Us Bancorp De's Competitiveness
A competitive positioning analysis and financial ratio benchmarking of Us Bancorp De (USB) against its publicly traded competitors: sales growth, net income, profitability, valuation and market share, plus each peer's market capitalization, revenue, income and employees. Free below: the top 5 peers. Subscriber access adds the full competitor list and CSV downloads.
Key Findings: Us Bancorp De vs Its Competitors
- TTM: Trailing 12-month revenue of 27,885M vs 1,379,200M combined for its competitors (2.0% combined share).
- Trending: Latest-quarter revenue run-rate is accelerating (+10.6% annualized vs trailing 12 months), vs accelerating (+2.5%) for its tracked peer group.
- Growth: Us Bancorp De generated 19.1% revenue growth year over year in Q2 2026, vs 12.8% for its competitors combined.
- Profitability: Its 28.3% net margin compares with 24.9% for the peer group.
- Scale: Us Bancorp De ranks #6 of 84 companies by market capitalization in the Commercial Banks industry, holding 3.8% of industry market cap.
- Peer revenue share: Us Bancorp De accounted for 2.1% of combined revenue among its tracked peer group, up from 2.0% a year earlier.
- Peer differentiation: Revenue per employee of $0.40M compares with $0.76M for the peer group (0.5x).
Every figure above is sourced and cited in detail further down this page (Market Structure, Profitability & Cost Structure, Productivity vs Peers).
USB Sales vs. its Competitors, Q2 2026
Us Bancorp De reported revenue growth of 19.12 % year on year in Q2 2026, above its competitors' combined revenue growth of 12.83 %.
With a net margin of 28.31 %, Us Bancorp De achieved higher profitability than its competitors (24.93 %).
Us Bancorp De generated 2.13 % of the combined sales of its peer group, up from 2.02 % a year earlier.
API endpoints for this dataset
Us Bancorp De vs. its Competitors, Q2 2026
Revenue growth, year on year
Net income growth, year on year
Net margin
Revenue run-rate vs trailing 12 months
TTM net margin
TTM = trailing twelve months. Run-rate annualizes the latest quarter (×4) and compares it to TTM. In millions of $. High-Confidence Competitors are named as a competitor directly in Us Bancorp De reports; Similar-Size Competitors are the closest peers by market-cap rank within the same industry; Similar Growth & Profitability Competitors are the closest peers by combined revenue growth, operating margin and ROIC, all independent of the competitor list.
TTM revenue, latest-quarter run-rate and net income/margin benchmarked across Us Bancorp De and its 4 competitor groupings. Available under Commercial License.
| Entity | TTM Revenue | Rev Run-rate vs TTM |
|---|---|---|
| Us Bancorp De | $12,345M | +12.3% · Accelerating |
| Competitors combined | $12,345M | +12.3% · Accelerating |
| High-Confidence Competitors (11) | $12,345M | +12.3% · Accelerating |
| Similar-Size Competitors (10) | $12,345M | +12.3% · Accelerating |
TTM revenue, run-rate and net margin benchmarking across Us Bancorp De's competitor groups requires a Commercial License.
For context: the Commercial Banks industry grew revenue -5.7% year over year, combined, vs 19.1% for Us Bancorp De. Us Bancorp De's share of combined industry revenue moved from 2.33% to 2.94%, a gain of 0.61 percentage points.
Us Bancorp De's Competitor Quality Breadth
Group definitions: see Methodology: Performance Group Definitions.
| Entity | Profitable | Expanding | Above Industry Growth | Distressed |
|---|---|---|---|---|
| Us Bancorp De | Yes | Yes | No | No |
| Competitors combined (226) | ||||
| High-Confidence Competitors (16) | ||||
| Similar-Size Competitors (10) |
Source: CSIMarket API, trailing 12 months. Altman Z-Score is not shown here: it is not populated in the underlying data for any company. Percentages are of companies in each group that report the relevant metric, not of the full group size.
