Triumph Financial Inc's Competitiveness
A competitive positioning analysis and financial ratio benchmarking of Triumph Financial Inc (TFIN) against its publicly traded competitors: sales growth, net income, profitability, valuation and market share, plus each peer's market capitalization, revenue, income and employees. Free below: the top 5 peers. Subscriber access adds the full competitor list and CSV downloads.
Key Findings: Triumph Financial Inc vs Its Competitors
- TTM: Trailing 12-month revenue of 466M vs 752,059M combined for its competitors (0.1% combined share).
- Trending: Latest-quarter revenue run-rate is accelerating (+3.3% annualized vs trailing 12 months), vs holding steady (-0.9%) for its tracked peer group.
- Growth: Triumph Financial Inc generated 14.7% revenue growth year over year in Q3 2026, vs 2.3% for its competitors combined.
- Profitability: Its 11.2% net margin compares with 27.3% for the peer group.
- Scale: Triumph Financial Inc ranks #65 of 218 companies by market capitalization in the Regional Banks industry, holding 0.2% of industry market cap.
- Peer revenue share: Triumph Financial Inc accounted for 0.1% of combined revenue among its tracked peer group, up from 0.1% a year earlier.
- Peer differentiation: Revenue per employee of $0.32M compares with $0.73M for the peer group (0.4x).
Every figure above is sourced and cited in detail further down this page (Market Structure, Profitability & Cost Structure, Productivity vs Peers).
TFIN Sales vs. its Competitors, Q3 2026
Triumph Financial Inc reported revenue growth of 14.72 % year on year in Q3 2026, above its competitors' combined revenue growth of 2.27 %.
With a net margin of 11.15 %, Triumph Financial Inc reported lower profitability than its competitors (27.29 %).
Triumph Financial Inc generated 0.06 % of the combined sales of its peer group, up from 0.06 % a year earlier.
API endpoints for this dataset
Triumph Financial Inc vs. its Competitors, Q3 2026
Revenue growth, year on year
Net income growth, year on year
Net margin
Revenue run-rate vs trailing 12 months
TTM net margin
TTM = trailing twelve months. Run-rate annualizes the latest quarter (×4) and compares it to TTM. In millions of $. High-Confidence Competitors are named as a competitor directly in Triumph Financial Inc reports; Similar-Size Competitors are the closest peers by market-cap rank within the same industry; Similar Growth & Profitability Competitors are the closest peers by combined revenue growth, operating margin and ROIC, all independent of the competitor list.
TTM revenue, latest-quarter run-rate and net income/margin benchmarked across Triumph Financial Inc and its 4 competitor groupings. Available under Commercial License.
| Entity | TTM Revenue | Rev Run-rate vs TTM |
|---|---|---|
| Triumph Financial Inc | $12,345M | +12.3% · Accelerating |
| Competitors combined | $12,345M | +12.3% · Accelerating |
| Similar-Size Competitors (10) | $12,345M | +12.3% · Accelerating |
TTM revenue, run-rate and net margin benchmarking across Triumph Financial Inc's competitor groups requires a Commercial License.
For context: the Regional Banks industry grew revenue 6.8% year over year, combined, vs 14.7% for Triumph Financial Inc. Triumph Financial Inc's share of combined industry revenue moved from 0.07% to 0.07%, a gain of 0.01 percentage points.
Triumph Financial Inc's Competitor Quality Breadth
Group definitions: see Methodology: Performance Group Definitions.
| Entity | Profitable | Expanding | Above Industry Growth | Distressed |
|---|---|---|---|---|
| Triumph Financial Inc | Yes | Yes | Yes | No |
| Competitors combined (210) | ||||
| Similar-Size Competitors (10) |
Source: CSIMarket API, trailing 12 months. Altman Z-Score is not shown here: it is not populated in the underlying data for any company. Percentages are of companies in each group that report the relevant metric, not of the full group size.
TFIN Stock Performance relative to its Competitors
TFIN Stock Performance relative to Similar-Size Competitors
5 Best-Performing Tracked Competitors, Trailing 12 Months
| # | Competitor | TTM Share Price Return | vs U.S.A. 500 |
|---|---|---|---|
| 1 | Brookline Bancorp inc | 282.9% | Outperformed |
| 2 | Community Ban corp | 282.9% | Outperformed |
| 3 | Lionsgate Studios Corp | 282.9% | Outperformed |
| 4 | Peapack gladstone Financial Corporation | 282.9% | Outperformed |
| 5 | F and m Bank Corp | 282.9% | Outperformed |
TTM share price return and U.S.A. 500 outperformance for Triumph Financial Inc's best-performing competitors requires a Commercial License.
