On Track Innovations Ltd's Competitiveness
A competitive positioning analysis and financial ratio benchmarking of On Track Innovations Ltd (OTIV) against its publicly traded competitors: sales growth, net income, profitability, valuation and market share, plus each peer's market capitalization, revenue, income and employees. Free below: the top 5 peers. Subscriber access adds the full competitor list and CSV downloads.
Key Findings: On Track Innovations Ltd vs Its Competitors
- TTM: Trailing 12-month revenue of 15M vs 558,655M combined for its competitors (0.0% combined share).
- Trending: Latest-quarter revenue run-rate is decelerating (-22.8% annualized vs trailing 12 months), vs decelerating (-20.5%) for its tracked peer group.
- Growth: On Track Innovations Ltd generated 4.5% revenue growth year over year in Q1 2022, vs 7.1% for its competitors combined.
- Profitability: Its -33.2% net margin compares with 25.2% for the peer group.
- Peer revenue share: On Track Innovations Ltd accounted for 0.0% of combined revenue among its tracked peer group, up from 0.0% a year earlier.
- Peer differentiation: Revenue per employee of $0.12M compares with $0.59M for the peer group (0.2x).
Every figure above is sourced and cited in detail further down this page (Market Structure, Profitability & Cost Structure, Productivity vs Peers).
OTIV Sales vs. its Competitors, Q1 2022
On Track Innovations Ltd reported revenue growth of 4.48 % year on year in Q1 2022, below its competitors' combined revenue growth of 7.07 %.
With a net margin of -33.18 %, On Track Innovations Ltd reported lower profitability than its competitors (25.22 %).
On Track Innovations Ltd generated 0.00 % of the combined sales of its peer group, up from 0.00 % a year earlier.
API endpoints for this dataset
On Track Innovations Ltd vs. its Competitors, Q1 2022
Revenue growth, year on year
Net margin
Revenue run-rate vs trailing 12 months
TTM net margin
TTM = trailing twelve months. Run-rate annualizes the latest quarter (×4) and compares it to TTM. In millions of $. High-Confidence Competitors are named as a competitor directly in On Track Innovations Ltd reports; Similar-Size Competitors are the closest peers by market-cap rank within the same industry; Similar Growth & Profitability Competitors are the closest peers by combined revenue growth, operating margin and ROIC, all independent of the competitor list.
TTM revenue, latest-quarter run-rate and net income/margin benchmarked across On Track Innovations Ltd and its 4 competitor groupings. Available under Commercial License.
| Entity | TTM Revenue | Rev Run-rate vs TTM |
|---|---|---|
| On Track Innovations Ltd. | $12,345M | +12.3% · Accelerating |
| Competitors combined | $12,345M | +12.3% · Accelerating |
TTM revenue, run-rate and net margin benchmarking across On Track Innovations Ltd's competitor groups requires a Commercial License.
For context: the Semiconductors industry grew revenue 48.1% year over year, combined, vs 4.5% for On Track Innovations Ltd. On Track Innovations Ltd's share of combined industry revenue moved from 0.00% to 0.00%, a gain of 0.00 percentage points.
On Track Innovations Ltd's Competitor Quality Breadth
Group definitions: see Methodology: Performance Group Definitions.
| Entity | Profitable | Expanding | Above Industry Growth | Distressed |
|---|---|---|---|---|
| On Track Innovations Ltd. | No | Yes | Yes | Yes |
| Competitors combined (42) |
Source: CSIMarket API, trailing 12 months. Altman Z-Score is not shown here: it is not populated in the underlying data for any company. Percentages are of companies in each group that report the relevant metric, not of the full group size.
OTIV Stock Performance relative to its Competitors
5 Best-Performing Tracked Competitors, Trailing 12 Months
| # | Competitor | TTM Share Price Return | vs U.S.A. 500 |
|---|---|---|---|
| 1 | Usio Inc | 282.9% | Outperformed |
| 2 | Everi Holdings Inc | 282.9% | Outperformed |
| 3 | Atlanticus Holdings Corp | 282.9% | Outperformed |
| 4 | Discover Financial Services | 282.9% | Outperformed |
| 5 | Cantaloupe Inc | 282.9% | Outperformed |
TTM share price return and U.S.A. 500 outperformance for On Track Innovations Ltd's best-performing competitors requires a Commercial License.