USB Stock Performance relative to its Competitors
USB Stock Performance relative to High-Confidence Competitors
USB Stock Performance relative to Similar-Size Competitors
5 Best-Performing Tracked Competitors, Trailing 12 Months
| # | Competitor | TTM Share Price Return | vs U.S.A. 500 |
|---|---|---|---|
| 1 | Brookline Bancorp inc | 282.9% | Outperformed |
| 2 | Optimumbank Holdings Inc | 282.9% | Outperformed |
| 3 | Old Point Financial Corp | 282.9% | Outperformed |
| 4 | Eagle Bancorp Inc | 282.9% | Outperformed |
| 5 | Community Ban corp | 282.9% | Outperformed |
TTM share price return and U.S.A. 500 outperformance for Us Bancorp De's best-performing competitors requires a Commercial License.
Source: CSIMarket API, trailing 12 months.
Us Bancorp De's Comment on Competition and Industry Peers
Publicly Traded Peers of Us Bancorp De
Revenue and income for trailing 12 months, in millions of $, except employees| Company | Market Cap | Revenues |
|---|---|---|
| 92,444.75 | 27,885.00 | |
| 897,436.67 | 190,733.00 | |
| 356,921.12 | 122,968.00 | |
| 284,679.36 | 68,350.00 | |
| 260,698.40 | 42,162.00 | |
| 256,142.91 | 85,055.00 | |
| SUBTOTAL | 4,077,058.73 | 1,600,692.91 |
Sign in to see all competitors of Us Bancorp De.
Sources: see Methodology: Peer & Competitor Identification, Sourcing.
Updated on:
Focus of this report: publicly traded companies. Ten additional tables on Us Bancorp De versus competitors, including market share analysis, are in the navigation menu under Competition. To download the tables, please subscribe.
Us Bancorp De's Competitors Named by the Company
Competitive relationships identified from Us Bancorp De reports and corroborating sources, each with a basis and confidence.| Competitor | Basis | Confidence |
|---|---|---|
| Sierra Bancorp | Company report | 85% |
| Ames National Corporation | Company report | 85% |
| Usio Inc | Company report | 85% |
| Bridgewater Bancshares inc | Company report | 85% |
| Shift4 Payments Inc | Company report | 85% |
| Psq Holdings Inc | Company report | 85% |
| Wex Inc | Company report | 85% |
| Corpay Inc | Company report | 85% |
| Great Southern Bancorp inc | Company report | 85% |
| HMST | Company report | 85% |
| Mechanics Bancorp | Company report | 85% |
| Pennymac Mortgage Investment Trust | Company report | 85% |
| Unico American Corporation | Company report | 85% |
| Bottomline Technologies Inc | Company report | 85% |
| First Financial Northwest Inc | Company report | 85% |
| Firstmerit Corp | Company report | 85% |
| Bm Technologies Inc | Company report | 85% |
| Pnc Financial Services Group Inc | Company report | 85% |
| Tcf Financial Corporation | Company report | 85% |
| Fifth Third Bancorp | Company report | 85% |
| The Goldman Sachs Group Inc | Company report | 85% |
| Wells Fargo and Company | Company report | 85% |
| Keycorp | Company report | 85% |
| Northern Trust Corporation | Company report | 85% |
| Capital one financial corp | Company report | 85% |
| M and t Bank Corporation | Company report | 85% |
| Truist Financial Corporation | Company report | 85% |
| Huntington Bancshares Incorporated | Company report | 85% |
| Regions Financial Corporation | Company report | 85% |
| First Horizon Corp | Company report | 85% |
| Jpmorgan Chase and Co | Company report | 85% |
| Synovus Financial Corp | Company report | 85% |
| Comerica Incorporated | Company report | 85% |
| Morgan Stanley | Company report | 85% |
| Popular Inc | Company report | 85% |
| Raymond James Financial Inc | Company report | 85% |
| Citizens Financial Group Inc | Company report | 85% |
| Customers Bancorp Inc | Company report | 85% |
| Voya Financial Inc | Company report | 85% |
| Associated Banc corp | Company report | 85% |
| Ameris Bancorp | Company report | 85% |
| Bbva Usa Bancshares Inc | Company report | 85% |
| Qcr Holdings inc | Company report | 85% |
| Citigroup inc | Company report | 85% |
| The Bancorp Inc | Company report | 85% |
| Merchants Bancorp | Company report | 85% |
| Equity Bancshares Inc | Company report | 85% |
| Blackrock Inc | Company report | 85% |
| First National Corp | Company report | 85% |
| Peoples United Financial Inc | Company report | 85% |
| Heartland Financial Usa Inc | Company report | 85% |
