Everquote Inc's Competitiveness
A competitive positioning analysis and financial ratio benchmarking of Everquote Inc (EVER) against its publicly traded competitors: sales growth, net income, profitability, valuation and market share, plus each peer's market capitalization, revenue, income and employees. Free below: the top 5 peers. Subscriber access adds the full competitor list and CSV downloads.
Key Findings: Everquote Inc vs Its Competitors
- TTM: Trailing 12-month revenue of 755M vs 127,071M combined for tracked competitors (0.6% combined share).
- Trending: Latest-quarter revenue run-rate is accelerating (+3.3% annualized vs trailing 12 months), vs accelerating (+5.7%) for its tracked peer group.
- Growth: Everquote Inc generated 24.6% revenue growth year over year in Q2 2026, vs 15.8% for its tracked competitors combined.
- Profitability: Its 9.8% net margin compares with 28.7% for the peer group.
- Scale: Everquote Inc ranks #41 of 92 companies by market capitalization in the Internet Services & Social Media industry, holding 0.0% of industry market cap.
- Peer revenue share: Everquote Inc accounted for 0.6% of combined revenue among its tracked peer group, up from 0.5% a year earlier.
- Peer differentiation: Revenue per employee of $2.12M compares with $0.55M for the peer group (3.8x).
Every figure above is sourced and cited in detail further down this page (Market Structure, Profitability & Cost Structure, Productivity vs Peers).
EVER Sales vs. its Competitors, Q2 2026
Everquote Inc reported revenue growth of 24.55 % year on year in Q2 2026, above its competitors' combined revenue growth of 15.75 %.
With a net margin of 9.83 %, Everquote Inc reported lower profitability than its competitors (28.73 %).
Everquote Inc generated 0.58 % of the combined sales of its peer group, up from 0.54 % a year earlier.
Everquote Inc vs. its Competitors, Q2 2026
Revenue growth, year on year
Net income growth, year on year
Net margin
Revenue run-rate vs trailing 12 months
TTM net margin
TTM = trailing twelve months. Run-rate annualizes the latest quarter (×4) and compares it to TTM. In millions of $. High-Confidence Competitors are named as a competitor directly in an SEC filing; Similar-Size Competitors are the closest peers by market-cap rank within the same industry; Similar Growth & Profitability Competitors are the closest peers by combined revenue growth, operating margin and ROIC, all independent of the competitor list.
TTM revenue, latest-quarter run-rate and net income/margin benchmarked across Everquote Inc and its 4 competitor groupings. Available under Commercial License.
| Entity | TTM Revenue | Rev Run-rate vs TTM |
|---|---|---|
| Everquote Inc | $12,345M | +12.3% · Accelerating |
| Competitors combined | $12,345M | +12.3% · Accelerating |
| Similar-Size Competitors (4) | $12,345M | +12.3% · Accelerating |
| Similar Growth & Profitability (3) | $12,345M | +12.3% · Accelerating |
TTM revenue, run-rate and net margin benchmarking across Everquote Inc's competitor groups requires a Commercial License.
For context: the Internet Services & Social Media industry grew revenue 20.1% year over year, combined, vs 24.6% for Everquote Inc. Everquote Inc's share of combined industry revenue moved from 0.06% to 0.06%, a gain of 0.00 percentage points.
Everquote Inc's Competitor Quality Breadth
Share of each group, trailing 12 months: profitable (net margin > 0), expanding (revenue growth > 0), growing faster than the industry's own median, and financially distressed (Piotroski F-Score of 2 or below).
| Entity | Profitable | Expanding | Above Industry Growth | Distressed |
|---|---|---|---|---|
| Everquote Inc | Yes | Yes | Yes | No |
| Competitors combined (23) | ||||
| Similar-Size Competitors (10) | ||||
| Similar Growth & Profitability (8) | 87.50 % (7 of 8) | 100.00 % (8 of 8) | 100.00 % (8 of 8) | 16.70 % (1 of 6) |
Source: CSIMarket API, trailing 12 months. Altman Z-Score is not shown here: it is not populated in the underlying data for any company. Percentages are of companies in each group that report the relevant metric, not of the full group size.
EVER Stock Performance relative to its Competitors
EVER Stock Performance relative to Similar-Size Competitors
EVER Stock Performance relative to Similar Growth & Profitability Competitors
5 Best-Performing Tracked Competitors, Trailing 12 Months
| # | Competitor | TTM Share Price Return | vs U.S.A. 500 |
|---|---|---|---|
| 1 | Brookline Bancorp inc | 282.9% | Outperformed |
| 2 | Home Federal Bancorp Inc Of Louisiana | 282.9% | Outperformed |
| 3 | Broadway Financial Corporation | 282.9% | Outperformed |
| 4 | Kentucky First Federal Bancorp | 282.9% | Outperformed |
| 5 | Cf Bankshares Inc | 282.9% | Outperformed |
TTM share price return and U.S.A. 500 outperformance for Everquote Inc's best-performing tracked competitors requires a Commercial License.
