Nsts Bancorp Inc's Competitiveness
A competitive positioning analysis and financial ratio benchmarking of Nsts Bancorp Inc (NSTS) against its publicly traded competitors: sales growth, net income, profitability, valuation and market share, plus each peer's market capitalization, revenue, income and employees. Free below: the top 5 peers. Subscriber access adds the full competitor list and CSV downloads.
Key Findings: Nsts Bancorp Inc vs Its Competitors
- TTM: Trailing 12-month revenue of 11M vs 246M combined for tracked competitors (4.3% combined share).
- Trending: Latest-quarter revenue run-rate is accelerating (+17.6% annualized vs trailing 12 months), vs holding steady (+1.5%) for its tracked peer group.
- Growth: Nsts Bancorp Inc generated 30.3% revenue growth year over year in Q2 2026, vs 8.3% for its tracked competitors combined.
- Profitability: Its -6.3% net margin compares with 34.6% for the peer group.
- Scale: Nsts Bancorp Inc ranks #35 of 40 companies by market capitalization in the S&Ls Savings Banks industry, holding 0.0% of industry market cap.
- Peer revenue share: Nsts Bancorp Inc accounted for 4.9% of combined revenue among its tracked peer group, up from 4.1% a year earlier.
- Peer differentiation: Revenue per employee of $0.22M compares with $0.00M for the peer group (50.9x).
Every figure above is sourced and cited in detail further down this page (Market Structure, Profitability & Cost Structure, Productivity vs Peers).
NSTS Sales vs. its Competitors, Q2 2026
Nsts Bancorp Inc reported revenue growth of 30.25 % year on year in Q2 2026, above its competitors' combined revenue growth of 8.34 %.
With a net margin of -6.30 %, Nsts Bancorp Inc reported lower profitability than its competitors (34.59 %).
Nsts Bancorp Inc generated 4.93 % of the combined sales of its peer group, up from 4.13 % a year earlier.
Nsts Bancorp Inc vs. its Competitors, Q2 2026
Revenue growth, year on year
Net margin
Revenue run-rate vs trailing 12 months
TTM net margin
TTM = trailing twelve months. Run-rate annualizes the latest quarter (×4) and compares it to TTM. In millions of $. High-Confidence Competitors are named as a competitor directly in an SEC filing; Similar-Size Competitors are the closest peers by market-cap rank within the same industry; Similar Growth & Profitability Competitors are the closest peers by combined revenue growth, operating margin and ROIC, all independent of the competitor list.
TTM revenue, latest-quarter run-rate and net income/margin benchmarked across Nsts Bancorp Inc and its 4 competitor groupings. Available under Commercial License.
| Entity | TTM Revenue | Rev Run-rate vs TTM |
|---|---|---|
| Nsts Bancorp Inc | $12,345M | +12.3% · Accelerating |
| Competitors combined | $12,345M | +12.3% · Accelerating |
| Similar-Size Competitors (5) | $12,345M | +12.3% · Accelerating |
TTM revenue, run-rate and net margin benchmarking across Nsts Bancorp Inc's competitor groups requires a Commercial License.
For context: the S&Ls Savings Banks industry grew revenue 2,106.4% year over year, combined, vs 30.3% for Nsts Bancorp Inc. Nsts Bancorp Inc's share of combined industry revenue moved from 0.05% to 0.00%, a loss of 0.05 percentage points.
Nsts Bancorp Inc's Competitor Quality Breadth
Share of each group, trailing 12 months: profitable (net margin > 0), expanding (revenue growth > 0), growing faster than the industry's own median, and financially distressed (Piotroski F-Score of 2 or below).
| Entity | Profitable | Expanding | Above Industry Growth | Distressed |
|---|---|---|---|---|
| Nsts Bancorp Inc | No | Yes | Yes | No |
| Competitors combined (3) | ||||
| Similar-Size Competitors (8) |
Source: CSIMarket API, trailing 12 months. Altman Z-Score is not shown here: it is not populated in the underlying data for any company. Percentages are of companies in each group that report the relevant metric, not of the full group size.
NSTS Stock Performance relative to its Competitors
NSTS Stock Performance relative to Similar-Size Competitors
5 Best-Performing Tracked Competitors, Trailing 12 Months
| # | Competitor | TTM Share Price Return | vs U.S.A. 500 |
|---|---|---|---|
| 1 | Financial Institutions Inc | 282.9% | Outperformed |
| 2 | Bank Bradesco | 282.9% | Outperformed |
| 3 | Power Reit | 282.9% | Outperformed |
TTM share price return and U.S.A. 500 outperformance for Nsts Bancorp Inc's best-performing tracked competitors requires a Commercial License.
