Security National Financial's Competitiveness
A competitive positioning analysis and financial ratio benchmarking of Security National Financial (SNFCA) against its publicly traded competitors: sales growth, net income, profitability, valuation and market share, plus each peer's market capitalization, revenue, income and employees. Free below: the top 5 peers. Subscriber access adds the full competitor list and CSV downloads.
Key Findings: Security National Financial vs Its Competitors
- TTM: Trailing 12-month revenue of 336M vs 2,213,467M combined for tracked competitors (0.0% combined share).
- Trending: Latest-quarter revenue run-rate is holding steady (-0.1% annualized vs trailing 12 months), vs accelerating (+2.5%) for its tracked peer group.
- Growth: Security National Financial generated -6.3% revenue growth year over year in Q2 2026, vs 8.6% for its tracked competitors combined.
- Profitability: Its 10.7% net margin compares with 11.1% for the peer group.
- Scale: Security National Financial ranks #58 of 121 companies by market capitalization in the Miscellaneous Financial Services industry, holding 0.0% of industry market cap.
- Peer revenue share: Security National Financial accounted for 0.0% of combined revenue among its tracked peer group, down from 0.0% a year earlier.
- Peer differentiation: Revenue per employee of $0.27M compares with $1.27M for the peer group (0.2x).
Every figure above is sourced and cited in detail further down this page (Market Structure, Profitability & Cost Structure, Productivity vs Peers).
SNFCA Sales vs. its Competitors, Q2 2026
Security National Financial reported revenue contraction of 6.27 % year on year in Q2 2026, below its competitors' combined revenue growth of 8.60 %.
With a net margin of 10.70 %, Security National Financial reported lower profitability than its competitors (11.09 %).
Security National Financial generated 0.01 % of the combined sales of its peer group, down from 0.02 % a year earlier.
Security National Financial vs. its Competitors, Q2 2026
Revenue growth, year on year
Net income growth, year on year
Net margin
Revenue run-rate vs trailing 12 months
TTM net margin
TTM = trailing twelve months. Run-rate annualizes the latest quarter (×4) and compares it to TTM. In millions of $. High-Confidence Competitors are named as a competitor directly in Security National Financial reports; Similar-Size Competitors are the closest peers by market-cap rank within the same industry; Similar Growth & Profitability Competitors are the closest peers by combined revenue growth, operating margin and ROIC, all independent of the competitor list.
TTM revenue, latest-quarter run-rate and net income/margin benchmarked across Security National Financial and its 4 competitor groupings. Available under Commercial License.
| Entity | TTM Revenue | Rev Run-rate vs TTM |
|---|---|---|
| Security National Financial Corporation | $12,345M | +12.3% · Accelerating |
| Competitors combined | $12,345M | +12.3% · Accelerating |
| High-Confidence Competitors (1) | $12,345M | +12.3% · Accelerating |
| Similar-Size Competitors (7) | $12,345M | +12.3% · Accelerating |
TTM revenue, run-rate and net margin benchmarking across Security National Financial's competitor groups requires a Commercial License.
For context: the Miscellaneous Financial Services industry grew revenue 304.0% year over year, combined, vs -6.3% for Security National Financial. Security National Financial's share of combined industry revenue moved from 0.11% to 0.03%, a loss of 0.08 percentage points.
Security National Financial's Competitor Quality Breadth
Share of each group, trailing 12 months: profitable (net margin > 0), expanding (revenue growth > 0), growing faster than the industry's own median, and financially distressed (Piotroski F-Score of 2 or below).
| Entity | Profitable | Expanding | Above Industry Growth | Distressed |
|---|---|---|---|---|
| Security National Financial Corporation | Yes | No | No | No |
| Competitors combined (52) | ||||
| High-Confidence Competitors (1) | ||||
| Similar-Size Competitors (10) |
Source: CSIMarket API, trailing 12 months. Altman Z-Score is not shown here: it is not populated in the underlying data for any company. Percentages are of companies in each group that report the relevant metric, not of the full group size.
SNFCA Stock Performance relative to its Competitors
SNFCA Stock Performance relative to High-Confidence Competitors
SNFCA Stock Performance relative to Similar-Size Competitors
5 Best-Performing Tracked Competitors, Trailing 12 Months
| # | Competitor | TTM Share Price Return | vs U.S.A. 500 |
|---|---|---|---|
| 1 | Centene Corporation | 282.9% | Outperformed |
| 2 | United Fire Group Inc | 282.9% | Outperformed |
| 3 | Humana Inc | 282.9% | Outperformed |
| 4 | Cno Financial Group Inc | 282.9% | Outperformed |
| 5 | Principal Financial Group inc | 282.9% | Outperformed |
TTM share price return and U.S.A. 500 outperformance for Security National Financial's best-performing tracked competitors requires a Commercial License.
