Northeast Community Bancorp Inc's Competitiveness
A competitive positioning analysis and financial ratio benchmarking of Northeast Community Bancorp Inc (NECB) against its publicly traded competitors: sales growth, net income, profitability, valuation and market share, plus each peer's market capitalization, revenue, income and employees. Free below: the top 5 peers. Subscriber access adds the full competitor list and CSV downloads.
Key Findings: Northeast Community Bancorp Inc vs Its Competitors
- TTM: Trailing 12-month revenue of 103M vs 5,494M combined for tracked competitors (1.8% combined share).
- Trending: Latest-quarter revenue run-rate is decelerating (-5.2% annualized vs trailing 12 months), vs decelerating (-6.0%) for its tracked peer group.
- Growth: Northeast Community Bancorp Inc generated -5.8% revenue growth year over year in Q2 2026, vs 8.2% for its tracked competitors combined.
- Profitability: Its 40.1% net margin compares with 6.8% for the peer group.
- Scale: Northeast Community Bancorp Inc ranks #132 of 216 companies by market capitalization in the Regional Banks industry, holding 0.0% of industry market cap.
- Peer revenue share: Northeast Community Bancorp Inc accounted for 1.9% of combined revenue among its tracked peer group, down from 2.1% a year earlier.
- Peer differentiation: Revenue per employee of $0.71M compares with $0.47M for the peer group (1.5x).
Every figure above is sourced and cited in detail further down this page (Market Structure, Profitability & Cost Structure, Productivity vs Peers).
NECB Sales vs. its Competitors, Q2 2026
Northeast Community Bancorp Inc reported revenue contraction of 5.78 % year on year in Q2 2026, below its competitors' combined revenue growth of 8.18 %.
With a net margin of 40.09 %, Northeast Community Bancorp Inc achieved higher profitability than its competitors (6.79 %).
Northeast Community Bancorp Inc generated 1.86 % of the combined sales of its peer group, down from 2.13 % a year earlier.
Northeast Community Bancorp Inc vs. its Competitors, Q2 2026
Revenue growth, year on year
Net income growth, year on year
Net margin
Revenue run-rate vs trailing 12 months
TTM net margin
TTM = trailing twelve months. Run-rate annualizes the latest quarter (×4) and compares it to TTM. In millions of $. High-Confidence Competitors are named as a competitor directly in an SEC filing; Similar-Size Competitors are the closest peers by market-cap rank within the same industry; Similar Growth & Profitability Competitors are the closest peers by combined revenue growth, operating margin and ROIC, all independent of the competitor list.
TTM revenue, latest-quarter run-rate and net income/margin benchmarked across Northeast Community Bancorp Inc and its 4 competitor groupings. Available under Commercial License.
| Entity | TTM Revenue | Rev Run-rate vs TTM |
|---|---|---|
| Northeast Community Bancorp inc | $12,345M | +12.3% · Accelerating |
| Competitors combined | $12,345M | +12.3% · Accelerating |
| Similar-Size Competitors (10) | $12,345M | +12.3% · Accelerating |
TTM revenue, run-rate and net margin benchmarking across Northeast Community Bancorp Inc's competitor groups requires a Commercial License.
For context: the Regional Banks industry grew revenue -15.0% year over year, combined, vs -5.8% for Northeast Community Bancorp Inc. Northeast Community Bancorp Inc's share of combined industry revenue moved from 0.02% to 0.02%, a gain of 0.00 percentage points.
Northeast Community Bancorp Inc's Competitor Quality Breadth
Share of each group, trailing 12 months: profitable (net margin > 0), expanding (revenue growth > 0), growing faster than the industry's own median, and financially distressed (Piotroski F-Score of 2 or below).
| Entity | Profitable | Expanding | Above Industry Growth | Distressed |
|---|---|---|---|---|
| Northeast Community Bancorp inc | Yes | No | No | Yes |
| Competitors combined (24) | ||||
| Similar-Size Competitors (10) |
Source: CSIMarket API, trailing 12 months. Altman Z-Score is not shown here: it is not populated in the underlying data for any company. Percentages are of companies in each group that report the relevant metric, not of the full group size.
