Nbt Bancorp Inc (NBTB) Quarterly Income Statement

Quarterly · GAAP · USD millions
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Quarterly income statement trends provide context on Nbt Bancorp Inc's margins, operating leverage, and earnings trajectory.

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Quarterly Report, GAAP in USD millions
ITEM
(Sep 30 2026)
Q3 2026
(Jun 30 2026) (Mar 31 2026) (Dec 31 2025) (Sep 30 2025)
Revenues
Interest and Fee Income, Loans and Leases170.71
Interest and Dividend Income, Securities, Operating20.23
Other Interest and Dividend Income1.45
Other Income0.00
Total Interest Income192.39
Interest Expense, Deposits44.94
Interest Expense, Short-term Borrowings3.19
Interest Expense, Long-term Debt and Capital Securities1.73
Net Interest (-)Expense / Income0.00
Net Interest Income142.08
Provision for loan losses3.79
Total Net Interest Income138.29
Insurance Agency Management Fee5.40
Other Non-interest Income6.28
Loss / Gain on Investment0.00
Other Non-Interest Income0.00
Total Non-interest Income52.95
Total Revenues191.24
Costs & Expenses
Salaries & employee benefits, SGA70.52
Restructuring, Accretion & impairment charges0.00
Depreciation & Amortization3.02
Communications, Occupancy and Information Technology21.63
Professional Fees5.90
Supplies and Postage Expense2.16
Federal Deposit Insurance Corporation Premium Expense2.03
Other Noninterest Expense9.22
Other loss /-income0.00
Total Operating Expenses115.16
Total Costs & Expenses115.16
Income & Taxes
Income /-loss before income taxes76.07
Income taxes expenses/-benefit18.05
Income after income taxes58.03
Net income/-loss of other equity0.00
Income /-loss after income taxes58.03
Net Income/-loss58.03
Income/-loss to shareholder58.03
Earnings Per Share
Basic EPS (excl. extra items)1.12
Basic Net EPS1.12
Basic shares outstanding (Mill. of Units)51.96
Diluted Net EPS1.11
Diluted average shares (Mill. of Units)51.96
Dividend per share0.40
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About Nbt Bancorp Inc Quarterly Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-Q filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.

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