Source: CSIMarket API, trailing 12 months.
Security National Financial's Comment on Competition and Industry Peers
Publicly Traded Peers of Security National Financial Corporation
Revenue and income for trailing 12 months, in millions of $, except employees| Company | Market Cap | Revenues |
|---|---|---|
| Security National Financial Corporation | 244.99 | 335.96 |
| Unitedhealth Group Incorporated | 368,633.28 | 450,129.00 |
| Bank Of America Corporation | 367,554.74 | 121,098.00 |
| Capital one financial corp | 124,114.41 | 51,099.00 |
| Futu Holdings Ltd | 119,304.33 | 2,935.37 |
| Elevance Health Inc | 93,747.12 | 201,113.00 |
| SUBTOTAL | 2,024,584.59 | 2,415,655.53 |
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Sources: Security National Financial Corporation's official press releases and company reports; CSIMarket.com's market research; and the company reports and press releases of the other companies cited.
Updated on:
Focus of this report: publicly traded companies. Ten additional tables on Security National Financial Corporation versus competitors, including market share analysis, are in the navigation menu under Competition. To download the tables, please subscribe.
Security National Financial's Competitors Named by the Company
Competitive relationships identified from Security National Financial reports and corroborating sources, each with a basis and confidence.| Competitor | Basis | Confidence |
|---|---|---|
| United States. The Company | Company report | 85% |
| Cno Financial Group Inc | Company report | 85% |
| United Fire Group Inc | Company report | 85% |
| American National Group Inc | Company report | 85% |
| National Western Life Group Inc | Company report | 85% |
| Triple s Management Corporation | Company report | 85% |
| Aflac Incorporated | Company report | 85% |
| Kemper Corporation | Company report | 85% |
| Voya Financial Inc | Company report | 85% |
| Atlantic American Corp | Company report | 85% |
| Axis Capital Holdings Limited | Company report | 85% |
| The Hartford Insurance Group Inc | Company report | 85% |
| Metlife Inc | Company report | 85% |
| First Trinity Financial Corporation | Company report | 85% |
| Partnerre Ltd | Company report | 85% |
| American International Group Inc | Company report | 85% |
| Genworth Financial Inc | Company report | 85% |
| Loews Corp | Company report | 85% |
| National Security Group Inc. | Company report | 85% |
| Citizens Inc | Company report | 85% |
| Cincinnati Financial Corporation | Company report | 85% |
| Horace Mann Educators Corporation | Company report | 85% |
| Prudential Financial Inc | Company report | 85% |
| Midwest Holding Inc | Company report | 85% |
| Assurant Inc | Company report | 85% |
| Lincoln National Corporation | Company report | 85% |
| Utg Inc | Company report | 85% |
| Fbl Financial Group Inc | Company report | 85% |
Company report basis, confidence, active dates and source counts for Security National Financial's named competitors require a Commercial License.
Methodology: relationships are extracted from Security National Financial reports (named-competitor disclosures) and corroborating sources. Confidence reflects evidence strength.
Security National Financial's Business Segment Mix vs Peers
Revenue by operating segment or division, as named and reported by each company. Segment names are the filer's own and are not standardized across companies. Do not assume a same-named or similarly-named segment is defined identically between two companies. Shares are of each company's own total revenue and are not required to sum to 100% (intersegment revenue, unallocated items).| Company | Largest Segment |
|---|---|
| Unitedhealth Group Incorporated | UnitedHealthcare 76.78 % |
| Elevance Health Inc | Reportable 100.00 % |
| The Cigna Group | Evernorth 85.32 % |
| Metlife Inc | Group Benefits 36.13 % |
| Aon Plc | Risk Capital 70.80 % |
Source: operating segment revenue as reported in each company's reports (10-K/10-Q), via the CSIMarket API, leaf-level reportable segments only (parent roll-up segments are excluded where sub-segments are separately disclosed).
