CSI Market
Sign In | Register

Bread Financial Holdings Inc (BFH) Annual Income Statement

Annual · GAAP · USD millions
Access BFH quarterly income statements →
Reviewing income statement figures over time helps illustrate how Bread Financial Holdings Inc generates earnings and manages operating expenses.
View historic periods: Download as CSV:
Download as CSV
Commercial Data Licensing & OEM
Annual commercial subscriptions for corporate use, internal BI systems, management reporting, AI integration, and client-facing platforms
API & Data Feeds
Programmatic access to normalized fundamentals & ratios.
Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases4,739.00
Other Income173.00
Total Interest Income4,912.00
Interest Expense, Deposits554.00
Interest Expense, Borrowings300.00
Net Interest (-)Expense / Income-854.00
Net Interest Income4,058.00
Provision for loan losses1,242.00
Total Net Interest Income2,816.00
Noninterest Income, Other Operating Income200.00
Loss / Gain on Investment3.00
Other Non-Interest Income0.00
Total Non-interest Income1,230.00
Total Revenues5,288.00
Costs & Expenses
Salaries & employee benefits, SGA150.00
Depreciation & Amortization80.00
Information Technology and Data Processing308.00
Other Noninterest Expense248.00
Other loss /-income-1,401.00
Total Operating Expenses1,988.00
Total Costs & Expenses2,842.00
Income & Taxes
Income /-loss before income taxes615.00
Income taxes expenses/-benefit94.00
Income after income taxes521.00
Income /-loss after income taxes521.00
Discontinued Operations-3.00
Net Income/-loss518.00
Income/-loss to shareholder518.00
Earnings Per Share
Basic EPS (excl. extra items)11.15
Extraordinary items-0.08
Basic Net EPS11.07
Basic shares outstanding (Mill. of Units)46.80
Diluted Net EPS10.89
Diluted average shares (Mill. of Units)47.60
Dividend per share0.86
4 historic quarters locked

Sign in to unlock the full Bread Financial Holdings Inc income statement history.

Sign In Create Free Account

About Bread Financial Holdings Inc Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: February 13, 2026
  • Original filing: bfh-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.