Klarna Group Plc's Competitiveness
A competitive positioning analysis and financial ratio benchmarking of Klarna Group Plc (KLAR) against its publicly traded competitors: sales growth, net income, profitability, valuation and market share, plus each peer's market capitalization, revenue, income and employees. Free below: the top 5 peers. Subscriber access adds the full competitor list and CSV downloads.
Key Findings: Klarna Group Plc vs Its Competitors
- TTM: Trailing 12-month revenue of 3,509M vs -M combined for tracked competitors (100.0% combined share).
- Trending: Latest-quarter revenue run-rate is accelerating (+300.0% annualized vs trailing 12 months).
- Peer revenue share: Klarna Group Plc accounted for 100.0% of combined revenue among its tracked peer group.
Every figure above is sourced and cited in detail further down this page (Market Structure, Profitability & Cost Structure, Productivity vs Peers).
KLAR Sales vs. its Competitors, Q4 2025
Klarna Group Plc generated 100.00 % of the combined sales of its peer group.
Klarna Group Plc's Competitor Quality Breadth
Share of each group, trailing 12 months: profitable (net margin > 0), expanding (revenue growth > 0), growing faster than the industry's own median, and financially distressed (Piotroski F-Score of 2 or below).
| Entity | Profitable | Expanding | Above Industry Growth | Distressed |
|---|---|---|---|---|
| Klarna Group Plc | - | - | - | - |
| High-Confidence Competitors (15) |
Source: CSIMarket API, trailing 12 months. Altman Z-Score is not shown here: it is not populated in the underlying data for any company. Percentages are of companies in each group that report the relevant metric, not of the full group size.
KLAR Stock Performance relative to its Competitors
KLAR Stock Performance relative to High-Confidence Competitors
Klarna Group Plc's Comment on Competition and Industry Peers
Klarna Group Plc's Competitors Named by the Company
Competitive relationships identified from SEC filings and corroborating sources, each with a basis and confidence.| Competitor | Basis | Confidence |
|---|---|---|
| Mastercard | Named by the company | 85% |
| Visa | Named by the company | 85% |
| AfterPay | Named by the company | 85% |
| BNP Paribas | Named by the company | 85% |
| HSBC | Named by the company | 85% |
| Revolut | Named by the company | 85% |
| Sezzle Inc | Named by the company | 85% |
| Affirm Holdings Inc | Named by the company | 85% |
| Barclays | Named by the company | 85% |
| Credit Agricole | Named by the company | 85% |
| NuBank | Named by the company | 85% |
| Opera Ltd | Named by the company | 85% |
| American Express | Named by the company | 85% |
| Capital One | Named by the company | 85% |
| J.P. Morgan Chase | Named by the company | 85% |
| Santander | Named by the company | 85% |
| Chime Financial Inc | Named by the company | 85% |
| Block | Named by the company | 85% |
| Discover | Named by the company | 85% |
| PayPal | Named by the company | 85% |
| Psq Holdings Inc | Named by the company | 85% |
| Bank of America | Named by the company | 85% |
| Citibank | Named by the company | 85% |
Filing basis, confidence, active dates and source counts for Klarna Group Plc's named competitors require a Commercial License.
Methodology: relationships are extracted from SEC filings (named-competitor disclosures) and corroborating sources. Named by the company = explicitly disclosed as a competitor; Inferred = derived from corroborating signals. Confidence reflects evidence strength.