CSIMarket
 

Bread Financial Holdings Inc   (NYSE: BFH)

Bread Financial Holdings Inc 's

Competitiveness




 

BFH Sales vs. its Competitors Q2 2026



Comparing the current results to its competitors, Bread Financial Holdings Inc reported Revenue decrease in the 2 quarter 2026 year on year by -95.04 %, faster than the overall decrease of Bread Financial Holdings Inc 's competitors by -65.13 %, recorded in the same quarter.

List of BFH Competitors

With a net margin of 228.13 % Bread Financial Holdings Inc achieved higher profitability than its competitors.

More on BFH Profitability Comparisons



Revenue Growth Comparisons




Net Income Comparison


Bread Financial Holdings Inc Net Income in the 2 quarter 2026 grew year on year by 5.04%, slower than its competitors' income growth of 25.37 %

<<  BFH Stock Performance Comparisons


Bread Financial Holdings Inc 's Comment on Competition and Industry Peers


The company differentiates its deposit products through deposit rates, customer service quality, and digital banking capabilities. It provides supporting services such as risk management, underwriting and funding, credit card and loan processing, fraud prevention, marketing, data analytics, and digital/mobile capabilities. The company emphasizes developing its digital and mobile experience to enhance its competitive position and support growth.



  

Overall company Market Share Q2 2026

Overall company, revenue fell by -95.04 % and company lost market share, to approximately 10.48 %.




<<  More on BFH Market Share.
 
*Market share is calculated based on total revenue.

  News about Bread Financial Holdings Inc Contracts

Bread Financial Sets the Stage for Strong Growth with Positive Performance Update

January 25, 2024
In a fast-paced world driven by technology, Bread Financial Holdings, Inc. (NYSE: BFH) has emerged as a trailblazer, offering tech-forward financial solutions to consumers seeking a simplified, personalized approach to payments, lending, and savings. With a strong reputation for its innovative approach, Bread Financial recently provided a performance update for the month and three months ended December 31, 2023, showcasing its impressive net loss rate and delinquency rate. This follows their previous performance update for October 2023, which hinted at the company s consistent growth trajectory. As Bread Financial continues to make waves in the financial services industry, its latest numbers indicate a promi...

Bread FinancialTM Receives Inaugural Holding Company Issuer Credit Ratings, Demonstrating Strong Financial Position

November 27, 2023

COLUMBUS, Ohio - Bread Financial Holdings, Inc. (NYSE: BFH), a forward-thinking tech-driven financial services company, has announced that it has obtained inaugural Holding Company issuer credit ratings from industry leaders Fitch, Moody s, and SandP Global. These ratings, assigned earlier today, come with stable outlooks and are a testament to Bread Financial s robust financial standing.
Fitch has assigned Bread Financial Holdings a BB- credit rating, while Moody s and SandP Global have given it a Ba3 and BB- rating, respectively. These ratings indicate Bread Financial s ability to honor its financial obligations and maintain stability in the marketplace. The stable outlooks further highlight the c...





Publicly Traded Peers of Bread Financial Holdings Inc




American Express Company
Share Performance



-12.51%
This Year



American Express Company
Profile

American Express Company operates as a global financial services corporation, primarily focused on offering charge and credit card products to individuals, businesses, and merchants. Its business model generates revenue through annual card fees, transaction fees, merchant discount fees, and a range of travel and financial services, while also emphasizing customer loyalty and premium rewards.

More about American Express Company's Market Share

Market Cap. Revenues TTM Net Income TTM
$ 223,704.600 mill. $ 125,094.000 mill. $ 11,220.000 mill.


Visa Inc
Share Performance



+15.14%
This Quarter



Visa Inc
Profile

Visa Inc operates as a global financial services company that facilitates secure electronic transactions. The company provides payment solutions and technology infrastructure to financial institutions, merchants, and consumers worldwide. Visa's business model revolves around generating revenue from transaction fees and service charges, while ensuring the smooth flow of electronic payments through its network.

More about Visa Inc 's Market Share

Market Cap. Revenues TTM Net Income TTM
$ 706,314.240 mill. $ 43,027.000 mill. $ 22,236.000 mill.


Merchants Bancorp
Share Performance



+10.90%
This Quarter



Merchants Bancorp
Profile

Merchants Bancorp operates as a diversified bank holding company, providing various financial services to individuals and businesses. They generate revenue through interest income from loans and investments, as well as fees from banking services such as deposits, treasury management, and mortgage lending.

More about Merchants Bancorp's Market Share

Market Cap. Revenues TTM Net Income TTM
$ 2,433.714 mill. $ 632.339 mill. $ 237.788 mill.


Mastercard Incorporated
Share Performance



+1.41%
30 Days



Mastercard Incorporated
Profile

Mastercard Incorporated operates as a global payment technology company that provides transaction processing and payment solutions to financial institutions and merchants worldwide. Its business model is based on generating revenue through transaction fees charged to these institutions and merchants for the use of its payment network and services.

More about Mastercard Incorporated's Market Share

Market Cap. Revenues TTM Net Income TTM
$ 509,804.770 mill. $ 33,939.000 mill. $ 15,570.000 mill.


Financial Institutions Inc
Share Performance



+12.40%
This Quarter



Financial Institutions Inc
Profile

Financial Institutions Inc operates as a financial holding company, primarily engaged in providing a range of banking and financial services. The company offers commercial and retail banking services, including lending, deposit products, and asset management. Their business model focuses on serving the needs of both individual consumers and businesses while ensuring profitability through diversification of services and prudent risk management strategies.

More about Financial Institutions Inc 's Market Share

Market Cap. Revenues TTM Net Income TTM
$ 819.990 mill. $ 239.433 mill. $ 78.974 mill.

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Sources: Bread Financial Holdings Inc’s official press releases and regulatory filings; CSIMarket.com’s market research; and the financial filings and press releases of other companies cited in this report.
Updated on:
Focus of this report: publicly traded companies.
For your research, we’ve provided 10 tables on Bread Financial Holdings Inc versus competitors, including market share analysis.
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