Source: CSIMarket API, trailing 12 months.
On Track Innovations Ltd's Comment on Competition and Industry Peers
In the Retail Market, our competition includes unattended payment solution
and technology providers such as ID Tech, Nayax, Ingenico, Televend and Verifone.
In the Petroleum Market, we compete with fueling and fleet management end-to-end solution vendors such as Orpak and Hectronic. As this domain has high entrance barriers, competition in this field is limited.
Publicly Traded Peers of On Track Innovations Ltd.
Revenue and income for trailing 12 months, in millions of $, except employees| Company | Market Cap | Revenues |
|---|---|---|
 On Track Innovations Ltd. |
12.37 | 15.00 |
 Visa Inc |
809,797.40 | 43,027.00 |
 Mastercard Incorporated |
571,765.20 | 36,288.00 |
 Bank Of America Corporation |
356,921.12 | 122,968.00 |
 American Express Company |
216,347.26 | 103,594.00 |
 Citigroup inc |
206,640.54 | 91,360.00 |
| SUBTOTAL | 2,625,896.22 | 563,379.83 |
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Sources: see Methodology: Peer & Competitor Identification, Sourcing.
Updated on:
Focus of this report: publicly traded companies. Ten additional tables on On Track Innovations Ltd. versus competitors, including market share analysis, are in the navigation menu under Competition. To download the tables, please subscribe.
On Track Innovations Ltd's Competitors Named by the Company
Competitive relationships identified from On Track Innovations Ltd reports and corroborating sources, each with a basis and confidence.| Competitor | Basis | Confidence |
|---|---|---|
| The Western Union Company | Company report | 85% |
| Euronet Worldwide Inc | Company report | 85% |
| Cantaloupe Inc | Company report | 85% |
| Green Dot Corp | Company report | 85% |
| Lesaka Technologies Inc | Company report | 85% |
Company report basis, confidence, active dates and source counts for On Track Innovations Ltd's named competitors require a Commercial License.
Methodology: see Methodology: Peer & Competitor Identification, Sourcing.
On Track Innovations Ltd's Business Segment Mix vs Peers
Revenue by operating segment or division, as named and reported by each company. Segment names are the filer's own and are not standardized across companies. Do not assume a same-named or similarly-named segment is defined identically between two companies. Shares are of each company's own total revenue and are not required to sum to 100% (intersegment revenue, unallocated items).| Company | Largest Segment |
|---|---|
| Mastercard Incorporated | Payment Solutions 100.00 % |
| Citigroup inc | Markets 29.42 % |
| Fidelity National Information Services Inc | Banking Solutions 73.77 % |
| Paycom Software Inc | Single Reportable Segment 100.00 % |
| Paylocity Holding Corporation | Reportable 100.00 % |
Source: operating segment revenue as reported in each company's reports (10-K/10-Q), via the CSIMarket API, leaf-level reportable segments only (parent roll-up segments are excluded where sub-segments are separately disclosed).
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On Track Innovations Ltd's Productivity vs Peers Comparison
Revenue and income per employee, trailing 12 months, in $; market cap in millions of $| Company | Market Cap | Revenue / Employee | Income / Employee |
|---|---|---|---|
| On Track Innovations Ltd. | 12 | 124,992 | -78,817 |
| Visa Inc | 809,797 | 1,261,789 | 652,082 |
| Mastercard Incorporated | 571,765 | 911,759 | 426,080 |
| Bank Of America Corporation | 356,921 | 577,315 | 150,793 |
| American Express Company | 216,347 | 1,348,880 | 159,570 |
| Citigroup inc | 206,641 | 404,248 | 80,004 |
| PEERS TOTAL | 2,625,884 | 591,221 | 150,098 |
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On Track Innovations Ltd's Geographic Revenue Exposure vs Peers
Revenue by country/region as reported in each company's most recent report. Disclosure granularity varies by filer (some report by country, others by broad region) and is shown as disclosed.| Company | Largest Market |
|---|---|
| Visa Inc | Non-US 61.39 % |
| Mastercard Incorporated | International Markets 57.28 % |
| Fidelity National Information Services Inc | North America 77.76 % |
| Aci Worldwide Inc | United States 64.29 % |
| Enova International Inc | US 97.55 % |
Source: revenue geography as reported in each company's reports (10-K/10-Q), via the CSIMarket API. Percentages are of that company's own total consolidated revenue for its most recent reported period.
