Emclaire Financial (EMCF) Growth Rates Comparisons to Commercial Banks Industry, Sector, Market. Sales, Income, EPS
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Emclaire Financial Corp  (NASDAQ: EMCF)
    Sector  Financial    Industry Commercial Banks
   Industry Commercial Banks
   Sector  Financial
 

Emclaire Financial Growth Comparisons

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EMCF Revenue Growth Rate Comparisons Company Industry Sector S&P 500
Y / Y Revenue Growth (Q3 MRQ) -5.66 % 0.97 % 7.34 % 5.64 %
Q / Q Revenue Growth (Q3 MRQ) 7.24 % 4.84 % 1.99 % 0.25 %
Y / Y Revenue Growth (for 12 months ending Q3 TTM) 1.91 % -0.95 % 6.9 % %
Sequential Revenue Growth (for 12 months ending Q3 TTM) -1.55 % 0.24 % 1.13 % 1.48 %
Revenue 5 Year Average Growth 9.06 % 4.99 % 11.52 % 11.9 %


EMCF's Growth Comparisons in III. Quarter 2022




Although the Commercial Banks industry saw advancing Revenue by 0.97%, Emclaire Financial announced -5.66% year on year revenue decline in the third quarter 2022, to $ 9 millions, and underperformed the 7.34% Revenue growth in the Financial sector. The Financial sector grew above market average, while Commercial Banks industry and Emclaire Financial Corp results underperformed, in the third quarter.

Comparing the company's Revenue to the second quarter results, revenue were higher by 7.24% . On the yearly basis, average annual revenue growth for Emclaire Financial is 9.06%, while S & P 500's including only Businesses with the third quarter 2022 earnings, average annual revenue growth is 11.9% over the past five years.


Growth Rates of EMCF's Income in the third quarter 2022


EMCF Operating Income Growth Rates Comparisons Company Industry Sector S&P 500
Y / Y Operating Income Change (Q3 MRQ) -10.03 % -24.47 % 4.63 % -20.05 %
Sequential Operating Income Change (Q3 MRQ) 31.66 % -13.99 % 4.77 % -6.77 %
Y / Y Operating Income Growth (Q3 TTM) 6.05 % 17.11 % 9.32 % 3.5 %
Sequential Operating Income Growth (Q3 TTM) -3.12 % -5.45 % -0.35 % -5.38 %
Operating Income 5 Year Avg. Change 18.8 % 14.28 % 17.58 % 15.67 %


Income from Cont. Ops. Growth Rates Comparisons Company Industry Sector S&P 500
Y / Y Income from Cont. Ops. Change (Q3 MRQ) -9.93 % -19.82 % -35.93 % -21.2 %
Sequential Income from Cont. Ops. Change (Q3 MRQ) 35.9 % 3.44 % 85.11 % -17.26 %
Y / Y Income from Cont. Ops. Change (Q3 TTM) 5.56 % -21.54 % -28.37 % -3.14 %
Sequential Income from Cont. Ops. Change (Q3 TTM) -3.15 % -4.88 % -9.09 % -5.49 %
Income from Cont. Ops. 5 Year Avg. Change 20.6 % 12.67 % 19.96 % 20.72 %

EMCF Net Income Growth Rates Comparisons Company Industry Sector S&P 500
Y / Y Net Income Growth (Q3 MRQ) -9.93 % -19.83 % -36.53 % -19.35 %
Q / Q Net Income Growth (Q3 MRQ) 35.9 % 4.1 % 87.61 % -15.62 %
Y / Y Net Income Change (Q3 TTM) 4.54 % -21.75 % -27.35 % -4.05 %
Sequential Net Income Change (Q3 TTM) -3.12 % -4.89 % -9.26 % -5.07 %
Net Income 5 Year Avg. Growth 20.6 % 12.77 % 20.58 % 21.27 %