NECB Stock Performance relative to its Competitors
NECB Stock Performance relative to Similar-Size Competitors
5 Best-Performing Tracked Competitors, Trailing 12 Months
| # | Competitor | TTM Share Price Return | vs U.S.A. 500 |
|---|---|---|---|
| 1 | Brookline Bancorp inc | 282.9% | Outperformed |
| 2 | Merchants Bancorp | 282.9% | Outperformed |
| 3 | Peapack gladstone Financial Corporation | 282.9% | Outperformed |
| 4 | Chemung Financial Corp | 282.9% | Outperformed |
| 5 | Greene County Bancorp Inc | 282.9% | Outperformed |
TTM share price return and U.S.A. 500 outperformance for Northeast Community Bancorp Inc's best-performing tracked competitors requires a Commercial License.
Source: CSIMarket API, trailing 12 months.
Northeast Community Bancorp Inc's Comment on Competition and Industry Peers
Publicly Traded Peers of Northeast Community Bancorp inc
Revenue and income for trailing 12 months, in millions of $, except employees| Company | Market Cap | Revenues |
|---|---|---|
| Northeast Community Bancorp inc | 361.87 | 103.10 |
| Banc Of California Inc | 2,759.27 | 1,016.11 |
| Customers Bancorp Inc | 2,639.05 | 826.80 |
| Merchants Bancorp | 2,368.39 | 632.34 |
| Brookline Bancorp inc | 2,145.24 | 345.39 |
| City Holding Company | 1,984.15 | 320.59 |
| SUBTOTAL | 23,028.20 | 6,943.28 |
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Sources: Northeast Community Bancorp inc's official press releases and regulatory filings; CSIMarket.com's market research; and the financial filings and press releases of the other companies cited.
Updated on:
Focus of this report: publicly traded companies. Ten additional tables on Northeast Community Bancorp inc versus competitors, including market share analysis, are in the navigation menu under Competition. To download the tables, please subscribe.
Northeast Community Bancorp Inc's Business Segment Mix vs Peers
Revenue by operating segment or division, as named and reported by each company. Segment names are the filer's own and are not standardized across companies. Do not assume a same-named or similarly-named segment is defined identically between two companies. Shares are of each company's own total revenue and are not required to sum to 100% (intersegment revenue, unallocated items).| Company | Largest Segment |
|---|---|
| Peapack gladstone Financial Corporation | Banking Segment 79.28 % |
Source: operating segment revenue as reported in each company's SEC filings (10-K/10-Q), via the CSIMarket API, leaf-level reportable segments only (parent roll-up segments are excluded where sub-segments are separately disclosed).
Northeast Community Bancorp Inc's Productivity vs Peers Comparison
Revenue and income per employee, trailing 12 months, in $; market cap in millions of $| Company | Market Cap | Revenue / Employee | Income / Employee |
|---|---|---|---|
| Northeast Community Bancorp inc | 362 | 706,130 | 290,568 |
| Banc Of California Inc | 2,759 | 533,670 | -11,752 |
| Customers Bancorp Inc | 2,639 | 951,443 | 327,315 |
| Merchants Bancorp | 2,368 | 860,325 | 323,521 |
| Brookline Bancorp inc | 2,145 | 354,613 | 80,908 |
| City Holding Company | 1,984 | 337,463 | 138,471 |
| PEERS TOTAL | 22,666 | 471,249 | 111,868 |
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Northeast Community Bancorp Inc's Position in Industry Market Structure
Market-capitalization share and concentration across all 198 companies in Northeast Community Bancorp Inc's industry classification, broader than the peer set above. Market cap in millions of $.Northeast Community Bancorp Inc ranks #132 of 198 companies by market capitalization in its industry, holding 0.05 % of total industry market cap. The industry's Herfindahl-Hirschman Index (HHI) is 522, indicating a unconcentrated market structure (U.S. antitrust guidance: below 1,500 unconcentrated, 1,500 to 2,500 moderately concentrated, above 2,500 highly concentrated).