Source: CSIMarket API, trailing 12 months.
Triumph Financial Inc's Comment on Competition and Industry Peers
Publicly Traded Peers of Triumph Financial Inc
Revenue and income for trailing 12 months, in millions of $, except employees| Company | Market Cap | Revenues |
|---|---|---|
 Triumph Financial Inc |
1,478.42 | 466.21 |
 Jpmorgan Chase and Co |
897,436.67 | 190,733.00 |
 Bank Of America Corporation |
356,921.12 | 122,968.00 |
 Morgan Stanley |
284,135.04 | 59,960.00 |
 The Goldman Sachs Group Inc |
260,698.40 | 42,162.00 |
 Wells Fargo and Company |
256,142.91 | 85,055.00 |
| SUBTOTAL | 4,258,463.45 | 1,637,350.65 |
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Sources: see Methodology: Peer & Competitor Identification, Sourcing.
Updated on:
Focus of this report: publicly traded companies. Ten additional tables on Triumph Financial Inc versus competitors, including market share analysis, are in the navigation menu under Competition. To download the tables, please subscribe.
Triumph Financial Inc's Competitors Named by the Company
Competitive relationships identified from Triumph Financial Inc reports and corroborating sources, each with a basis and confidence.| Competitor | Basis | Confidence |
|---|---|---|
| Bank Bradesco | Company report | 85% |
| Hilltop Holdings Inc | Company report | 85% |
| First Financial Bankshares Inc | Company report | 85% |
| Texas Capital Bancshares Inc | Company report | 85% |
| Independent Bank Group Inc | Company report | 85% |
| First Foundation inc | Company report | 85% |
| Veritex Holdings inc | Company report | 85% |
| Allegiance Bancshares Inc. | Company report | 85% |
| Prosperity Bancshares Inc | Company report | 85% |
| Schwab Charles Corp | Company report | 85% |
| Hancock Whitney Corporation | Company report | 85% |
| Bank7 Corp | Company report | 85% |
| Rbb Bancorp | Company report | 85% |
| Third Coast Bancshares Inc | Company report | 85% |
| National Bank Holdings Corp | Company report | 85% |
| Southside Bancshares Inc | Company report | 85% |
| Origin Bancorp Inc | Company report | 85% |
| Spirit Of Texas Bancshares Inc | Company report | 85% |
| Mufg Americas Holdings Corporation | Company report | 85% |
| Northern Trust Corporation | Company report | 85% |
| Crossfirst Bankshares inc | Company report | 85% |
| Red River Bancshares Inc | Company report | 85% |
| Tectonic Financial Inc | Company report | 85% |
| Pacific Premier Bancorp Inc | Company report | 85% |
| Business First Bancshares Inc | Company report | 85% |
| Southwest Bancorp Inc | Company report | 85% |
| Texas Community Bancshares inc | Company report | 85% |
| New Peoples Bankshares Inc | Company report | 85% |
| Green Bancorp, Inc. | Company report | 85% |
| South Plains Financial Inc | Company report | 85% |
Company report basis, confidence, active dates and source counts for Triumph Financial Inc's named competitors require a Commercial License.
Methodology: see Methodology: Peer & Competitor Identification, Sourcing.
Triumph Financial Inc's Business Segment Mix vs Peers
Revenue by operating segment or division, as named and reported by each company. Segment names are the filer's own and are not standardized across companies. Do not assume a same-named or similarly-named segment is defined identically between two companies. Shares are of each company's own total revenue and are not required to sum to 100% (intersegment revenue, unallocated items).| Company | Largest Segment |
|---|---|
| Citigroup inc | Markets 29.42 % |
| Schwab Charles Corp | Investor Services 78.69 % |
| Capital one financial corp | Credit Card 74.32 % |
| Apollo Global Management Inc | Retirement Services 91.20 % |
| Energy Transfer Lp | Investment In Sunoco LP 38.49 % |
Source: operating segment revenue as reported in each company's reports (10-K/10-Q), via the CSIMarket API, leaf-level reportable segments only (parent roll-up segments are excluded where sub-segments are separately disclosed).
