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Wintrust Financial's Competitiveness

A competitive positioning analysis and financial ratio benchmarking of Wintrust Financial (WTFC) against its publicly traded competitors: sales growth, net income, profitability, valuation and market share, plus each peer's market capitalization, revenue, income and employees. Free below: the top 5 peers. Subscriber access adds the full competitor list and CSV downloads.

Peer Data As of Q2 2026
Competitors
161
Named by the company
Peer Group Market Share
0.19 %
vs 0.19 % a year ago
Revenue Growth Y/Y
10.32 %
Peers: 11.98 %
Net Margin
32.66 %
Peers: 25.38 %

Key Findings: Wintrust Financial vs Its Competitors

  • TTM: Trailing 12-month revenue of 2,762M vs 1,453,465M combined for its competitors (0.2% combined share).
  • Trending: Latest-quarter revenue run-rate is accelerating (+3.6% annualized vs trailing 12 months), vs accelerating (+2.7%) for its tracked peer group.
  • Growth: Wintrust Financial generated 10.3% revenue growth year over year in Q2 2026, vs 12.0% for its competitors combined.
  • Profitability: Its 32.7% net margin compares with 25.4% for the peer group.
  • Scale: Wintrust Financial ranks #13 of 218 companies by market capitalization in the Regional Banks industry, holding 1.4% of industry market cap.
  • Peer revenue share: Wintrust Financial accounted for 0.2% of combined revenue among its tracked peer group, up from 0.2% a year earlier.
  • Peer differentiation: Revenue per employee of $0.47M compares with $0.76M for the peer group (0.6x).

Every figure above is sourced and cited in detail further down this page (Market Structure, Profitability & Cost Structure, Productivity vs Peers).

WTFC Sales vs. its Competitors, Q2 2026

Wintrust Financial reported revenue growth of 10.32 % year on year in Q2 2026, below its competitors' combined revenue growth of 11.98 %.

With a net margin of 32.66 %, Wintrust Financial achieved higher profitability than its competitors (25.38 %).

Wintrust Financial generated 0.19 % of the combined sales of its peer group, up from 0.19 % a year earlier.

API endpoints for this dataset

https://api.csimarket.com/api/v1/companies/WTFC/competitors
https://api.csimarket.com/api/v1/companies/WTFC/relationships
https://api.csimarket.com/api/v1/companies/WTFC/similar
Programmatic access for models, analytics, and integration workflows.
Explore the Financial Data API

Wintrust Financial vs. its Competitors, Q2 2026

Revenue growth, year on year

Wintrust Financial +10.3 %
Competitors combined +12.0 %

Net income growth, year on year

Wintrust Financial +19.5 %
Competitors combined +44.7 %

Net margin

Wintrust Financial +32.7 %
Competitors combined +25.4 %

Revenue run-rate vs trailing 12 months

Wintrust Financial +3.6 %
Competitors combined +2.7 %

TTM net margin

Wintrust Financial +31.3 %
Competitors combined +22.1 %

TTM = trailing twelve months. Run-rate annualizes the latest quarter (×4) and compares it to TTM. In millions of $. High-Confidence Competitors are named as a competitor directly in Wintrust Financial reports; Similar-Size Competitors are the closest peers by market-cap rank within the same industry; Similar Growth & Profitability Competitors are the closest peers by combined revenue growth, operating margin and ROIC, all independent of the competitor list.

Competitor Financial Benchmarking - TTM Commercial

TTM revenue, latest-quarter run-rate and net income/margin benchmarked across Wintrust Financial and its 4 competitor groupings. Available under Commercial License.

Entity TTM Revenue Latest Q ×4 Rev Run-rate vs TTM TTM Net Income TTM Net Margin
Wintrust Financial Corp $12,345M $12,345M +12.3% · Accelerating $1,234M 12.3%
Competitors combined $12,345M $12,345M +12.3% · Accelerating $1,234M 12.3%
Similar-Size Competitors (9) $12,345M $12,345M +12.3% · Accelerating $1,234M 12.3%
Competitor Financial Benchmarking

TTM revenue, run-rate and net margin benchmarking across Wintrust Financial's competitor groups requires a Commercial License.

For context: the Regional Banks industry grew revenue 6.8% year over year, combined, vs 10.3% for Wintrust Financial. Wintrust Financial's share of combined industry revenue moved from 0.42% to 0.43%, a gain of 0.01 percentage points.

