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Old Point Financial (OPOF) Quarterly Income Statement

Quarterly · GAAP · USD millions
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By examining income statement figures across successive periods, users can identify shifts in Old Point Financial's profitability and expense structure.
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Quarterly Report, GAAP in USD millions
ITEM 		(Jun 30 2025)
Q2 2025 		(Mar 31 2025) (Dec 31 2024) (Sep 30 2024) (Jun 30 2024)
Revenues
Interest and Fee Income, Loans and Leases14.34
Interest and Dividend Income, Securities, Operating0.14
Interest Income, Federal Funds Sold0.01
Interest Income, Domestic Deposits1.04
Other Interest and Dividend Income0.06
Other Income1.98
Total Interest Income17.57
Interest Expense, Deposits1.57
Interest Expense, Federal Funds Purchased and Securities Sold under Agreements to Repurchase0.04
Interest Expense, Long-term Debt and Capital Securities0.26
Total Interest Expense5.40
Net Interest Income12.18
Provision for loan losses0.47
Total Net Interest Income11.71
Fees and Commissions, Mortgage Banking and Servicing0.00
Revenue From Contract With Customer Including Assessed Tax1.27
Bank Owned Life Insurance Income0.29
Extinguishment of Debt0.00
Gain (Loss) on Disposition of Assets and Other Investments0.05
Other Non-Interest Income1.46
Total Non-interest Income3.25
Total Revenues14.96
Costs & Expenses
Salaries & employee benefits, SGA7.79
Restructuring, Accretion & impairment charges0.98
Other Operating Costs3.22
Communications, Occupancy and Information Technology1.09
Professional Fees0.64
Federal Deposit Insurance Corporation Premium Expense0.00
Other Noninterest Expense1.08
Other loss /-income1.78
Total Operating Expenses13.36
Total Costs & Expenses15.23
Income & Taxes
Income /-loss before income taxes1.60
Income taxes expenses/-benefit0.35
Income after income taxes1.24
Net income/-loss of other equity0.00
Income /-loss after income taxes1.24
Net Income/-loss1.24
Income/-loss to shareholder1.24
Earnings Per Share
Basic EPS (excl. extra items)0.24
Basic Net EPS0.24
Basic shares outstanding (Mill. of Units)5.10
Diluted Net EPS0.24
Diluted average shares (Mill. of Units)5.10
Dividend per share0.14
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About Old Point Financial Corp Quarterly Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-Q filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.