Source: CSIMarket API, trailing 12 months.
Everquote Inc's Comment on Competition and Industry Peers
We face substantial competition in all areas of our operations including internet banks and national, regional and community banks within the markets we serve. We also compete with many other types of financial institutions such as savings and loan institutions, credit unions, mortgage companies, finance companies, brokerage firms, insurance companies, factoring companies and other financial intermediaries.
Competition for loans is often driven by interest rates, loan origination and
related fees and services. Because of our lower all-in cost structure relative
to our competition, we are often able to offer borrowers more favorable interest
rates than may be available from other lenders. In addition, because we originate
assets to hold on our balance sheet as well as sell in the secondary markets,
we seek to attract borrowers by offering loan products such as jumbo residential
mortgage loans that may not be available from other lenders. We have successfully
executed both sales and securitizations of our jumbo preferred fixed rate and
adjustable rate mortgage (ARM) products.
Competition for deposit products is generally based on pricing because of the
ease with which clients can transfer deposits from one institution to another.
Our multi-channel deposit strategy has lower fixed operating costs than traditional
models because we do not incur the expenses associated with primarily operating
through a traditional branch network. In order to generate deposits, we pass
a portion of these cost savings to our clients through competitive interest
rates and fees. Besides price competition, we also seek to increase our deposit
market share through product differentiation by offering deposit products that
provide investment opportunities such as our WorldCurrency®, MarketSafe®
and EverBank Metals Selectsm deposit products.
Publicly Traded Peers of Everquote Inc
Revenue and income for trailing 12 months, in millions of $, except employees| Company | Market Cap | Revenues |
|---|---|---|
| Everquote Inc | 683.77 | 755.20 |
| Bank Of America Corporation | 400,889.23 | 121,098.00 |
| Wintrust Financial Corp | 9,798.36 | 2,761.82 |
| Tfs Financial Corporation | 4,566.88 | 347.23 |
| First Financial Bankshares Inc | 4,559.55 | 637.20 |
| Texas Capital Bancshares Inc | 4,111.46 | -637.40 |
| SUBTOTAL | 434,949.80 | 128,344.55 |
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Sources: Everquote Inc's official press releases and regulatory filings; CSIMarket.com's market research; and the financial filings and press releases of the other companies cited.
Updated on:
Focus of this report: publicly traded companies. Ten additional tables on Everquote Inc versus competitors, including market share analysis, are in the navigation menu under Competition. To download the tables, please subscribe.
Everquote Inc's Business Segment Mix vs Peers
Revenue by operating segment or division, as named and reported by each company. Segment names are the filer's own and are not standardized across companies. Do not assume a same-named or similarly-named segment is defined identically between two companies. Shares are of each company's own total revenue and are not required to sum to 100% (intersegment revenue, unallocated items).| Company | Largest Segment |
|---|---|
| Northrim Bancorp Inc | Community Banking 69.21 % |
Source: operating segment revenue as reported in each company's SEC filings (10-K/10-Q), via the CSIMarket API, leaf-level reportable segments only (parent roll-up segments are excluded where sub-segments are separately disclosed).
Everquote Inc's Productivity vs Peers Comparison
Revenue and income per employee, trailing 12 months, in $; market cap in millions of $| Company | Market Cap | Revenue / Employee | Income / Employee |
|---|---|---|---|
| Everquote Inc | 684 | 2,121,343 | 321,570 |
| Bank Of America Corporation | 400,889 | 568,535 | 158,005 |
| Wintrust Financial Corp | 9,798 | 467,946 | 146,512 |
| Tfs Financial Corporation | 4,567 | 362,452 | 106,119 |
| First Financial Bankshares Inc | 4,560 | 398,252 | 168,133 |
| Texas Capital Bancshares Inc | 4,111 | -357,087 | 204,261 |
| PEERS TOTAL | 434,266 | 551,413 | 155,526 |
Everquote Inc's Position in Industry Market Structure
Market-capitalization share and concentration across all 75 companies in Everquote Inc's industry classification, broader than the peer set above. Market cap in millions of $.Everquote Inc ranks #41 of 75 companies by market capitalization in its industry, holding 0.03 % of total industry market cap. The industry's Herfindahl-Hirschman Index (HHI) is 6,260, indicating a highly concentrated market structure (U.S. antitrust guidance: below 1,500 unconcentrated, 1,500 to 2,500 moderately concentrated, above 2,500 highly concentrated).
