Chime Financial Inc's Competitiveness
A competitive positioning analysis and financial ratio benchmarking of Chime Financial Inc (CHYM) against its publicly traded competitors: sales growth, net income, profitability, valuation and market share, plus each peer's market capitalization, revenue, income and employees. Free below: the top 5 peers. Subscriber access adds the full competitor list and CSV downloads.
Key Findings: Chime Financial Inc vs Its Competitors
- TTM: Trailing 12-month revenue of 2,457M vs -M combined for tracked competitors (100.0% combined share).
- Trending: Latest-quarter revenue run-rate is accelerating (+9.0% annualized vs trailing 12 months).
- Scale: Chime Financial Inc ranks #14 of 117 companies by market capitalization in the Miscellaneous Financial Services industry, holding 1.6% of industry market cap.
- Peer revenue share: Chime Financial Inc accounted for 100.0% of combined revenue among its tracked peer group, up from 100.0% a year earlier.
Every figure above is sourced and cited in detail further down this page (Market Structure, Profitability & Cost Structure, Productivity vs Peers).
CHYM Sales vs. its Competitors, Q2 2026
Chime Financial Inc generated 100.00 % of the combined sales of its peer group, up from 100.00 % a year earlier.
For context: the Miscellaneous Financial Services industry grew revenue 293.3% year over year, combined, vs 26.8% for Chime Financial Inc. Chime Financial Inc's share of combined industry revenue moved from 0.63% to 0.20%, a loss of 0.42 percentage points.
Chime Financial Inc's Competitor Quality Breadth
Share of each group, trailing 12 months: profitable (net margin > 0), expanding (revenue growth > 0), growing faster than the industry's own median, and financially distressed (Piotroski F-Score of 2 or below).
| Entity | Profitable | Expanding | Above Industry Growth | Distressed |
|---|---|---|---|---|
| Chime Financial Inc | No | Yes | Yes | Yes |
| High-Confidence Competitors (10) | ||||
| Similar-Size Competitors (10) | ||||
| Similar Growth & Profitability (8) | 28.60 % (2 of 7) | 100.00 % (8 of 8) | 75.00 % (6 of 8) | 37.50 % (3 of 8) |
Source: CSIMarket API, trailing 12 months. Altman Z-Score is not shown here: it is not populated in the underlying data for any company. Percentages are of companies in each group that report the relevant metric, not of the full group size.
CHYM Stock Performance relative to its Competitors
CHYM Stock Performance relative to High-Confidence Competitors
CHYM Stock Performance relative to Similar-Size Competitors
CHYM Stock Performance relative to Similar Growth & Profitability Competitors
Chime Financial Inc's Comment on Competition and Industry Peers
Chime Financial Inc's Competitors Named by the Company
Competitive relationships identified from SEC filings and corroborating sources, each with a basis and confidence.| Competitor | Basis | Confidence |
|---|---|---|
| Bank of America | Named by the company | 85% |
| J.P. Morgan Chase | Named by the company | 85% |
| Revolut | Named by the company | 85% |
| Affirm | Named by the company | 85% |
| Citibank | Named by the company | 85% |
| PayPal | Named by the company | 85% |
| Moatable inc | Named by the company | 85% |
| Capital One | Named by the company | 85% |
| Klarna | Named by the company | 85% |
| SoFi | Named by the company | 85% |
| Ally | Named by the company | 85% |
| Discover | Named by the company | 85% |
| PNC Bank | Named by the company | 85% |
| Cash App | Named by the company | 85% |
| Nubank | Named by the company | 85% |
| Wells Fargo | Named by the company | 85% |
Filing basis, confidence, active dates and source counts for Chime Financial Inc's named competitors require a Commercial License.
Methodology: relationships are extracted from SEC filings (named-competitor disclosures) and corroborating sources. Named by the company = explicitly disclosed as a competitor; Inferred = derived from corroborating signals. Confidence reflects evidence strength.