Grupo Aval Acciones Y Valores S A's Competitiveness
A competitive positioning analysis and financial ratio benchmarking of Grupo Aval Acciones Y Valores S A (AVAL) against its publicly traded competitors: sales growth, net income, profitability, valuation and market share, plus each peer's market capitalization, revenue, income and employees. Free below: the top 5 peers. Subscriber access adds the full competitor list and CSV downloads.
Key Findings: Grupo Aval Acciones Y Valores S A vs Its Competitors
- TTM: Trailing 12-month revenue of 5,161M vs 89,455M combined for its competitors (5.5% combined share).
- Trending: Latest-quarter revenue run-rate is accelerating (+300.0% annualized vs trailing 12 months), vs decelerating (-7.3%) for its tracked peer group.
- Profitability: Its 3.3% net margin compares with 2.9% for the peer group.
- Scale: Grupo Aval Acciones Y Valores S A ranks #12 of 33 companies by market capitalization in the Money Center Banks industry, holding 4.3% of industry market cap.
- Peer revenue share: Grupo Aval Acciones Y Valores S A accounted for 19.9% of combined revenue among its tracked peer group.
- Peer differentiation: Revenue per employee of $0.08M compares with $0.44M for the peer group (0.2x).
Every figure above is sourced and cited in detail further down this page (Market Structure, Profitability & Cost Structure, Productivity vs Peers).
AVAL Sales vs. its Competitors, Q4 2025
With a net margin of 3.25 %, Grupo Aval Acciones Y Valores S A achieved higher profitability than its competitors (2.94 %).
Grupo Aval Acciones Y Valores S A generated 19.93 % of the combined sales of its peer group.
Grupo Aval Acciones Y Valores S A vs. its Competitors, Q4 2025
Net margin
Revenue run-rate vs trailing 12 months
TTM net margin
TTM = trailing twelve months. Run-rate annualizes the latest quarter (×4) and compares it to TTM. In millions of $. High-Confidence Competitors are named as a competitor directly in Grupo Aval Acciones Y Valores S A reports; Similar-Size Competitors are the closest peers by market-cap rank within the same industry; Similar Growth & Profitability Competitors are the closest peers by combined revenue growth, operating margin and ROIC, all independent of the competitor list.
TTM revenue, latest-quarter run-rate and net income/margin benchmarked across Grupo Aval Acciones Y Valores S A and its 4 competitor groupings. Available under Commercial License.
| Entity | TTM Revenue | Rev Run-rate vs TTM |
|---|---|---|
| Grupo Aval Acciones Y Valores S a | $12,345M | +12.3% · Accelerating |
| Competitors combined | $12,345M | +12.3% · Accelerating |
| Similar-Size Competitors (8) | $12,345M | +12.3% · Accelerating |
TTM revenue, run-rate and net margin benchmarking across Grupo Aval Acciones Y Valores S A's competitor groups requires a Commercial License.
Grupo Aval Acciones Y Valores S A's Competitor Quality Breadth
Group definitions: see Methodology: Performance Group Definitions.
| Entity | Profitable | Expanding | Above Industry Growth | Distressed |
|---|---|---|---|---|
| Grupo Aval Acciones Y Valores S a | Yes | No | No | No |
| Competitors combined (7) | ||||
| High-Confidence Competitors (2) | ||||
| Similar-Size Competitors (10) |
Source: CSIMarket API, trailing 12 months. Altman Z-Score is not shown here: it is not populated in the underlying data for any company. Percentages are of companies in each group that report the relevant metric, not of the full group size.
AVAL Stock Performance relative to its Competitors
AVAL Stock Performance relative to High-Confidence Competitors
AVAL Stock Performance relative to Similar-Size Competitors
5 Best-Performing Tracked Competitors, Trailing 12 Months
| # | Competitor | TTM Share Price Return | vs U.S.A. 500 |
|---|---|---|---|
| 1 | Ebay Inc | 282.9% | Outperformed |
| 2 | Carmax Inc | 282.9% | Outperformed |
| 3 | Cars com Inc | 282.9% | Outperformed |
| 4 | Autonation Inc | 282.9% | Outperformed |
| 5 | Autozone Inc | 282.9% | Outperformed |
TTM share price return and U.S.A. 500 outperformance for Grupo Aval Acciones Y Valores S A's best-performing competitors requires a Commercial License.
Source: CSIMarket API, trailing 12 months.