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Security National Financial's Productivity vs Peers Comparison
Revenue and income per employee, trailing 12 months, in $; market cap in millions of $| Company | Market Cap | Revenue / Employee | Income / Employee |
|---|---|---|---|
| Security National Financial Corporation | 245 | 270,283 | 30,001 |
| Unitedhealth Group Incorporated | 368,633 | 1,154,177 | 38,236 |
| Bank Of America Corporation | 367,555 | 568,535 | 158,005 |
| Capital one financial corp | 124,114 | 669,712 | 137,615 |
| Futu Holdings Ltd | 119,304 | 14,531,554 | 7,211,243 |
| Elevance Health Inc | 93,747 | 2,071,195 | 51,040 |
| PEERS TOTAL | 2,024,340 | 1,266,403 | 116,289 |
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Security National Financial's Geographic Revenue Exposure vs Peers
Revenue by country/region as reported in each company's most recent report. Disclosure granularity varies by filer (some report by country, others by broad region) and is shown as disclosed.| Company | Largest Market |
|---|---|
| Aon Plc | Europe, Middle East, and Africa, Other Than United Kingdom and Ireland 16.91 % |
| Citizens Inc | All Countries 66.88 % |
Source: revenue geography as reported in each company's reports (10-K/10-Q), via the CSIMarket API. Percentages are of that company's own total consolidated revenue for its most recent reported period.
Security National Financial's Position in Industry Market Structure
Market-capitalization share and concentration across all 104 companies in Security National Financial's industry classification, broader than the peer set above. Market cap in millions of $.Security National Financial ranks #58 of 104 companies by market capitalization in its industry, holding 0.04 % of total industry market cap. The industry's Herfindahl-Hirschman Index (HHI) is 1,478, indicating a unconcentrated market structure (U.S. antitrust guidance: below 1,500 unconcentrated, 1,500 to 2,500 moderately concentrated, above 2,500 highly concentrated).
| Rank | Company | Market Cap | Industry Share |
|---|---|---|---|
| 1 | American Express Company | 211,991 | 33.76 % |
| 2 | Nu Holdings Ltd | 72,482 | 11.54 % |
| 3 | Strategy Inc | 48,963 | 7.80 % |
| 4 | Coinbase Global Inc | 45,965 | 7.32 % |
| 5 | Eason Technology Limited | 1,234 | 5.2% |
| 6 | Synchrony Financial | 1,234 | 5.2% |
| 7 | Circle Internet Group Inc | 1,234 | 5.2% |
| 8 | Federal National Mortgage Association Fannie Mae | 1,234 | 5.2% |
| 9 | Sofi Technologies Inc | 1,234 | 5.2% |
| 10 | Bitmine Immersion Technologies Inc | 1,234 | 5.2% |
| 58 | Security National Financial Corporation | 247 | 0.04 % |
Market cap and industry share for the rest of Security National Financial's industry peers requires a Commercial License.
Source: CSIMarket API (daily market-structure computation) across CSIMarket's industry classification, market capitalization as of 2026-10-16.
Security National Financial's Same-Size Peers & Stock Performance
Peers chosen by closeness in market-cap rank within the same industry classification (not the named-competitor list above). Trailing 12-month total return, 3-month price momentum, beta and Sharpe ratio vs the broad U.S. market.| Rank | Company | Market Cap | TTM Return |
|---|---|---|---|
| 53 | Procap Financial Inc | 364 | - |
| 54 | Lendingtree inc | 355 | -56.61 % |
| 55 | Bit Digital Inc | 319 | -74.46 % |
| 56 | Cnfinance Holdings Limited | 290 | -60.73 % |
| 57 | Medallion Financial Corp | 1,234 | 12.3% |
| 58 | Security National Financial Corporation | 247 | 10.31 % |
| 59 | Bakkt Inc | 1,234 | 12.3% |
| 60 | Bitfufu Inc | 1,234 | 12.3% |
| 61 | Lexinfintech Holdings Ltd | 1,234 | 12.3% |
| 62 | Consumer Portfolio Services Inc | 1,234 | 12.3% |
| 63 | Z Squared Inc | 1,234 | 12.3% |
Market cap, return, momentum, beta and Sharpe ratio for the rest of Security National Financial's same-size peers requires a Commercial License.
Source: CSIMarket API (daily market-structure computation); returns and risk metrics as of 2026-10-19. Beta and Sharpe ratio are versus the broad U.S. equity market, not this industry.
Security National Financial's Profitability & Cost Structure
Trailing 12-month margins from SEC-filed financials. Operating margin is compared to the Miscellaneous Financial Services industry median; gross margin, EBITDA margin and capital intensity are compared to the live industry average (124 companies). See the full Miscellaneous Financial Services industry profitability benchmarks.| Metric | Company | Industry | Difference |
|---|---|---|---|
| Gross Margin | 70.40 % | 43.07 % (avg) | +27.3 pp |
| Operating Margin | - | industry median | - |
| EBITDA Margin | 21.32 % | 6.76 % (avg) | +14.6 pp |
| Capital Intensity (Capex / Revenue) | 0.39 % | 4.37 % (avg) | -4.0 pp |
Source: CSIMarket API, trailing 12 months. SG&A and R&D as a share of revenue have limited coverage as this data is backfilled and appear only where reported. Higher capital intensity is not inherently negative; it reflects the industry's asset requirements.
