Crossfirst Bankshares Inc's Competitiveness
A competitive positioning analysis and financial ratio benchmarking of Crossfirst Bankshares Inc (CFB) against its publicly traded competitors: sales growth, net income, profitability, valuation and market share, plus each peer's market capitalization, revenue, income and employees. Free below: the top 5 peers. Subscriber access adds the full competitor list and CSV downloads.
Key Findings: Crossfirst Bankshares Inc vs Its Competitors
- TTM: Trailing 12-month revenue of 243M vs 243M combined for tracked competitors (49.9% combined share).
- Trending: Latest-quarter revenue run-rate is accelerating (+4.8% annualized vs trailing 12 months), vs decelerating (-22.8%) for its tracked peer group.
- Growth: Crossfirst Bankshares Inc generated 10.1% revenue growth year over year in Q3 2024, vs -8.2% for its tracked competitors combined.
- Profitability: Its 70.2% net margin compares with 28.6% for the peer group.
- Peer revenue share: Crossfirst Bankshares Inc accounted for 57.5% of combined revenue among its tracked peer group, up from 53.0% a year earlier.
- Peer differentiation: Revenue per employee of $0.54M compares with $0.39M for the peer group (1.4x).
Every figure above is sourced and cited in detail further down this page (Market Structure, Profitability & Cost Structure, Productivity vs Peers).
CFB Sales vs. its Competitors, Q3 2024
Crossfirst Bankshares Inc reported revenue growth of 10.07 % year on year in Q3 2024, above its competitors' combined revenue change of -8.16 %.
With a net margin of 70.19 %, Crossfirst Bankshares Inc achieved higher profitability than its competitors (28.64 %).
Crossfirst Bankshares Inc generated 57.49 % of the combined sales of its peer group, up from 53.02 % a year earlier.
Crossfirst Bankshares Inc vs. its Competitors, Q3 2024
Revenue growth, year on year
Net income growth, year on year
Net margin
Revenue run-rate vs trailing 12 months
TTM net margin
TTM = trailing twelve months. Run-rate annualizes the latest quarter (×4) and compares it to TTM. In millions of $. High-Confidence Competitors are named as a competitor directly in Crossfirst Bankshares Inc reports; Similar-Size Competitors are the closest peers by market-cap rank within the same industry; Similar Growth & Profitability Competitors are the closest peers by combined revenue growth, operating margin and ROIC, all independent of the competitor list.
TTM revenue, latest-quarter run-rate and net income/margin benchmarked across Crossfirst Bankshares Inc and its 4 competitor groupings. Available under Commercial License.
| Entity | TTM Revenue | Rev Run-rate vs TTM |
|---|---|---|
| Crossfirst Bankshares inc | $12,345M | +12.3% · Accelerating |
| Competitors combined | $12,345M | +12.3% · Accelerating |
TTM revenue, run-rate and net margin benchmarking across Crossfirst Bankshares Inc's competitor groups requires a Commercial License.
For context: the Regional Banks industry grew revenue 7.8% year over year, combined, vs 10.1% for Crossfirst Bankshares Inc. Crossfirst Bankshares Inc's share of combined industry revenue moved from 0.04% to 0.04%, a gain of 0.00 percentage points.
Crossfirst Bankshares Inc's Competitor Quality Breadth
Share of each group, trailing 12 months: profitable (net margin > 0), expanding (revenue growth > 0), growing faster than the industry's own median, and financially distressed (Piotroski F-Score of 2 or below).
| Entity | Profitable | Expanding | Above Industry Growth | Distressed |
|---|---|---|---|---|
| Crossfirst Bankshares inc | Yes | Yes | Yes | No |
| Competitors combined (1) |
Source: CSIMarket API, trailing 12 months. Altman Z-Score is not shown here: it is not populated in the underlying data for any company. Percentages are of companies in each group that report the relevant metric, not of the full group size.
CFB Stock Performance relative to its Competitors
5 Best-Performing Tracked Competitors, Trailing 12 Months
| # | Competitor | TTM Share Price Return | vs U.S.A. 500 |
|---|---|---|---|
| 1 | Financial Institutions Inc | 282.9% | Outperformed |
TTM share price return and U.S.A. 500 outperformance for Crossfirst Bankshares Inc's best-performing tracked competitors requires a Commercial License.
Source: CSIMarket API, trailing 12 months.
Crossfirst Bankshares Inc's Comment on Competition and Industry Peers
Publicly Traded Peers of Crossfirst Bankshares inc
Revenue and income for trailing 12 months, in millions of $, except employees| Company | Market Cap | Revenues |
|---|---|---|
| Crossfirst Bankshares inc | 800.28 | 242.67 |
| Financial Institutions Inc | 796.64 | 243.46 |
| SUBTOTAL | 1,596.92 | 486.13 |
Sources: Crossfirst Bankshares inc's official press releases and company reports; CSIMarket.com's market research; and the company reports and press releases of the other companies cited.