Wintrust Financial's Competitor Quality Breadth

Group definitions: see Methodology: Performance Group Definitions.

Entity Profitable Expanding Above Industry Growth Distressed
Wintrust Financial Corp Yes Yes No No
Competitors combined (229) 96% 87% 54% 15%
High-Confidence Competitors (1) 100% 0% 0% 0%
Similar-Size Competitors (10) 100% 90% 50% 20%

Source: CSIMarket API, trailing 12 months. Altman Z-Score is not shown here: it is not populated in the underlying data for any company. Percentages are of companies in each group that report the relevant metric, not of the full group size.

Market Share of the Peer Group, Q2 2026

0.2%market share
  • Wintrust Financial0.2%
  • Competitors combined99.8%

Share of combined quarterly revenue of Wintrust Financial and its 161 competitors.

See Wintrust Financial's full market share breakdown »

WTFC Stock Performance relative to its Competitors

WTFC Competitors (weighted) Percent change over the selected range

Wintrust Financial's Share Price Performance vs Peer Groups

Trailing 12-month total share price return, and the share of each group that outperformed the U.S.A. 500 over the same period. Similar Growth & Profitability Competitors are the closest peers by combined revenue growth, operating margin and ROIC.
70.1%beat U.S.A. 500
Competitors Combined
(155 of 221)
70%beat U.S.A. 500
Similar-Size
(7 of 10)
Entity TTM Share Price Return
(group: median)
vs U.S.A. 500
Wintrust Financial Corp 16.90 % Outperformed
Competitors combined (221) 40.4% 63.2%
High-Confidence Competitors (0) 40.4% 63.2%
Similar-Size Competitors (10) 40.4% 63.2%
Similar Growth & Profitability (0) 40.4% 63.2%
Peer Group Share Price Returns

TTM share price return and U.S.A. 500 outperformance for Wintrust Financial's competitor groups requires a Commercial License.

Source: CSIMarket API (daily market-structure computation). Outperformance is trailing-12-month total return vs the U.S.A. 500 over the same window, not risk-adjusted.

WTFC Stock Performance relative to High-Confidence Competitors

WTFC High-Confidence Competitors (equal-weighted, 1) Percent change over the selected range

WTFC Stock Performance relative to Similar-Size Competitors

WTFC Similar-Size Competitors (equal-weighted, 10) Percent change over the selected range

5 Best-Performing Tracked Competitors, Trailing 12 Months

#CompetitorTTM Share Price Returnvs U.S.A. 500
1 Brookline Bancorp inc 282.9% Outperformed
2 First Guaranty Bancshares Inc 282.9% Outperformed
3 Community Ban corp 282.9% Outperformed
4 Lionsgate Studios Corp 282.9% Outperformed
5 Peapack gladstone Financial Corporation 282.9% Outperformed
Best-Performing Competitor Returns

TTM share price return and U.S.A. 500 outperformance for Wintrust Financial's best-performing competitors requires a Commercial License.

Source: CSIMarket API, trailing 12 months.

Wintrust Financial's Comment on Competition and Industry Peers

The company operates in the commercial banking industry through its community banks, competing for deposits, loans, and other financial services. Its competitors include commercial banks, thrifts, credit unions, stockbrokers, government-sponsored entities, mutual fund companies, insurance companies, factoring companies, non-bank financial companies, and financial technology companies. These competitors operate at local, statewide, and nationwide levels. The company maintains local decision-making and a community banking approach while providing a broader range of products and larger credit facilities compared to smaller local competitors.

Publicly Traded Peers of Wintrust Financial Corp

Revenue and income for trailing 12 months, in millions of $, except employees
Company Market Cap Revenues Income Employees
Wintrust Financial Corp 10,329.62 2,761.82 864.72 5,902
Jpmorgan Chase and Co 897,436.67 190,733.00 65,204.00 318,512
Bank Of America Corporation 356,921.12 122,968.00 32,119.00 213,000
Morgan Stanley 284,679.36 68,350.00 20,370.00 83,000
The Goldman Sachs Group Inc 260,698.40 42,162.00 22,169.00 47,400
Wells Fargo and Company 256,142.91 85,055.00 23,111.00 239,000
SUBTOTAL 4,295,254.16 1,707,684.98 350,818.88 2,256,801
224 more competitors available

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Sources: see Methodology: Peer & Competitor Identification, Sourcing.
Updated on:
Focus of this report: publicly traded companies. Ten additional tables on Wintrust Financial Corp versus competitors, including market share analysis, are in the navigation menu under Competition. To download the tables, please subscribe.

