Federal Home Loan Bank Of Chicago's Competitiveness
A competitive positioning analysis and financial ratio benchmarking of Federal Home Loan Bank Of Chicago (FHLBCH) against its publicly traded competitors: sales growth, net income, profitability, valuation and market share, plus each peer's market capitalization, revenue, income and employees. Free below: the top 5 peers. Subscriber access adds the full competitor list and CSV downloads.
Key Findings: Federal Home Loan Bank Of Chicago vs Its Competitors
- TTM: Trailing 12-month revenue of 612M vs 65,232M combined for its competitors (0.9% combined share).
- Trending: Latest-quarter revenue run-rate is accelerating (+80.4% annualized vs trailing 12 months), vs decelerating (-5.7%) for its tracked peer group.
- Growth: Federal Home Loan Bank Of Chicago generated 7.8% revenue growth year over year in Q2 2026, vs 2.1% for its competitors combined.
- Profitability: Its 65.2% net margin compares with 58.3% for the peer group.
- Peer revenue share: Federal Home Loan Bank Of Chicago accounted for 1.8% of combined revenue among its tracked peer group, up from 1.7% a year earlier.
- Peer differentiation: Revenue per employee of $1.29M compares with $0.69M for the peer group (1.9x).
Every figure above is sourced and cited in detail further down this page (Market Structure, Profitability & Cost Structure, Productivity vs Peers).
FHLBCH Sales vs. its Competitors, Q2 2026
Federal Home Loan Bank Of Chicago reported revenue growth of 7.81 % year on year in Q2 2026, above its competitors' combined revenue growth of 2.06 %.
With a net margin of 65.22 %, Federal Home Loan Bank Of Chicago achieved higher profitability than its competitors (58.26 %).
Federal Home Loan Bank Of Chicago generated 1.76 % of the combined sales of its peer group, up from 1.67 % a year earlier.
API endpoints for this dataset
Federal Home Loan Bank Of Chicago vs. its Competitors, Q2 2026
Revenue growth, year on year
Net income growth, year on year
Net margin
Revenue run-rate vs trailing 12 months
TTM net margin
TTM = trailing twelve months. Run-rate annualizes the latest quarter (×4) and compares it to TTM. In millions of $. High-Confidence Competitors are named as a competitor directly in Federal Home Loan Bank Of Chicago reports; Similar-Size Competitors are the closest peers by market-cap rank within the same industry; Similar Growth & Profitability Competitors are the closest peers by combined revenue growth, operating margin and ROIC, all independent of the competitor list.
TTM revenue, latest-quarter run-rate and net income/margin benchmarked across Federal Home Loan Bank Of Chicago and its 4 competitor groupings. Available under Commercial License.
| Entity | TTM Revenue | Rev Run-rate vs TTM |
|---|---|---|
| Federal Home Loan Bank Of Chicago | $12,345M | +12.3% · Accelerating |
| Competitors combined | $12,345M | +12.3% · Accelerating |
TTM revenue, run-rate and net margin benchmarking across Federal Home Loan Bank Of Chicago's competitor groups requires a Commercial License.
For context: the Miscellaneous Financial Services industry grew revenue 355.0% year over year, combined, vs 7.8% for Federal Home Loan Bank Of Chicago. Federal Home Loan Bank Of Chicago's share of combined industry revenue moved from 0.31% to 0.07%, a loss of 0.24 percentage points.
Federal Home Loan Bank Of Chicago's Competitor Quality Breadth
Group definitions: see Methodology: Performance Group Definitions.
| Entity | Profitable | Expanding | Above Industry Growth | Distressed |
|---|---|---|---|---|
| Federal Home Loan Bank Of Chicago | - | - | - | No |
| Competitors combined (15) |
Source: CSIMarket API, trailing 12 months. Altman Z-Score is not shown here: it is not populated in the underlying data for any company. Percentages are of companies in each group that report the relevant metric, not of the full group size.
FHLBCH Stock Performance relative to its Competitors
5 Best-Performing Tracked Competitors, Trailing 12 Months
| # | Competitor | TTM Share Price Return | vs U.S.A. 500 |
|---|---|---|---|
| 1 | S and t Bancorp Inc | 282.9% | Outperformed |
| 2 | Waterstone Financial Inc | 282.9% | Outperformed |
| 3 | Bank Bradesco | 282.9% | Outperformed |
| 4 | Federal Home Loan Mortgage Corporation | 282.9% | Outperformed |
TTM share price return and U.S.A. 500 outperformance for Federal Home Loan Bank Of Chicago's best-performing competitors requires a Commercial License.
Source: CSIMarket API, trailing 12 months.