| Banc Of California Inc | Company report | 85% |
| Wsfs Financial Corporation | Company report | 85% |
| Brookline Bancorp inc | Company report | 85% |
| Pacific Premier Bancorp Inc | Company report | 85% |
| Slm Corp | Company report | 85% |
| First Citizens Banc Corp | Company report | 85% |
| Citizens and Northern Corporation | Company report | 85% |
| Stifel Financial Corp | Company report | 85% |
| Flagstar Bank National Association | Company report | 85% |
| Hartford Financial Services Group Inc | Company report | 85% |
| American National Bankshares Inc | Company report | 85% |
| Univest Financial Corporation | Company report | 85% |
| Live Oak Bancshares Inc | Company report | 85% |
| The Bank Of New York Mellon Corporation | Company report | 85% |
| Prosperity Bancshares Inc | Company report | 85% |
| Commerce Bancshares Inc | Company report | 85% |
| Texas Capital Bancshares Inc | Company report | 85% |
| Credit Suisse Group Ag | Company report | 85% |
| The First Bancshares Inc | Company report | 85% |
| Columbia Banking System Inc | Company report | 85% |
| Credit Suisse Ag | Company report | 85% |
| Zions Bancorporation National Association | Company report | 85% |
| Bancfirst Corporation | Company report | 85% |
| Nbt Bancorp Inc | Company report | 85% |
| Park National Corporation | Company report | 85% |
| First Busey Corporation | Company report | 85% |
| Mufg Americas Holdings Corporation | Company report | 85% |
| Enterprise Bancorp inc | Company report | 85% |
| Lpl Financial Holdings Inc | Company report | 85% |
| First Merchants Corp | Company report | 85% |
| Invesco Ltd | Company report | 85% |
| Hsbc Usa Inc | Company report | 85% |
| Bank Of America Corporation | Company report | 85% |
| Washington Trust Bancorp Inc | Company report | 85% |
Company report basis, confidence, active dates and source counts for Us Bancorp De's named competitors require a Commercial License.
Methodology: see Methodology: Peer & Competitor Identification, Sourcing.
Us Bancorp De's Business Segment Mix vs Peers
Revenue by operating segment or division, as named and reported by each company. Segment names are the filer's own and are not standardized across companies. Do not assume a same-named or similarly-named segment is defined identically between two companies. Shares are of each company's own total revenue and are not required to sum to 100% (intersegment revenue, unallocated items).| Company | Largest Segment |
|---|---|
| Citigroup inc | Markets 29.42 % |
| Capital one financial corp | Credit Card 74.32 % |
| Apollo Global Management Inc | Retirement Services 36.50 % |
| Energy Transfer Lp | Investment In Sunoco LP 38.49 % |
| D r Horton Inc | HomeBuildingOps 94.14 % |
Source: operating segment revenue as reported in each company's reports (10-K/10-Q), via the CSIMarket API, leaf-level reportable segments only (parent roll-up segments are excluded where sub-segments are separately disclosed).
Us Bancorp De's Productivity vs Peers Comparison
Revenue and income per employee, trailing 12 months, in $; market cap in millions of $| Company | Market Cap | Revenue / Employee | Income / Employee |
|---|---|---|---|
| Us Bancorp De | 92,445 | 398,357 | 117,029 |
| Jpmorgan Chase and Co | 897,437 | 598,825 | 204,714 |
| Bank Of America Corporation | 356,921 | 577,315 | 150,793 |
| Morgan Stanley | 284,679 | 823,494 | 245,422 |
| The Goldman Sachs Group Inc | 260,698 | 889,494 | 467,700 |
| Wells Fargo and Company | 256,143 | 355,879 | 96,699 |
| PEERS TOTAL | 3,984,614 | 764,640 | 154,388 |
Us Bancorp De's Geographic Revenue Exposure vs Peers
Revenue by country/region as reported in each company's most recent report. Disclosure granularity varies by filer (some report by country, others by broad region) and is shown as disclosed.| Company | Largest Market |
|---|---|
| Blackrock Inc | Americas 64.41 % |
| Franklin Resources Inc | United States 72.53 % |
| Invesco Ltd | Americas 75.67 % |
| Stifel Financial Corp | Americas 57.23 % |
| Stonex Group Inc | Middle East and Asia 90.47 % |
Source: revenue geography as reported in each company's reports (10-K/10-Q), via the CSIMarket API. Percentages are of that company's own total consolidated revenue for its most recent reported period.