Wintrust Financial's Competitors Named by the Company

Competitive relationships identified from Wintrust Financial reports and corroborating sources, each with a basis and confidence.
Competitor Basis Confidence Active Sources
Firstmerit Corp Company report 85% 2022 to 2026 3
Wells Fargo and Company Company report 85% 2022 to 2026 3
Pnc Financial Services Group Inc Company report 85% 2022 to 2026 3
Comerica Incorporated Company report 85% 2022 to 2026 3
Keycorp Company report 85% 2022 to 2026 3
Merchants Bancorp Company report 85% 2022 to 2026 3
Fifth Third Bancorp Company report 85% 2022 to 2026 3
Peoples United Financial Inc Company report 85% 2022 to 2026 3
Heritage Financial Corp Company report 85% 2022 to 2026 3
Wsfs Financial Corporation Company report 85% 2022 to 2026 3
Northern Trust Corporation Company report 85% 2022 to 2026 3
National Bank Holdings Corp Company report 85% 2022 to 2026 3
First Horizon Corp Company report 85% 2022 to 2026 3
Umpqua Holdings Corporation Company report 85% 2022 to 2026 3
Cit Group Inc Company report 85% 2022 to 2026 3
Capital one financial corp Company report 85% 2022 to 2026 3
Renasant Corp Company report 85% 2022 to 2026 3
Flagstar Bancorp Inc. Company report 85% 2022 to 2026 3
Veritex Holdings inc Company report 85% 2022 to 2026 3
County Bancorp Inc Company report 85% 2022 to 2026 3
Regions Financial Corporation Company report 85% 2022 to 2026 3
Jpmorgan Chase and Co Company report 85% 2022 to 2026 3
Prosperity Bancshares Inc Company report 85% 2022 to 2026 3
Huntington Bancshares Incorporated Company report 85% 2022 to 2026 3
Waterstone Financial Inc Company report 85% 2022 to 2026 3
Stifel Financial Corp Company report 85% 2022 to 2026 3
Truist Financial Corporation Company report 85% 2022 to 2026 3
M and t Bank Corporation Company report 85% 2022 to 2026 3
Hbt Financial Inc Company report 85% 2022 to 2026 3
Commerce Bancshares Inc Company report 85% 2022 to 2026 3
Valley National Bancorp Company report 85% 2022 to 2026 3
Premier Financial Bancorp Inc Company report 85% 2022 to 2026 3
Great Western Bancorp Inc Company report 85% 2022 to 2026 3
Heritage Commerce Corp Company report 85% 2022 to 2026 3
Tri City Bankshares Corp Company report 85% 2022 to 2026 3
Citizens Financial Group Inc Company report 85% 2022 to 2026 3
First Internet Bancorp Company report 85% 2022 to 2026 3
Voya Financial Inc Company report 85% 2022 to 2026 3
Arrow Financial Corporation Company report 85% 2022 to 2026 3
Raymond James Financial Inc Company report 85% 2022 to 2026 3
East West Bancorp inc Company report 85% 2022 to 2026 3
Smartfinancial Inc Company report 85% 2022 to 2026 3
Bank Of America Corporation Company report 85% 2022 to 2026 3
Svb Financial Group Company report 85% 2022 to 2026 3
Bar Harbor Bankshares Company report 85% 2022 to 2026 3
The Bancorp Inc Company report 85% 2022 to 2026 3
First Financial Bancorp Company report 85% 2022 to 2026 3
Baycom Corp Company report 85% 2022 to 2026 3
Boston private financial holdings inc Company report 85% 2022 to 2026 3
United Bankshares Inc Company report 85% 2022 to 2026 3
Norwood Financial Corp Company report 85% 2022 to 2026 3
Centrue Financial Corp Company report 85% 2022 to 2026 3
Pathward Financial Inc Company report 85% 2022 to 2026 3
Virginia National Bankshares Corp Company report 85% 2022 to 2026 3
German American Bancorp Inc Company report 85% 2022 to 2026 3
First Ottawa Bancshares Inc Company report 85% 2022 to 2026 3
Midland States Bancorp Inc Company report 85% 2022 to 2026 3
C and F Financial Corporation Company report 85% 2022 to 2026 3
Washington Trust Bancorp Inc Company report 85% 2022 to 2026 3
Peapack gladstone Financial Corporation Company report 85% 2022 to 2026 3
Independent Bank Group Inc Company report 85% 2022 to 2026 3
First Citizens Banc Corp Company report 85% 2022 to 2026 3
American National Bankshares Inc Company report 85% 2022 to 2026 3
Republic Bancorp Inc Company report 85% 2022 to 2026 3
Investar Holding Corporation Company report 85% 2022 to 2026 3
Citizens and Northern Corporation Company report 85% 2022 to 2026 3
Mufg Americas Holdings Corporation Company report 85% 2022 to 2026 3
Ames National Corporation Company report 85% 2022 to 2026 3
Servisfirst Bancshares Inc Company report 85% 2022 to 2026 3
Bbva Usa Bancshares Inc Company report 85% 2022 to 2026 3
Southstate Bank Corp Company report 85% 2022 to 2026 3
Live Oak Bancshares Inc Company report 85% 2022 to 2026 3
First Commonwealth Financial Corp Company report 85% 2022 to 2026 3
Bryn Mawr Bank Corp Company report 85% 2022 to 2026 3
Tompkins Financial Corp Company report 85% 2022 to 2026 3
Baylake Corp Company report 85% 2022 to 2026 3
First Busey Corporation Company report 85% 2022 to 2026 3
Oak Valley Bancorp Company report 85% 2022 to 2026 3