Source: CSIMarket API, trailing 12 months.
Nsts Bancorp Inc's Comment on Competition and Industry Peers
Publicly Traded Peers of Nsts Bancorp Inc
Revenue and income for trailing 12 months, in millions of $, except employees| Company | Market Cap | Revenues |
|---|---|---|
| Nsts Bancorp Inc | - | 11.02 |
| Bank Bradesco | 18,646.51 | 118.96 |
| Financial Institutions Inc | 777.30 | 243.46 |
| Power Reit | 2.58 | 2.79 |
| SUBTOTAL | 19,426.39 | 376.22 |
Sources: Nsts Bancorp Inc's official press releases and regulatory filings; CSIMarket.com's market research; and the financial filings and press releases of the other companies cited.
Updated on:
Focus of this report: publicly traded companies. Ten additional tables on Nsts Bancorp Inc versus competitors, including market share analysis, are in the navigation menu under Competition. To download the tables, please subscribe.
Nsts Bancorp Inc's Competitors Named by the Company
Competitive relationships identified from SEC filings and corroborating sources, each with a basis and confidence.| Competitor | Basis | Confidence |
|---|---|---|
| North Shore Trust and Savings | Named by the company | 85% |
| Financial Institutions Inc | Named by the company | 85% |
| Bank Bradesco | Named by the company | 85% |
| Power Reit | Named by the company | 85% |
Filing basis, confidence, active dates and source counts for Nsts Bancorp Inc's named competitors require a Commercial License.
Methodology: relationships are extracted from SEC filings (named-competitor disclosures) and corroborating sources. Named by the company = explicitly disclosed as a competitor; Inferred = derived from corroborating signals. Confidence reflects evidence strength.
Nsts Bancorp Inc's Productivity vs Peers Comparison
Revenue and income per employee, trailing 12 months, in $; market cap in millions of $| Company | Market Cap | Revenue / Employee | Income / Employee |
|---|---|---|---|
| Nsts Bancorp Inc | - | 224,796 | -878 |
| Bank Bradesco | 18,647 | 1,449 | 52,215 |
| Financial Institutions Inc | 777 | 385,837 | 130,945 |
| Power Reit | 3 | 1,394,696 | -780,303 |
| PEERS TOTAL | 19,426 | 4,415 | 52,795 |
Nsts Bancorp Inc's Position in Industry Market Structure
Market-capitalization share and concentration across all 37 companies in Nsts Bancorp Inc's industry classification, broader than the peer set above. Market cap in millions of $.Nsts Bancorp Inc ranks #35 of 37 companies by market capitalization in its industry, holding 0.02 % of total industry market cap. The industry's Herfindahl-Hirschman Index (HHI) is 5, indicating a unconcentrated market structure (U.S. antitrust guidance: below 1,500 unconcentrated, 1,500 to 2,500 moderately concentrated, above 2,500 highly concentrated).
| Rank | Company | Market Cap | Industry Share |
|---|---|---|---|
| 2 | Axos Financial Inc | 4,905 | 1.14 % |
| 3 | Eastern Bankshares Inc | 4,589 | 1.06 % |
| 4 | Tfs Financial Corporation | 4,539 | 1.05 % |
| 5 | Bankunited inc | 3,030 | 0.70 % |
| 6 | Provident Financial Services Inc | 1,234 | 5.2% |
| 7 | Columbia Financial Inc | 1,234 | 5.2% |
| 8 | Brookline Bancorp inc | 1,234 | 5.2% |
| 9 | Capitol Federal Financial Inc | 1,234 | 5.2% |
| 10 | Hometrust Bancshares Inc | 1,234 | 5.2% |
| 11 | Kearny Financial Corp | 1,234 | 5.2% |
| 35 | Nsts Bancorp Inc | 69 | 0.02 % |
Market cap and industry share for the rest of Nsts Bancorp Inc's industry peers requires a Commercial License.
Source: CSIMarket API (daily market-structure computation) across CSIMarket's industry classification, market capitalization as of 2026-09-30.