| Rank | Company | Market Cap | Industry Share |
|---|---|---|---|
| 1 | Meta Platforms Inc | 1,857,784 | 78.85 % |
| 2 | Applovin Corporation | 103,128 | 4.38 % |
| 3 | Nebius Group n v | 58,283 | 2.47 % |
| 4 | Gds Holdings Limited | 51,573 | 2.19 % |
| 5 | Rentokil Initial Plc | 1,234 | 5.2% |
| 6 | Thomson Reuters Corporation | 1,234 | 5.2% |
| 7 | Zoom Communications Inc | 1,234 | 5.2% |
| 8 | Digitalocean Holdings Inc | 1,234 | 5.2% |
| 9 | Flutter Entertainment Plc | 1,234 | 5.2% |
| 10 | Gartner Inc | 1,234 | 5.2% |
| 41 | Everquote Inc | 670 | 0.03 % |
Market cap and industry share for the rest of Everquote Inc's industry peers requires a Commercial License.
Source: CSIMarket API (daily market-structure computation) across CSIMarket's industry classification, market capitalization as of 2026-09-29.
Everquote Inc's Same-Size Peers & Stock Performance
Peers chosen by closeness in market-cap rank within the same industry classification (not the named-competitor list above). Trailing 12-month total return, 3-month price momentum, beta and Sharpe ratio vs the broad U.S. market.| Rank | Company | Market Cap | TTM Return |
|---|---|---|---|
| 36 | Pubmatic Inc | 855 | 121.16 % |
| 37 | Healthstream Inc | 855 | 0.12 % |
| 38 | Sabre Corporation | 837 | 19.03 % |
| 39 | Sify Technologies Ltd | 830 | 8.37 % |
| 40 | Viant Technology Inc | 1,234 | 12.3% |
| 41 | Everquote Inc | 670 | -21.69 % |
| 42 | Similarweb Ltd | 1,234 | 12.3% |
| 43 | Rezolve Ai Plc | 1,234 | 12.3% |
| 44 | J And Friends Holdings Limited | 1,234 | 12.3% |
| 45 | Huya inc | 1,234 | 12.3% |
| 46 | Chaince Digital Holdings Inc | 1,234 | 12.3% |
Market cap, return, momentum, beta and Sharpe ratio for the rest of Everquote Inc's same-size peers requires a Commercial License.
Source: CSIMarket API (daily market-structure computation); returns and risk metrics as of 2026-09-29. Beta and Sharpe ratio are versus the broad U.S. equity market, not this industry.
Everquote Inc's Profitability & Cost Structure
Trailing 12-month margins from SEC-filed financials. Operating margin is compared to the Internet Services & Social Media industry median; gross margin, EBITDA margin and capital intensity are compared to the live industry average (112 companies). See the full Internet Services & Social Media industry profitability benchmarks.| Metric | Company | Industry | Difference |
|---|---|---|---|
| Gross Margin | 97.65 % | 53.20 % (avg) | +44.5 pp |
| Operating Margin | 11.00 % | industry median | +14.7 pp |
| EBITDA Margin | 11.97 % | 8.63 % (avg) | +3.3 pp |
| Capital Intensity (Capex / Revenue) | 0.74 % | 6.24 % (avg) | -5.5 pp |
Source: CSIMarket API, trailing 12 months. SG&A and R&D as a share of revenue have limited coverage as this data is backfilled and appear only where reported. Higher capital intensity is not inherently negative; it reflects the industry's asset requirements.
Everquote Inc's Valuation vs Competitive Position
Valuation multiples vs the Internet Services & Social Media industry average (112 companies, excluding loss-making/negative-equity outliers), alongside returns on capital for context on whether a premium or discount lines up with measurably stronger or weaker returns. See the full Internet Services & Social Media industry valuation benchmarks.| Metric | Company | Industry Average | Difference |
|---|---|---|---|
| P/E | 7.1x | 40.0x | -32.9x |
| EV / EBITDA | 6.8x | 20.6x | -13.8x |
| P/B | 3.5x | 4.5x | -1.1x |
| Return on Equity | 50.29 % | industry aggregate | 8.26 % |
| Return on Invested Capital | 18.19 % | 0.06 % (avg) | 18.13 % |
Source: CSIMarket API, trailing 12 months. A valuation premium or discount is not, by itself, a judgment of over- or under-valuation. Compare it against the return and growth context shown elsewhere on this page.