EMCF's EPS Growth Rates


EPS from Cont. Ops. Growth Rates Comparisons Company Industry Sector S&P 500
Y / Y EPS from Cont. Ops. Change (Q3 MRQ) -11.29 % -18.53 % -35.93 % -21.2 %
Sequential EPS from Cont. Ops. Change (Q3 MRQ) 41.03 % 3.81 % 85.11 % -17.26 %
Y / Y EPS from Cont. Ops. Change (Q3 TTM) 3.65 % -0.11 % - -
Sequential EPS from Cont. Ops. Change (Q3 TTM) -3.66 % 0.52 % -26.07 % -36.1 %
EPS from Cont. Ops. 5 Year Avg. Growth 14.5 % 29.89 % 19.96 % 20.72 %



EMCF EPS Net Growth Rates Comparisons Company Industry Sector S&P 500
Y / Y EPS Net Growth (Q3 MRQ) -11.38 % -18.54 % -36.53 % -19.35 %
Q / Q EPS Net Growth (Q3 MRQ) 41.56 % 4.48 % 87.61 % -15.62 %
Y / Y EPS Net Change (for 12 months ending Q3 TTM) - 0.44 % -91.08 % -99.83 %
Sequential EPS Net Change (for 12 months ending Q3 TTM) -3.69 % 1.05 % -52.28 % -99.83 %
EPS Net 5 Year Avg. Change 14.43 % 12.77 % 20.58 % 21.27 %



Emclaire Financial saw it's income per share fall by -11.38% from the same quarter a year ago, in the third quarter, Emclaire Financial was still better off than the Commercial Banks industry reporting -18.54%, and less than -36.53% slide in the Financial sector. Observing the third quarter 2022 income per share growth, both Commercial Banks industry and Emclaire Financial Corp outperformed -19.35% overall market increase.

The bottom-line grew by 41.56% from the second quarter. Average yearly income per share growth for Emclaire Financial is 14.43%, while S & P 500's average annual income per share increase is 21.27% over the five years, including only Businesses with the third quarter 2022 earnings reports.

EMCF Cash Flow Growth Rates


Free Cash Flow Growth Rates Company Industry Sector S&P 500
Y / Y Free Cash Flow Change (Q3 MRQ) - -63.04 % 29.47 % -3.6 %
Sequential Free Cash Flow Change (Q3 MRQ) 191.9 % -69.44 % -11.65 % 25.82 %
Y / Y Free Cash Flow Change (Q3 TTM) 70.33 % 303.28 % 52.61 % 0.2 %
Sequential Free Cash Flow Change (Q3 TTM) 189.09 % -21.32 % 4.68 % -2.58 %
Free Cash Flow 5 Year Avg. Change 39.99 % 9.01 % 47.55 % 33.58 %

Net Cash Flow Growth Rates Company Industry Sector S&P 500
Y / Y Net Cash Flow Change (Q3 MRQ) - -97.45 % -76.83 % -
Sequential Net Cash Flow Change (Q3 MRQ) - - - -
Y / Y Net Cash Flow Change (Q3 TTM) - - - -
Sequential Net Cash Flow Change (Q3 TTM) - - - -
Net Cash Flow 5 Year Avg. Change - 104.33 % 99.46 % 114.35 %

Capital Expenditures Company Industry Sector S&P 500
Y / Y Capital Expenditures Change (Q3 MRQ) -58.44 % -46.3 % -40.34 % 0.33 %
Sequential Capital Expenditures Change (Q3 MRQ) 65.52 % -46.74 % -44.78 % 90.04 %
Y / Y Capital Expenditures Change (Q3 TTM) -17.91 % -0.38 % -4.99 % -0.33 %
Sequential Capital Expenditures Change (Q3 TTM) -15.72 % -1.4 % -23.77 % -1.69 %
Capital Expenditures 5 Year Avg. Change - 9.43 % 18.41 % 18.6 %

Note
To view Detail Information & Trends click on Individual Category.
To see Industry, Sector or S&P 500 Performance, click on each Category respectivly, on the top of the Table.

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