CSIMarket
 

Oportun Financial Corporation  (NASDAQ: OPRT)

Oportun Financial's

Competitiveness




 

OPRT Sales vs. its Competitors Q1 2026



Comparing the current results to its competitors, Oportun Financial reported Revenue decrease in the 1 quarter 2026 year on year by -3.03 %, faster than the overall decrease of Oportun Financial's competitors by -0.35 %, recorded in the same quarter.

List of OPRT Competitors

With a net margin of 1.03 % Oportun Financial reported lower profitability than its competitors.

More on OPRT Profitability Comparisons



Revenue Growth Comparisons




Net Income Comparison


Oportun Financial Corporation Net Income in the 1 quarter 2026 fell year on year by -75.99%, while most of its competitors have experienced a contraction in net income by -12.44 %.

<<  OPRT Stock Performance Comparisons


Oportun Financial's Comment on Competition and Industry Peers


The company operates in the consumer finance sector, competing with consumer finance firms, financial technology companies, financial institutions, and nonbank lenders that serve consumers lacking access to mainstream credit. Its competitors include online marketplace lenders, point-of-sale lenders, payday lenders, auto title lenders, and pawn shops targeting underserved borrowers. The company also competes with challenger banks, digital banks, and neo-banks that offer low-cost products to borrowers with limited credit histories. Key competitive factors include member approval criteria, pricing, loan term flexibility, member convenience, and satisfaction. The company identifies its technology, product design, digital platform, and member value proposition as sources of competitive advantage. Future competition may arise from large traditional financial institutions with greater financial resources and established distribution channels.



  

Overall company Market Share Q1 2026

Overall company, revenue fell by -3.03 % company lost market share within this segment.




<<  More on OPRT Market Share.
 
*Market share is calculated based on total revenue.

  News about Oportun Financial Corporation Contracts

A Fortuitous Festive Flair Consumers Bolster Holiday Savings as Oportun Financial Corporation Outperforms the Market,...

November 20, 2024
A Fortuitous Festive Flair: Consumers Bolster Holiday Savings as Oportun Financial Corporation Outperforms the MarketAs the festive season approaches, a newly released Oportun Holiday Savings Report provides a beacon of optimism for both consumers and investors alike. The report elucidates a significant uptick in financial preparation among consumers, who have augmented their savings by an impressive 30% compared to the previous year. This newfound fiscal prudence is enabling consumers to strategically marshal funds in anticipation of the customary surge in holiday expenditures.The findings of this report could not be more timely, as households across the nation begin to weigh the splendour of holiday festi...





Publicly Traded Peers of Oportun Financial Corporation




Financial Institutions Inc
Share Performance



+10.96%
This Quarter



Financial Institutions Inc
Profile

Financial Institutions Inc operates as a financial holding company, primarily engaged in providing a range of banking and financial services. The company offers commercial and retail banking services, including lending, deposit products, and asset management. Their business model focuses on serving the needs of both individual consumers and businesses while ensuring profitability through diversification of services and prudent risk management strategies.

More about Financial Institutions Inc 's Market Share

Market Cap. Revenues TTM Net Income TTM
$ 800.864 mill. $ 239.433 mill. $ 78.974 mill.

Sources: Oportun Financial Corporation’s official press releases and regulatory filings; CSIMarket.com’s market research; and the financial filings and press releases of other companies cited in this report.
Updated on:
Focus of this report: publicly traded companies.
For your research, we’ve provided 10 tables on Oportun Financial Corporation versus competitors, including market share analysis.
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