Us Bancorp De's Position in Industry Market Structure
Market-capitalization share and concentration across all 81 companies in Us Bancorp De's industry classification, broader than the peer set above. Market cap in millions of $.Us Bancorp De ranks #6 of 81 companies by market capitalization in its industry, holding 3.82 % of total industry market cap. The industry's Herfindahl-Hirschman Index (HHI) is 1,889, indicating a moderately concentrated market structure (see Methodology: Market Structure & Concentration).
| Rank | Company | Market Cap | Industry Share |
|---|---|---|---|
| 1 | Jpmorgan Chase and Co | 909,292 | 37.49 % |
| 2 | Bank Of America Corporation | 364,418 | 15.03 % |
| 3 | Wells Fargo and Company | 259,004 | 10.68 % |
| 4 | Citigroup inc | 207,265 | 8.55 % |
| 5 | Capital one financial corp | 1,234 | 5.2% |
| 6 | Us Bancorp De | 92,554 | 3.82 % |
| 7 | Pnc Financial Services Group Inc | 1,234 | 5.2% |
| 8 | Truist Financial Corporation | 1,234 | 5.2% |
| 9 | Shinhan Financial Group Co Ltd | 1,234 | 5.2% |
| 10 | Huntington Bancshares Incorporated | 1,234 | 5.2% |
Market cap and industry share for the rest of Us Bancorp De's industry peers requires a Commercial License.
Source: CSIMarket API (daily market-structure computation) across CSIMarket's industry classification, market capitalization as of 2026-11-06.
Us Bancorp De's Same-Size Peers & Stock Performance
Peers chosen by closeness in market-cap rank within the same industry classification (not the named-competitor list above). Trailing 12-month total return, 3-month price momentum, beta and Sharpe ratio vs the broad U.S. market.| Rank | Company | Market Cap | TTM Return |
|---|---|---|---|
| 1 | Jpmorgan Chase and Co | 909,292 | 8.28 % |
| 2 | Bank Of America Corporation | 364,418 | -4.75 % |
| 3 | Wells Fargo and Company | 259,004 | -3.12 % |
| 4 | Citigroup inc | 207,265 | 17.44 % |
| 5 | Capital one financial corp | 1,234 | 12.3% |
| 6 | Us Bancorp De | 92,554 | 27.34 % |
| 7 | Pnc Financial Services Group Inc | 1,234 | 12.3% |
| 8 | Truist Financial Corporation | 1,234 | 12.3% |
| 9 | Shinhan Financial Group Co Ltd | 1,234 | 12.3% |
| 10 | Huntington Bancshares Incorporated | 1,234 | 12.3% |
| 11 | Regions Financial Corporation | 1,234 | 12.3% |
Market cap, return, momentum, beta and Sharpe ratio for the rest of Us Bancorp De's same-size peers requires a Commercial License.
Source: CSIMarket API (daily market-structure computation); returns and risk metrics as of 2026-11-06. Beta and Sharpe ratio are versus the broad U.S. equity market, not this industry.
Us Bancorp De's Profitability & Cost Structure
Trailing 12-month margins from SEC-filed financials. Operating margin is compared to the Commercial Banks industry median; gross margin, EBITDA margin and capital intensity are compared to the live industry average (2 companies). See the full Commercial Banks industry profitability benchmarks.| Metric | Company | Industry | Difference |
|---|---|---|---|
| Gross Margin | - | 0.96 % (avg) | - |
| Operating Margin | - | industry median | - |
| EBITDA Margin | 78.82 % | 0.23 % (avg) | +78.6 pp |
| Capital Intensity (Capex / Revenue) | 0.00 % | 0.98 % (avg) | -1.0 pp |
Source: CSIMarket API, trailing 12 months. SG&A and R&D as a share of revenue have limited coverage as this data is backfilled and appear only where reported. Higher capital intensity is not inherently negative; it reflects the industry's asset requirements.
