CSIMarket
 

Embassy Bancorp Inc   (EMYB)
    Sector  Financial    Industry Regional Banks
   Industry Regional Banks
   Sector  Financial

Embassy Bancorp Inc 's

Competitiveness




 

EMYB Sales vs. its Competitors Q2 2026



Comparing the current results to its competitors, Embassy Bancorp Inc reported Revenue increase in the 2 quarter 2026 by 10.77 % year on year.
The revenue growth was below Embassy Bancorp Inc 's competitors' average revenue growth of 22.53 %, achieved in the same quarter.

List of EMYB Competitors

With a net margin of 32.27 % Embassy Bancorp Inc reported lower profitability than its competitors.

More on EMYB Profitability Comparisons



Revenue Growth Comparisons




Net Income Comparison


Embassy Bancorp Inc Net Income in the 2 quarter 2026 grew year on year by 19.96%, slower than its competitors' income growth of 29.17 %

<<  EMYB Stock Performance Comparisons


Embassy Bancorp Inc 's Comment on Competition and Industry Peers


The banking business is highly competitive. The Company competes with local banks as well as numerous regionally based commercial banks, most of which have assets, capital and lending limits far larger than those of the Company. The Company also competes with savings banks, savings and loan associations, money market funds, insurance companies, stock brokerage firms, regulated small loan companies, credit unions and with the issuers of commercial paper and other securities. The industry competes primarily in the area of interest rates, products offered, customer service and convenience.

Among the advantages many of the Company’s competitors have over the Company are larger asset and capital bases, the ability to finance wide-ranging advertising campaigns and to allocate their investment assets to regions of highest yield and demand. Larger companies have market presence in the form of more branch offices. The Company’s growth in number of offices has improved its ability to compete in the market. The Company believes it is able to compete with the market in terms of interest rate and level of customer service, as reflected in growth in market share. Many competitors offer certain services such as trust services, investment services and international banking that are not offered directly by the Company and, by virtue of their greater capital, most competitors will have substantially higher lending limits than those of the Company.



  

Overall company Market Share Q2 2026

Overall company revenue, increased less, than total company revenues, at 10.77 % and lost market share, to approximately 0.01 %.
<<  More on EMYB Market Share.
 
*Market share is calculated based on total revenue.





Publicly Traded Peers of Embassy Bancorp Inc




New Peoples Bankshares Inc
Share Performance



+0.42%
Over The Past 5 Days



New Peoples Bankshares Inc
Profile

New Peoples Bankshares Inc operates as a bank holding company. The company primarily operates through its subsidiary, The New Peoples Bank, Inc., providing various banking products and services to individuals and businesses in Virginia and Tennessee. Their business model revolves around offering traditional banking services, including deposits, loans, and other financial products, to meet the financial needs of their customers in the regions they serve.

More about New Peoples Bankshares Inc 's Market Share

Market Cap. Revenues TTM Net Income TTM
$ 112.566 mill. $ 8.580 mill. $ 12.171 mill.


Ofg Bancorp
Share Performance



+13.20%
This Quarter



Ofg Bancorp
Profile

Ofg Bancorp operates as a financial holding company focused on providing banking and financial services primarily in Puerto Rico. It serves individuals, businesses, and government institutions through its various subsidiaries, offering a range of products such as commercial and consumer loans, mortgages, and investment services.

More about Ofg Bancorp's Market Share

Market Cap. Revenues TTM Net Income TTM
$ 2,228.386 mill. $ 651.162 mill. $ 220.444 mill.


Orrstown Financial Services Inc
Share Performance



+21.66%
This Year



Orrstown Financial Services Inc
Profile

Orrstown Financial Services Inc operates as a holding company for Orrstown Bank, providing various financial services including commercial banking, consumer banking, and mortgage banking. The company primarily generates revenue through interest income obtained from loans and investments, as well as fees from its banking services.

More about Orrstown Financial Services Inc 's Market Share

Market Cap. Revenues TTM Net Income TTM
$ 825.277 mill. $ 255.381 mill. $ 86.323 mill.


Prosperity Bancshares Inc
Share Performance



-2.92%
30 Days



Prosperity Bancshares Inc
Profile

Prosperity Bancshares Inc operates under a traditional banking business model, primarily providing commercial and consumer banking services. The company generates revenue through interest income from loans and investments, as well as non-interest income from various banking fees and services. It aims to grow and expand its customer base while maintaining a strong focus on profitability and risk management.

More about Prosperity Bancshares Inc 's Market Share

Market Cap. Revenues TTM Net Income TTM
$ 7,204.977 mill. $ 1,391.285 mill. $ 562.313 mill.


Pnc Financial Services Group Inc
Share Performance



+14.91%
This Year



Pnc Financial Services Group Inc
Profile

PNC Financial Services Group Inc operates as a diversified financial services company, offering an array of banking, investment, and asset management services to both individuals and businesses. The companys business model emphasizes a combination of physical branch locations and advanced digital banking platforms to provide tailored financial solutions that address the specific needs of their customers. By integrating technology with traditional banking services, PNC seeks to enhance customer experience and drive growth across its various financial service offerings.

More about Pnc Financial Services Group Inc 's Market Share

Market Cap. Revenues TTM Net Income TTM
$ 97,920.940 mill. $ 25,026.000 mill. $ 7,682.000 mill.

88 more competitors available

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Sources: Embassy Bancorp Inc’s official press releases and regulatory filings; CSIMarket.com’s market research; and the financial filings and press releases of other companies cited in this report.
Updated on:
Focus of this report: publicly traded companies.
For your research, we’ve provided 10 tables on Embassy Bancorp Inc versus competitors, including market share analysis.
You can find them in the navigation menu under Competition.
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