Updated on:
Focus of this report: publicly traded companies. Ten additional tables on Crossfirst Bankshares inc versus competitors, including market share analysis, are in the navigation menu under Competition. To download the tables, please subscribe.
Crossfirst Bankshares Inc's Competitors Named by the Company
Competitive relationships identified from Crossfirst Bankshares Inc reports and corroborating sources, each with a basis and confidence.| Competitor | Basis | Confidence |
|---|---|---|
| Financial Institutions Inc | Company report | 85% |
| International Bancshares Corporation | Company report | 85% |
| Prosperity Bancshares Inc | Company report | 85% |
| Southern Missouri Bancorp Inc | Company report | 85% |
| Third Coast Bancshares Inc | Company report | 85% |
| Byline Bancorp Inc | Company report | 85% |
| Enterprise Financial Services Corp | Company report | 85% |
| Guaranty Federal Bancshares Inc | Company report | 85% |
| Heartland Financial Usa Inc | Company report | 85% |
| Origin Bancorp Inc | Company report | 85% |
| Red River Bancshares Inc | Company report | 85% |
| Texas Capital Bancshares Inc | Company report | 85% |
| Business First Bancshares Inc | Company report | 85% |
| Veritex Holdings inc | Company report | 85% |
| First Busey Corporation | Company report | 85% |
| First Financial Bankshares Inc | Company report | 85% |
| Great Western Bancorp Inc | Company report | 85% |
| Independent Bank Group Inc | Company report | 85% |
| Rbb Bancorp | Company report | 85% |
| South Plains Financial Inc | Company report | 85% |
| Tectonic Financial Inc | Company report | 85% |
| Central Bancompany, Inc. | Company report | 85% |
| Equity Bancshares Inc | Company report | 85% |
| Green Bancorp, Inc. | Company report | 85% |
| Hancock Whitney Corporation | Company report | 85% |
| Southwest Bancorp Inc | Company report | 85% |
| Southside Bancshares Inc | Company report | 85% |
| Texas Community Bancshares inc | Company report | 85% |
| Bank7 Corp | Company report | 85% |
| Commerce Bancshares Inc | Company report | 85% |
| First Foundation inc | Company report | 85% |
| Hilltop Holdings Inc | Company report | 85% |
| New Peoples Bankshares Inc | Company report | 85% |
| Reliance Bancshares, Inc. | Company report | 85% |
| Spirit Of Texas Bancshares Inc | Company report | 85% |
| Triumph Financial Inc | Company report | 85% |
| Allegiance Bancshares Inc. | Company report | 85% |
| First Business Financial Services Inc | Company report | 85% |
| Great Southern Bancorp inc | Company report | 85% |
Company report basis, confidence, active dates and source counts for Crossfirst Bankshares Inc's named competitors require a Commercial License.
Methodology: relationships are extracted from Crossfirst Bankshares Inc reports (named-competitor disclosures) and corroborating sources. Confidence reflects evidence strength.
Crossfirst Bankshares Inc's Productivity vs Peers Comparison
Revenue and income per employee, trailing 12 months, in $; market cap in millions of $| Company | Market Cap | Revenue / Employee | Income / Employee |
|---|---|---|---|
| Crossfirst Bankshares inc | 800 | 535,698 | 370,702 |
| Financial Institutions Inc | 797 | 385,837 | 130,945 |
| PEERS TOTAL | 797 | 385,837 | 130,945 |
Crossfirst Bankshares Inc's Valuation vs Competitive Position
Valuation multiples vs the Regional Banks industry average (2 companies, excluding loss-making/negative-equity outliers), alongside returns on capital for context on whether a premium or discount lines up with measurably stronger or weaker returns. See the full Regional Banks industry valuation benchmarks.| Metric | Company | Industry Average | Difference |
|---|---|---|---|
| P/E | 11.5x | - | - |
| EV / EBITDA | 2.0x | - | - |
| P/B | 1.2x | - | - |
| Return on Equity | 22.98 % | industry aggregate | 15.11 % |
| Return on Invested Capital | 1.14 % | 4.16 % (avg) | -3.02 % |
Source: CSIMarket API, trailing 12 months. A valuation premium or discount is not, by itself, a judgment of over- or under-valuation. Compare it against the return and growth context shown elsewhere on this page.
Crossfirst Bankshares Inc's Multi-Year Financial Trajectory
Fiscal-year revenue growth, operating margin, return on invested capital and P/E, as reported in company reports.| Metric | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|
| Revenue Growth | - | - | 61.65 % | -13.15 % | 42.73 % |
| Operating Margin | - | 13.28 % | - | - | - |
| Return on Invested Capital | - | 1.20 % | 6.55 % | - | 1.08 % |
| P/E | - | 42.3x | 10.9x | 10.8x | 8.5x |
Source: CSIMarket API, fiscal-year figures. P/E is this company's own historical ratio at each fiscal year end and can swing sharply around an earnings trough: that is real, not a data error.