Federal Home Loan Bank Of Chicago's Comment on Competition and Industry Peers
Publicly Traded Peers of Federal Home Loan Bank Of Chicago
Revenue and income for trailing 12 months, in millions of $, except employees| Company | Market Cap | Revenues |
|---|---|---|
| - | 612.00 | |
| 25,045.25 | 33,420.00 | |
| 13,561.10 | 118.96 | |
| 12,709.62 | 24,430.00 | |
| 1,823.57 | 404.69 | |
| 1,365.69 | 410.77 | |
| SUBTOTAL | 54,849.34 | 65,962.77 |
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Sources: see Methodology: Peer & Competitor Identification, Sourcing.
Updated on:
Focus of this report: publicly traded companies. Ten additional tables on Federal Home Loan Bank Of Chicago versus competitors, including market share analysis, are in the navigation menu under Competition. To download the tables, please subscribe.
Federal Home Loan Bank Of Chicago's Competitors Named by the Company
Competitive relationships identified from Federal Home Loan Bank Of Chicago reports and corroborating sources, each with a basis and confidence.| Competitor | Basis | Confidence |
|---|---|---|
| Bank Bradesco | Company report | 85% |
| Waterstone Financial Inc | Company report | 85% |
| Codorus Valley Bancorp Inc | Company report | 85% |
| Key Technology Inc | Company report | 85% |
| S and t Bancorp Inc | Company report | 85% |
| Federal Home Loan Bank Of Topeka | Company report | 85% |
| Federal Home Loan Bank Of Des Moines | Company report | 85% |
| Federal Home Loan Bank Of Indianapolis | Company report | 85% |
| Federal Home Loan Bank Of San Francisco | Company report | 85% |
| Federal Home Loan Bank Of Dallas | Company report | 85% |
| Federal Home Loan Mortgage Corporation | Company report | 85% |
| Federal Home Loan Bank Of Pittsburgh | Company report | 85% |
| Federal Home Loan Bank Of Cincinnati | Company report | 85% |
| Federal National Mortgage Association Fannie Mae | Company report | 85% |
| Federal Home Loan Bank Of Atlanta | Company report | 85% |
| Federal Home Loan Bank Of Boston | Company report | 85% |
Company report basis, confidence, active dates and source counts for Federal Home Loan Bank Of Chicago's named competitors require a Commercial License.
Methodology: see Methodology: Peer & Competitor Identification, Sourcing.
Federal Home Loan Bank Of Chicago's Productivity vs Peers Comparison
Revenue and income per employee, trailing 12 months, in $; market cap in millions of $| Company | Market Cap | Revenue / Employee | Income / Employee |
|---|---|---|---|
| Federal Home Loan Bank Of Chicago | - | 1,288,421 | 2,082,105 |
| Federal National Mortgage Association Fannie Mae | 25,045 | 83,341,646 | 38,418,953 |
| Bank Bradesco | 13,561 | 1,449 | 52,215 |
| Federal Home Loan Mortgage Corporation | 12,710 | 3,321,550 | 1,822,978 |
| S and t Bancorp Inc | 1,824 | 334,728 | 116,331 |
| Federal Agricultural Mortgage Corporation | 1,366 | 1,937,585 | 1,080,193 |
| PEERS TOTAL | 54,849 | 692,730 | 400,403 |
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Federal Home Loan Bank Of Chicago's Multi-Year Financial Trajectory
Fiscal-year revenue growth, operating margin, return on invested capital and P/E, as reported in company reports.| Metric | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue Growth | -0.38 % | 5.48 % | 0.97 % | 3.38 % | -2.17 % | - | - | - |
| Operating Margin | 63.89 % | 60.04 % | 76.90 % | 63.24 % | 67.50 % | - | - | - |
| Return on Invested Capital | 0.35 % | 0.33 % | 0.34 % | 0.38 % | 0.42 % | - | - | - |
| P/E | - | - | - | - | - | - | - | - |
Source: CSIMarket API, fiscal-year figures. P/E is this company's own historical ratio at each fiscal year end and can swing sharply around an earnings trough: that is real, not a data error.
Federal Home Loan Bank Of Chicago's SWOT
Every point below is a fixed rule applied to a metric already shown elsewhere on this page (Market Structure, Profitability, Valuation, Run-Rate, Stock Performance, Quality Breadth) not an independent strategic assessment. A blank quadrant means no rule was met, not that none apply.Strengths
- Return on equity 11.5 points above the industry aggregate.
- Latest-quarter revenue run-rate is accelerating (+80.4% annualized vs trailing 12 months).
Weaknesses
No rule matched.
Opportunities
No rule matched.
