The Bancorp Inc's Competitiveness
A competitive positioning analysis and financial ratio benchmarking of The Bancorp Inc (TBBK) against its publicly traded competitors: sales growth, net income, profitability, valuation and market share, plus each peer's market capitalization, revenue, income and employees. Free below: the top 5 peers. Subscriber access adds the full competitor list and CSV downloads.
Key Findings: The Bancorp Inc vs Its Competitors
- TTM: Trailing 12-month revenue of 532M vs 871,003M combined for its competitors (0.1% combined share).
- Trending: Latest-quarter revenue run-rate is accelerating (+3.3% annualized vs trailing 12 months), vs accelerating (+7.9%) for its tracked peer group.
- Growth: The Bancorp Inc generated 0.4% revenue growth year over year in Q2 2026, vs 23.8% for its competitors combined.
- Profitability: Its 44.1% net margin compares with 28.3% for the peer group.
- Scale: The Bancorp Inc ranks #41 of 84 companies by market capitalization in the Commercial Banks industry, holding 0.1% of industry market cap.
- Peer revenue share: The Bancorp Inc accounted for 0.1% of combined revenue among its tracked peer group, down from 0.1% a year earlier.
- Peer differentiation: Revenue per employee of $0.73M compares with $0.52M for the peer group (1.4x).
Every figure above is sourced and cited in detail further down this page (Market Structure, Profitability & Cost Structure, Productivity vs Peers).
TBBK Sales vs. its Competitors, Q2 2026
The Bancorp Inc reported revenue growth of 0.40 % year on year in Q2 2026, below its competitors' combined revenue growth of 23.78 %.
With a net margin of 44.14 %, The Bancorp Inc achieved higher profitability than its competitors (28.34 %).
The Bancorp Inc generated 0.06 % of the combined sales of its peer group, down from 0.07 % a year earlier.
The Bancorp Inc vs. its Competitors, Q2 2026
Revenue growth, year on year
Net income growth, year on year
Net margin
Revenue run-rate vs trailing 12 months
TTM net margin
TTM = trailing twelve months. Run-rate annualizes the latest quarter (×4) and compares it to TTM. In millions of $. High-Confidence Competitors are named as a competitor directly in The Bancorp Inc reports; Similar-Size Competitors are the closest peers by market-cap rank within the same industry; Similar Growth & Profitability Competitors are the closest peers by combined revenue growth, operating margin and ROIC, all independent of the competitor list.
TTM revenue, latest-quarter run-rate and net income/margin benchmarked across The Bancorp Inc and its 4 competitor groupings. Available under Commercial License.
| Entity | TTM Revenue | Rev Run-rate vs TTM |
|---|---|---|
| The Bancorp Inc | $12,345M | +12.3% · Accelerating |
| Competitors combined | $12,345M | +12.3% · Accelerating |
| High-Confidence Competitors (5) | $12,345M | +12.3% · Accelerating |
| Similar-Size Competitors (8) | $12,345M | +12.3% · Accelerating |
TTM revenue, run-rate and net margin benchmarking across The Bancorp Inc's competitor groups requires a Commercial License.
For context: the Commercial Banks industry grew revenue -5.7% year over year, combined, vs 0.4% for The Bancorp Inc. The Bancorp Inc's share of combined industry revenue moved from 0.05% to 0.05%, a gain of 0.00 percentage points.
The Bancorp Inc's Competitor Quality Breadth
Group definitions: see Methodology: Performance Group Definitions.
| Entity | Profitable | Expanding | Above Industry Growth | Distressed |
|---|---|---|---|---|
| The Bancorp Inc | Yes | Yes | No | Yes |
| Competitors combined (181) | ||||
| High-Confidence Competitors (9) | ||||
| Similar-Size Competitors (10) |
Source: CSIMarket API, trailing 12 months. Altman Z-Score is not shown here: it is not populated in the underlying data for any company. Percentages are of companies in each group that report the relevant metric, not of the full group size.
TBBK Stock Performance relative to its Competitors
TBBK Stock Performance relative to High-Confidence Competitors
TBBK Stock Performance relative to Similar-Size Competitors
5 Best-Performing Tracked Competitors, Trailing 12 Months
| # | Competitor | TTM Share Price Return | vs U.S.A. 500 |
|---|---|---|---|
| 1 | Old Point Financial Corp | 282.9% | Outperformed |
| 2 | Optimumbank Holdings Inc | 282.9% | Outperformed |
| 3 | Lionsgate Studios Corp | 282.9% | Outperformed |
| 4 | Eagle Bancorp Inc | 282.9% | Outperformed |
| 5 | Peapack gladstone Financial Corporation | 282.9% | Outperformed |
TTM share price return and U.S.A. 500 outperformance for The Bancorp Inc's best-performing competitors requires a Commercial License.