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Triumph Financial Inc's Productivity vs Peers Comparison
Revenue and income per employee, trailing 12 months, in $; market cap in millions of $| Company | Market Cap | Revenue / Employee | Income / Employee |
|---|---|---|---|
| Triumph Financial Inc | 1,478 | 321,526 | 34,737 |
| Jpmorgan Chase and Co | 897,437 | 598,825 | 204,714 |
| Bank Of America Corporation | 356,921 | 577,315 | 150,793 |
| Morgan Stanley | 284,135 | 722,410 | 248,482 |
| The Goldman Sachs Group Inc | 260,698 | 889,494 | 467,700 |
| Wells Fargo and Company | 256,143 | 355,879 | 96,699 |
| PEERS TOTAL | 4,256,985 | 734,792 | 155,358 |
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Triumph Financial Inc's Geographic Revenue Exposure vs Peers
Revenue by country/region as reported in each company's most recent report. Disclosure granularity varies by filer (some report by country, others by broad region) and is shown as disclosed.| Company | Largest Market |
|---|---|
| Blackrock Inc | Americas 63.73 % |
| Franklin Resources Inc | United States 72.53 % |
| Invesco Ltd | Americas 75.67 % |
| Stifel Financial Corp | Americas 57.23 % |
| Houlihan Lokey Inc | United States 69.51 % |
Source: revenue geography as reported in each company's reports (10-K/10-Q), via the CSIMarket API. Percentages are of that company's own total consolidated revenue for its most recent reported period.
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Triumph Financial Inc's Position in Industry Market Structure
Market-capitalization share and concentration across all 198 companies in Triumph Financial Inc's industry classification, broader than the peer set above. Market cap in millions of $.Triumph Financial Inc ranks #65 of 198 companies by market capitalization in its industry, holding 0.20 % of total industry market cap. The industry's Herfindahl-Hirschman Index (HHI) is 516, indicating a unconcentrated market structure (see Methodology: Market Structure & Concentration).
| Rank | Company | Market Cap | Industry Share |
|---|---|---|---|
| 1 | Bank Of Nova Scotia | 113,512 | 15.05 % |
| 2 | Deutsche Bank Aktiengesellschaft | 69,917 | 9.27 % |
| 3 | Fifth Third Bancorp | 48,582 | 6.44 % |
| 4 | State Street Corp | 46,533 | 6.17 % |
| 5 | Ita Unibanco Holding S a | 1,234 | 5.2% |
| 6 | M and t Bank Corporation | 1,234 | 5.2% |
| 7 | Northern Trust Corporation | 1,234 | 5.2% |
| 8 | Citizens Financial Group Inc | 1,234 | 5.2% |
| 9 | First Citizens Bancshares Inc | 1,234 | 5.2% |
| 10 | East West Bancorp inc | 1,234 | 5.2% |
| 65 | Triumph Financial Inc | 1,479 | 0.20 % |
Market cap and industry share for the rest of Triumph Financial Inc's industry peers requires a Commercial License.
Source: CSIMarket API (daily market-structure computation) across CSIMarket's industry classification, market capitalization as of 2026-11-06.
Triumph Financial Inc's Same-Size Peers & Stock Performance
Peers chosen by closeness in market-cap rank within the same industry classification (not the named-competitor list above). Trailing 12-month total return, 3-month price momentum, beta and Sharpe ratio vs the broad U.S. market.| Rank | Company | Market Cap | TTM Return |
|---|---|---|---|
| 60 | Origin Bancorp Inc | 1,659 | 51.69 % |
| 61 | Connectone Bancorp Inc | 1,634 | 31.19 % |
| 62 | Live Oak Bancshares Inc | 1,580 | 6.31 % |
| 63 | Lakeland Financial Corporation | 1,543 | 6.36 % |
| 64 | Amalgamated Financial Corp | 1,234 | 12.3% |
| 65 | Triumph Financial Inc | 1,479 | 14.26 % |
| 66 | Tompkins Financial Corp | 1,234 | 12.3% |
| 67 | Peoples Bancorp Inc | 1,234 | 12.3% |
| 68 | Hbt Financial Inc | 1,234 | 12.3% |
| 69 | First Mid Bancshares Inc | 1,234 | 12.3% |
| 70 | Old Second Bancorp Inc | 1,234 | 12.3% |
Market cap, return, momentum, beta and Sharpe ratio for the rest of Triumph Financial Inc's same-size peers requires a Commercial License.
Source: CSIMarket API (daily market-structure computation); returns and risk metrics as of 2026-11-06. Beta and Sharpe ratio are versus the broad U.S. equity market, not this industry.
