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Central Pacific Financial (CPF) Annual Income Statement

Annual · GAAP · USD millions
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Quarterly income statement trends provide context on Central Pacific Financial's margins, operating leverage, and earnings trajectory.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases263.91
Interest and Dividend Income, Securities, Operating2.82
Interest Income, Deposits with Financial Institutions7.10
Other Income40.34
Total Interest Income314.16
Interest Expense, Deposits30.13
Interest Expense, Long-term Debt7.14
Net Interest (-)Expense / Income-73.28
Net Interest Income240.88
Provision for loan losses15.71
Total Net Interest Income225.17
Bank Owned Life Insurance Income0.00
Loss / Gain on Investment6.20
Other Non-Interest Income-9.19
Total Non-interest Income51.82
Total Revenues276.99
Costs & Expenses
Salaries & employee benefits, SGA93.75
Communications, Occupancy and Information Technology17.68
Professional Fees11.22
Other Noninterest Expense25.10
Other loss /-income30.96
Total Operating Expenses178.71
Total Costs & Expenses215.98
Income & Taxes
Income /-loss before income taxes98.28
Income taxes expenses/-benefit20.80
Income after income taxes77.48
Net income/-loss of other equity0.00
Income /-loss after income taxes77.48
Net Income/-loss77.48
Income/-loss to shareholder77.48
Earnings Per Share
Basic EPS (excl. extra items)2.88
Basic Net EPS2.88
Basic shares outstanding (Mill. of Units)26.93
Diluted Net EPS2.86
Diluted average shares (Mill. of Units)27.05
Dividend per share1.09
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About Central Pacific Financial Corp Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: February 27, 2026
  • Original filing: cpf-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.