Fs Bancorp Inc Company report 85% 2022 to 2026 3
First Community Financial Partners, Inc. Company report 85% 2022 to 2026 3
Hoyne Bancorp, Inc. Company report 85% 2022 to 2026 3
Cnb Financial Corp Company report 85% 2022 to 2026 3
Westamerica Bancorporation Company report 85% 2022 to 2026 3
Premier Financial Corp Company report 85% 2022 to 2026 3
Hanmi Financial Corporation Company report 85% 2022 to 2026 3
Hilltop Holdings Inc Company report 85% 2022 to 2026 3
Tri county Financial Group Inc Company report 85% 2022 to 2026 3
Wesbanco Inc Company report 85% 2022 to 2026 3
Pacific Premier Bancorp Inc Company report 85% 2022 to 2026 3
Independent Bank Corp Company report 85% 2022 to 2026 3
Tfs Financial Corporation Company report 85% 2022 to 2026 3
Associated Banc corp Company report 85% 2022 to 2026 3
Lakeland Bancorp Inc Company report 85% 2022 to 2026 3
Schwab Charles Corp Company report 85% 2022 to 2026 3
Banc Of California Inc Company report 85% 2022 to 2026 3
Select Bancorp inc Company report 85% 2022 to 2026 3
Bankunited inc Company report 85% 2022 to 2026 3
Texas Capital Bancshares Inc Company report 85% 2022 to 2026 3
Mechanics Bancorp Company report 85% 2022 to 2026 3
Flushing Financial Corporation Company report 85% 2022 to 2026 3
1895 Bancorp Of Wisconsin Inc Company report 85% 2022 to 2026 3
Popular Inc Company report 85% 2022 to 2026 3
United Community Banks Inc Company report 85% 2022 to 2026 3
New Peoples Bankshares Inc Company report 85% 2022 to 2026 3
First Midwest Bancorp Inc Company report 85% 2022 to 2026 3
Denmark Bancshares Inc Company report 85% 2022 to 2026 3
Capital Bancorp Inc Company report 85% 2022 to 2026 3
Pathfinder Bancorp Inc Company report 85% 2022 to 2026 3
Glen Burnie Bancorp Company report 85% 2022 to 2026 3
First Robinson Financial Corp Company report 85% 2022 to 2026 3
Hope Bancorp Inc Company report 85% 2022 to 2026 3
PFS Bancorp, Inc. Company report 85% 2022 to 2026 3
Capitol Federal Financial Inc Company report 85% 2022 to 2026 3
Webster Financial Corporation Company report 85% 2022 to 2026 3
Pacific Mercantile Bancorp Company report 85% 2022 to 2026 3
Citizens Holding Company Company report 85% 2022 to 2026 3
West Bancorporation Inc Company report 85% 2022 to 2026 3
American River Bankshares Company report 85% 2022 to 2026 3
Equity Bancshares Inc Company report 85% 2022 to 2026 3
Cornerstone Bancshares Inc Company report 85% 2022 to 2026 3
Axos Financial Inc Company report 85% 2022 to 2026 3
Shore Bancshares Inc Company report 85% 2022 to 2026 3
Bankfinancial Corp Company report 85% 2022 to 2026 3
S and t Bancorp Inc Company report 85% 2022 to 2026 3
Middlefield Banc Corp Company report 85% 2022 to 2026 3
First Citizens Bancshares Inc Company report 85% 2022 to 2026 3
First Business Financial Services Inc Company report 85% 2022 to 2026 3
Bok Financial Corp Company report 85% 2022 to 2026 3
Tristate Capital Holdings Inc Company report 85% 2022 to 2026 3
National Bankshares Inc Company report 85% 2022 to 2026 3
First Interstate Bancsystem Inc Company report 85% 2022 to 2026 3
Choice Bancorp, Inc. Company report 85% 2022 to 2026 3
Citigroup inc Company report 85% 2022 to 2026 3
Union Bankshares Inc Company report 85% 2022 to 2026 3
Fulton Financial Corp Company report 85% 2022 to 2026 3
First Community Financial Corp Company report 85% 2022 to 2026 3
Marathon Bancorp inc Company report 85% 2022 to 2026 3
Cf Bankshares Inc Company report 85% 2022 to 2026 3
Western Alliance Bancorporation Company report 85% 2022 to 2026 3
Principal Financial Group inc Company report 85% 2022 to 2026 3
Hancock Whitney Corporation Company report 85% 2022 to 2026 3
Civista Bancshares Inc Company report 85% 2022 to 2026 3
Ameris Bancorp Company report 85% 2022 to 2026 3
Park National Corporation Company report 85% 2022 to 2026 3
Investors Bancorp Inc Company report 85% 2022 to 2026 3
Customers Bancorp Inc Company report 85% 2022 to 2026 3
Territorial Bancorp Inc Company report 85% 2022 to 2026 3
Ameriserv Financial Inc Company report 85% 2022 to 2026 3
Santander Holdings Usa Inc Company report 85% 2022 to 2026 3
Lcnb Corp Company report 85% 2022 to 2026 3
First Community Corporation Company report 85% 2022 to 2026 3
Zions Bancorporation National Association Company report 85% 2022 to 2026 3
Banner Corporation Company report 85% 2022 to 2026 3
Bank Of Marin Bancorp Company report 85% 2022 to 2026 3
First Financial Bankshares Inc Company report 85% 2022 to 2026 3
Byline Bancorp Inc Company report 85% 2022 to 2026 3
Brookline Bancorp inc Company report 85% 2022 to 2026 3
Umb Financial Corp Company report 85% 2022 to 2026 3
Ohio Valley Banc Corp Company report 85% 2022 to 2026 3
Fnb Corp Company report 85% 2022 to 2026 3
Ewsb Bancorp inc Company report 85% 2022 to 2026 3
Competitor Evidence Detail