Everquote Inc's Multi-Year Financial Trajectory
Fiscal-year revenue growth, operating margin, return on invested capital and P/E, as reported in SEC filings.| Metric | 2018 | 2019 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Revenue Growth | -60.33 % | -26.07 % | 29.39 % | -3.44 % | -28.75 % | 73.72 % | 38.45 % |
| Operating Margin | 14.30 % | -3.23 % | -5.24 % | -6.13 % | -18.05 % | 6.35 % | 8.42 % |
| Return on Invested Capital | 1.86 % | -8.57 % | -12.50 % | -11.39 % | -27.20 % | 14.24 % | 15.84 % |
| P/E | - | - | - | - | - | 21.6x | 9.7x |
Source: CSIMarket API, fiscal-year figures. P/E is this company's own historical ratio at each fiscal year end and can swing sharply around an earnings trough: that is real, not a data error.
Everquote Inc's Strategic Group Map
Every company in Everquote Inc's industry and named-competitor list, plotted by trailing 12-month revenue growth and operating margin. Everquote Inc is shown in red; its closest peers by combined growth, margin and ROIC (the Similar Growth & Profitability group above) are labeled.
Source: CSIMarket API, trailing 12 months. Extreme outlier values (from near-zero-revenue companies) are excluded from the plotted cloud but never from the highlighted company or its labeled peers.
Everquote Inc's BCG Growth-Share Matrix
Relative market share (vs Everquote Inc's largest competitor by market cap) against industry revenue growth, using the standard textbook thresholds (1.0x share, 10% growth) a common framework, not a precision instrument.
Everquote Inc falls in the Dog quadrant: relative market share of 0.00x vs its largest competitor, in an industry growing revenue 8.1% (median, trailing 12 months).
Source: CSIMarket API (market-cap share and industry revenue growth). The 10% growth and 1.0x share lines are standard textbook thresholds, not derived from this industry's own distribution. A caveat worth reading alongside this chart: Meta Platforms Inc alone holds 79% of this industry's market cap. In an industry this dominated by one leader, the framework will place nearly every OTHER company in "Dog" or "Question Mark" purely because relative share is measured against that leader, regardless of how strong those other companies actually are on their own fundamentals. Check the Profitability, Valuation and Financial Strength sections above before treating this quadrant label as a verdict.
Everquote Inc's Competitive Forces (Porter's Five Forces)
Only the forces this data can support honestly are shown; the other three are marked as such rather than guessed.| Force | Assessment | Basis |
|---|---|---|
| Competitive Rivalry | Low | Industry HHI of 6,260 (see Industry Market Structure & Concentration above) |
| Barriers to Entry | Lower than typical for the industry | Capital intensity (capex / revenue) of 0.74 % vs industry average 6.24 % (see Profitability & Cost Structure above) |
| Supplier Power | Not covered on this page | See Everquote Inc's dedicated suppliers page for concentration and dependency data |
| Buyer Power | Not covered on this page | See Everquote Inc's dedicated customers page for concentration and dependency data |
| Threat of Substitutes | - | No systematic data source for cross-product substitution exists in this system; not estimated |
Note: this is a partial, data-grounded application of the framework, not a complete strategic assessment. Rivalry and barriers-to-entry readings are mechanical translations of the HHI and capital-intensity figures shown elsewhere on this page, not independent judgments.
Everquote Inc's Industry Attractiveness & Competitive Strength
A CSIMarket composite, not a standard field: each axis is an equal-weighted average of three factors already shown elsewhere on this page (industry growth, industry profitability and rivalry for attractiveness; relative market share, profitability and growth vs industry for strength). Disclosed as a designed methodology, not a precision measurement.
Everquote Inc falls in the Medium attractiveness / Medium strength cell: Selective.
Source: CSIMarket API, trailing 12 months. Each axis score is a simple 1(low)/2(medium)/3(high) average across its three inputs -- a transparent, disclosed simplification, not a validated academic scoring model.
Everquote Inc's SWOT
Every point below is a fixed rule applied to a metric already shown elsewhere on this page (Market Structure, Profitability, Valuation, Run-Rate, Stock Performance, Quality Breadth) not an independent strategic assessment. A blank quadrant means no rule was met, not that none apply.Strengths
- Operating margin 14.7 points above the industry median.
- Return on equity 8.3 points above the industry aggregate.
- Latest-quarter revenue run-rate is accelerating (+3.3% annualized vs trailing 12 months).
Weaknesses
- Underperforming the U.S.A. 500 over the trailing 12 months.