| Rank | Company | Market Cap | Industry Share |
|---|---|---|---|
| 1 | Bank Of Nova Scotia | 114,515 | 14.99 % |
| 2 | Deutsche Bank Aktiengesellschaft | 72,305 | 9.46 % |
| 3 | State Street Corp | 50,345 | 6.59 % |
| 4 | Fifth Third Bancorp | 47,438 | 6.21 % |
| 5 | Ita Unibanco Holding S a | 1,234 | 5.2% |
| 6 | Northern Trust Corporation | 1,234 | 5.2% |
| 7 | M and t Bank Corporation | 1,234 | 5.2% |
| 8 | Citizens Financial Group Inc | 1,234 | 5.2% |
| 9 | First Citizens Bancshares Inc | 1,234 | 5.2% |
| 10 | Bank Bradesco | 1,234 | 5.2% |
| 132 | Northeast Community Bancorp inc | 362 | 0.05 % |
Market cap and industry share for the rest of Northeast Community Bancorp Inc's industry peers requires a Commercial License.
Source: CSIMarket API (daily market-structure computation) across CSIMarket's industry classification, market capitalization as of 2026-09-29.
Northeast Community Bancorp Inc's Same-Size Peers & Stock Performance
Peers chosen by closeness in market-cap rank within the same industry classification (not the named-competitor list above). Trailing 12-month total return, 3-month price momentum, beta and Sharpe ratio vs the broad U.S. market.| Rank | Company | Market Cap | TTM Return |
|---|---|---|---|
| 127 | Mvb Financial Corp | 392 | 19.00 % |
| 128 | Citizens Financial Services Inc | 391 | 32.49 % |
| 129 | Primis Financial Corp | 384 | 44.50 % |
| 130 | River Financial Corporation | 372 | - |
| 131 | Norwood Financial Corp | 1,234 | 12.3% |
| 132 | Northeast Community Bancorp inc | 362 | 28.08 % |
| 133 | Timberland Bancorp Inc | 1,234 | 12.3% |
| 134 | Blue Ridge Bankshares Inc | 1,234 | 12.3% |
| 135 | Baycom Corp | 1,234 | 12.3% |
| 136 | Avidbank Holdings Inc | 1,234 | 12.3% |
| 137 | Fs Bancorp Inc | 1,234 | 12.3% |
Market cap, return, momentum, beta and Sharpe ratio for the rest of Northeast Community Bancorp Inc's same-size peers requires a Commercial License.
Source: CSIMarket API (daily market-structure computation); returns and risk metrics as of 2026-09-29. Beta and Sharpe ratio are versus the broad U.S. equity market, not this industry.
Northeast Community Bancorp Inc's Profitability & Cost Structure
Trailing 12-month margins from SEC-filed financials. Operating margin is compared to the Regional Banks industry median; gross margin, EBITDA margin and capital intensity are compared to the live industry average (130 companies). See the full Regional Banks industry profitability benchmarks.| Metric | Company | Industry | Difference |
|---|---|---|---|
| Gross Margin | - | 64.14 % (avg) | - |
| Operating Margin | - | industry median | - |
| EBITDA Margin | 96.84 % | 49.90 % (avg) | +46.9 pp |
| Capital Intensity (Capex / Revenue) | 0.82 % | 3.18 % (avg) | -2.4 pp |
Source: CSIMarket API, trailing 12 months. SG&A and R&D as a share of revenue have limited coverage as this data is backfilled and appear only where reported. Higher capital intensity is not inherently negative; it reflects the industry's asset requirements.
Northeast Community Bancorp Inc's Valuation vs Competitive Position
Valuation multiples vs the Regional Banks industry average (130 companies, excluding loss-making/negative-equity outliers), alongside returns on capital for context on whether a premium or discount lines up with measurably stronger or weaker returns. See the full Regional Banks industry valuation benchmarks.| Metric | Company | Industry Average | Difference |
|---|---|---|---|
| P/E | 8.2x | 15.6x | -7.4x |
| EV / EBITDA | 4.4x | 6.2x | -1.8x |
| P/B | 1.0x | 1.3x | -0.3x |
| Return on Equity | 12.00 % | industry aggregate | 1.12 % |
| Return on Invested Capital | - | 3.20 % (avg) | - |
Source: CSIMarket API, trailing 12 months. A valuation premium or discount is not, by itself, a judgment of over- or under-valuation. Compare it against the return and growth context shown elsewhere on this page.