Company report basis, confidence, active dates and source counts for Wintrust Financial's named competitors require a Commercial License.

Methodology: see Methodology: Peer & Competitor Identification, Sourcing.

Wintrust Financial's Business Segment Mix vs Peers

Revenue by operating segment or division, as named and reported by each company. Segment names are the filer's own and are not standardized across companies. Do not assume a same-named or similarly-named segment is defined identically between two companies. Shares are of each company's own total revenue and are not required to sum to 100% (intersegment revenue, unallocated items).
Company Largest Segment 2nd Segment 3rd Segment
Citigroup inc Markets 29.42 % Services 24.78 % U.S. Personal Banking 19.31 %
Schwab Charles Corp Investor Services 78.17 % Advisor Services 21.83 % -
Capital one financial corp Credit Card 74.32 % Consumer Banking 20.19 % Commercial Banking 5.51 %
Apollo Global Management Inc Retirement Services 91.20 % Asset Management 28.99 % Principal Investing 9.81 %
Energy Transfer Lp Investment In Sunoco LP 38.49 % Crude oil transportation and services 27.94 % NGL and refined products transportation and services 24.03 %

Source: operating segment revenue as reported in each company's reports (10-K/10-Q), via the CSIMarket API, leaf-level reportable segments only (parent roll-up segments are excluded where sub-segments are separately disclosed).

