Rego Payment Architectures Inc's Competitiveness
A competitive positioning analysis and financial ratio benchmarking of Rego Payment Architectures Inc (VPIG) against its publicly traded competitors: sales growth, net income, profitability, valuation and market share, plus each peer's market capitalization, revenue, income and employees. Free below: the top 5 peers. Subscriber access adds the full competitor list and CSV downloads.
Key Findings: Rego Payment Architectures Inc vs Its Competitors
- TTM: Trailing 12-month revenue of 0M vs 21,636M combined for tracked competitors (0.0% combined share).
- Trending: Latest-quarter revenue run-rate is accelerating (+4,139.6% annualized vs trailing 12 months), vs accelerating (+19.3%) for its tracked peer group.
- Profitability: Its -6,659.4% net margin compares with 9.0% for the peer group.
- Peer revenue share: Rego Payment Architectures Inc accounted for 0.0% of combined revenue among its tracked peer group.
- Peer differentiation: Revenue per employee of $0.00M compares with $0.89M for the peer group (0.0x).
Every figure above is sourced and cited in detail further down this page (Market Structure, Profitability & Cost Structure, Productivity vs Peers).
VPIG Sales vs. its Competitors, Q2 2026
With a net margin of -6,659.36 %, Rego Payment Architectures Inc reported lower profitability than its competitors (8.97 %).
Rego Payment Architectures Inc generated 0.00 % of the combined sales of its peer group.
Rego Payment Architectures Inc vs. its Competitors, Q2 2026
Net margin
Revenue run-rate vs trailing 12 months
TTM net margin
TTM = trailing twelve months. Run-rate annualizes the latest quarter (×4) and compares it to TTM. In millions of $. High-Confidence Competitors are named as a competitor directly in an SEC filing; Similar-Size Competitors are the closest peers by market-cap rank within the same industry; Similar Growth & Profitability Competitors are the closest peers by combined revenue growth, operating margin and ROIC, all independent of the competitor list.
TTM revenue, latest-quarter run-rate and net income/margin benchmarked across Rego Payment Architectures Inc and its 4 competitor groupings. Available under Commercial License.
| Entity | TTM Revenue | Rev Run-rate vs TTM |
|---|---|---|
| Rego Payment Architectures Inc | $12,345M | +12.3% · Accelerating |
| Competitors combined | $12,345M | +12.3% · Accelerating |
TTM revenue, run-rate and net margin benchmarking across Rego Payment Architectures Inc's competitor groups requires a Commercial License.
Rego Payment Architectures Inc's Competitor Quality Breadth
Share of each group, trailing 12 months: profitable (net margin > 0), expanding (revenue growth > 0), growing faster than the industry's own median, and financially distressed (Piotroski F-Score of 2 or below).
| Entity | Profitable | Expanding | Above Industry Growth | Distressed |
|---|---|---|---|---|
| Rego Payment Architectures Inc | - | - | - | Yes |
| Competitors combined (3) |
Source: CSIMarket API, trailing 12 months. Altman Z-Score is not shown here: it is not populated in the underlying data for any company. Percentages are of companies in each group that report the relevant metric, not of the full group size.
VPIG Stock Performance relative to its Competitors
5 Best-Performing Tracked Competitors, Trailing 12 Months
| # | Competitor | TTM Share Price Return | vs U.S.A. 500 |
|---|---|---|---|
| 1 | Ebay Inc | 282.9% | Outperformed |
| 2 | Visa Inc | 282.9% | Outperformed |
| 3 | Global Payments Inc | 282.9% | Outperformed |
TTM share price return and U.S.A. 500 outperformance for Rego Payment Architectures Inc's best-performing tracked competitors requires a Commercial License.
Source: CSIMarket API, trailing 12 months.
Rego Payment Architectures Inc's Comment on Competition and Industry Peers
We believe we have built and continue to build a financial solution that is not only good for the youth market, but one that will be requested by them over other products. To compete effectively, we expect that we will focus a majority of our 2018 resources on technology and product development.
Publicly Traded Peers of Rego Payment Architectures Inc
Revenue and income for trailing 12 months, in millions of $, except employees| Company | Market Cap | Revenues |
|---|---|---|
| Rego Payment Architectures Inc | - | 0.00 |
| Visa Inc | 693,304.60 | 43,027.00 |
| Ebay Inc | 47,961.55 | 12,008.00 |
| Global Payments Inc | 22,118.10 | 9,627.51 |
| SUBTOTAL | 763,384.25 | 64,662.51 |
Sources: Rego Payment Architectures Inc's official press releases and regulatory filings; CSIMarket.com's market research; and the financial filings and press releases of the other companies cited.
Updated on:
Focus of this report: publicly traded companies. Ten additional tables on Rego Payment Architectures Inc versus competitors, including market share analysis, are in the navigation menu under Competition. To download the tables, please subscribe.