Source: CSIMarket API, trailing 12 months.
The Bancorp Inc's Comment on Competition and Industry Peers
Publicly Traded Peers of The Bancorp Inc
Revenue and income for trailing 12 months, in millions of $, except employees| Company | Market Cap | Revenues |
|---|---|---|
 The Bancorp Inc |
2,018.66 | 531.90 |
 Jpmorgan Chase and Co |
927,902.14 | 190,733.00 |
 Bank Of America Corporation |
370,029.42 | 122,968.00 |
 Wells Fargo and Company |
266,701.10 | 85,055.00 |
 Citigroup inc |
218,824.45 | 91,360.00 |
 Capital one financial corp |
128,793.45 | 54,798.00 |
| SUBTOTAL | 2,890,140.36 | 876,000.58 |
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Sources: see Methodology: Peer & Competitor Identification, Sourcing.
Updated on:
Focus of this report: publicly traded companies. Ten additional tables on The Bancorp Inc versus competitors, including market share analysis, are in the navigation menu under Competition. To download the tables, please subscribe.
The Bancorp Inc's Competitors Named by the Company
Competitive relationships identified from The Bancorp Inc reports and corroborating sources, each with a basis and confidence.| Competitor | Basis | Confidence |
|---|---|---|
| Cohen Circle Acquisition Corp Ii | Company report | 85% |
| Enterprise | Company report | 85% |
| TriState Capital | Company report | 85% |
| Bridge Investment Group | Company report | 85% |
| Coastal Community | Company report | 85% |
| Pathward Financial | Company report | 85% |
| Live Oak Bank | Company report | 85% |
| Goldman Sachs | Company report | 85% |
| Arbor Realty Trust | Company report | 85% |
| Meta Financial | Company report | 85% |
| Fifth Third Bancorp | Company report | 85% |
| Veritec Inc | Company report | 85% |
| Customers Bancorp Inc | Company report | 85% |
| Finward Bancorp | Company report | 85% |
| Cathay General Bancorp | Company report | 85% |
| Us Bancorp De | Company report | 85% |
| Wintrust Financial Corp | Company report | 85% |
| Pnc Financial Services Group Inc | Company report | 85% |
| Jpmorgan Chase and Co | Company report | 85% |
| Wells Fargo and Company | Company report | 85% |
| Eagle Bancorp Inc | Company report | 85% |
| Citigroup inc | Company report | 85% |
| Huntington Bancshares Incorporated | Company report | 85% |
| Bank Of America Corporation | Company report | 85% |
| Capital one financial corp | Company report | 85% |
Company report basis, confidence, active dates and source counts for The Bancorp Inc's named competitors require a Commercial License.
Methodology: see Methodology: Peer & Competitor Identification, Sourcing.
The Bancorp Inc's Business Segment Mix vs Peers
Revenue by operating segment or division, as named and reported by each company. Segment names are the filer's own and are not standardized across companies. Do not assume a same-named or similarly-named segment is defined identically between two companies. Shares are of each company's own total revenue and are not required to sum to 100% (intersegment revenue, unallocated items).| Company | Largest Segment |
|---|---|
| Citigroup inc | Markets 29.42 % |
| Capital one financial corp | Credit Card 74.32 % |
| D r Horton Inc | HomeBuildingOps 94.14 % |
| Citizens Financial Group Inc | Consumer Banking 73.64 % |
| First Citizens Bancshares Inc | Commercial Bank 46.42 % |
Source: operating segment revenue as reported in each company's reports (10-K/10-Q), via the CSIMarket API, leaf-level reportable segments only (parent roll-up segments are excluded where sub-segments are separately disclosed).