Nsts Bancorp Inc's Same-Size Peers & Stock Performance
Peers chosen by closeness in market-cap rank within the same industry classification (not the named-competitor list above). Trailing 12-month total return, 3-month price momentum, beta and Sharpe ratio vs the broad U.S. market.| Rank | Company | Market Cap | TTM Return |
|---|---|---|---|
| 30 | Bancorp 34 Inc | 102 | - |
| 31 | Fifth District Bancorp inc | 84 | - |
| 32 | First Seacoast Bancorp Inc | 80 | 49.71 % |
| 33 | Central Plains Bancshares Inc | 1,234 | 12.3% |
| 34 | Home Federal Bancorp Inc Of Louisiana | 1,234 | 12.3% |
| 35 | Nsts Bancorp Inc | 69 | 22.73 % |
| 36 | Catalyst Bancorp Inc | 1,234 | 12.3% |
| 37 | Kentucky First Federal Bancorp | 1,234 | 12.3% |
| 38 | 1,234 | 12.3% |
Market cap, return, momentum, beta and Sharpe ratio for the rest of Nsts Bancorp Inc's same-size peers requires a Commercial License.
Source: CSIMarket API (daily market-structure computation); returns and risk metrics as of 2026-09-30. Beta and Sharpe ratio are versus the broad U.S. equity market, not this industry.
Nsts Bancorp Inc's Profitability & Cost Structure
Trailing 12-month margins from SEC-filed financials. Operating margin is compared to the S&Ls Savings Banks industry median; gross margin, EBITDA margin and capital intensity are compared to the live industry average (61 companies). See the full S&Ls Savings Banks industry profitability benchmarks.| Metric | Company | Industry | Difference |
|---|---|---|---|
| Gross Margin | - | 58.30 % (avg) | - |
| Operating Margin | - | industry median | - |
| EBITDA Margin | 24.20 % | 37.67 % (avg) | -13.5 pp |
| Capital Intensity (Capex / Revenue) | 0.44 % | 3.69 % (avg) | -3.2 pp |
Source: CSIMarket API, trailing 12 months. SG&A and R&D as a share of revenue have limited coverage as this data is backfilled and appear only where reported. Higher capital intensity is not inherently negative; it reflects the industry's asset requirements.
Nsts Bancorp Inc's Multi-Year Financial Trajectory
Fiscal-year revenue growth, operating margin, return on invested capital and P/E, as reported in SEC filings.| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue Growth | - | - | -30.58 % | -15.64 % | 126.70 % |
| Operating Margin | - | 2.45 % | - | - | -3.89 % |
| Return on Invested Capital | - | 0.07 % | - | - | -0.24 % |
| P/E | - | - | - | - | - |
Source: CSIMarket API, fiscal-year figures. P/E is this company's own historical ratio at each fiscal year end and can swing sharply around an earnings trough: that is real, not a data error.
Nsts Bancorp Inc's BCG Growth-Share Matrix
Relative market share (vs Nsts Bancorp Inc's largest competitor by market cap) against industry revenue growth, using the standard textbook thresholds (1.0x share, 10% growth) a common framework, not a precision instrument.
Nsts Bancorp Inc falls in the Dog quadrant: relative market share of 0.01x vs its largest competitor, in an industry growing revenue 8.5% (median, trailing 12 months).
Source: CSIMarket API (market-cap share and industry revenue growth). The 10% growth and 1.0x share lines are standard textbook thresholds, not derived from this industry's own distribution.
Nsts Bancorp Inc's Competitive Forces (Porter's Five Forces)
Only the forces this data can support honestly are shown; the other three are marked as such rather than guessed.| Force | Assessment | Basis |
|---|---|---|
| Competitive Rivalry | High | Industry HHI of 5 (see Industry Market Structure & Concentration above) |
| Barriers to Entry | Lower than typical for the industry | Capital intensity (capex / revenue) of 0.44 % vs industry average 3.69 % (see Profitability & Cost Structure above) |
| Supplier Power | Not covered on this page | See Nsts Bancorp Inc's dedicated suppliers page for concentration and dependency data |
| Buyer Power | Not covered on this page | See Nsts Bancorp Inc's dedicated customers page for concentration and dependency data |
| Threat of Substitutes | - | No systematic data source for cross-product substitution exists in this system; not estimated |
Note: this is a partial, data-grounded application of the framework, not a complete strategic assessment. Rivalry and barriers-to-entry readings are mechanical translations of the HHI and capital-intensity figures shown elsewhere on this page, not independent judgments.
Nsts Bancorp Inc's Industry Attractiveness & Competitive Strength
A CSIMarket composite, not a standard field: each axis is an equal-weighted average of three factors already shown elsewhere on this page (industry growth, industry profitability and rivalry for attractiveness; relative market share, profitability and growth vs industry for strength). Disclosed as a designed methodology, not a precision measurement.
