Klarna Group Plc's Competitiveness
A competitive positioning analysis and financial ratio benchmarking of Klarna Group Plc (KLAR) against its publicly traded competitors: sales growth, net income, profitability, valuation and market share, plus each peer's market capitalization, revenue, income and employees. Free below: the top 5 peers. Subscriber access adds the full competitor list and CSV downloads.
Key Findings: Klarna Group Plc vs Its Competitors
- TTM: Trailing 12-month revenue of 3,509M vs -M combined for tracked competitors (100.0% combined share).
- Trending: Latest-quarter revenue run-rate is accelerating (+300.0% annualized vs trailing 12 months).
- Peer revenue share: Klarna Group Plc accounted for 100.0% of combined revenue among its tracked peer group.
Every figure above is sourced and cited in detail further down this page (Market Structure, Profitability & Cost Structure, Productivity vs Peers).
KLAR Sales vs. its Competitors, Q4 2025
Klarna Group Plc generated 100.00 % of the combined sales of its peer group.
Klarna Group Plc's Competitor Quality Breadth
Share of each group, trailing 12 months: profitable (net margin > 0), expanding (revenue growth > 0), growing faster than the industry's own median, and financially distressed (Piotroski F-Score of 2 or below).
| Entity | Profitable | Expanding | Above Industry Growth | Distressed |
|---|---|---|---|---|
| Klarna Group Plc | - | - | - | - |
| High-Confidence Competitors (15) |
Source: CSIMarket API, trailing 12 months. Altman Z-Score is not shown here: it is not populated in the underlying data for any company. Percentages are of companies in each group that report the relevant metric, not of the full group size.
KLAR Stock Performance relative to its Competitors
KLAR Stock Performance relative to High-Confidence Competitors
Klarna Group Plc's Comment on Competition and Industry Peers
Klarna Group Plc's Competitors Named by the Company
Competitive relationships identified from Klarna Group Plc reports and corroborating sources, each with a basis and confidence.| Competitor | Basis | Confidence |
|---|---|---|
| Affirm Holdings Inc | Company report | 85% |
| Mastercard | Company report | 85% |
| Visa | Company report | 85% |
| AfterPay | Company report | 85% |
| BNP Paribas | Company report | 85% |
| HSBC | Company report | 85% |
| Revolut | Company report | 85% |
| Sezzle Inc | Company report | 85% |
| Barclays | Company report | 85% |
| Credit Agricole | Company report | 85% |
| NuBank | Company report | 85% |
| American Express | Company report | 85% |
| Capital One | Company report | 85% |
| J.P. Morgan Chase | Company report | 85% |
| Santander | Company report | 85% |
| Chime Financial Inc | Company report | 85% |
| Block | Company report | 85% |
| Discover | Company report | 85% |
| PayPal | Company report | 85% |
| Psq Holdings Inc | Company report | 85% |
| Bank of America | Company report | 85% |
| Citibank | Company report | 85% |
| Opera Ltd | Company report | 85% |
Company report basis, confidence, active dates and source counts for Klarna Group Plc's named competitors require a Commercial License.
Methodology: relationships are extracted from Klarna Group Plc reports (named-competitor disclosures) and corroborating sources. Confidence reflects evidence strength.