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On Track Innovations Ltd's Profitability & Cost Structure
Trailing 12-month margins from SEC-filed financials. Operating margin is compared to the Semiconductors industry median; gross margin, EBITDA margin and capital intensity are compared to the live industry average (180 companies). See the full Semiconductors industry profitability benchmarks.| Metric | Company | Industry | Difference |
|---|---|---|---|
| Gross Margin | 0.26 % | 29.37 % (avg) | -29.1 pp |
| Operating Margin | - | industry median | - |
| EBITDA Margin | -0.53 % | 4.97 % (avg) | -5.5 pp |
| Capital Intensity (Capex / Revenue) | 1.85 % | 8.78 % (avg) | -6.9 pp |
Source: CSIMarket API, trailing 12 months. SG&A and R&D as a share of revenue have limited coverage as this data is backfilled and appear only where reported. Higher capital intensity is not inherently negative; it reflects the industry's asset requirements.
On Track Innovations Ltd's Multi-Year Financial Trajectory
Fiscal-year revenue growth, operating margin, return on invested capital and P/E, as reported in company reports.| Metric | 2015 | 2016 | 2017 | 2019 | 2020 | 2021 |
|---|---|---|---|---|---|---|
| Revenue Growth | -13.88 % | 3.54 % | 8.84 % | -32.58 % | -13.62 % | 16.74 % |
| Operating Margin | -36.53 % | -9.20 % | -5.67 % | -32.78 % | -32.51 % | -40.11 % |
| Return on Invested Capital | -21.67 % | -6.88 % | -4.74 % | -23.61 % | -25.07 % | -72.75 % |
| P/E | - | - | - | - | - | - |
Source: CSIMarket API, fiscal-year figures. P/E is this company's own historical ratio at each fiscal year end and can swing sharply around an earnings trough: that is real, not a data error.
On Track Innovations Ltd's Competitive Forces (Porter's Five Forces)
Only the forces this data can support honestly are shown; the other three are marked as such rather than guessed.| Force | Assessment | Basis |
|---|---|---|
| Barriers to Entry | Lower than typical for the industry | Capital intensity (capex / revenue) of 1.85 % vs industry average 8.78 % (see Profitability & Cost Structure above) |
Note: see Methodology: Porter's Five Forces. Supplier power and buyer power are covered on On Track Innovations Ltd's dedicated Suppliers and Customers pages, not here.
On Track Innovations Ltd's Industry Attractiveness & Competitive Strength
See Methodology: GE/McKinsey Matrix for how the two axes are built.
On Track Innovations Ltd falls in the Low attractiveness / Low strength cell: Harvest / Divest.
Source: CSIMarket API, trailing 12 months. Each axis score is a simple 1(low)/2(medium)/3(high) average across its three inputs -- a transparent, disclosed simplification, not a validated academic scoring model.
On Track Innovations Ltd's SWOT
Every point below is a fixed rule applied to a metric already shown elsewhere on this page (Market Structure, Profitability, Valuation, Run-Rate, Stock Performance, Quality Breadth) not an independent strategic assessment. A blank quadrant means no rule was met, not that none apply.Strengths
No rule matched.
Weaknesses
- Return on equity 37.8 points below the industry aggregate.
- Latest-quarter revenue run-rate is decelerating (-22.8% annualized vs trailing 12 months).
- Piotroski F-Score of 2 or below, the standard financial-distress signal.
Opportunities
- Industry revenue growing at a healthy 10.2% median pace.