Security National Financial's Valuation vs Competitive Position
Valuation multiples vs the Miscellaneous Financial Services industry average (124 companies, excluding loss-making/negative-equity outliers), alongside returns on capital for context on whether a premium or discount lines up with measurably stronger or weaker returns. See the full Miscellaneous Financial Services industry valuation benchmarks.| Metric | Company | Industry Average | Difference |
|---|---|---|---|
| P/E | 0.0x | 28.1x | -28.1x |
| EV / EBITDA | 3.5x | 14.6x | -11.2x |
| P/B | 0.6x | 2.8x | -2.2x |
| Return on Equity | 9.13 % | industry aggregate | 16.14 % |
| Return on Invested Capital | - | -3.42 % (avg) | - |
Source: CSIMarket API, trailing 12 months. A valuation premium or discount is not, by itself, a judgment of over- or under-valuation. Compare it against the return and growth context shown elsewhere on this page.
Security National Financial's Multi-Year Financial Trajectory
Fiscal-year revenue growth, operating margin, return on invested capital and P/E, as reported in company reports.| Metric | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue Growth | 0.97 % | 1.23 % | 70.09 % | -2.24 % | -17.22 % | -18.26 % | 5.03 % | 3.01 % |
| Operating Margin | 28.83 % | 39.35 % | 45.31 % | 37.64 % | 8.82 % | 5.12 % | 10.19 % | 12.02 % |
| Return on Invested Capital | 13.85 % | 17.15 % | 24.37 % | 19.27 % | 2.65 % | 0.94 % | 1.86 % | 4.33 % |
| P/E | 3.2x | 7.5x | 2.9x | 4.7x | 6.2x | 0.0x | 0.0x | 0.0x |
Source: CSIMarket API, fiscal-year figures. P/E is this company's own historical ratio at each fiscal year end and can swing sharply around an earnings trough: that is real, not a data error.
Security National Financial's BCG Growth-Share Matrix
Relative market share (vs Security National Financial's largest competitor by market cap) against industry revenue growth, using the standard textbook thresholds (1.0x share, 10% growth) a common framework, not a precision instrument.
Security National Financial falls in the Dog quadrant: relative market share of 0.00x vs its largest competitor, in an industry growing revenue 2.3% (median, trailing 12 months).
Source: CSIMarket API (market-cap share and industry revenue growth). The 10% growth and 1.0x share lines are standard textbook thresholds, not derived from this industry's own distribution.
Security National Financial's Competitive Forces (Porter's Five Forces)
Only the forces this data can support honestly are shown; the other three are marked as such rather than guessed.| Force | Assessment | Basis |
|---|---|---|
| Competitive Rivalry | High | Industry HHI of 1,478 (see Industry Market Structure & Concentration above) |
| Barriers to Entry | Lower than typical for the industry | Capital intensity (capex / revenue) of 0.39 % vs industry average 4.37 % (see Profitability & Cost Structure above) |
| Supplier Power | Not covered on this page | See Security National Financial's dedicated suppliers page for concentration and dependency data |
| Buyer Power | Not covered on this page | See Security National Financial's dedicated customers page for concentration and dependency data |
| Threat of Substitutes | - | No systematic data source for cross-product substitution exists in this system; not estimated |
Note: this is a partial, data-grounded application of the framework, not a complete strategic assessment. Rivalry and barriers-to-entry readings are mechanical translations of the HHI and capital-intensity figures shown elsewhere on this page, not independent judgments.
Security National Financial's Industry Attractiveness & Competitive Strength
A CSIMarket composite, not a standard field: each axis is an equal-weighted average of three factors already shown elsewhere on this page (industry growth, industry profitability and rivalry for attractiveness; relative market share, profitability and growth vs industry for strength). Disclosed as a designed methodology, not a precision measurement.
Security National Financial falls in the Low attractiveness / Medium strength cell: Harvest.
Source: CSIMarket API, trailing 12 months. Each axis score is a simple 1(low)/2(medium)/3(high) average across its three inputs -- a transparent, disclosed simplification, not a validated academic scoring model.
Security National Financial's SWOT
Every point below is a fixed rule applied to a metric already shown elsewhere on this page (Market Structure, Profitability, Valuation, Run-Rate, Stock Performance, Quality Breadth) not an independent strategic assessment. A blank quadrant means no rule was met, not that none apply.Strengths
- Return on equity 16.1 points above the industry aggregate.
