Emclaire Financial (EMCF) Quarterly Income Statement

Quarterly · GAAP · USD millions
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Reviewing income statement figures over time helps illustrate how Emclaire Financial generates earnings and manages operating expenses.
Quarterly Report, GAAP in USD millions
ITEM
(Sep 30 2022)
Q3 2022
(Jun 30 2022) (Mar 31 2022) (Dec 31 2021) (Sep 30 2021)
Revenues
Interest and Fee Income, Loans and Leases8.52
Interest and Dividend Income, Securities, Operating0.28
Interest Income and Fees, Bankers Acceptances, Certificates of Deposit and Commercial Paper0.01
Other Income0.76
Total Interest Income9.57
Interest Expense, Deposits0.86
Interest Expense, Short-term Borrowing0.00
Interest Expense, Borrowings0.15
Total Interest Expense1.01
Net Interest Income8.56
Provision for loan losses0.14
Total Net Interest Income8.42
Bank Owned Life Insurance Income0.14
Gain (Loss) on Disposition of Assets and Other Investments0.12
Loss / Gain on Investment0.00
Other Non-Interest Income0.75
Total Non-interest Income0.88
Total Revenues9.30
Costs & Expenses
Salaries & employee benefits, SGA2.52
Depreciation & Amortization0.04
Professional Fees0.23
Federal Deposit Insurance Corporation Premium Expense0.14
Other Noninterest Expense1.81
Total Operating Expenses5.61
Total Costs & Expenses6.62
Income & Taxes
Income /-loss before income taxes3.70
Income taxes expenses/-benefit0.66
Income after income taxes3.04
Net income/-loss of other equity0.00
Income /-loss after income taxes3.04
Net Income/-loss3.04
Preferred dividends0.03
Income/-loss to shareholder3.01
Earnings Per Share
Basic EPS (excl. extra items)1.10
Basic Net EPS1.10
Basic shares outstanding (Mill. of Units)2.74
Diluted Net EPS1.09
Diluted average shares (Mill. of Units)2.77
Dividend per share0.31
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About EMCF Quarterly Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-Q filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-Q filings
  • Filed with the SEC: n/a

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.