Threats
- Tracked peer group's revenue run-rate is broadly decelerating (-5.7% annualized).
Methodology: see Methodology: SWOT Analysis.
Federal Home Loan Bank Of Chicago's Financial Strength vs Peers Comparison
Quick ratio, working capital, debt to equity and asset turnover, trailing 12 months| Company | Quick Ratio | Working Capital | Debt / Equity |
|---|---|---|---|
| Federal Home Loan Bank Of Chicago | 27.88 | 310.83 | 6.66 |
| Federal National Mortgage Association Fannie Mae | 0.90 | 338.55 | 18.73 |
| Bank Bradesco | 90.31 | 6.18 | - |
| Federal Home Loan Mortgage Corporation | 0.07 | 101.80 | 2.47 |
| S and t Bancorp Inc | 0.04 | 2.09 | 0.16 |
| Federal Agricultural Mortgage Corporation | - | 0.59 | 6.84 |
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Quick ratio = cash / current liabilities; working capital ratio = current assets / current liabilities; asset turnover = revenue / total assets. Peers in the Blank Checks industry are excluded.
Federal Home Loan Bank Of Chicago's Revenue and Income Growth vs Peers
Quarterly revenue and net income growth, year over year and quarter over quarter| Company | Period | Revenue Y/Y | Income Y/Y |
|---|---|---|---|
| Federal Home Loan Bank Of Chicago | Q2 2026 | - | +19.2 % |
| Federal National Mortgage Association Fannie Mae | Q3 2026 | +20.0 % | +8.2 % |
| Bank Bradesco | Q4 2025 | -71.8 % | +31.1 % |
| Federal Home Loan Mortgage Corporation | Q3 2026 | +15.2 % | +16.7 % |
| S and t Bancorp Inc | Q2 2026 | +6.1 % | +14.9 % |
| Federal Agricultural Mortgage Corporation | Q2 2026 | +24.3 % | +22.1 % |
| PEERS TOTAL | +15.1 % | +16.5 % |
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Growth is shown only where both periods are positive. Peers in the Blank Checks industry are excluded.
Federal Home Loan Bank Of Chicago's Peers' Costs of Sales and Capital Expenditures
Context for revenue growth: peer costs and capex, year over year and quarter over quarter| Company | Period | Costs Y/Y | Capex Y/Y |
|---|---|---|---|
| Federal Home Loan Bank Of Chicago | Q2 2026 | -66.7 % | - |
| Federal National Mortgage Association Fannie Mae | Q3 2026 | - | - |
| Bank Bradesco | Q4 2025 | -9.8 % | +110.2 % |
| Federal Home Loan Mortgage Corporation | Q3 2026 | - | - |
| S and t Bancorp Inc | Q2 2026 | - | -28.8 % |
| Federal Agricultural Mortgage Corporation | Q2 2026 | -9.0 % | - |
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Federal Home Loan Bank Of Chicago's Returns and Turnover vs Peers
ROA, ROI and ROE (trailing 12 months), receivables and inventory turnover| Company | ROA | ROI | ROE |
|---|---|---|---|
| Federal Home Loan Bank Of Chicago | 0.67% | 0.67% | 10.19% |
| Federal National Mortgage Association Fannie Mae | 0.36% | 0.36% | 13.46% |
| Bank Bradesco | 1.01% | 0.97% | 13.12% |
| Federal Home Loan Mortgage Corporation | 0.38% | 0.38% | 17.70% |
| S and t Bancorp Inc | 1.42% | 3.71% | 9.74% |
| Federal Agricultural Mortgage Corporation | 0.63% | 0.63% | 13.13% |
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ROA = net income / total assets; ROI = net income / investments; ROE = net income / equity; turnover ratios use trailing 12 month revenue (receivables) and cost of sales (inventory).
Federal Home Loan Bank Of Chicago's Valuation vs Peers
P/E, price to sales, PEG, price to cash flow and price to book| Company | P/E | Price / Sales |
|---|---|---|
| Federal Home Loan Bank Of Chicago | - | - |
| Federal National Mortgage Association Fannie Mae | 150.85 | 0.75 |
| Bank Bradesco | 0.57 | 114.00 |
| Federal Home Loan Mortgage Corporation | - | 0.52 |
| S and t Bancorp Inc | 13.51 | 4.51 |
| Federal Agricultural Mortgage Corporation | 6.86 | 3.32 |
| PEERS AVERAGE | 1.42 | 0.83 |
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P/E = price / diluted EPS (trailing 12 months); PEG = P/E divided by EPS growth; the average row divides the peers' combined market cap by their combined income, sales, cash flow and equity.