31 more Peers available

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Wintrust Financial's Productivity vs Peers Comparison

Revenue and income per employee, trailing 12 months, in $; market cap in millions of $
CompanyMarket CapRevenue / EmployeeIncome / Employee
Wintrust Financial Corp 10,330 467,946 146,512
Jpmorgan Chase and Co 897,437 598,825 204,714
Bank Of America Corporation 356,921 577,315 150,793
Morgan Stanley 284,679 823,494 245,422
The Goldman Sachs Group Inc 260,698 889,494 467,700
Wells Fargo and Company 256,143 355,879 96,699
PEERS TOTAL 4,284,925 757,441 155,473
224 more Peers available

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Wintrust Financial's Geographic Revenue Exposure vs Peers

Revenue by country/region as reported in each company's most recent report. Disclosure granularity varies by filer (some report by country, others by broad region) and is shown as disclosed.
Company Largest Market 2nd Market 3rd Market
Blackrock Inc Americas 64.41 % Europe 28.86 % Asia Pacific 5.41 %
Franklin Resources Inc United States 72.53 % Luxembourg 16.77 % Asia Pacific 4.38 %
Invesco Ltd Americas 75.67 % EMEA 20.05 % Asia Pacific 4.28 %
Stifel Financial Corp Americas 57.23 % - -
Up Fintech Holding Limited NZ 35.88 % SG 26.68 % US 25.64 %

Source: revenue geography as reported in each company's reports (10-K/10-Q), via the CSIMarket API. Percentages are of that company's own total consolidated revenue for its most recent reported period.

6 more Peers available

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Wintrust Financial's Position in Industry Market Structure

Market-capitalization share and concentration across all 198 companies in Wintrust Financial's industry classification, broader than the peer set above. Market cap in millions of $.

Wintrust Financial ranks #13 of 198 companies by market capitalization in its industry, holding 1.37 % of total industry market cap. The industry's Herfindahl-Hirschman Index (HHI) is 516, indicating a unconcentrated market structure (see Methodology: Market Structure & Concentration).

Rank Company Market Cap Industry Share
1 Bank Of Nova Scotia 113,512 15.05 %
2 Deutsche Bank Aktiengesellschaft 69,917 9.27 %
3 Fifth Third Bancorp 48,582 6.44 %
4 State Street Corp 46,533 6.17 %
5 Ita Unibanco Holding S a 1,234 5.2%
6 M and t Bank Corporation 1,234 5.2%
7 Northern Trust Corporation 1,234 5.2%
8 Citizens Financial Group Inc 1,234 5.2%
9 First Citizens Bancshares Inc 1,234 5.2%
10 East West Bancorp inc 1,234 5.2%
13 Wintrust Financial Corp 10,330 1.37 %
Full Industry Market Structure

Market cap and industry share for the rest of Wintrust Financial's industry peers requires a Commercial License.

Source: CSIMarket API (daily market-structure computation) across CSIMarket's industry classification, market capitalization as of 2026-11-06.

Wintrust Financial's Same-Size Peers & Stock Performance

Peers chosen by closeness in market-cap rank within the same industry classification (not the named-competitor list above). Trailing 12-month total return, 3-month price momentum, beta and Sharpe ratio vs the broad U.S. market.
Rank Company Market Cap TTM Return 3M Momentum Beta Sharpe (1Y)
8 Citizens Financial Group Inc 26,983 24.28 % -13.74 % 1.16 0.77
9 First Citizens Bancshares Inc 26,229 25.79 % -0.10 % 0.94 0.45
10 East West Bancorp inc 17,819 27.79 % -5.36 % 1.10 1.02
11 Bank Bradesco 13,455 -27.48 % -18.73 % 0.70 -0.51
12 Ally Financial Inc 1,234 12.3% 4.5% 1.10 0.80
13 Wintrust Financial Corp 10,330 16.87 % -6.64 % 1.08 0.60
14 Southstate Bank Corp 1,234 12.3% 4.5% 1.10 0.80
15 Popular Inc 1,234 12.3% 4.5% 1.10 0.80
16 Columbia Banking System Inc 1,234 12.3% 4.5% 1.10 0.80
17 Western Alliance Bancorporation 1,234 12.3% 4.5% 1.10 0.80
18 Commerce Bancshares Inc 1,234 12.3% 4.5% 1.10 0.80
Full Same-Size Peer Performance

Market cap, return, momentum, beta and Sharpe ratio for the rest of Wintrust Financial's same-size peers requires a Commercial License.

