CSIMarket Company Name, Ticker, Competitors, else..
 
Citizens Financial Services Inc   (NASDAQ: CZFS)
Other Ticker:  
 
    Sector • Financial    Industry • Regional Banks
   Industry • Regional Banks
   Sector • Financial
 

Citizens Financial Services Inc Growth Comparisons

Select each growth Category to receive further Information



CZFS Revenue Growth Rate Comparisons Company Industry Sector S&P 500
Y / Y Revenue Growth (Q2 MRQ) 47.47 % -0.32 % 8.2 % 4.8 %
Q / Q Revenue Growth (Q2 MRQ) -9.98 % 5.14 % 0.55 % 3.37 %
Y / Y Revenue Growth (for 12 months ending Q2 TTM) 26.68 % -6.58 % 8.85 % %
Seq. Revenue Growth (for 12 months ending Q2 TTM) 7.99 % -0.33 % 2.02 % 1.16 %
Revenue 5 Year Average Growth 10.25 % 11 % 9.28 % 7.61 %


CZFS's Growth Comparisons in II. Quarter 2024




Citizens Financial Services Inc showed impressive 47.47% year on year rise in the second quarter 2024 to 23 millions, despite the -0.32% in the Regional Banks industry, Financial sector grew 8.2%. Although Regional Banks industry's Revenue were softer then 4.8% overall market growth, Citizens Financial Services Inc and the Financial sector have delivered above average market Revenue.

Top-line fell by -9.98% from the first quarter. Average annual revenue growth for Citizens Financial Services Inc is 10.25%, while S & P 500's average yearly revenue increase is 7.61%, including only Businesses with the second quarter 2024 financial results.

CZFS Growth Rates by Company's Segments

Segment Name
Y / Y
Seq.
Total
47.47 %
0 %


Growth Rates of CZFS's Income in the second quarter 2024


CZFS Operating Income Growth Rates Comparisons Company Industry Sector S&P 500
Y / Y Operating Income Change (Q2 MRQ) - 7.15 % 12.92 % 16.5 %
Seq. Operating Income Change (Q2 MRQ) -24.86 % 28.77 % -10.48 % 1.72 %
Y / Y Operating Income Growth (Q2 TTM) 117.68 % -29.25 % 93.84 % 5.23 %
Seq. Operating Income Growth (Q2 TTM) 54.41 % 0.67 % 2.39 % 2.98 %
Operating Income 5 Year Avg. Change 0.07 % 7.43 % 8.7 % 9.13 %


Income from Cont. Ops. Growth Rates Comparisons Company Industry Sector S&P 500
Y / Y Income from Cont. Ops. Change (Q2 MRQ) - -9.84 % 2.46 % 22.51 %
Seq. Income from Cont. Ops. Change (Q2 MRQ) -24.9 % 8.66 % 7.62 % 11.89 %
Y / Y Income from Cont. Ops. Change (Q2 TTM) 50.96 % -40.14 % 1.16 % 8.3 %
Seq. Income from Cont. Ops. Change (Q2 TTM) 52.42 % -3.26 % 0.66 % 5.64 %
Income from Cont. Ops. 5 Year Avg. Change -0.25 % -1.15 % 6.9 % 7.3 %

CZFS Net Income Growth Rates Comparisons Company Industry Sector S&P 500
Y / Y Net Income Growth (Q2 MRQ) - -9.84 % -0.38 % 18.11 %
Q / Q Net Income Growth (Q2 MRQ) -24.9 % 8.66 % 4.62 % 10 %
Y / Y Net Income Change (Q2 TTM) 50.96 % -40.16 % 1.28 % 7.91 %
Seq. Net Income Change (Q2 TTM) 52.42 % -3.26 % 0.78 % 4.65 %
Net Income 5 Year Avg. Growth -0.25 % -1.15 % 6.93 % 7.44 %

