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Chime Financial Inc's Business Segments
Chime Financial Inc's reported revenue by business segment and by geographic region, quarterly and annual, normalized against the consolidated income statement. Free below: the top 3 rows per table, this quarter and this fiscal year. Subscriber access adds the full segment history and operating income by segment.
Segment Data As of FY
Reportable Segments
3
Largest Segment
Payments revenue
Total Revenue
$ 670
Regions Reported
-
Revenue Share by Reportable Segment - FY
- Payments revenue0%
- Platform-Related Revenue40.1%
- MyPay12.2%
Revenue by Reportable Segment - FY
| Segment | Revenue (Millions) | % of Total |
|---|---|---|
| Payments revenue | $ 863 | - |
| Platform-Related Revenue | $ 269 | 40.1% |
| MyPay | $ 82 | 12.2% |
Revenue by Product & Service Category - FY
- Payments revenue66.8%
- Platform-Related Revenue33.2%
- MyPay16%
Revenue by Product & Service Category - FY
| Category | Revenue (Millions) | % of Total |
|---|---|---|
| Payments revenue | $ 433 | 66.8% |
| Platform-Related Revenue | $ 215 | 33.2% |
| MyPay | $ 104 | 16% |
Product and service categories are a supplemental disclosure and are not required to sum to consolidated revenue or to the reportable segments above.
Annual Results
Revenue Share by Reportable Segment - FY
- Payments revenue0%
- Platform-Related Revenue40.1%
- MyPay12.2%
Revenue by Reportable Segment - FY
| Segment | Revenue (Millions) | % of Total |
|---|---|---|
| Payments revenue | $ 863 | - |
| Platform-Related Revenue | $ 269 | 40.1% |
| MyPay | $ 82 | 12.2% |
Description of Chime Financial Inc
Chime is a financial technology company that provides banking products aimed at individuals earning up to $100,000 annually. The company offers low-cost or free services focused on spending, saving, accessing liquidity, and building credit, while avoiding punitive fees. Chime operates through direct partnerships with FDIC-insured banks and had 9.5 million active members as of December 31, 2025, with most using Chime as their primary financial institution. Its digital-first platform includes the payment processor ChimeCore, launched in 2024, which supports cost efficiency and product development. Chime’s revenue primarily derives from fees paid by card networks when members use Chime-branded debit or credit cards, rather than from fees charged to members. The company targets individuals who often live paycheck-to-paycheck and are underserved by traditional banks. Chime has been recognized by Time Magazine, J.D. Power, and NerdWallet. Its growth strategy involves expanding its active member base through marketing, social media, product innovation, and member referrals.