The Bancorp Inc's Productivity vs Peers Comparison
Revenue and income per employee, trailing 12 months, in $; market cap in millions of $| Company | Market Cap | Revenue / Employee | Income / Employee |
|---|---|---|---|
| The Bancorp Inc | 2,019 | 725,651 | 316,431 |
| Jpmorgan Chase and Co | 927,902 | 598,825 | 204,714 |
| Bank Of America Corporation | 370,029 | 577,315 | 150,793 |
| Wells Fargo and Company | 266,701 | 355,879 | 96,699 |
| Citigroup inc | 218,824 | 404,248 | 80,004 |
| Capital one financial corp | 128,793 | 718,191 | 142,595 |
| PEERS TOTAL | 2,888,122 | 518,586 | 135,773 |
The Bancorp Inc's Geographic Revenue Exposure vs Peers
Revenue by country/region as reported in each company's most recent report. Disclosure granularity varies by filer (some report by country, others by broad region) and is shown as disclosed.| Company | Largest Market |
|---|---|
| Lionsgate Studios Corp | UNITED STATES 64.70 % |
Source: revenue geography as reported in each company's reports (10-K/10-Q), via the CSIMarket API. Percentages are of that company's own total consolidated revenue for its most recent reported period.
The Bancorp Inc's Position in Industry Market Structure
Market-capitalization share and concentration across all 81 companies in The Bancorp Inc's industry classification, broader than the peer set above. Market cap in millions of $.The Bancorp Inc ranks #41 of 81 companies by market capitalization in its industry, holding 0.08 % of total industry market cap. The industry's Herfindahl-Hirschman Index (HHI) is 1,871, indicating a moderately concentrated market structure (see Methodology: Market Structure & Concentration).
| Rank | Company | Market Cap | Industry Share |
|---|---|---|---|
| 1 | Jpmorgan Chase and Co | 931,776 | 37.22 % |
| 2 | Bank Of America Corporation | 373,718 | 14.93 % |
| 3 | Wells Fargo and Company | 268,720 | 10.73 % |
| 4 | Citigroup inc | 218,824 | 8.74 % |
| 5 | Capital one financial corp | 1,234 | 5.2% |
| 6 | Us Bancorp De | 1,234 | 5.2% |
| 7 | Pnc Financial Services Group Inc | 1,234 | 5.2% |
| 8 | Truist Financial Corporation | 1,234 | 5.2% |
| 9 | Huntington Bancshares Incorporated | 1,234 | 5.2% |
| 10 | Shinhan Financial Group Co Ltd | 1,234 | 5.2% |
| 41 | The Bancorp Inc | 2,019 | 0.08 % |
Market cap and industry share for the rest of The Bancorp Inc's industry peers requires a Commercial License.
Source: CSIMarket API (daily market-structure computation) across CSIMarket's industry classification, market capitalization as of 2026-11-04.
The Bancorp Inc's Same-Size Peers & Stock Performance
Peers chosen by closeness in market-cap rank within the same industry classification (not the named-competitor list above). Trailing 12-month total return, 3-month price momentum, beta and Sharpe ratio vs the broad U.S. market.| Rank | Company | Market Cap | TTM Return |
|---|---|---|---|
| 36 | First Merchants Corp | 2,615 | 16.88 % |
| 37 | Northwest Bancshares inc | 2,332 | 34.39 % |
| 38 | Wafd Inc | 2,265 | 3.77 % |
| 39 | First Commonwealth Financial Corp | 2,206 | 40.52 % |
| 40 | City Holding Company | 1,234 | 12.3% |
| 41 | The Bancorp Inc | 2,019 | -38.99 % |
| 42 | Firstsun Capital Bancorp | 1,234 | 12.3% |
| 43 | Dime Community Bancshares Inc | 1,234 | 12.3% |
| 44 | Hope Bancorp Inc | 1,234 | 12.3% |
| 45 | National Bank Holdings Corp | 1,234 | 12.3% |
| 46 | Bank First Corp | 1,234 | 12.3% |
Market cap, return, momentum, beta and Sharpe ratio for the rest of The Bancorp Inc's same-size peers requires a Commercial License.
Source: CSIMarket API (daily market-structure computation); returns and risk metrics as of 2026-11-04. Beta and Sharpe ratio are versus the broad U.S. equity market, not this industry.
The Bancorp Inc's Profitability & Cost Structure
Trailing 12-month margins from SEC-filed financials. Operating margin is compared to the Commercial Banks industry median; gross margin, EBITDA margin and capital intensity are compared to the live industry average (6 companies). See the full Commercial Banks industry profitability benchmarks.| Metric | Company | Industry | Difference |
|---|---|---|---|
| Gross Margin | - | 0.94 % (avg) | - |
| Operating Margin | - | industry median | - |
| EBITDA Margin | 0.59 % | 0.37 % (avg) | +0.2 pp |
| Capital Intensity (Capex / Revenue) | 1.27 % | 7.86 % (avg) | -6.6 pp |
Source: CSIMarket API, trailing 12 months. SG&A and R&D as a share of revenue have limited coverage as this data is backfilled and appear only where reported. Higher capital intensity is not inherently negative; it reflects the industry's asset requirements.