Weaknesses
- Underperforming the U.S.A. 500 over the trailing 12 months.
- Low relative market share vs the industry leader (0.00x).
Opportunities
No rule matched.
Threats
No rule matched.
Methodology: mechanical, rule-based SWOT. Each bullet reuses a figure already sourced and cited elsewhere on this page; nothing here is generated narrative or independent analyst judgment.
Security National Financial's Financial Strength vs Peers Comparison
Quick ratio, working capital, debt to equity and asset turnover, trailing 12 months| Company | Quick Ratio | Working Capital | Debt / Equity |
|---|---|---|---|
| Security National Financial Corporation | 0.13 | 1.08 | 0.29 |
| Unitedhealth Group Incorporated | 0.24 | 0.81 | 0.75 |
| Bank Of America Corporation | 0.09 | 0.52 | 1.25 |
| Capital one financial corp | 0.03 | 1.03 | 0.39 |
| Futu Holdings Ltd | 0.06 | 1.19 | 0.30 |
| Elevance Health Inc | 0.22 | 1.50 | 0.72 |
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Quick ratio = cash / current liabilities; working capital ratio = current assets / current liabilities; asset turnover = revenue / total assets. Peers in the Blank Checks industry are excluded.
Security National Financial's Revenue and Income Growth vs Peers
Quarterly revenue and net income growth, year over year and quarter over quarter| Company | Period | Revenue Y/Y | Income Y/Y |
|---|---|---|---|
| Security National Financial Corporation | Q2 2026 | -6.3 % | +7.3 % |
| Unitedhealth Group Incorporated | Q2 2026 | +0.4 % | +58.7 % |
| Bank Of America Corporation | Q2 2026 | +15.0 % | +27.5 % |
| Capital one financial corp | Q2 2026 | +1,392.5 % | - |
| Futu Holdings Ltd | Q4 2025 | +67.8 % | +107.9 % |
| Elevance Health Inc | Q2 2026 | +1.4 % | -16.1 % |
| PEERS TOTAL | +9.6 % | +73.0 % |
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Growth is shown only where both periods are positive. Peers in the Blank Checks industry are excluded.
Security National Financial's Peers' Costs of Sales and Capital Expenditures
Context for revenue growth: peer costs and capex, year over year and quarter over quarter| Company | Period | Costs Y/Y | Capex Y/Y |
|---|---|---|---|
| Security National Financial Corporation | Q2 2026 | +2.1 % | -30.7 % |
| Unitedhealth Group Incorporated | Q2 2026 | +2.7 % | -9.8 % |
| Bank Of America Corporation | Q2 2026 | - | - |
| Capital one financial corp | Q2 2026 | -73.8 % | -8.0 % |
| Futu Holdings Ltd | Q4 2025 | +29.0 % | -67.4 % |
| Elevance Health Inc | Q2 2026 | +3.8 % | +7.5 % |
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Security National Financial's Returns and Turnover vs Peers
ROA, ROI and ROE (trailing 12 months), receivables and inventory turnover| Company | ROA | ROI | ROE |
|---|---|---|---|
| Security National Financial Corporation | 2.36% | 6.40% | 9.13% |
| Unitedhealth Group Incorporated | 4.78% | 7.51% | 14.55% |
| Bank Of America Corporation | 0.97% | 2.76% | 11.13% |
| Capital one financial corp | 1.56% | 3.24% | 9.26% |
| Futu Holdings Ltd | 4.96% | 19.74% | 28.34% |
| Elevance Health Inc | 3.99% | 6.09% | 11.19% |
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ROA = net income / total assets; ROI = net income / investments; ROE = net income / equity; turnover ratios use trailing 12 month revenue (receivables) and cost of sales (inventory).
Security National Financial's Valuation vs Peers
P/E, price to sales, PEG, price to cash flow and price to book| Company | P/E | Price / Sales |
|---|---|---|
| Security National Financial Corporation | 0.01 | 0.73 |
| Unitedhealth Group Incorporated | 26.18 | 0.82 |
| Bank Of America Corporation | 11.61 | 3.04 |
| Capital one financial corp | 11.89 | 2.43 |
| Futu Holdings Ltd | 81.78 | 40.64 |
| Elevance Health Inc | 19.15 | 0.47 |
| PEERS AVERAGE | 9.13 | 0.84 |
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P/E = price / diluted EPS (trailing 12 months); PEG = P/E divided by EPS growth; the average row divides the peers' combined market cap by their combined income, sales, cash flow and equity.