Us Bancorp De's Valuation vs Competitive Position
Valuation multiples vs the Commercial Banks industry average (2 companies, excluding loss-making/negative-equity outliers), alongside returns on capital for context on whether a premium or discount lines up with measurably stronger or weaker returns. See the full Commercial Banks industry valuation benchmarks.| Metric | Company | Industry Average | Difference |
|---|---|---|---|
| P/E | 11.2x | 10.9x | +0.3x |
| EV / EBITDA | 5.1x | 5.2x | -0.1x |
| P/B | 1.3x | 1.6x | -0.3x |
| Return on Equity | 12.43 % | industry aggregate | -0.46 % |
| Return on Invested Capital | - | 0.00 % (avg) | - |
Source: CSIMarket API, trailing 12 months. A valuation premium or discount is not, by itself, a judgment of over- or under-valuation. Compare it against the return and growth context shown elsewhere on this page.
Us Bancorp De's Multi-Year Financial Trajectory
Fiscal-year revenue growth, operating margin, return on invested capital and P/E, as reported in company reports.| Metric | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue Growth | 3.32 % | 1.12 % | -9.16 % | 23.04 % | -7.06 % | 15.90 % | -2.49 % | 5.01 % |
| Operating Margin | 41.05 % | 40.20 % | 31.16 % | 42.55 % | 32.88 % | - | - | - |
| Return on Invested Capital | 5.57 % | 5.17 % | 3.59 % | 6.28 % | 1.10 % | 0.94 % | 1.07 % | 4.43 % |
| P/E | 12.2x | 14.0x | 14.7x | 11.5x | 12.0x | 11.1x | 13.0x | 10.6x |
Source: CSIMarket API, fiscal-year figures. P/E is this company's own historical ratio at each fiscal year end and can swing sharply around an earnings trough: that is real, not a data error.
Us Bancorp De's BCG Growth-Share Matrix
See Methodology: BCG Growth-Share Matrix for how relative share and growth are calculated and thresholded.
Us Bancorp De falls in the Question Mark quadrant: relative market share of 0.10x vs its largest competitor, in an industry growing revenue 11.3% (median, trailing 12 months).
Source: CSIMarket API (market-cap share and industry revenue growth). The 10% growth and 1.0x share lines are standard textbook thresholds, not derived from this industry's own distribution. A caveat worth reading alongside this chart: Jpmorgan Chase and Co alone holds 37% of this industry's market cap. In an industry this dominated by one leader, the framework will place nearly every OTHER company in "Dog" or "Question Mark" purely because relative share is measured against that leader, regardless of how strong those other companies actually are on their own fundamentals. Check the Profitability, Valuation and Financial Strength sections above before treating this quadrant label as a verdict.
Us Bancorp De's Competitive Forces (Porter's Five Forces)
Only the forces this data can support honestly are shown; the other three are marked as such rather than guessed.| Force | Assessment | Basis |
|---|---|---|
| Competitive Rivalry | Moderate | Industry HHI of 1,889 (see Industry Market Structure & Concentration above) |
| Barriers to Entry | Lower than typical for the industry | Capital intensity (capex / revenue) of 0.00 % vs industry average 0.98 % (see Profitability & Cost Structure above) |
Note: see Methodology: Porter's Five Forces. Supplier power and buyer power are covered on Us Bancorp De's dedicated Suppliers and Customers pages, not here.
Us Bancorp De's Industry Attractiveness & Competitive Strength
See Methodology: GE/McKinsey Matrix for how the two axes are built.
Us Bancorp De falls in the Medium attractiveness / Medium strength cell: Selective.
Source: CSIMarket API, trailing 12 months. Each axis score is a simple 1(low)/2(medium)/3(high) average across its three inputs -- a transparent, disclosed simplification, not a validated academic scoring model.
Us Bancorp De's SWOT
Every point below is a fixed rule applied to a metric already shown elsewhere on this page (Market Structure, Profitability, Valuation, Run-Rate, Stock Performance, Quality Breadth) not an independent strategic assessment. A blank quadrant means no rule was met, not that none apply.Strengths
- Latest-quarter revenue run-rate is accelerating (+10.6% annualized vs trailing 12 months).
- Outperforming the U.S.A. 500 over the trailing 12 months.
Weaknesses
- Low relative market share vs the industry leader (0.10x).
Opportunities
- Industry revenue growing at a healthy 11.3% median pace.