Crossfirst Bankshares Inc's Competitive Forces (Porter's Five Forces)
Only the forces this data can support honestly are shown; the other three are marked as such rather than guessed.| Force | Assessment | Basis |
|---|---|---|
| Barriers to Entry | Lower than typical for the industry | Capital intensity (capex / revenue) of 1.89 % vs industry average 2.34 % (see Profitability & Cost Structure above) |
| Supplier Power | Not covered on this page | See Crossfirst Bankshares Inc's dedicated suppliers page for concentration and dependency data |
| Buyer Power | Not covered on this page | See Crossfirst Bankshares Inc's dedicated customers page for concentration and dependency data |
| Threat of Substitutes | - | No systematic data source for cross-product substitution exists in this system; not estimated |
Note: this is a partial, data-grounded application of the framework, not a complete strategic assessment. Rivalry and barriers-to-entry readings are mechanical translations of the HHI and capital-intensity figures shown elsewhere on this page, not independent judgments.
Crossfirst Bankshares Inc's SWOT
Every point below is a fixed rule applied to a metric already shown elsewhere on this page (Market Structure, Profitability, Valuation, Run-Rate, Stock Performance, Quality Breadth) not an independent strategic assessment. A blank quadrant means no rule was met, not that none apply.Strengths
- Return on equity 15.1 points above the industry aggregate.
- Latest-quarter revenue run-rate is accelerating (+4.8% annualized vs trailing 12 months).
Weaknesses
No rule matched.
Opportunities
- Industry revenue growing at a healthy 11.9% median pace.
Threats
- Tracked peer group's revenue run-rate is broadly decelerating (-22.8% annualized).
Methodology: mechanical, rule-based SWOT. Each bullet reuses a figure already sourced and cited elsewhere on this page; nothing here is generated narrative or independent analyst judgment.
Crossfirst Bankshares Inc's Financial Strength vs Peers Comparison
Quick ratio, working capital, debt to equity and asset turnover, trailing 12 months| Company | Quick Ratio | Working Capital | Debt / Equity |
|---|---|---|---|
| Crossfirst Bankshares inc | 0.05 | 1.09 | 0.04 |
| Financial Institutions Inc | 0.01 | 1.33 | 0.37 |
Quick ratio = cash / current liabilities; working capital ratio = current assets / current liabilities; asset turnover = revenue / total assets. Peers in the Blank Checks industry are excluded.
Crossfirst Bankshares Inc's Revenue and Income Growth vs Peers
Quarterly revenue and net income growth, year over year and quarter over quarter| Company | Period | Revenue Y/Y | Income Y/Y |
|---|---|---|---|
| Crossfirst Bankshares inc | Q3 2024 | +10.1 % | +16.6 % |
| Financial Institutions Inc | Q2 2026 | +7.0 % | +20.8 % |
| PEERS TOTAL | +8.6 % | +17.9 % |
Growth is shown only where both periods are positive. Peers in the Blank Checks industry are excluded.
Crossfirst Bankshares Inc's Peers' Costs of Sales and Capital Expenditures
Context for revenue growth: peer costs and capex, year over year and quarter over quarter| Company | Period | Costs Y/Y | Capex Y/Y |
|---|---|---|---|
| Crossfirst Bankshares inc | Q3 2024 | +6.1 % | -69.6 % |
| Financial Institutions Inc | Q2 2026 | +21.3 % | -46.9 % |
Crossfirst Bankshares Inc's Returns and Turnover vs Peers
ROA, ROI and ROE (trailing 12 months), receivables and inventory turnover| Company | ROA | ROI | ROE |
|---|---|---|---|
| Crossfirst Bankshares inc | 2.23% | 2.23% | 22.98% |
| Financial Institutions Inc | 1.31% | 3.75% | 13.09% |
ROA = net income / total assets; ROI = net income / investments; ROE = net income / equity; turnover ratios use trailing 12 month revenue (receivables) and cost of sales (inventory).
Crossfirst Bankshares Inc's Valuation vs Peers
P/E, price to sales, PEG, price to cash flow and price to book| Company | P/E | Price / Sales |
|---|---|---|
| Crossfirst Bankshares inc | 10.88 | 3.30 |
| Financial Institutions Inc | 9.77 | 3.27 |
| PEERS AVERAGE | 6.37 | 3.28 |
P/E = price / diluted EPS (trailing 12 months); PEG = P/E divided by EPS growth; the average row divides the peers' combined market cap by their combined income, sales, cash flow and equity.