Nsts Bancorp Inc falls in the Medium attractiveness / Low strength cell: Harvest.
Source: CSIMarket API, trailing 12 months. Each axis score is a simple 1(low)/2(medium)/3(high) average across its three inputs -- a transparent, disclosed simplification, not a validated academic scoring model.
Nsts Bancorp Inc's SWOT
Every point below is a fixed rule applied to a metric already shown elsewhere on this page (Market Structure, Profitability, Valuation, Run-Rate, Stock Performance, Quality Breadth) not an independent strategic assessment. A blank quadrant means no rule was met, not that none apply.Strengths
- Latest-quarter revenue run-rate is accelerating (+17.6% annualized vs trailing 12 months).
- Outperforming the U.S.A. 500 over the trailing 12 months.
Weaknesses
- Return on equity 9.0 points below the industry aggregate.
- Low relative market share vs the industry leader (0.01x).
Opportunities
No rule matched.
Threats
No rule matched.
Methodology: mechanical, rule-based SWOT. Each bullet reuses a figure already sourced and cited elsewhere on this page; nothing here is generated narrative or independent analyst judgment.
Nsts Bancorp Inc's Financial Strength vs Peers Comparison
Quick ratio, working capital, debt to equity and asset turnover, trailing 12 months| Company | Quick Ratio | Working Capital | Debt / Equity |
|---|---|---|---|
| Nsts Bancorp Inc | 0.05 | 1.14 | - |
| Bank Bradesco | 90.31 | 6.18 | - |
| Financial Institutions Inc | 0.01 | 1.33 | 0.37 |
| Power Reit | 1.98 | 1.98 | 3.96 |
Quick ratio = cash / current liabilities; working capital ratio = current assets / current liabilities; asset turnover = revenue / total assets. Peers in the Blank Checks industry are excluded.
Nsts Bancorp Inc's Revenue and Income Growth vs Peers
Quarterly revenue and net income growth, year over year and quarter over quarter| Company | Period | Revenue Y/Y | Income Y/Y |
|---|---|---|---|
| Nsts Bancorp Inc | Q2 2026 | +30.2 % | - |
| Bank Bradesco | Q4 2025 | -71.8 % | +31.1 % |
| Financial Institutions Inc | Q2 2026 | +7.0 % | +20.8 % |
| Power Reit | Q2 2026 | +154.5 % | +35.7 % |
| PEERS TOTAL | -61.6 % | +31.0 % |
Growth is shown only where both periods are positive. Peers in the Blank Checks industry are excluded.
Nsts Bancorp Inc's Peers' Costs of Sales and Capital Expenditures
Context for revenue growth: peer costs and capex, year over year and quarter over quarter| Company | Period | Costs Y/Y | Capex Y/Y |
|---|---|---|---|
| Nsts Bancorp Inc | Q2 2026 | -98.2 % | -46.2 % |
| Bank Bradesco | Q4 2025 | -9.8 % | +110.2 % |
| Financial Institutions Inc | Q2 2026 | +21.3 % | -46.9 % |
| Power Reit | Q2 2026 | - | - |
Nsts Bancorp Inc's Returns and Turnover vs Peers
ROA, ROI and ROE (trailing 12 months), receivables and inventory turnover| Company | ROA | ROI | ROE |
|---|---|---|---|
| Nsts Bancorp Inc | - | - | - |
| Bank Bradesco | 1.01% | 0.97% | 13.12% |
| Financial Institutions Inc | 1.31% | 3.75% | 13.09% |
| Power Reit | - | - | - |
ROA = net income / total assets; ROI = net income / investments; ROE = net income / equity; turnover ratios use trailing 12 month revenue (receivables) and cost of sales (inventory).
Nsts Bancorp Inc's Valuation vs Peers
P/E, price to sales, PEG, price to cash flow and price to book| Company | P/E | Price / Sales |
|---|---|---|
| Nsts Bancorp Inc | - | - |
| Bank Bradesco | 0.79 | 156.75 |
| Financial Institutions Inc | 9.53 | 3.19 |
| Power Reit | - | 0.92 |
| PEERS AVERAGE | 4.45 | 51.64 |
P/E = price / diluted EPS (trailing 12 months); PEG = P/E divided by EPS growth; the average row divides the peers' combined market cap by their combined income, sales, cash flow and equity.