Banner's Competitiveness
A competitive positioning analysis and financial ratio benchmarking of Banner (BANR) against its publicly traded competitors: sales growth, net income, profitability, valuation and market share, plus each peer's market capitalization, revenue, income and employees. Free below: the top 5 peers. Subscriber access adds the full competitor list and CSV downloads.
Key Findings: Banner vs Its Competitors
- TTM: Trailing 12-month revenue of 898M vs 698,110M combined for its competitors (0.1% combined share).
- Scale: Banner ranks #48 of 218 companies by market capitalization in the Regional Banks industry, holding 0.3% of industry market cap.
- Peer differentiation: Revenue per employee of $2.66M compares with $0.52M for the peer group (5.1x).
Every figure above is sourced and cited in detail further down this page (Market Structure, Profitability & Cost Structure, Productivity vs Peers).
API endpoints for this dataset
Banner vs. its Competitors, Q3 2026
Net income growth, year on year
TTM net margin
TTM = trailing twelve months. Run-rate annualizes the latest quarter (×4) and compares it to TTM. In millions of $. High-Confidence Competitors are named as a competitor directly in Banner reports; Similar-Size Competitors are the closest peers by market-cap rank within the same industry; Similar Growth & Profitability Competitors are the closest peers by combined revenue growth, operating margin and ROIC, all independent of the competitor list.
TTM revenue, latest-quarter run-rate and net income/margin benchmarked across Banner and its 4 competitor groupings. Available under Commercial License.
| Entity | TTM Revenue | Rev Run-rate vs TTM |
|---|---|---|
| Banner Corporation | $12,345M | +12.3% · Accelerating |
| Competitors combined | $12,345M | +12.3% · Accelerating |
| Similar-Size Competitors (9) | $12,345M | +12.3% · Accelerating |
TTM revenue, run-rate and net margin benchmarking across Banner's competitor groups requires a Commercial License.
Banner's Competitor Quality Breadth
Group definitions: see Methodology: Performance Group Definitions.
| Entity | Profitable | Expanding | Above Industry Growth | Distressed |
|---|---|---|---|---|
| Banner Corporation | - | - | - | No |
| Competitors combined (186) | ||||
| Similar-Size Competitors (10) |
Source: CSIMarket API, trailing 12 months. Altman Z-Score is not shown here: it is not populated in the underlying data for any company. Percentages are of companies in each group that report the relevant metric, not of the full group size.
BANR Stock Performance relative to its Competitors
BANR Stock Performance relative to Similar-Size Competitors
5 Best-Performing Tracked Competitors, Trailing 12 Months
| # | Competitor | TTM Share Price Return | vs U.S.A. 500 |
|---|---|---|---|
| 1 | Optimumbank Holdings Inc | 282.9% | Outperformed |
| 2 | Old Point Financial Corp | 282.9% | Outperformed |
| 3 | Eagle Bancorp Inc | 282.9% | Outperformed |
| 4 | Lionsgate Studios Corp | 282.9% | Outperformed |
| 5 | Community Ban corp | 282.9% | Outperformed |
TTM share price return and U.S.A. 500 outperformance for Banner's best-performing competitors requires a Commercial License.
Source: CSIMarket API, trailing 12 months.
Banner's Comment on Competition and Industry Peers
Competition for loans comes principally from other commercial banks, loan brokers, mortgage banking companies, savings banks and credit unions and for agricultural loans from the Farm Credit Administration. The competition for loans is intense as a result of the large number of institutions competing in our market areas. We compete for loans primarily by offering competitive rates and fees and providing timely decisions and excellent service to borrowers.
Publicly Traded Peers of Banner Corporation
Revenue and income for trailing 12 months, in millions of $, except employees| Company | Market Cap | Revenues |
|---|---|---|
 Banner Corporation |
2,464.48 | 897.83 |
 Jpmorgan Chase and Co |
917,800.64 | 190,733.00 |
 Bank Of America Corporation |
365,082.21 | 122,968.00 |
 Wells Fargo and Company |
260,872.74 | 85,055.00 |
 Citigroup inc |
211,743.20 | 91,360.00 |
 Capital one financial corp |
121,034.51 | 54,798.00 |
| SUBTOTAL | 2,842,722.58 | 878,104.51 |
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Sources: see Methodology: Peer & Competitor Identification, Sourcing.
