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Bread Financial Holdings Inc (BFH) Quarterly Income Statement

Quarterly · GAAP · USD millions
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Reviewing income statement figures over time helps illustrate how Bread Financial Holdings Inc generates earnings and manages operating expenses.
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Quarterly Report, GAAP in USD millions
ITEM 		(Sep 30 2026)
Q3 2026 		(Jun 30 2026) (Mar 31 2026) (Dec 31 2025) (Sep 30 2025)
Revenues
Interest and Fee Income, Loans and Leases1,254.00
Other Income0.00
Total Interest Income1,294.00
Interest Expense, Deposits148.00
Interest Expense, Borrowings51.00
Net Interest (-)Expense / Income0.00
Net Interest Income1,095.00
Provision for loan losses321.00
Total Net Interest Income0.00
Noninterest Income, Other Operating Income66.00
Gain (Loss) on Disposition of Assets and Other Investments15.00
Total Non-interest Income0.00
Total Revenues66.00
Revenue Net of Interest Expense (filer-reported alternative)1,017.00
Costs & Expenses
Salaries & employee benefits, SGA35.00
Depreciation & Amortization17.00
Information Technology and Data Processing90.00
Professional Fees and Commission27.00
Other Noninterest Expense43.00
Other loss /-income0.00
Total Operating Expenses487.00
Total Costs & Expenses0.00
Income & Taxes
Income /-loss before income taxes209.00
Income taxes expenses/-benefit53.00
Income after income taxes156.00
Income /-loss after income taxes156.00
Discontinued Operations0.00
Net Income/-loss156.00
Preferred dividends6.00
Income/-loss to shareholder150.00
Earnings Per Share
Basic EPS (excl. extra items)3.91
Basic Net EPS3.91
Basic shares outstanding (Mill. of Units)38.30
Diluted Net EPS3.82
Diluted average shares (Mill. of Units)39.30
Dividend per share0.23
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About Bread Financial Holdings Inc Quarterly Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-Q filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-Q filings
  • Filed with the SEC: October 26, 2026
  • Original filing: bfh-20260930.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.

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