Rego Payment Architectures Inc's Competitors Named by the Company
Competitive relationships identified from SEC filings and corroborating sources, each with a basis and confidence.| Competitor | Basis | Confidence |
|---|---|---|
| Information Systems | Named by the company | 85% |
| Visa Inc | Named by the company | 85% |
| Global Payments Inc | Named by the company | 85% |
Filing basis, confidence, active dates and source counts for Rego Payment Architectures Inc's named competitors require a Commercial License.
Methodology: relationships are extracted from SEC filings (named-competitor disclosures) and corroborating sources. Named by the company = explicitly disclosed as a competitor; Inferred = derived from corroborating signals. Confidence reflects evidence strength.
Rego Payment Architectures Inc's Business Segment Mix vs Peers
Revenue by operating segment or division, as named and reported by each company. Segment names are the filer's own and are not standardized across companies. Do not assume a same-named or similarly-named segment is defined identically between two companies. Shares are of each company's own total revenue and are not required to sum to 100% (intersegment revenue, unallocated items).| Company | Largest Segment |
|---|---|
| Global Payments Inc | Merchant Solutions 100.00 % |
Source: operating segment revenue as reported in each company's SEC filings (10-K/10-Q), via the CSIMarket API, leaf-level reportable segments only (parent roll-up segments are excluded where sub-segments are separately disclosed).
Rego Payment Architectures Inc's Productivity vs Peers Comparison
Revenue and income per employee, trailing 12 months, in $; market cap in millions of $| Company | Market Cap | Revenue / Employee | Income / Employee |
|---|---|---|---|
| Rego Payment Architectures Inc | - | 601 | -1,758,939 |
| Visa Inc | 693,305 | 1,261,789 | 652,082 |
| Ebay Inc | 47,962 | 976,260 | 180,650 |
| Global Payments Inc | 22,118 | 370,289 | -32,806 |
| PEERS TOTAL | 763,384 | 893,129 | 326,037 |
Rego Payment Architectures Inc's Geographic Revenue Exposure vs Peers
Revenue by country/region as reported in each company's most recent filing. Disclosure granularity varies by filer (some report by country, others by broad region) and is shown as disclosed.| Company | Largest Market |
|---|---|
| Visa Inc | Non-US 61.39 % |
| Ebay Inc | United States 56.10 % |
Source: revenue geography as reported in each company's SEC filings (10-K/10-Q), via the CSIMarket API. Percentages are of that company's own total consolidated revenue for its most recent reported period.
Rego Payment Architectures Inc's Position in Industry Market Structure
Market-capitalization share and concentration across all 235 companies in Rego Payment Architectures Inc's industry classification, broader than the peer set above. Market cap in millions of $.Rego Payment Architectures Inc ranks #0 of 235 companies by market capitalization in its industry, holding 0.00 % of total industry market cap. The industry's Herfindahl-Hirschman Index (HHI) is 2,631, indicating a highly concentrated market structure (U.S. antitrust guidance: below 1,500 unconcentrated, 1,500 to 2,500 moderately concentrated, above 2,500 highly concentrated).
| Rank | Company | Market Cap | Industry Share |
|---|---|---|---|
| 1 | Microsoft Corporation | 3,870,008 | 50.02 % |
| 2 | Palantir Technologies Inc | 481,014 | 6.22 % |
| 3 | Oracle Corporation | 402,758 | 5.21 % |
| 4 | Sap Se | 279,637 | 3.61 % |
| 5 | Crowdstrike Holdings Inc | 1,234 | 5.2% |
| 6 | Shopify Inc | 1,234 | 5.2% |
| 7 | Salesforce Inc | 1,234 | 5.2% |
| 8 | Full Truck Alliance Co Ltd | 1,234 | 5.2% |
| 9 | Servicenow Inc | 1,234 | 5.2% |
| 10 | Cloudflare Inc | 1,234 | 5.2% |
| 0 | Rego Payment Architectures Inc | 42 | 0.00 % |
Market cap and industry share for the rest of Rego Payment Architectures Inc's industry peers requires a Commercial License.
Source: CSIMarket API (daily market-structure computation) across CSIMarket's industry classification, market capitalization as of 2017-03-15.
Rego Payment Architectures Inc's Multi-Year Financial Trajectory
Fiscal-year revenue growth, operating margin, return on invested capital and P/E, as reported in SEC filings.| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue Growth | - | - | - | - | - | - | - | - |
| Operating Margin | - | - | - | - | -383,034.25 % | -743,976.31 % | - | - |
| Return on Invested Capital | 13.02 % | 14.08 % | 6.12 % | 5.89 % | 18.26 % | 23.06 % | 11.39 % | 9.69 % |
| P/E | - | - | - | - | - | - | - | - |
Source: CSIMarket API, fiscal-year figures. P/E is this company's own historical ratio at each fiscal year end and can swing sharply around an earnings trough: that is real, not a data error.