Updated on:
Focus of this report: publicly traded companies. Ten additional tables on Banner Corporation versus competitors, including market share analysis, are in the navigation menu under Competition. To download the tables, please subscribe.
Banner's Competitors Named by the Company
Competitive relationships identified from Banner reports and corroborating sources, each with a basis and confidence.| Competitor | Basis | Confidence |
|---|---|---|
| Financial Institutions Inc | Company report | 85% |
| Bok Financial Corp | Company report | 85% |
| Glacier Bancorp Inc | Company report | 85% |
| Heritage Financial Corp | Company report | 85% |
| First Northwest Bancorp | Company report | 85% |
| Columbia Banking System Inc | Company report | 85% |
| Fs Bancorp Inc | Company report | 85% |
| First Financial Northwest Inc | Company report | 85% |
| West Coast Bancorp | Company report | 85% |
| First Foundation inc | Company report | 85% |
| Northern Trust Corporation | Company report | 85% |
| Western Alliance Bancorporation | Company report | 85% |
| Wafd Inc | Company report | 85% |
| Cnb Corp | Company report | 85% |
| Finwise Bancorp | Company report | 85% |
| Op Bancorp | Company report | 85% |
| Cvb Financial Corp | Company report | 85% |
| River Financial Corporation | Company report | 85% |
| Heartland Financial Usa Inc | Company report | 85% |
| Svb Financial Group | Company report | 85% |
| Wintrust Financial Corp | Company report | 85% |
| Cascade Bancorp | Company report | 85% |
| Westamerica Bancorporation | Company report | 85% |
| Capital one financial corp | Company report | 85% |
| First Choice Bancorp | Company report | 85% |
| First Western Financial Inc | Company report | 85% |
| Sierra Bancorp | Company report | 85% |
| Pacific Continental Corp | Company report | 85% |
| Five Star Bancorp | Company report | 85% |
| Oak Valley Bancorp | Company report | 85% |
| Avidbank Holdings Inc | Company report | 85% |
| Plumas Bancorp | Company report | 85% |
| Veritex Holdings inc | Company report | 85% |
| Cu Bancorp | Company report | 85% |
| Heritage Oaks Bancorp | Company report | 85% |
| Bank Of Marin Bancorp | Company report | 85% |
| Pcb Bancorp | Company report | 85% |
| Timberland Bancorp Inc | Company report | 85% |
| Community West Bancshares | Company report | 85% |
| Mechanics Bancorp | Company report | 85% |
| Trico Bancshares | Company report | 85% |
| The First Bancshares Inc | Company report | 85% |
| Coastal Financial Corporation | Company report | 85% |
| East West Bancorp inc | Company report | 85% |
| First Horizon Corp | Company report | 85% |
| 1st Century Bancshares, Inc. | Company report | 85% |
| Northern California Bancorp Inc | Company report | 85% |
| Cathay General Bancorp | Company report | 85% |
| Rbb Bancorp | Company report | 85% |
| Heritage Commerce Corp | Company report | 85% |
| Pacific Premier Bancorp Inc | Company report | 85% |
| Merchants Bancorp | Company report | 85% |
| Baycom Corp | Company report | 85% |
| Sound Financial Bancorp Inc | Company report | 85% |
| Zions Bancorporation National Association | Company report | 85% |
| Fcb Financial Holdings, Inc. | Company report | 85% |
| Luther Burbank Corp | Company report | 85% |
| Bank Of Commerce Holdings | Company report | 85% |
| Pacific Capital Bancorp | Company report | 85% |
Company report basis, confidence, active dates and source counts for Banner's named competitors require a Commercial License.
Methodology: see Methodology: Peer & Competitor Identification, Sourcing.