Grupo Aval Acciones Y Valores S A's Comment on Competition and Industry Peers
Publicly Traded Peers of Grupo Aval Acciones Y Valores S a
Revenue and income for trailing 12 months, in millions of $, except employees| Company | Market Cap | Revenues |
|---|---|---|
 Grupo Aval Acciones Y Valores S a |
- | 5,161.09 |
 Ebay Inc |
55,877.55 | 12,394.00 |
 Autozone Inc |
55,805.78 | 20,338.56 |
 Carmax Inc |
7,492.87 | 27,631.34 |
 Autonation Inc |
6,264.40 | 27,421.40 |
 Acv Auctions Inc |
1,795.90 | 801.34 |
| SUBTOTAL | 128,039.47 | 94,615.60 |
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Sources: see Methodology: Peer & Competitor Identification, Sourcing.
Updated on:
Focus of this report: publicly traded companies. Ten additional tables on Grupo Aval Acciones Y Valores S a versus competitors, including market share analysis, are in the navigation menu under Competition. To download the tables, please subscribe.
Grupo Aval Acciones Y Valores S A's Competitors Named by the Company
Competitive relationships identified from Grupo Aval Acciones Y Valores S A reports and corroborating sources, each with a basis and confidence.| Competitor | Basis | Confidence |
|---|---|---|
| Davivienda | Company report | 85% |
| Bancolombia | Company report | 85% |
| BBVA Colombia | Company report | 85% |
| MFG | Company report | 85% |
| Multibank | Company report | 85% |
Company report basis, confidence, active dates and source counts for Grupo Aval Acciones Y Valores S A's named competitors require a Commercial License.
Methodology: see Methodology: Peer & Competitor Identification, Sourcing.
Grupo Aval Acciones Y Valores S A's Business Segment Mix vs Peers
Revenue by operating segment or division, as named and reported by each company. Segment names are the filer's own and are not standardized across companies. Do not assume a same-named or similarly-named segment is defined identically between two companies. Shares are of each company's own total revenue and are not required to sum to 100% (intersegment revenue, unallocated items).| Company | Largest Segment |
|---|---|
| Autozone Inc | Auto Parts Locations 100.00 % |
| Acv Auctions Inc | ACV 100.00 % |
Source: operating segment revenue as reported in each company's reports (10-K/10-Q), via the CSIMarket API, leaf-level reportable segments only (parent roll-up segments are excluded where sub-segments are separately disclosed).
Grupo Aval Acciones Y Valores S A's Productivity vs Peers Comparison
Revenue and income per employee, trailing 12 months, in $; market cap in millions of $| Company | Market Cap | Revenue / Employee | Income / Employee |
|---|---|---|---|
| Grupo Aval Acciones Y Valores S a | - | 76,342 | 12,124 |
| Ebay Inc | 55,878 | 1,007,642 | 169,675 |
| Autozone Inc | 55,806 | 154,080 | 19,491 |
| Carmax Inc | 7,493 | 994,076 | 10,521 |
| Autonation Inc | 6,264 | 1,105,702 | 23,444 |
| Acv Auctions Inc | 1,796 | 204,946 | -16,150 |
| PEERS TOTAL | 128,039 | 440,313 | 26,816 |
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Grupo Aval Acciones Y Valores S A's Geographic Revenue Exposure vs Peers
Revenue by country/region as reported in each company's most recent report. Disclosure granularity varies by filer (some report by country, others by broad region) and is shown as disclosed.| Company | Largest Market |
|---|---|
| Ebay Inc | United States 57.11 % |
| Autozone Inc | US 86.60 % |
Source: revenue geography as reported in each company's reports (10-K/10-Q), via the CSIMarket API. Percentages are of that company's own total consolidated revenue for its most recent reported period.
Grupo Aval Acciones Y Valores S A's Position in Industry Market Structure
Market-capitalization share and concentration across all 31 companies in Grupo Aval Acciones Y Valores S A's industry classification, broader than the peer set above. Market cap in millions of $.Grupo Aval Acciones Y Valores S A ranks #12 of 31 companies by market capitalization in its industry, holding 4.26 % of total industry market cap. The industry's Herfindahl-Hirschman Index (HHI) is 849, indicating a unconcentrated market structure (see Methodology: Market Structure & Concentration).
| Rank | Company | Market Cap | Industry Share |
|---|---|---|---|
| 1 | Barclays Plc | 337,166 | 14.50 % |
| 2 | Royal Bank Of Canada | 285,648 | 12.28 % |
| 3 | Mitsubishi Ufj Financial Group Inc | 246,387 | 10.59 % |
| 4 | Santander Uk Group Holdings Plc | 216,746 | 9.32 % |
| 5 | Toronto dominion Bank | 1,234 | 5.2% |
| 6 | Ubs Ag | 1,234 | 5.2% |
| 7 | Natwest Group Plc | 1,234 | 5.2% |
| 8 | Hdfc Bank Limited | 1,234 | 5.2% |
| 9 | Bank Of Montreal | 1,234 | 5.2% |
| 10 | Canadian Imperial Bank Of Commerce | 1,234 | 5.2% |
| 12 | Grupo Aval Acciones Y Valores S a | 99,025 | 4.26 % |
Market cap and industry share for the rest of Grupo Aval Acciones Y Valores S A's industry peers requires a Commercial License.