- Low relative market share vs the industry leader (0.00x).
Opportunities
- Trades at a lower P/E than the industry average (7.1x vs 40.0x) despite a higher return on invested capital -- a possible re-rating opportunity.
Threats
- Industry dominated by Meta Platforms Inc , holding 78.85 % of industry market cap.
Methodology: mechanical, rule-based SWOT. Each bullet reuses a figure already sourced and cited elsewhere on this page; nothing here is generated narrative or independent analyst judgment.
Everquote Inc's Financial Strength vs Peers Comparison
Quick ratio, working capital, debt to equity and asset turnover, trailing 12 months| Company | Quick Ratio | Working Capital | Debt / Equity |
|---|---|---|---|
| Everquote Inc | 2.07 | 3.06 | - |
| Bank Of America Corporation | 0.09 | 0.52 | 1.25 |
| Wintrust Financial Corp | 0.09 | 0.04 | 0.16 |
| Tfs Financial Corporation | 1.02 | 176.49 | - |
| First Financial Bankshares Inc | 0.01 | 0.70 | 0.01 |
| Texas Capital Bancshares Inc | 0.04 | 1.53 | 0.25 |
Quick ratio = cash / current liabilities; working capital ratio = current assets / current liabilities; asset turnover = revenue / total assets. Peers in the Blank Checks industry are excluded.
Everquote Inc's Revenue and Income Growth vs Peers
Quarterly revenue and net income growth, year over year and quarter over quarter| Company | Period | Revenue Y/Y | Income Y/Y |
|---|---|---|---|
| Everquote Inc | Q2 2026 | +24.6 % | +30.5 % |
| Bank Of America Corporation | Q2 2026 | +15.0 % | +27.5 % |
| Wintrust Financial Corp | Q2 2026 | +10.3 % | +19.5 % |
| Tfs Financial Corporation | Q2 2026 | +15.2 % | +40.1 % |
| First Financial Bankshares Inc | Q2 2026 | +9.8 % | +7.9 % |
| Texas Capital Bancshares Inc | Q2 2026 | - | +9.9 % |
| PEERS TOTAL | +15.8 % | +26.3 % |
Growth is shown only where both periods are positive. Peers in the Blank Checks industry are excluded.
Everquote Inc's Peers' Costs of Sales and Capital Expenditures
Context for revenue growth: peer costs and capex, year over year and quarter over quarter| Company | Period | Costs Y/Y | Capex Y/Y |
|---|---|---|---|
| Everquote Inc | Q2 2026 | -10.0 % | +7.3 % |
| Bank Of America Corporation | Q2 2026 | - | - |
| Wintrust Financial Corp | Q2 2026 | +4.0 % | - |
| Tfs Financial Corporation | Q2 2026 | - | +101.2 % |
| First Financial Bankshares Inc | Q2 2026 | +33.6 % | +232.0 % |
| Texas Capital Bancshares Inc | Q2 2026 | +20.0 % | +80.3 % |
Everquote Inc's Returns and Turnover vs Peers
ROA, ROI and ROE (trailing 12 months), receivables and inventory turnover| Company | ROA | ROI | ROE |
|---|---|---|---|
| Everquote Inc | 36.69% | 49.99% | 50.29% |
| Bank Of America Corporation | 0.97% | 2.76% | 11.13% |
| Wintrust Financial Corp | 1.20% | 3.12% | 11.84% |
| Tfs Financial Corporation | 0.58% | 0.58% | 5.30% |
| First Financial Bankshares Inc | 1.76% | 5.03% | 14.00% |
| Texas Capital Bancshares Inc | 1.11% | 2.98% | 10.04% |
ROA = net income / total assets; ROI = net income / investments; ROE = net income / equity; turnover ratios use trailing 12 month revenue (receivables) and cost of sales (inventory).
Everquote Inc's Valuation vs Peers
P/E, price to sales, PEG, price to cash flow and price to book| Company | P/E | Price / Sales |
|---|---|---|
| Everquote Inc | 6.16 | 0.91 |
| Bank Of America Corporation | 12.66 | 3.31 |
| Wintrust Financial Corp | 10.87 | 3.55 |
| Tfs Financial Corporation | 44.94 | 13.15 |
| First Financial Bankshares Inc | 16.97 | 7.16 |
| Texas Capital Bancshares Inc | 12.18 | - |
| PEERS AVERAGE | 12.05 | 3.39 |
P/E = price / diluted EPS (trailing 12 months); PEG = P/E divided by EPS growth; the average row divides the peers' combined market cap by their combined income, sales, cash flow and equity.