Triumph Financial Inc's Profitability & Cost Structure
Trailing 12-month margins from SEC-filed financials. Operating margin is compared to the Regional Banks industry median; gross margin, EBITDA margin and capital intensity are compared to the live industry average (2 companies). See the full Regional Banks industry profitability benchmarks.| Metric | Company | Industry | Difference |
|---|---|---|---|
| Gross Margin | - | 56.54 % (avg) | - |
| Operating Margin | - | industry median | - |
| EBITDA Margin | 27.17 % | 50.49 % (avg) | -23.3 pp |
| Capital Intensity (Capex / Revenue) | 4.31 % | 1.38 % (avg) | +2.9 pp |
Source: CSIMarket API, trailing 12 months. SG&A and R&D as a share of revenue have limited coverage as this data is backfilled and appear only where reported. Higher capital intensity is not inherently negative; it reflects the industry's asset requirements.
Triumph Financial Inc's Valuation vs Competitive Position
Valuation multiples vs the Regional Banks industry average (2 companies, excluding loss-making/negative-equity outliers), alongside returns on capital for context on whether a premium or discount lines up with measurably stronger or weaker returns. See the full Regional Banks industry valuation benchmarks.| Metric | Company | Industry Average | Difference |
|---|---|---|---|
| P/E | 37.1x | - | - |
| EV / EBITDA | 10.6x | - | - |
| P/B | 1.8x | - | - |
| Return on Equity | 5.25 % | industry aggregate | -6.31 % |
| Return on Invested Capital | - | 4.16 % (avg) | - |
Source: CSIMarket API, trailing 12 months. A valuation premium or discount is not, by itself, a judgment of over- or under-valuation. Compare it against the return and growth context shown elsewhere on this page.
Triumph Financial Inc's Multi-Year Financial Trajectory
Fiscal-year revenue growth, operating margin, return on invested capital and P/E, as reported in company reports.| Metric | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue Growth | 26.60 % | 19.53 % | 13.56 % | 38.68 % | 10.45 % | -14.99 % | -4.37 % | 12.24 % |
| Operating Margin | 28.44 % | 26.99 % | 28.62 % | 33.52 % | 28.68 % | - | - | - |
| Return on Invested Capital | 4.33 % | 5.20 % | 5.52 % | 7.43 % | 3.19 % | 0.83 % | 0.28 % | 0.45 % |
| P/E | 16.4x | 16.4x | - | - | - | 42.3x | 172.3x | 60.2x |
Source: CSIMarket API, fiscal-year figures. P/E is this company's own historical ratio at each fiscal year end and can swing sharply around an earnings trough: that is real, not a data error.
Triumph Financial Inc's BCG Growth-Share Matrix
See Methodology: BCG Growth-Share Matrix for how relative share and growth are calculated and thresholded.
Triumph Financial Inc falls in the Question Mark quadrant: relative market share of 0.01x vs its largest competitor, in an industry growing revenue 12.0% (median, trailing 12 months).
Source: CSIMarket API (market-cap share and industry revenue growth). The 10% growth and 1.0x share lines are standard textbook thresholds, not derived from this industry's own distribution.
Triumph Financial Inc's Competitive Forces (Porter's Five Forces)
Only the forces this data can support honestly are shown; the other three are marked as such rather than guessed.| Force | Assessment | Basis |
|---|---|---|
| Competitive Rivalry | High | Industry HHI of 516 (see Industry Market Structure & Concentration above) |
| Barriers to Entry | High (capital intensive) | Capital intensity (capex / revenue) of 4.31 % vs industry average 1.38 % (see Profitability & Cost Structure above) |
Note: see Methodology: Porter's Five Forces. Supplier power and buyer power are covered on Triumph Financial Inc's dedicated Suppliers and Customers pages, not here.
Triumph Financial Inc's Industry Attractiveness & Competitive Strength
See Methodology: GE/McKinsey Matrix for how the two axes are built.
Triumph Financial Inc falls in the Medium attractiveness / Low strength cell: Harvest.
Source: CSIMarket API, trailing 12 months. Each axis score is a simple 1(low)/2(medium)/3(high) average across its three inputs -- a transparent, disclosed simplification, not a validated academic scoring model.
Triumph Financial Inc's SWOT
Every point below is a fixed rule applied to a metric already shown elsewhere on this page (Market Structure, Profitability, Valuation, Run-Rate, Stock Performance, Quality Breadth) not an independent strategic assessment. A blank quadrant means no rule was met, not that none apply.Strengths
- Latest-quarter revenue run-rate is accelerating (+3.3% annualized vs trailing 12 months).
- Outperforming the U.S.A. 500 over the trailing 12 months.