Source: CSIMarket API (daily market-structure computation) across CSIMarket's industry classification, market capitalization as of 2026-11-05.
Grupo Aval Acciones Y Valores S A's Same-Size Peers & Stock Performance
Peers chosen by closeness in market-cap rank within the same industry classification (not the named-competitor list above). Trailing 12-month total return, 3-month price momentum, beta and Sharpe ratio vs the broad U.S. market.| Rank | Company | Market Cap | TTM Return |
|---|---|---|---|
| 7 | Natwest Group Plc | 129,691 | 5.97 % |
| 8 | Hdfc Bank Limited | 124,822 | -31.76 % |
| 9 | Bank Of Montreal | 122,468 | 44.89 % |
| 10 | Canadian Imperial Bank Of Commerce | 107,679 | 44.20 % |
| 11 | Ing Groep Nv | 1,234 | 12.3% |
| 12 | Grupo Aval Acciones Y Valores S a | 99,025 | 2.86 % |
| 13 | Woori Financial Group Inc | 1,234 | 12.3% |
| 14 | Kb Financial Group Inc | 1,234 | 12.3% |
| 15 | Credicorp Ltd | 1,234 | 12.3% |
| 16 | Banco Santander chile | 1,234 | 12.3% |
| 17 | Sumitomo Mitsui Financial Group Inc | 1,234 | 12.3% |
Market cap, return, momentum, beta and Sharpe ratio for the rest of Grupo Aval Acciones Y Valores S A's same-size peers requires a Commercial License.
Source: CSIMarket API (daily market-structure computation); returns and risk metrics as of 2026-11-05. Beta and Sharpe ratio are versus the broad U.S. equity market, not this industry.
Grupo Aval Acciones Y Valores S A's Multi-Year Financial Trajectory
Fiscal-year revenue growth, operating margin, return on invested capital and P/E, as reported in company reports.| Metric | 2023 | 2024 | 2025 |
|---|---|---|---|
| Revenue Growth | 25.55 % | 3.34 % | -54.96 % |
| Operating Margin | - | - | - |
| Return on Invested Capital | 0.95 % | 0.69 % | 5.97 % |
| P/E | 0.1x | 0.0x | - |
Source: CSIMarket API, fiscal-year figures. P/E is this company's own historical ratio at each fiscal year end and can swing sharply around an earnings trough: that is real, not a data error.
Grupo Aval Acciones Y Valores S A's BCG Growth-Share Matrix
See Methodology: BCG Growth-Share Matrix for how relative share and growth are calculated and thresholded.
Grupo Aval Acciones Y Valores S A falls in the Question Mark quadrant: relative market share of 0.29x vs its largest competitor, in an industry growing revenue 12.1% (median, trailing 12 months).
Source: CSIMarket API (market-cap share and industry revenue growth). The 10% growth and 1.0x share lines are standard textbook thresholds, not derived from this industry's own distribution.
Grupo Aval Acciones Y Valores S A's Competitive Forces (Porter's Five Forces)
Only the forces this data can support honestly are shown; the other three are marked as such rather than guessed.| Force | Assessment | Basis |
|---|---|---|
| Competitive Rivalry | High | Industry HHI of 849 (see Industry Market Structure & Concentration above) |
Note: see Methodology: Porter's Five Forces. Supplier power and buyer power are covered on Grupo Aval Acciones Y Valores S A's dedicated Suppliers and Customers pages, not here.
Grupo Aval Acciones Y Valores S A's Industry Attractiveness & Competitive Strength
See Methodology: GE/McKinsey Matrix for how the two axes are built.
Grupo Aval Acciones Y Valores S A falls in the Low attractiveness / Low strength cell: Harvest / Divest.
Source: CSIMarket API, trailing 12 months. Each axis score is a simple 1(low)/2(medium)/3(high) average across its three inputs -- a transparent, disclosed simplification, not a validated academic scoring model.
Grupo Aval Acciones Y Valores S A's SWOT
Every point below is a fixed rule applied to a metric already shown elsewhere on this page (Market Structure, Profitability, Valuation, Run-Rate, Stock Performance, Quality Breadth) not an independent strategic assessment. A blank quadrant means no rule was met, not that none apply.Strengths
- Latest-quarter revenue run-rate is accelerating (+300.0% annualized vs trailing 12 months).