Source: CSIMarket API (daily market-structure computation); returns and risk metrics as of 2026-11-06. Beta and Sharpe ratio are versus the broad U.S. equity market, not this industry.

Wintrust Financial's Valuation vs Competitive Position

Valuation multiples vs the Regional Banks industry average (2 companies, excluding loss-making/negative-equity outliers), alongside returns on capital for context on whether a premium or discount lines up with measurably stronger or weaker returns. See the full Regional Banks industry valuation benchmarks.
Metric Company Industry Average Difference
P/E 12.1x - -
EV / EBITDA 1.8x - -
P/B 1.4x - -
Return on Equity 11.84 % industry aggregate 0.96 %
Return on Invested Capital - 4.16 % (avg) -

Source: CSIMarket API, trailing 12 months. A valuation premium or discount is not, by itself, a judgment of over- or under-valuation. Compare it against the return and growth context shown elsewhere on this page.

Wintrust Financial's Multi-Year Financial Trajectory

Fiscal-year revenue growth, operating margin, return on invested capital and P/E, as reported in company reports.
Metric 20182019202020212022202320242025
Revenue Growth 14.66 %9.49 %1.54 %23.81 %6.07 %14.90 %8.91 %11.94 %
Operating Margin 35.77 %34.09 %27.26 %36.03 %37.31 %---
Return on Invested Capital 6.39 %5.55 %3.73 %10.75 %2.03 %1.41 %1.40 %5.95 %
P/E 12.4x11.3x12.7x12.3x11.1x8.6x11.8x11.7x

Source: CSIMarket API, fiscal-year figures. P/E is this company's own historical ratio at each fiscal year end and can swing sharply around an earnings trough: that is real, not a data error.

Wintrust Financial's BCG Growth-Share Matrix

See Methodology: BCG Growth-Share Matrix for how relative share and growth are calculated and thresholded.

Question Mark Star Dog Cash Cow Relative Market Share (vs largest competitor) Industry Revenue Growth (%) Wintrust Financial

Wintrust Financial falls in the Question Mark quadrant: relative market share of 0.09x vs its largest competitor, in an industry growing revenue 11.8% (median, trailing 12 months).

Source: CSIMarket API (market-cap share and industry revenue growth). The 10% growth and 1.0x share lines are standard textbook thresholds, not derived from this industry's own distribution.

Wintrust Financial's Competitive Forces (Porter's Five Forces)

Only the forces this data can support honestly are shown; the other three are marked as such rather than guessed.
Force Assessment Basis
Competitive Rivalry High Industry HHI of 516 (see Industry Market Structure & Concentration above)
Barriers to Entry High (capital intensive) Capital intensity (capex / revenue) of 1.81 % vs industry average 1.38 % (see Profitability & Cost Structure above)

Note: see Methodology: Porter's Five Forces. Supplier power and buyer power are covered on Wintrust Financial's dedicated Suppliers and Customers pages, not here.

Wintrust Financial's Industry Attractiveness & Competitive Strength

See Methodology: GE/McKinsey Matrix for how the two axes are built.

High Strength
Medium Strength
Low Strength
High Attractiveness
Invest / Grow
Invest / Grow
Selective
Medium Attractiveness
Invest / Grow
Selective
Harvest Wintrust Financial
Low Attractiveness
Selective
Harvest
Harvest / Divest

Wintrust Financial falls in the Medium attractiveness / Low strength cell: Harvest.

Source: CSIMarket API, trailing 12 months. Each axis score is a simple 1(low)/2(medium)/3(high) average across its three inputs -- a transparent, disclosed simplification, not a validated academic scoring model.

Wintrust Financial's SWOT

Every point below is a fixed rule applied to a metric already shown elsewhere on this page (Market Structure, Profitability, Valuation, Run-Rate, Stock Performance, Quality Breadth) not an independent strategic assessment. A blank quadrant means no rule was met, not that none apply.

Strengths

  • Latest-quarter revenue run-rate is accelerating (+3.6% annualized vs trailing 12 months).
  • Outperforming the U.S.A. 500 over the trailing 12 months.

Weaknesses

  • Low relative market share vs the industry leader (0.09x).

