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Citizens Financial Services Inc (CZFS) Annual Cash Flow Statement

Annual · GAAP · USD millions
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Looking at cash flow data from Citizens Financial Services Inc through Dec 31 2021 provides insight into Dec 31 2025's financial flexibility across reporting periods.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
12 Months 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Operating Activities
Income36.57
Depreciation & amortization3.73
Amortization of Other Assets4.55
Extraordinary Item, Gain (Loss), Insurance Assets, Accretion Expense0.00
Restructuring & Impairment Charges0.00
Provision For Loan Losses Expensed2.38
Inventories Decrease /-Increase0.00
R & D, Environmental and Other Expense0.00
Gain (Loss) on Disposition of Assets, Total0.00
Share-based Compensation0.63
Income (Loss) from Equity Method Investments0.00
Financial Instruments and Foreign Currency Transaction155.85
Bank Owned Life Insurance Income-1.68
Dividends Paidinkind2.05
Income taxes1.37
Gain (Loss) on Sale of Securities, Net0.00
Increase (Decrease) in Accrued Interest Receivable, Net0.39
Accounts Payable0.00
Increase (Decrease) in Interest Payable, Net-1.56
Deferred Revenue and Customer Advances and Deposits0.00
Increase (Decrease) in Prepaid Expense0.00
Other Working Capital0.00
Other Noncash Income (Expense)0.00
Other net-0.62
Payments for (Proceeds from) Other Operating Activities0.00
Discontinued operations0.00
Net Cash flow from Operating Activities36.53
Investing Activities
Capital Expenditures-1.30
Sale of Capital Items0.01
Proceeds from Maturities, Prepayments and Calls of Available-for-sale Securities0.00
Payments to Acquire Available-for-sale Securities, Debt-82.41
Proceeds from Sale of Foreclosed Assets0.24
Purchase Of Regulatory Stock-
Payments To Acquire Interest Bearing Time Deposits In Other Banks-0.10
Proceeds From Matured Interest Bearing Time Deposits With Other Banks0.35
Investments In Low Income Housing Partnerships-
Proceeds From Sale Of Assets-
Restricted Cash and Investments Increase (Decrease)0.00
Payments for (Proceeds from) Loans and Leases-33.48
Payments for (Proceeds from) Deposits0.00
Payments for (Proceeds from) Other Investments0.00
Payments for (Proceeds from) Federal Reserve and FHLB-2.22
Payments to Acquire Businesses, Net of Cash Acquired0.00
Interest in Subsidiaries and Affiliates0.00
Sale of businesses0.00
Accounts payable0.00
Receivables0.00
Payments to Acquire Life Insurance Policies0.27
Other Net0.00
Discontinued operations0.00
Net Cash Flow from Investing Activities-40.08
Financing Activities
Short-term debt Net52.71
Other borrowing transactions0.00
Long-term debt - borrowings0.00
Long-term debt - repayments-42.00
Federal Home Loan Bank and Federal Funds0.00
Issuances / -repurchases of Comm. Stock-0.48
Partnership and Parent Transactions0.00
Issuances / -repurchases of Pref. Stock0.00
Deposits, Annuities, Contract Holders Funds-5.05
Other financing activities net0.00
Other net0.00
Payments For Repurchase Of Restricted Stock-
Payments of Dividends, Preferred Stock and Preference Stock0.00
Dividends paid-9.55
Net Cash Flow from Financing Activities-4.37
Effect of exchange rate on cash flow0.00
Discontinued operations0.00
Free Cash Flow35.25
Total Cash Flow-7.91
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About Citizens Financial Services Inc Annual Cash Flow Statement

What this statement shows

This page presents issuer-reported cash flow data, including operating, investing, financing, net, and free cash flow, as disclosed in SEC 10-K filings and normalized by CSIMarket.

Source & verification

Last updated

  • Page updated:
  • Data lineage: SEC filings - XBRL extraction - normalization in the CSIMarket.com database.
  • Accession: 0001140361-26-009103

Figures are derived from filed reports and may be restated. Historical data is subject to revision.

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