Weaknesses
- Underperforming the U.S.A. 500 over the trailing 12 months.
- Low relative market share vs the industry leader (0.29x).
Opportunities
- Industry revenue growing at a healthy 12.1% median pace.
Threats
- Tracked peer group's revenue run-rate is broadly decelerating (-7.3% annualized).
Methodology: see Methodology: SWOT Analysis.
Grupo Aval Acciones Y Valores S A's Financial Strength vs Peers Comparison
Quick ratio, working capital, debt to equity and asset turnover, trailing 12 months| Company | Quick Ratio | Working Capital | Debt / Equity |
|---|---|---|---|
| Grupo Aval Acciones Y Valores S a | - | - | - |
| Ebay Inc | 0.38 | 1.02 | 2.25 |
| Autozone Inc | 0.03 | 0.89 | - |
| Carmax Inc | 0.27 | 4.29 | 2.95 |
| Autonation Inc | 0.01 | 0.80 | 1.69 |
| Acv Auctions Inc | 0.59 | 1.55 | 0.48 |
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Quick ratio = cash / current liabilities; working capital ratio = current assets / current liabilities; asset turnover = revenue / total assets. Peers in the Blank Checks industry are excluded.
Grupo Aval Acciones Y Valores S A's Revenue and Income Growth vs Peers
Quarterly revenue and net income growth, year over year and quarter over quarter| Company | Period | Revenue Y/Y | Income Y/Y |
|---|---|---|---|
| Grupo Aval Acciones Y Valores S a | Q4 2025 | -55.0 % | +51.7 % |
| Ebay Inc | Q3 2026 | +13.7 % | -21.4 % |
| Autozone Inc | Q3 2026 | +5.6 % | +11.3 % |
| Carmax Inc | Q3 2026 | +19.5 % | +73.3 % |
| Autonation Inc | Q3 2026 | -0.4 % | -67.7 % |
| Acv Auctions Inc | Q2 2026 | +10.4 % | - |
| PEERS TOTAL | -12.5 % | -0.6 % |
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Growth is shown only where both periods are positive. Peers in the Blank Checks industry are excluded.
Grupo Aval Acciones Y Valores S A's Peers' Costs of Sales and Capital Expenditures
Context for revenue growth: peer costs and capex, year over year and quarter over quarter| Company | Period | Costs Y/Y | Capex Y/Y |
|---|---|---|---|
| Grupo Aval Acciones Y Valores S a | Q4 2025 | - | -0.8 % |
| Ebay Inc | Q3 2026 | +11.7 % | +29.9 % |
| Autozone Inc | Q3 2026 | +1.7 % | -1.3 % |
| Carmax Inc | Q3 2026 | +19.5 % | -41.3 % |
| Autonation Inc | Q3 2026 | +0.1 % | +9.9 % |
| Acv Auctions Inc | Q2 2026 | - | -0.9 % |
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Grupo Aval Acciones Y Valores S A's Returns and Turnover vs Peers
ROA, ROI and ROE (trailing 12 months), receivables and inventory turnover| Company | ROA | ROI | ROE |
|---|---|---|---|
| Grupo Aval Acciones Y Valores S a | 0.92% | 0.90% | 9.25% |
| Ebay Inc | 11.69% | 14.29% | 46.45% |
| Autozone Inc | 12.50% | 23.46% | - |
| Carmax Inc | 1.10% | 1.16% | 4.76% |
| Autonation Inc | 3.87% | 5.99% | 25.58% |
| Acv Auctions Inc | - | - | - |
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ROA = net income / total assets; ROI = net income / investments; ROE = net income / equity; turnover ratios use trailing 12 month revenue (receivables) and cost of sales (inventory).
Grupo Aval Acciones Y Valores S A's Valuation vs Peers
P/E, price to sales, PEG, price to cash flow and price to book| Company | P/E | Price / Sales |
|---|---|---|
| Grupo Aval Acciones Y Valores S a | - | - |
| Ebay Inc | 26.93 | 4.51 |
| Autozone Inc | 21.77 | 2.74 |
| Carmax Inc | 25.29 | 0.27 |
| Autonation Inc | 9.12 | 0.23 |
| Acv Auctions Inc | - | 2.24 |
| PEERS AVERAGE | 20.43 | 1.35 |
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P/E = price / diluted EPS (trailing 12 months); PEG = P/E divided by EPS growth; the average row divides the peers' combined market cap by their combined income, sales, cash flow and equity.