INCOME STATEMENT
(Quarterly GAAP In millions $) |
(Sep 30 2024)
Q3 2024 |
(Jun 30 2024)
Q2 2024 |
(Mar 31 2024)
Q1 2024 |
(Dec 31 2023)
Q4 2023 |
(Sep 30 2023)
Q3 2023 |
| Interest and Fee Income, Loans and Leases |
65.47 |
64.42 |
62.82 |
62.43 |
62.16 |
| Interest and Dividend Income, Securities |
0.55 |
0.60 |
0.66 |
0.69 |
0.71 |
| Interest Income, Deposits with Financial Institutions |
2.78 |
2.20 |
3.61 |
3.60 |
2.41 |
| Other Income |
9.10 |
8.62 |
7.32 |
7.40 |
7.13 |
| Total Interest Income |
77.90 |
75.84 |
74.40 |
74.11 |
72.41 |
| Interest Expense, Deposits |
11.04 |
12.17 |
12.99 |
12.74 |
11.27 |
| Interest Expense, Long-term Debt |
2.29 |
0.00 |
2.28 |
-2.29 |
2.29 |
| Other Interest Expenses |
10.72 |
11.75 |
8.94 |
12.52 |
6.92 |
| Total Interest Expense |
24.05 |
23.92 |
24.22 |
22.97 |
20.48 |
| Net Interest Income |
53.85 |
51.92 |
50.19 |
51.14 |
51.93 |
| Provision
for loan losses |
2.83 |
2.24 |
3.94 |
4.65 |
4.87 |
| Total Net Interest Income |
51.02 |
49.68 |
46.25 |
46.49 |
47.05 |
| Fees and Commissions, Fiduciary and Trust Activities |
- |
- |
- |
- |
- |
| Profit (Loss) from Real Estate Operations |
- |
- |
- |
- |
- |
| Bank Owned Life Insurance Income |
- |
- |
- |
- |
- |
| Dividends On Federal Home Loan Bank Stock |
0.13 |
0.15 |
0.11 |
0.11 |
0.11 |
| Service Charges On Deposit Accounts |
2.17 |
2.14 |
2.10 |
2.31 |
2.19 |
| Loan Servicing Fees |
- |
- |
- |
- |
- |
| Other Service Charges And Fees |
5.95 |
5.87 |
5.26 |
5.35 |
5.20 |
| Loan Placement Fees |
- |
- |
- |
- |
- |
| Gain Loss On Sale Of Loans And Leases |
- |
- |
- |
- |
- |
| Gains Losses On Sales Of Foreclosed Assets |
- |
- |
- |
- |
- |
| Other Noninterest Income |
0.45 |
0.39 |
0.31 |
5.55 |
0.41 |
| Loss/ -Gain on Investment |
1.45 |
1.45 |
1.44 |
1.27 |
1.23 |
| Other Non-Interest Income |
-14.13 |
-12.47 |
-12.22 |
-10.98 |
-10.29 |
| Interest Expense Savings And Money Market |
10.24 |
8.98 |
8.44 |
7.46 |
6.46 |
| Computer Software Expense |
4.59 |
4.38 |
4.29 |
4.03 |
4.47 |
| Total Noninterest Income |
12.73 |
12.12 |
11.24 |
15.17 |
10.05 |
| Total Revenues |
63.75 |
61.80 |
57.50 |
61.66 |
57.10 |
| Salaries & employee benefits, SGA |
22.30 |
21.25 |
20.74 |
20.16 |
19.02 |
| Real Estate, Other Assets Expense |
- |
- |
- |
- |
- |
| Communications, Occupancy and Information Technology |
4.61 |
4.60 |
4.60 |
4.68 |
4.73 |
| Professional Fees |
2.46 |
2.51 |
2.32 |
2.25 |
2.36 |
| Policyholder Benefits and Claims Incurred, Net |
- |
- |
- |
- |
- |
| Equipment, Postage and Supplies Net |
- |
- |
- |
- |
- |
| Federal Deposit Insurance Corporation Premium Expense |
- |
- |
- |
- |
- |
| Other Noninterest Expense |
10.13 |
5.87 |
5.87 |
8.77 |
6.15 |
| Other loss/ -income |
7.19 |
6.93 |
7.05 |
6.67 |
7.36 |
| Total Operating
Expenses |
46.69 |
41.15 |
40.58 |
42.52 |
39.61 |
| Total Costs & Expenses |
70.73 |
65.07 |
64.79 |
65.49 |
60.10 |
| Income /-loss before income taxes |
17.07 |
20.65 |
16.92 |
19.14 |
17.49 |
| Income taxes expenses/-benefit |
3.76 |
4.84 |
3.97 |
4.27 |
4.35 |
| Income after income taxes |
13.31 |
15.82 |
12.95 |
14.87 |
13.14 |
| Net income/-loss
of other equity |
0.00 |
- |
- |
- |
0.00 |
| Income /-loss after income taxes |
13.31 |
15.82 |
12.95 |
14.87 |
13.14 |
| Stockholders Equity Attributable to Noncontrolling Interest |
- |
- |
- |
- |
- |
| Discontinued Operations |
- |
- |
- |
- |
- |
| Extraordinary Items |
- |
- |
- |
- |
- |
| Net Income/-loss |
13.31 |
15.82 |
12.95 |
14.87 |
13.14 |
| Noncontrolling interests |
- |
- |
- |
- |
- |
| Prefered dividends |
- |
- |
- |
- |
- |
| Other |
- |
- |
- |
- |
- |
| Income/-loss to shareholder |
13.31 |
15.82 |
12.95 |
14.87 |
13.14 |