CZFS's EPS Growth Rates


EPS from Cont. Ops. Growth Rates Comparisons Company Industry Sector S&P 500
Y / Y EPS from Cont. Ops. Change (Q2 MRQ) - 119.42 % 2.46 % 22.51 %
Seq. EPS from Cont. Ops. Change (Q2 MRQ) -25.5 % 14.54 % 7.62 % 11.89 %
Y / Y EPS from Cont. Ops. Change (Q2 TTM) 26.32 % -57.38 % - -
Seq. EPS from Cont. Ops. Change (Q2 TTM) 57.65 % -3.4 % -8.1 % 5.55 %
EPS from Cont. Ops. 5 Year Avg. Growth -4.61 % -1 % 6.9 % 7.3 %



CZFS EPS Net Growth Rates Comparisons Company Industry Sector S&P 500
Y / Y EPS Net Growth (Q2 MRQ) - 119.4 % -0.38 % 7.3 %
Q / Q EPS Net Growth (Q2 MRQ) -25.5 % 14.55 % 4.62 % 10 %
Y / Y EPS Net Change (for 12 months ending Q2 TTM) - -56.54 % -21.68 % 233.05 %
Seq. EPS Net Change (for 12 months ending Q2 TTM) 61.18 % -3.35 % -7.98 % 5.58 %
EPS Net 5 Year Avg. Change -4.61 % -1.15 % 6.93 % 7.44 %



Citizens Financial Services Inc reported bottom-line of $ 1.11 in the second quarter, compare to $ -1.01 in the same quarter a year ago. Regional Banks industry grew by 119.4%, while Financial sector decreased by -0.38%, and overall market improved by 18.11%.

Bottom-line fell by -25.5% from the first quarter results. Comparing the annual growth, income per share of -4.61% on average in last five years, to the S & P 500's, including only Businesses with the second quarter 2024 earnings, average yearly income per share growth is 7.44%. Citizens Financial Services Inc grew less than the market.

CZFS Cash Flow Growth Rates


Free Cash Flow Growth Rates Company Industry Sector S&P 500
Y / Y Free Cash Flow Change (Q2 MRQ) - 255.67 % 71.13 % 27.28 %
Seq. Free Cash Flow Change (Q2 MRQ) -77.54 % 625.01 % - 257.23 %
Y / Y Free Cash Flow Change (Q2 TTM) 90.39 % -21.57 % 3.4 % 26.46 %
Seq. Free Cash Flow Change (Q2 TTM) 35.59 % 11.18 % 8.47 % 12.77 %
Free Cash Flow 5 Year Avg. Change 2.65 % 21.4 % 6.5 % 11.94 %

Net Cash Flow Growth Rates Company Industry Sector S&P 500
Y / Y Net Cash Flow Change (Q2 MRQ) -52.45 % - - -
Seq. Net Cash Flow Change (Q2 MRQ) - 36.59 % - -
Y / Y Net Cash Flow Change (Q2 TTM) - -86.96 % - -
Seq. Net Cash Flow Change (Q2 TTM) - - - -
Net Cash Flow 5 Year Avg. Change - -4.48 % -31.3 % -33.53 %

Capital Expenditures Company Industry Sector S&P 500
Y / Y Capital Expenditures Change (Q2 MRQ) -92.61 % -4.89 % -7.62 % 21.32 %
Seq. Capital Expenditures Change (Q2 MRQ) 28.28 % 25.25 % 2.11 % 6.07 %
Y / Y Capital Expenditures Change (Q2 TTM) -65.55 % 58.14 % 59.42 % 85.07 %
Seq. Capital Expenditures Change (Q2 TTM) -63.44 % -1.2 % -1.92 % 23.07 %
Capital Expenditures 5 Year Avg. Change 39.24 % 13.05 % 0.42 % 8.99 %

Note
To view Detail Information & Trends click on Individual Category.
To see Industry, Sector or S&P 500 Performance, click on each Category respectivly, on the top of the Table.

For explanation of terms visit: Glossary
 


• Revenue Y/Y
• Op. Income Y/Y
• Cop. Income Y/Y
• Net Income Y/Y
• Eps Cop. Y/Y
• Eps Net Y/Y
• Free Cash Flow Y/Y
• Cash Flow Y/Y
• Capex Y/Y
• Y/Y Annual




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