76
Financing Activities
Short-term debt Net212.81
Other borrowing transactions0.00
Long-term debt - borrowings0.00
Long-term debt - repayments-10.00
Federal Home Loan Bank and Federal Funds0.00
Issuances / -repurchases of Comm. Stock-0.27
Partnership and Parent Transactions0.00
Issuances / -repurchases of Pref. Stock0.00
Deposits, Annuities, Contract Holders Funds132.40
Other financing activities net0.00
Other net0.00
Payments For Repurchase Of Restricted Stock-
Payments of Dividends, Preferred Stock and Preference Stock0.00
Dividends paid-7.31
Net Cash Flow from Financing Activities327.63
Effect of exchange rate on cash flow0.00
Discontinued operations0.00
Free Cash Flow22.54
Total Cash Flow-6.93
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About Citizens Financial Services Inc Quarterly Cash Flow Statement

What this statement shows

This page presents issuer-reported cash flow data, including operating, investing, financing, net, and free cash flow, as disclosed in SEC 10-Q filings and normalized by CSIMarket.

Source & verification

Last updated

  • Page updated:
  • Data lineage: SEC filings - XBRL extraction - normalization in the CSIMarket.com database.
  • Accession: 0001140361-26-042015

Figures are derived from filed reports and may be restated. Historical data is subject to revision.

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