Weaknesses
- Return on equity 6.3 points below the industry aggregate.
- Low relative market share vs the industry leader (0.01x).
Opportunities
- Industry revenue growing at a healthy 12.0% median pace.
Threats
- High capital intensity requires continuous reinvestment just to keep pace with the industry.
Methodology: see Methodology: SWOT Analysis.
Triumph Financial Inc's Financial Strength vs Peers Comparison
Quick ratio, working capital, debt to equity and asset turnover, trailing 12 months| Company | Quick Ratio | Working Capital | Debt / Equity |
|---|---|---|---|
| Triumph Financial Inc | 0.10 | 0.38 | 0.07 |
| Jpmorgan Chase and Co | 0.15 | 0.42 | 1.41 |
| Bank Of America Corporation | 0.10 | 0.52 | 1.27 |
| Morgan Stanley | 0.37 | 1.12 | 3.24 |
| The Goldman Sachs Group Inc | 0.43 | 0.79 | 3.30 |
| Wells Fargo and Company | 0.11 | 0.80 | 1.16 |
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Quick ratio = cash / current liabilities; working capital ratio = current assets / current liabilities; asset turnover = revenue / total assets. Peers in the Blank Checks industry are excluded.
Triumph Financial Inc's Revenue and Income Growth vs Peers
Quarterly revenue and net income growth, year over year and quarter over quarter| Company | Period | Revenue Y/Y | Income Y/Y |
|---|---|---|---|
| Triumph Financial Inc | Q3 2026 | +14.7 % | +686.2 % |
| Jpmorgan Chase and Co | Q3 2026 | +10.2 % | +9.0 % |
| Bank Of America Corporation | Q3 2026 | +3.2 % | -16.8 % |
| Morgan Stanley | Q2 2026 | -46.0 % | +5.5 % |
| The Goldman Sachs Group Inc | Q3 2026 | -68.0 % | +29.2 % |
| Wells Fargo and Company | Q3 2026 | +5.4 % | +6.9 % |
| PEERS TOTAL | +6.9 % | +13.7 % |
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Growth is shown only where both periods are positive. Peers in the Blank Checks industry are excluded.
Triumph Financial Inc's Peers' Costs of Sales and Capital Expenditures
Context for revenue growth: peer costs and capex, year over year and quarter over quarter| Company | Period | Costs Y/Y | Capex Y/Y |
|---|---|---|---|
| Triumph Financial Inc | Q3 2026 | - | +37.0 % |
| Jpmorgan Chase and Co | Q3 2026 | -12.8 % | - |
| Bank Of America Corporation | Q3 2026 | - | - |
| Morgan Stanley | Q2 2026 | - | +32.5 % |
| The Goldman Sachs Group Inc | Q3 2026 | +8.6 % | -5.9 % |
| Wells Fargo and Company | Q3 2026 | +31.5 % | - |
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Triumph Financial Inc's Returns and Turnover vs Peers
ROA, ROI and ROE (trailing 12 months), receivables and inventory turnover| Company | ROA | ROI | ROE |
|---|---|---|---|
| Triumph Financial Inc | 0.71% | 0.71% | 5.25% |
| Jpmorgan Chase and Co | 1.34% | 1.65% | 17.70% |
| Bank Of America Corporation | 0.93% | 1.18% | 10.69% |
| Morgan Stanley | 1.30% | 1.70% | 17.79% |
| The Goldman Sachs Group Inc | 1.08% | 1.63% | 17.90% |
| Wells Fargo and Company | 1.04% | 1.23% | 12.78% |
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ROA = net income / total assets; ROI = net income / investments; ROE = net income / equity; turnover ratios use trailing 12 month revenue (receivables) and cost of sales (inventory).
Triumph Financial Inc's Valuation vs Peers
P/E, price to sales, PEG, price to cash flow and price to book| Company | P/E | Price / Sales |
|---|---|---|
| Triumph Financial Inc | 31.24 | 3.17 |
| Jpmorgan Chase and Co | 14.07 | 4.71 |
| Bank Of America Corporation | 11.79 | 2.90 |
| Morgan Stanley | 14.41 | 4.74 |
| The Goldman Sachs Group Inc | 12.49 | 6.18 |
| Wells Fargo and Company | 11.91 | 3.01 |
| PEERS AVERAGE | 12.30 | 2.60 |
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P/E = price / diluted EPS (trailing 12 months); PEG = P/E divided by EPS growth; the average row divides the peers' combined market cap by their combined income, sales, cash flow and equity.