The Bancorp Inc's Valuation vs Competitive Position
Valuation multiples vs the Commercial Banks industry average (6 companies, excluding loss-making/negative-equity outliers), alongside returns on capital for context on whether a premium or discount lines up with measurably stronger or weaker returns. See the full Commercial Banks industry valuation benchmarks.| Metric | Company | Industry Average | Difference |
|---|---|---|---|
| P/E | 10.9x | 19.1x | -8.2x |
| EV / EBITDA | 7.3x | 6.3x | +1.0x |
| P/B | 3.3x | 1.5x | +1.8x |
| Return on Equity | 0.32 % | industry aggregate | -12.57 % |
| Return on Invested Capital | - | 0.07 % (avg) | - |
Source: CSIMarket API, trailing 12 months. A valuation premium or discount is not, by itself, a judgment of over- or under-valuation. Compare it against the return and growth context shown elsewhere on this page.
The Bancorp Inc's Multi-Year Financial Trajectory
Fiscal-year revenue growth, operating margin, return on invested capital and P/E, as reported in company reports.| Metric | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue Growth | 38.79 % | -11.08 % | 13.33 % | 14.42 % | 11.17 % | 27.29 % | 12.02 % | 6.21 % |
| Operating Margin | 44.19 % | 30.08 % | 39.65 % | 46.13 % | 51.21 % | - | - | - |
| Return on Invested Capital | 14.51 % | 6.85 % | 8.56 % | 9.74 % | 3.55 % | - | 3.21 % | 15.36 % |
| P/E | 5.8x | 13.1x | 9.9x | 15.1x | 12.9x | 10.7x | 12.9x | 14.2x |
Source: CSIMarket API, fiscal-year figures. P/E is this company's own historical ratio at each fiscal year end and can swing sharply around an earnings trough: that is real, not a data error.
The Bancorp Inc's BCG Growth-Share Matrix
See Methodology: BCG Growth-Share Matrix for how relative share and growth are calculated and thresholded.
The Bancorp Inc falls in the Question Mark quadrant: relative market share of 0.00x vs its largest competitor, in an industry growing revenue 11.3% (median, trailing 12 months).
Source: CSIMarket API (market-cap share and industry revenue growth). The 10% growth and 1.0x share lines are standard textbook thresholds, not derived from this industry's own distribution. A caveat worth reading alongside this chart: Jpmorgan Chase and Co alone holds 37% of this industry's market cap. In an industry this dominated by one leader, the framework will place nearly every OTHER company in "Dog" or "Question Mark" purely because relative share is measured against that leader, regardless of how strong those other companies actually are on their own fundamentals. Check the Profitability, Valuation and Financial Strength sections above before treating this quadrant label as a verdict.
The Bancorp Inc's Competitive Forces (Porter's Five Forces)
Only the forces this data can support honestly are shown; the other three are marked as such rather than guessed.| Force | Assessment | Basis |
|---|---|---|
| Competitive Rivalry | Moderate | Industry HHI of 1,871 (see Industry Market Structure & Concentration above) |
| Barriers to Entry | Lower than typical for the industry | Capital intensity (capex / revenue) of 1.27 % vs industry average 7.86 % (see Profitability & Cost Structure above) |
Note: see Methodology: Porter's Five Forces. Supplier power and buyer power are covered on The Bancorp Inc's dedicated Suppliers and Customers pages, not here.
The Bancorp Inc's Industry Attractiveness & Competitive Strength
See Methodology: GE/McKinsey Matrix for how the two axes are built.
The Bancorp Inc falls in the Medium attractiveness / Low strength cell: Harvest.
Source: CSIMarket API, trailing 12 months. Each axis score is a simple 1(low)/2(medium)/3(high) average across its three inputs -- a transparent, disclosed simplification, not a validated academic scoring model.
The Bancorp Inc's SWOT
Every point below is a fixed rule applied to a metric already shown elsewhere on this page (Market Structure, Profitability, Valuation, Run-Rate, Stock Performance, Quality Breadth) not an independent strategic assessment. A blank quadrant means no rule was met, not that none apply.Strengths
- Latest-quarter revenue run-rate is accelerating (+3.3% annualized vs trailing 12 months).
Weaknesses
- Return on equity 12.6 points below the industry aggregate.
