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United Community Banks Inc (UCB) Annual Income Statement

Annual · GAAP · USD millions
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Income statement data covering United Community Banks Inc–Dec 31 2021 offers a view into how Dec 31 2025's operating results have moved alongside business activity.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases1,153.28
Interest and Dividend Income, Securities, Operating6.69
Other Income222.97
Total Interest Income1,382.94
Interest Expense, Deposits463.75
Interest Expense, Short-term Borrowing9.65
Net Interest (-)Expense / Income-473.83
Net Interest Income909.11
Provision for loan losses0.00
Total Net Interest Income909.11
Investment Banking, Advisory, Brokerage, and Underwriting Fees and Commissions18.87
Other Non-interest Income43.68
Loss / Gain on Investment7.92
Other Non-Interest Income83.57
Total Non-interest Income154.05
Total Revenues1,063.15
Costs & Expenses
Salaries & employee benefits, SGA9.61
Restructuring, Accretion & impairment charges10.20
Other Operating Costs0.00
Depreciation & Amortization13.08
Communications, Occupancy and Information Technology44.97
Professional Fees24.60
Supplies and Postage Expense10.65
Federal Deposit Insurance Corporation Premium Expense18.99
Other Noninterest Expense27.95
Other loss /-income418.45
Total Operating Expenses591.93
Total Costs & Expenses1,065.33
Income & Taxes
Income /-loss before income taxes422.41
Income taxes expenses/-benefit94.32
Income after income taxes318.18
Net income/-loss of other equity-9.91
Income /-loss after income taxes318.18
Net Income/-loss318.18
Income/-loss to shareholder318.18
Earnings Per Share
Basic EPS (excl. extra items)2.62
Basic Net EPS2.62
Basic shares outstanding (Mill. of Units)121.31
Diluted Net EPS2.62
Diluted average shares (Mill. of Units)121.44
Dividend per share0.98
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About United Community Banks Inc Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: February 17, 2026
  • Original filing: ucbi-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.