Threats
- Industry dominated by Jpmorgan Chase and Co, holding 37.49 % of industry market cap.
Methodology: see Methodology: SWOT Analysis.
Us Bancorp De's Financial Strength vs Peers Comparison
Quick ratio, working capital, debt to equity and asset turnover, trailing 12 months| Company | Quick Ratio | Working Capital | Debt / Equity |
|---|---|---|---|
| Us Bancorp De | 0.11 | 0.10 | 1.26 |
| Jpmorgan Chase and Co | 0.15 | 0.42 | 1.41 |
| Bank Of America Corporation | 0.10 | 0.52 | 1.27 |
| Morgan Stanley | 0.40 | 1.12 | 3.16 |
| The Goldman Sachs Group Inc | 0.43 | 0.79 | 3.30 |
| Wells Fargo and Company | 0.11 | 0.80 | 1.16 |
Quick ratio = cash / current liabilities; working capital ratio = current assets / current liabilities; asset turnover = revenue / total assets. Peers in the Blank Checks industry are excluded.
Us Bancorp De's Revenue and Income Growth vs Peers
Quarterly revenue and net income growth, year over year and quarter over quarter| Company | Period | Revenue Y/Y | Income Y/Y |
|---|---|---|---|
| Us Bancorp De | Q2 2026 | +19.1 % | +19.9 % |
| Jpmorgan Chase and Co | Q3 2026 | +10.2 % | +9.0 % |
| Bank Of America Corporation | Q3 2026 | +3.2 % | -16.8 % |
| Morgan Stanley | Q2 2026 | -30.6 % | +58.1 % |
| The Goldman Sachs Group Inc | Q3 2026 | -68.0 % | +29.2 % |
| Wells Fargo and Company | Q3 2026 | +5.4 % | +6.9 % |
| PEERS TOTAL | +8.0 % | +16.0 % |
Growth is shown only where both periods are positive. Peers in the Blank Checks industry are excluded.
Us Bancorp De's Peers' Costs of Sales and Capital Expenditures
Context for revenue growth: peer costs and capex, year over year and quarter over quarter| Company | Period | Costs Y/Y | Capex Y/Y |
|---|---|---|---|
| Us Bancorp De | Q2 2026 | +7.4 % | - |
| Jpmorgan Chase and Co | Q3 2026 | -12.8 % | - |
| Bank Of America Corporation | Q3 2026 | - | - |
| Morgan Stanley | Q2 2026 | - | +7.3 % |
| The Goldman Sachs Group Inc | Q3 2026 | +8.6 % | -5.9 % |
| Wells Fargo and Company | Q3 2026 | +31.5 % | - |
Us Bancorp De's Returns and Turnover vs Peers
ROA, ROI and ROE (trailing 12 months), receivables and inventory turnover| Company | ROA | ROI | ROE |
|---|---|---|---|
| Us Bancorp De | 1.16% | 2.84% | 12.43% |
| Jpmorgan Chase and Co | 1.34% | 1.65% | 17.70% |
| Bank Of America Corporation | 0.93% | 1.18% | 10.69% |
| Morgan Stanley | 1.35% | 1.95% | 17.85% |
| The Goldman Sachs Group Inc | 1.08% | 1.63% | 17.90% |
| Wells Fargo and Company | 1.04% | 1.23% | 12.78% |
ROA = net income / total assets; ROI = net income / investments; ROE = net income / equity; turnover ratios use trailing 12 month revenue (receivables) and cost of sales (inventory).
Us Bancorp De's Valuation vs Peers
P/E, price to sales, PEG, price to cash flow and price to book| Company | P/E | Price / Sales |
|---|---|---|
| Us Bancorp De | 11.87 | 3.32 |
| Jpmorgan Chase and Co | 14.07 | 4.71 |
| Bank Of America Corporation | 11.79 | 2.90 |
| Morgan Stanley | 14.68 | 4.17 |
| The Goldman Sachs Group Inc | 12.49 | 6.18 |
| Wells Fargo and Company | 11.91 | 3.01 |
| PEERS AVERAGE | 12.52 | 2.55 |
P/E = price / diluted EPS (trailing 12 months); PEG = P/E divided by EPS growth; the average row divides the peers' combined market cap by their combined income, sales, cash flow and equity.