Banner's Business Segment Mix vs Peers
Revenue by operating segment or division, as named and reported by each company. Segment names are the filer's own and are not standardized across companies. Do not assume a same-named or similarly-named segment is defined identically between two companies. Shares are of each company's own total revenue and are not required to sum to 100% (intersegment revenue, unallocated items).| Company | Largest Segment |
|---|---|
| Citigroup inc | Markets 29.42 % |
| Capital one financial corp | Credit Card 74.32 % |
| D r Horton Inc | HomeBuildingOps 94.14 % |
| Citizens Financial Group Inc | Consumer Banking 73.64 % |
| First Citizens Bancshares Inc | Commercial Bank 46.42 % |
Source: operating segment revenue as reported in each company's reports (10-K/10-Q), via the CSIMarket API, leaf-level reportable segments only (parent roll-up segments are excluded where sub-segments are separately disclosed).
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Banner's Productivity vs Peers Comparison
Revenue and income per employee, trailing 12 months, in $; market cap in millions of $| Company | Market Cap | Revenue / Employee | Income / Employee |
|---|---|---|---|
| Banner Corporation | 2,464 | 2,664,178 | 601,068 |
| Jpmorgan Chase and Co | 917,801 | 598,825 | 204,714 |
| Bank Of America Corporation | 365,082 | 577,315 | 150,793 |
| Wells Fargo and Company | 260,873 | 355,879 | 96,699 |
| Citigroup inc | 211,743 | 404,248 | 80,004 |
| Capital one financial corp | 121,035 | 718,191 | 142,595 |
| PEERS TOTAL | 2,840,258 | 518,771 | 136,003 |
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Banner's Geographic Revenue Exposure vs Peers
Revenue by country/region as reported in each company's most recent report. Disclosure granularity varies by filer (some report by country, others by broad region) and is shown as disclosed.| Company | Largest Market |
|---|---|
| Lionsgate Studios Corp | UNITED STATES 64.70 % |
Source: revenue geography as reported in each company's reports (10-K/10-Q), via the CSIMarket API. Percentages are of that company's own total consolidated revenue for its most recent reported period.
Banner's Position in Industry Market Structure
Market-capitalization share and concentration across all 198 companies in Banner's industry classification, broader than the peer set above. Market cap in millions of $.Banner ranks #48 of 198 companies by market capitalization in its industry, holding 0.31 % of total industry market cap. The industry's Herfindahl-Hirschman Index (HHI) is 519, indicating a unconcentrated market structure (see Methodology: Market Structure & Concentration).
| Rank | Company | Market Cap | Industry Share |
|---|---|---|---|
| 1 | Bank Of Nova Scotia | 115,555 | 14.99 % |
| 2 | Deutsche Bank Aktiengesellschaft | 73,389 | 9.52 % |
| 3 | Fifth Third Bancorp | 49,792 | 6.46 % |
| 4 | State Street Corp | 48,028 | 6.23 % |
| 5 | Ita Unibanco Holding S a | 1,234 | 5.2% |
| 6 | Northern Trust Corporation | 1,234 | 5.2% |
| 7 | M and t Bank Corporation | 1,234 | 5.2% |
| 8 | Citizens Financial Group Inc | 1,234 | 5.2% |
| 9 | First Citizens Bancshares Inc | 1,234 | 5.2% |
| 10 | East West Bancorp inc | 1,234 | 5.2% |
| 48 | Banner Corporation | 2,401 | 0.31 % |
Market cap and industry share for the rest of Banner's industry peers requires a Commercial License.
Source: CSIMarket API (daily market-structure computation) across CSIMarket's industry classification, market capitalization as of 2026-11-09.
Banner's Same-Size Peers & Stock Performance
Peers chosen by closeness in market-cap rank within the same industry classification (not the named-competitor list above). Trailing 12-month total return, 3-month price momentum, beta and Sharpe ratio vs the broad U.S. market.| Rank | Company | Market Cap | TTM Return |
|---|---|---|---|
| 43 | First Bancorp | 2,702 | 29.93 % |
| 44 | Beacon Financial Corporation | 2,574 | 17.58 % |
| 45 | First Busey Corporation | 2,489 | 29.56 % |
| 46 | Stock Yards Bancorp Inc | 2,478 | 21.63 % |
| 47 | Merchants Bancorp | 1,234 | 12.3% |
| 48 | Banner Corporation | 2,401 | 18.33 % |
| 49 | Enterprise Financial Services Corp | 1,234 | 12.3% |
| 50 | Servisfirst Bancshares Inc | 1,234 | 12.3% |
| 51 | Ofg Bancorp | 1,234 | 12.3% |
| 52 | Hilltop Holdings Inc | 1,234 | 12.3% |
| 53 | 1st Source Corp | 1,234 | 12.3% |
Market cap, return, momentum, beta and Sharpe ratio for the rest of Banner's same-size peers requires a Commercial License.