Opportunities

  • Industry revenue growing at a healthy 11.8% median pace.

Threats

  • High capital intensity requires continuous reinvestment just to keep pace with the industry.

Methodology: see Methodology: SWOT Analysis.

Wintrust Financial's Financial Strength vs Peers Comparison

Quick ratio, working capital, debt to equity and asset turnover, trailing 12 months
CompanyQuick RatioWorking CapitalDebt / EquityAsset Turnover
Wintrust Financial Corp 0.09 0.04 0.16 0.04
Jpmorgan Chase and Co 0.15 0.42 1.41 0.04
Bank Of America Corporation 0.10 0.52 1.27 0.04
Morgan Stanley 0.40 1.12 3.16 0.05
The Goldman Sachs Group Inc 0.43 0.79 3.30 0.02
Wells Fargo and Company 0.11 0.80 1.16 0.04
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Quick ratio = cash / current liabilities; working capital ratio = current assets / current liabilities; asset turnover = revenue / total assets. Peers in the Blank Checks industry are excluded.

Wintrust Financial's Revenue and Income Growth vs Peers

Quarterly revenue and net income growth, year over year and quarter over quarter
CompanyPeriodRevenue Y/YRevenue Q/QIncome Y/YIncome Q/Q
Wintrust Financial CorpQ2 2026+10.3 %+4.7 %+19.5 %+2.8 %
Jpmorgan Chase and CoQ3 2026+10.2 %-13.5 %+9.0 %-27.3 %
Bank Of America CorporationQ3 2026+3.2 %-5.1 %-16.8 %-23.6 %
Morgan StanleyQ2 2026-30.6 %-43.4 %+58.1 %+0.3 %
The Goldman Sachs Group Inc Q3 2026-68.0 %-3.6 %+29.2 %-20.1 %
Wells Fargo and CompanyQ3 2026+5.4 %-3.3 %+6.9 %-10.4 %
PEERS TOTAL+7.7 %-0.3 %+18.4 %+2.5 %
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Growth is shown only where both periods are positive. Peers in the Blank Checks industry are excluded.

Wintrust Financial's Peers' Costs of Sales and Capital Expenditures

Context for revenue growth: peer costs and capex, year over year and quarter over quarter
CompanyPeriodCosts Y/YCosts Q/QCapex Y/YCapex Q/Q
Wintrust Financial CorpQ2 2026+4.0 %-21.8 %--
Jpmorgan Chase and CoQ3 2026-12.8 %+10.1 %--
Bank Of America CorporationQ3 2026----
Morgan StanleyQ2 2026--+7.3 %+8.6 %
The Goldman Sachs Group Inc Q3 2026+8.6 %+260.8 %-5.9 %+4.6 %
Wells Fargo and CompanyQ3 2026+31.5 %+11.7 %--
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Wintrust Financial's Returns and Turnover vs Peers

ROA, ROI and ROE (trailing 12 months), receivables and inventory turnover
CompanyROAROIROEReceivables TurnoverInventory Turnover
Wintrust Financial Corp1.20%3.12%11.84%--
Jpmorgan Chase and Co1.34%1.65%17.70%--
Bank Of America Corporation0.93%1.18%10.69%--
Morgan Stanley1.35%1.95%17.85%--
The Goldman Sachs Group Inc 1.08%1.63%17.90%0.37-
Wells Fargo and Company1.04%1.23%12.78%4.27-
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ROA = net income / total assets; ROI = net income / investments; ROE = net income / equity; turnover ratios use trailing 12 month revenue (receivables) and cost of sales (inventory).

Wintrust Financial's Valuation vs Peers

P/E, price to sales, PEG, price to cash flow and price to book
CompanyP/EPrice / SalesPEGP/CFPrice / Book
Wintrust Financial Corp12.143.740.50-1.37
Jpmorgan Chase and Co14.074.711.0239.302.41
Bank Of America Corporation11.792.900.45113.811.20
Morgan Stanley14.684.170.325.582.42
The Goldman Sachs Group Inc 12.496.180.2036.262.09
Wells Fargo and Company11.913.010.4337.431.44
PEERS AVERAGE12.242.5255.621.58
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P/E = price / diluted EPS (trailing 12 months); PEG = P/E divided by EPS growth; the average row divides the peers' combined market cap by their combined income, sales, cash flow and equity.

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