- Underperforming the U.S.A. 500 over the trailing 12 months.
- Low relative market share vs the industry leader (0.00x).
- Piotroski F-Score of 2 or below, the standard financial-distress signal.
Opportunities
- Industry revenue growing at a healthy 11.3% median pace.
Threats
- Industry dominated by Jpmorgan Chase and Co, holding 37.22 % of industry market cap.
Methodology: see Methodology: SWOT Analysis.
The Bancorp Inc's Financial Strength vs Peers Comparison
Quick ratio, working capital, debt to equity and asset turnover, trailing 12 months| Company | Quick Ratio | Working Capital | Debt / Equity |
|---|---|---|---|
| The Bancorp Inc | 0.00 | 0.53 | 1.12 |
| Jpmorgan Chase and Co | 0.15 | 0.42 | 1.41 |
| Bank Of America Corporation | 0.10 | 0.52 | 1.27 |
| Wells Fargo and Company | 0.11 | 0.80 | 1.16 |
| Citigroup inc | 0.07 | 0.40 | 1.78 |
| Capital one financial corp | 0.05 | 1.03 | 0.58 |
Quick ratio = cash / current liabilities; working capital ratio = current assets / current liabilities; asset turnover = revenue / total assets. Peers in the Blank Checks industry are excluded.
The Bancorp Inc's Revenue and Income Growth vs Peers
Quarterly revenue and net income growth, year over year and quarter over quarter| Company | Period | Revenue Y/Y | Income Y/Y |
|---|---|---|---|
| The Bancorp Inc | Q2 2026 | +0.4 % | +1.4 % |
| Jpmorgan Chase and Co | Q3 2026 | +10.2 % | +9.0 % |
| Bank Of America Corporation | Q3 2026 | +3.2 % | -16.8 % |
| Wells Fargo and Company | Q3 2026 | +5.4 % | +6.9 % |
| Citigroup inc | Q2 2026 | +14.3 % | +44.6 % |
| Capital one financial corp | Q3 2026 | +29.3 % | +12.0 % |
| PEERS TOTAL | +9.3 % | +8.2 % |
Growth is shown only where both periods are positive. Peers in the Blank Checks industry are excluded.
The Bancorp Inc's Peers' Costs of Sales and Capital Expenditures
Context for revenue growth: peer costs and capex, year over year and quarter over quarter| Company | Period | Costs Y/Y | Capex Y/Y |
|---|---|---|---|
| The Bancorp Inc | Q2 2026 | -41.2 % | -8.1 % |
| Jpmorgan Chase and Co | Q3 2026 | -12.8 % | - |
| Bank Of America Corporation | Q3 2026 | - | - |
| Wells Fargo and Company | Q3 2026 | +31.5 % | - |
| Citigroup inc | Q2 2026 | - | -11.6 % |
| Capital one financial corp | Q3 2026 | +7.4 % | +1.3 % |
The Bancorp Inc's Returns and Turnover vs Peers
ROA, ROI and ROE (trailing 12 months), receivables and inventory turnover| Company | ROA | ROI | ROE |
|---|---|---|---|
| The Bancorp Inc | 2.50% | 7.54% | 32.32% |
| Jpmorgan Chase and Co | 1.34% | 1.65% | 17.70% |
| Bank Of America Corporation | 0.93% | 1.18% | 10.69% |
| Wells Fargo and Company | 1.04% | 1.23% | 12.78% |
| Citigroup inc | 0.66% | 0.69% | 8.46% |
| Capital one financial corp | 1.61% | 1.59% | 9.69% |
ROA = net income / total assets; ROI = net income / investments; ROE = net income / equity; turnover ratios use trailing 12 month revenue (receivables) and cost of sales (inventory).
The Bancorp Inc's Valuation vs Peers
P/E, price to sales, PEG, price to cash flow and price to book| Company | P/E | Price / Sales |
|---|---|---|
| The Bancorp Inc | 9.20 | 3.80 |
| Jpmorgan Chase and Co | 14.55 | 4.86 |
| Bank Of America Corporation | 12.23 | 3.01 |
| Wells Fargo and Company | 12.40 | 3.14 |
| Citigroup inc | 13.66 | 2.40 |
| Capital one financial corp | 12.02 | 2.35 |
| PEERS AVERAGE | 12.60 | 3.30 |
P/E = price / diluted EPS (trailing 12 months); PEG = P/E divided by EPS growth; the average row divides the peers' combined market cap by their combined income, sales, cash flow and equity.