Source: CSIMarket API (daily market-structure computation); returns and risk metrics as of 2026-11-09. Beta and Sharpe ratio are versus the broad U.S. equity market, not this industry.
Banner's Valuation vs Competitive Position
Valuation multiples vs the Regional Banks industry average (2 companies, excluding loss-making/negative-equity outliers), alongside returns on capital for context on whether a premium or discount lines up with measurably stronger or weaker returns. See the full Regional Banks industry valuation benchmarks.| Metric | Company | Industry Average | Difference |
|---|---|---|---|
| P/E | 12.0x | - | - |
| EV / EBITDA | 10.1x | - | - |
| P/B | 1.2x | - | - |
| Return on Equity | 10.07 % | industry aggregate | -1.49 % |
| Return on Invested Capital | - | 4.16 % (avg) | - |
Source: CSIMarket API, trailing 12 months. A valuation premium or discount is not, by itself, a judgment of over- or under-valuation. Compare it against the return and growth context shown elsewhere on this page.
Banner's Multi-Year Financial Trajectory
Fiscal-year revenue growth, operating margin, return on invested capital and P/E, as reported in company reports.| Metric | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue Growth | 17.58 % | 2.66 % | 2.35 % | -6.08 % | 186.50 % | -10.20 % | -37.46 % | 4.68 % |
| Operating Margin | 15.82 % | 15.03 % | 17.69 % | 18.39 % | 5.01 % | - | - | - |
| Return on Invested Capital | 2.63 % | 2.15 % | 2.57 % | 2.43 % | 0.42 % | 0.26 % | 0.46 % | 0.40 % |
| P/E | 13.6x | 13.2x | 14.0x | 10.6x | 11.7x | 8.6x | 14.0x | 11.2x |
Source: CSIMarket API, fiscal-year figures. P/E is this company's own historical ratio at each fiscal year end and can swing sharply around an earnings trough: that is real, not a data error.
Banner's BCG Growth-Share Matrix
See Methodology: BCG Growth-Share Matrix for how relative share and growth are calculated and thresholded.
Banner falls in the Question Mark quadrant: relative market share of 0.02x vs its largest competitor, in an industry growing revenue 11.8% (median, trailing 12 months).
Source: CSIMarket API (market-cap share and industry revenue growth). The 10% growth and 1.0x share lines are standard textbook thresholds, not derived from this industry's own distribution.
Banner's Competitive Forces (Porter's Five Forces)
Only the forces this data can support honestly are shown; the other three are marked as such rather than guessed.| Force | Assessment | Basis |
|---|---|---|
| Competitive Rivalry | High | Industry HHI of 519 (see Industry Market Structure & Concentration above) |
Note: see Methodology: Porter's Five Forces. Supplier power and buyer power are covered on Banner's dedicated Suppliers and Customers pages, not here.
Banner's Industry Attractiveness & Competitive Strength
See Methodology: GE/McKinsey Matrix for how the two axes are built.
Banner falls in the Medium attractiveness / Low strength cell: Harvest.
Source: CSIMarket API, trailing 12 months. Each axis score is a simple 1(low)/2(medium)/3(high) average across its three inputs -- a transparent, disclosed simplification, not a validated academic scoring model.
Banner's SWOT
Every point below is a fixed rule applied to a metric already shown elsewhere on this page (Market Structure, Profitability, Valuation, Run-Rate, Stock Performance, Quality Breadth) not an independent strategic assessment. A blank quadrant means no rule was met, not that none apply.Strengths
- Outperforming the U.S.A. 500 over the trailing 12 months.
Weaknesses
- Low relative market share vs the industry leader (0.02x).