Northeast Community Bancorp Inc's Multi-Year Financial Trajectory
Fiscal-year revenue growth, operating margin, return on invested capital and P/E, as reported in SEC filings.| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue Growth | 129.93 % | 54.87 % | 53.51 % | 4.87 % | 0.09 % |
| Operating Margin | 37.04 % | 52.87 % | 64.77 % | 62.74 % | 59.34 % |
| Return on Invested Capital | 3.50 % | 3.16 % | 3.35 % | 2.92 % | 7.92 % |
| P/E | 15.8x | 9.4x | 5.1x | 7.6x | 6.8x |
Source: CSIMarket API, fiscal-year figures. P/E is this company's own historical ratio at each fiscal year end and can swing sharply around an earnings trough: that is real, not a data error.
Northeast Community Bancorp Inc's BCG Growth-Share Matrix
Relative market share (vs Northeast Community Bancorp Inc's largest competitor by market cap) against industry revenue growth, using the standard textbook thresholds (1.0x share, 10% growth) a common framework, not a precision instrument.
Northeast Community Bancorp Inc falls in the Question Mark quadrant: relative market share of 0.00x vs its largest competitor, in an industry growing revenue 12.3% (median, trailing 12 months).
Source: CSIMarket API (market-cap share and industry revenue growth). The 10% growth and 1.0x share lines are standard textbook thresholds, not derived from this industry's own distribution.
Northeast Community Bancorp Inc's Competitive Forces (Porter's Five Forces)
Only the forces this data can support honestly are shown; the other three are marked as such rather than guessed.| Force | Assessment | Basis |
|---|---|---|
| Competitive Rivalry | High | Industry HHI of 522 (see Industry Market Structure & Concentration above) |
| Barriers to Entry | Lower than typical for the industry | Capital intensity (capex / revenue) of 0.82 % vs industry average 3.18 % (see Profitability & Cost Structure above) |
| Supplier Power | Not covered on this page | See Northeast Community Bancorp Inc's dedicated suppliers page for concentration and dependency data |
| Buyer Power | Not covered on this page | See Northeast Community Bancorp Inc's dedicated customers page for concentration and dependency data |
| Threat of Substitutes | - | No systematic data source for cross-product substitution exists in this system; not estimated |
Note: this is a partial, data-grounded application of the framework, not a complete strategic assessment. Rivalry and barriers-to-entry readings are mechanical translations of the HHI and capital-intensity figures shown elsewhere on this page, not independent judgments.
Northeast Community Bancorp Inc's Industry Attractiveness & Competitive Strength
A CSIMarket composite, not a standard field: each axis is an equal-weighted average of three factors already shown elsewhere on this page (industry growth, industry profitability and rivalry for attractiveness; relative market share, profitability and growth vs industry for strength). Disclosed as a designed methodology, not a precision measurement.
Northeast Community Bancorp Inc falls in the Medium attractiveness / Medium strength cell: Selective.
Source: CSIMarket API, trailing 12 months. Each axis score is a simple 1(low)/2(medium)/3(high) average across its three inputs -- a transparent, disclosed simplification, not a validated academic scoring model.
Northeast Community Bancorp Inc's SWOT
Every point below is a fixed rule applied to a metric already shown elsewhere on this page (Market Structure, Profitability, Valuation, Run-Rate, Stock Performance, Quality Breadth) not an independent strategic assessment. A blank quadrant means no rule was met, not that none apply.Strengths
- Outperforming the U.S.A. 500 over the trailing 12 months.
Weaknesses
- Latest-quarter revenue run-rate is decelerating (-5.2% annualized vs trailing 12 months).
- Low relative market share vs the industry leader (0.00x).
- Piotroski F-Score of 2 or below, the standard financial-distress signal.
Opportunities
- Industry revenue growing at a healthy 12.3% median pace.
- A meaningful share of tracked competitors (30.40 %) show financial-distress signals, a possible opening to gain share.
Threats
- Tracked peer group's revenue run-rate is broadly decelerating (-6.0% annualized).
Methodology: mechanical, rule-based SWOT. Each bullet reuses a figure already sourced and cited elsewhere on this page; nothing here is generated narrative or independent analyst judgment.
