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Oceanfirst Financial (OCFC) Quarterly Income Statement

Quarterly · GAAP · USD millions
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Income statement data covering Oceanfirst Financial–Jun 30 2025 offers a view into how Jun 30 2026's operating results have moved alongside business activity.
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Quarterly Report, GAAP in USD millions
ITEM 		(Jun 30 2026)
Q2 2026 		(Mar 31 2026) (Dec 31 2025) (Sep 30 2025) (Jun 30 2025)
Revenues
Interest and Fee Income, Loans and Leases178.98
Interest and Dividend Income, Securities, Operating26.63
Other Interest and Dividend Income3.99
Other Income0.00
Total Interest Income209.60
Interest Expense, Deposits68.31
Interest Expense, Borrowings20.57
Total Interest Expense0.00
Net Interest Income120.73
Provision for loan losses4.00
Total Net Interest Income116.73
Revenue From Contract With Customer Including Assessed Tax0.00
Profit (Loss) from Real Estate Operations1.20
Bank Owned Life Insurance Income2.51
Gain (Loss) on Disposition of Assets and Other Investments0.00
Loss / Gain on Investment1.35
Other Non-Interest Income0.00
Total Non-interest Income10.60
Total Revenues127.33
Costs & Expenses
Salaries & employee benefits, SGA52.10
Restructuring, Accretion & impairment charges42.69
Other Operating Costs7.75
Depreciation & Amortization2.59
Communications, Occupancy and Information Technology14.99
Professional Fees3.41
Federal Deposit Insurance Corporation Premium Expense4.13
Other loss /-income0.00
Total Operating Expenses0.00
Total Costs & Expenses129.86
Income & Taxes
Income /-loss before income taxes-2.53
Income taxes expenses/-benefit0.50
Income after income taxes-3.03
Net income/-loss of other equity0.00
Income /-loss after income taxes-3.03
Net Income (Loss) Attributable to Noncontrolling Interest0.00
Net Income/-loss-3.03
Non-controlling interests0.00
Preferred dividends0.00
Income/-loss to shareholder-3.03
Earnings Per Share
Basic EPS (excl. extra items)-0.04
Basic Net EPS-0.04
Basic shares outstanding (Mill. of Units)70.24
Diluted Net EPS-0.04
Diluted average shares (Mill. of Units)70.24
Dividend per share0.20
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About Oceanfirst Financial Corp Quarterly Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-Q filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-Q filings
  • Filed with the SEC: August 7, 2026
  • Original filing: ocfc-20260630.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.