Opportunities
- Industry revenue growing at a healthy 11.8% median pace.
Threats
No rule matched.
Methodology: see Methodology: SWOT Analysis.
Banner's Financial Strength vs Peers Comparison
Quick ratio, working capital, debt to equity and asset turnover, trailing 12 months| Company | Quick Ratio | Working Capital | Debt / Equity |
|---|---|---|---|
| Banner Corporation | 0.02 | 1.00 | 0.10 |
| Jpmorgan Chase and Co | 0.15 | 0.42 | 1.41 |
| Bank Of America Corporation | 0.10 | 0.52 | 1.27 |
| Wells Fargo and Company | 0.11 | 0.80 | 1.16 |
| Citigroup inc | 0.07 | 0.40 | 1.78 |
| Capital one financial corp | 0.05 | 1.03 | 0.58 |
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Quick ratio = cash / current liabilities; working capital ratio = current assets / current liabilities; asset turnover = revenue / total assets. Peers in the Blank Checks industry are excluded.
Banner's Revenue and Income Growth vs Peers
Quarterly revenue and net income growth, year over year and quarter over quarter| Company | Period | Revenue Y/Y | Income Y/Y |
|---|---|---|---|
| Banner Corporation | Q3 2026 | - | -10.8 % |
| Jpmorgan Chase and Co | Q3 2026 | +10.2 % | +9.0 % |
| Bank Of America Corporation | Q3 2026 | +3.2 % | -16.8 % |
| Wells Fargo and Company | Q3 2026 | +5.4 % | +6.9 % |
| Citigroup inc | Q2 2026 | +14.3 % | +44.6 % |
| Capital one financial corp | Q3 2026 | +29.3 % | +12.0 % |
| PEERS TOTAL | +9.1 % | +6.9 % |
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Growth is shown only where both periods are positive. Peers in the Blank Checks industry are excluded.
Banner's Peers' Costs of Sales and Capital Expenditures
Context for revenue growth: peer costs and capex, year over year and quarter over quarter| Company | Period | Costs Y/Y | Capex Y/Y |
|---|---|---|---|
| Banner Corporation | Q3 2026 | +5.8 % | +136.8 % |
| Jpmorgan Chase and Co | Q3 2026 | -12.8 % | - |
| Bank Of America Corporation | Q3 2026 | - | - |
| Wells Fargo and Company | Q3 2026 | +31.5 % | - |
| Citigroup inc | Q2 2026 | - | -11.6 % |
| Capital one financial corp | Q3 2026 | +7.4 % | +1.3 % |
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Banner's Returns and Turnover vs Peers
ROA, ROI and ROE (trailing 12 months), receivables and inventory turnover| Company | ROA | ROI | ROE |
|---|---|---|---|
| Banner Corporation | 1.20% | 1.21% | 10.07% |
| Jpmorgan Chase and Co | 1.34% | 1.65% | 17.70% |
| Bank Of America Corporation | 0.93% | 1.18% | 10.69% |
| Wells Fargo and Company | 1.04% | 1.23% | 12.78% |
| Citigroup inc | 0.66% | 0.69% | 8.46% |
| Capital one financial corp | 1.61% | 1.59% | 9.69% |
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ROA = net income / total assets; ROI = net income / investments; ROE = net income / equity; turnover ratios use trailing 12 month revenue (receivables) and cost of sales (inventory).
Banner's Valuation vs Peers
P/E, price to sales, PEG, price to cash flow and price to book| Company | P/E | Price / Sales |
|---|---|---|
| Banner Corporation | 11.99 | 2.74 |
| Jpmorgan Chase and Co | 14.39 | 4.81 |
| Bank Of America Corporation | 12.06 | 2.97 |
| Wells Fargo and Company | 12.13 | 3.07 |
| Citigroup inc | 13.22 | 2.32 |
| Capital one financial corp | 11.30 | 2.21 |
| PEERS AVERAGE | 12.35 | 3.24 |
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P/E = price / diluted EPS (trailing 12 months); PEG = P/E divided by EPS growth; the average row divides the peers' combined market cap by their combined income, sales, cash flow and equity.