Threats
- Tracked peer group's revenue run-rate is broadly decelerating (-20.5% annualized).
Methodology: see Methodology: SWOT Analysis.
On Track Innovations Ltd's Financial Strength vs Peers Comparison
Quick ratio, working capital, debt to equity and asset turnover, trailing 12 months| Company | Quick Ratio | Working Capital | Debt / Equity |
|---|---|---|---|
| On Track Innovations Ltd. | 0.12 | 0.94 | 2.98 |
| Visa Inc | 0.48 | 1.09 | 0.66 |
| Mastercard Incorporated | 0.44 | 1.02 | 3.23 |
| Bank Of America Corporation | 0.10 | 0.52 | 1.27 |
| American Express Company | 0.25 | 1.00 | 1.72 |
| Citigroup inc | 0.07 | 0.40 | 1.78 |
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Quick ratio = cash / current liabilities; working capital ratio = current assets / current liabilities; asset turnover = revenue / total assets. Peers in the Blank Checks industry are excluded.
On Track Innovations Ltd's Revenue and Income Growth vs Peers
Quarterly revenue and net income growth, year over year and quarter over quarter| Company | Period | Revenue Y/Y | Income Y/Y |
|---|---|---|---|
| On Track Innovations Ltd. | Q1 2022 | +4.5 % | - |
| Visa Inc | Q1 2026 | +17.1 % | +31.5 % |
| Mastercard Incorporated | Q3 2026 | +14.0 % | +17.9 % |
| Bank Of America Corporation | Q3 2026 | +3.2 % | -16.8 % |
| American Express Company | Q3 2026 | -35.4 % | +27.9 % |
| Citigroup inc | Q2 2026 | +14.3 % | +44.6 % |
| PEERS TOTAL | -0.3 % | +11.1 % |
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Growth is shown only where both periods are positive. Peers in the Blank Checks industry are excluded.
On Track Innovations Ltd's Peers' Costs of Sales and Capital Expenditures
Context for revenue growth: peer costs and capex, year over year and quarter over quarter| Company | Period | Costs Y/Y | Capex Y/Y |
|---|---|---|---|
| On Track Innovations Ltd. | Q1 2022 | +13.0 % | +103.4 % |
| Visa Inc | Q1 2026 | - | - |
| Mastercard Incorporated | Q3 2026 | - | -8.6 % |
| Bank Of America Corporation | Q3 2026 | - | - |
| American Express Company | Q3 2026 | -23.5 % | +44.8 % |
| Citigroup inc | Q2 2026 | - | -11.6 % |
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On Track Innovations Ltd's Returns and Turnover vs Peers
ROA, ROI and ROE (trailing 12 months), receivables and inventory turnover| Company | ROA | ROI | ROE |
|---|---|---|---|
| On Track Innovations Ltd. | - | - | - |
| Visa Inc | 22.56% | 31.88% | 59.24% |
| Mastercard Incorporated | 30.49% | 52.89% | 252.80% |
| Bank Of America Corporation | 0.93% | 1.18% | 10.69% |
| American Express Company | 3.99% | 5.76% | 35.64% |
| Citigroup inc | 0.66% | 0.69% | 8.46% |
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ROA = net income / total assets; ROI = net income / investments; ROE = net income / equity; turnover ratios use trailing 12 month revenue (receivables) and cost of sales (inventory).
On Track Innovations Ltd's Valuation vs Peers
P/E, price to sales, PEG, price to cash flow and price to book| Company | P/E | Price / Sales |
|---|---|---|
| On Track Innovations Ltd. | - | 0.83 |
| Visa Inc | 36.52 | 18.82 |
| Mastercard Incorporated | 34.23 | 15.76 |
| Bank Of America Corporation | 11.79 | 2.90 |
| American Express Company | 18.11 | 2.09 |
| Citigroup inc | 12.90 | 2.26 |
| PEERS AVERAGE | 18.36 | 4.66 |
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P/E = price / diluted EPS (trailing 12 months); PEG = P/E divided by EPS growth; the average row divides the peers' combined market cap by their combined income, sales, cash flow and equity.