Northeast Community Bancorp Inc's Financial Strength vs Peers Comparison
Quick ratio, working capital, debt to equity and asset turnover, trailing 12 months| Company | Quick Ratio | Working Capital | Debt / Equity |
|---|---|---|---|
| Northeast Community Bancorp inc | 0.01 | 0.05 | 0.32 |
| Banc Of California Inc | 0.08 | 0.82 | 0.65 |
| Customers Bancorp Inc | 0.06 | 0.30 | 0.23 |
| Merchants Bancorp | 0.01 | 0.45 | 1.71 |
| Brookline Bancorp inc | - | 0.66 | 1.16 |
| City Holding Company | 0.02 | 1.35 | 0.65 |
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Quick ratio = cash / current liabilities; working capital ratio = current assets / current liabilities; asset turnover = revenue / total assets. Peers in the Blank Checks industry are excluded.
Northeast Community Bancorp Inc's Revenue and Income Growth vs Peers
Quarterly revenue and net income growth, year over year and quarter over quarter| Company | Period | Revenue Y/Y | Income Y/Y |
|---|---|---|---|
| Northeast Community Bancorp inc | Q2 2026 | -5.8 % | -12.3 % |
| Banc Of California Inc | Q2 2026 | -22.8 % | - |
| Customers Bancorp Inc | Q2 2026 | +10.1 % | +23.9 % |
| Merchants Bancorp | Q2 2026 | +37.1 % | +106.2 % |
| Brookline Bancorp inc | Q2 2025 | +8.4 % | +34.5 % |
| City Holding Company | Q2 2026 | +1.2 % | -1.0 % |
| PEERS TOTAL | +8.8 % | -47.5 % |
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Growth is shown only where both periods are positive. Peers in the Blank Checks industry are excluded.
Northeast Community Bancorp Inc's Peers' Costs of Sales and Capital Expenditures
Context for revenue growth: peer costs and capex, year over year and quarter over quarter| Company | Period | Costs Y/Y | Capex Y/Y |
|---|---|---|---|
| Northeast Community Bancorp inc | Q2 2026 | - | -82.3 % |
| Banc Of California Inc | Q2 2026 | +313.8 % | +106.5 % |
| Customers Bancorp Inc | Q2 2026 | - | +12.3 % |
| Merchants Bancorp | Q2 2026 | -82.7 % | -45.8 % |
| Brookline Bancorp inc | Q2 2025 | +25.7 % | +47.7 % |
| City Holding Company | Q2 2026 | - | +112.1 % |
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Northeast Community Bancorp Inc's Returns and Turnover vs Peers
ROA, ROI and ROE (trailing 12 months), receivables and inventory turnover| Company | ROA | ROI | ROE |
|---|---|---|---|
| Northeast Community Bancorp inc | 2.05% | 4.89% | 12.00% |
| Banc Of California Inc | - | - | - |
| Customers Bancorp Inc | 1.12% | 3.09% | 13.24% |
| Merchants Bancorp | 1.18% | 2.35% | 10.30% |
| Brookline Bancorp inc | 0.68% | 1.09% | 6.37% |
| City Holding Company | 1.95% | 5.52% | 16.38% |
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ROA = net income / total assets; ROI = net income / investments; ROE = net income / equity; turnover ratios use trailing 12 month revenue (receivables) and cost of sales (inventory).
Northeast Community Bancorp Inc's Valuation vs Peers
P/E, price to sales, PEG, price to cash flow and price to book| Company | P/E | Price / Sales |
|---|---|---|
| Northeast Community Bancorp inc | 8.57 | 3.51 |
| Banc Of California Inc | - | 2.72 |
| Customers Bancorp Inc | 8.63 | 3.19 |
| Merchants Bancorp | 8.64 | 3.75 |
| Brookline Bancorp inc | 27.04 | 6.21 |
| City Holding Company | 15.47 | 6.19 |
| PEERS AVERAGE | 13.82 | 3.32 |
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P/E = price / diluted EPS (trailing 12 months); PEG = P/E divided by EPS growth; the average row divides the peers' combined market cap by their combined income, sales, cash flow and equity.