Rego Payment Architectures Inc's Competitive Forces (Porter's Five Forces)
Only the forces this data can support honestly are shown; the other three are marked as such rather than guessed.| Force | Assessment | Basis |
|---|---|---|
| Competitive Rivalry | Low | Industry HHI of 2,631 (see Industry Market Structure & Concentration above) |
| Supplier Power | Not covered on this page | See Rego Payment Architectures Inc's dedicated suppliers page for concentration and dependency data |
| Buyer Power | Not covered on this page | See Rego Payment Architectures Inc's dedicated customers page for concentration and dependency data |
| Threat of Substitutes | - | No systematic data source for cross-product substitution exists in this system; not estimated |
Note: this is a partial, data-grounded application of the framework, not a complete strategic assessment. Rivalry and barriers-to-entry readings are mechanical translations of the HHI and capital-intensity figures shown elsewhere on this page, not independent judgments.
Rego Payment Architectures Inc's SWOT
Every point below is a fixed rule applied to a metric already shown elsewhere on this page (Market Structure, Profitability, Valuation, Run-Rate, Stock Performance, Quality Breadth) not an independent strategic assessment. A blank quadrant means no rule was met, not that none apply.Strengths
- Latest-quarter revenue run-rate is accelerating (+4,139.6% annualized vs trailing 12 months).
Weaknesses
- Return on equity 7.3 points below the industry aggregate.
- Piotroski F-Score of 2 or below, the standard financial-distress signal.
Opportunities
- Industry revenue growing at a healthy 11.6% median pace.
Threats
- Industry dominated by Microsoft Corporation, holding 50.02 % of industry market cap.
Methodology: mechanical, rule-based SWOT. Each bullet reuses a figure already sourced and cited elsewhere on this page; nothing here is generated narrative or independent analyst judgment.
Rego Payment Architectures Inc's Financial Strength vs Peers Comparison
Quick ratio, working capital, debt to equity and asset turnover, trailing 12 months| Company | Quick Ratio | Working Capital | Debt / Equity |
|---|---|---|---|
| Rego Payment Architectures Inc | 0.01 | 0.01 | - |
| Visa Inc | 0.48 | 1.09 | 0.66 |
| Ebay Inc | 0.44 | 1.06 | 1.84 |
| Global Payments Inc | 0.50 | 0.96 | 1.11 |
Quick ratio = cash / current liabilities; working capital ratio = current assets / current liabilities; asset turnover = revenue / total assets. Peers in the Blank Checks industry are excluded.
Rego Payment Architectures Inc's Revenue and Income Growth vs Peers
Quarterly revenue and net income growth, year over year and quarter over quarter| Company | Period | Revenue Y/Y | Income Y/Y |
|---|---|---|---|
| Rego Payment Architectures Inc | Q2 2026 | - | - |
| Visa Inc | Q1 2026 | +17.1 % | +31.5 % |
| Ebay Inc | Q2 2026 | +14.8 % | +51.1 % |
| Global Payments Inc | Q2 2026 | +69.7 % | -88.2 % |
| PEERS TOTAL | +23.8 % | +27.2 % |
Growth is shown only where both periods are positive. Peers in the Blank Checks industry are excluded.
Rego Payment Architectures Inc's Peers' Costs of Sales and Capital Expenditures
Context for revenue growth: peer costs and capex, year over year and quarter over quarter| Company | Period | Costs Y/Y | Capex Y/Y |
|---|---|---|---|
| Rego Payment Architectures Inc | Q2 2026 | - | - |
| Visa Inc | Q1 2026 | - | - |
| Ebay Inc | Q2 2026 | +10.9 % | +120.8 % |
| Global Payments Inc | Q2 2026 | +159.4 % | +54.9 % |
Rego Payment Architectures Inc's Returns and Turnover vs Peers
ROA, ROI and ROE (trailing 12 months), receivables and inventory turnover| Company | ROA | ROI | ROE |
|---|---|---|---|
| Rego Payment Architectures Inc | - | - | - |
| Visa Inc | 22.56% | 31.88% | 59.24% |
| Ebay Inc | 12.48% | 16.43% | 48.62% |
| Global Payments Inc | - | - | - |
ROA = net income / total assets; ROI = net income / investments; ROE = net income / equity; turnover ratios use trailing 12 month revenue (receivables) and cost of sales (inventory).
Rego Payment Architectures Inc's Valuation vs Peers
P/E, price to sales, PEG, price to cash flow and price to book| Company | P/E | Price / Sales |
|---|---|---|
| Rego Payment Architectures Inc | - | - |
| Visa Inc | 31.27 | 16.11 |
| Ebay Inc | 21.87 | 3.99 |
| Global Payments Inc | - | 2.30 |
| PEERS AVERAGE | 32.35 | 11.81 |
P/E = price / diluted EPS (trailing 12 months); PEG = P/E divided by EPS growth; the average row divides the peers' combined market cap by their combined income, sales, cash flow and equity.