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United Community Banks Inc (UCB) Quarterly Income Statement

Quarterly · GAAP · USD millions
Access UCB Annual Income Statement →
Income statement data covering United Community Banks Inc–Sep 30 2025 offers a view into how Sep 30 2026's operating results have moved alongside business activity.
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Quarterly Report, GAAP in USD millions
ITEM 		(Sep 30 2026)
Q3 2026 		(Jun 30 2026) (Mar 31 2026) (Dec 31 2025) (Sep 30 2025)
Revenues
Interest and Fee Income, Loans and Leases301.42
Interest and Dividend Income, Securities, Operating54.38
Other Interest and Dividend Income6.76
Other Income0.00
Total Interest Income362.56
Interest Expense, Deposits103.60
Interest Expense, Short-term Borrowing7.76
Net Interest (-)Expense / Income0.00
Net Interest Income251.21
Provision for loan losses10.01
Total Net Interest Income0.00
Investment Banking, Advisory, Brokerage, and Underwriting Fees and Commissions4.90
Other Non-interest Income9.12
Loss / Gain on Investment63.22
Other Non-Interest Income0.00
Total Non-interest Income-263.17
Total Revenues11.97
Costs & Expenses
Salaries & employee benefits, SGA98.93
Restructuring, Accretion & impairment charges6.51
Other Operating Costs2.23
Depreciation & Amortization3.35
Communications, Occupancy and Information Technology25.31
Professional Fees7.42
Supplies and Postage Expense2.52
Federal Deposit Insurance Corporation Premium Expense4.90
Other Noninterest Expense7.23
Other loss /-income0.00
Total Operating Expenses162.24
Total Costs & Expenses0.00
Income & Taxes
Income /-loss before income taxes-184.22
Income taxes expenses/-benefit-44.48
Income after income taxes-139.75
Net income/-loss of other equity0.00
Income /-loss after income taxes-139.75
Net Income/-loss-139.75
Preferred dividends0.00
Income/-loss to shareholder-139.99
Earnings Per Share
Basic EPS (excl. extra items)-1.16
Basic Net EPS-1.16
Basic shares outstanding (Mill. of Units)120.46
Diluted Net EPS-1.16
Diluted average shares (Mill. of Units)120.46
Dividend per share0.26
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About United Community Banks Inc Quarterly Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-Q filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-Q filings
  • Filed with the SEC: November 4, 2026
  • Original filing: ucbi-20260930.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.

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