Senmiao Technology Limited's Competitiveness
A competitive positioning analysis and financial ratio benchmarking of Senmiao Technology Limited (AIHS) against its publicly traded competitors: sales growth, net income, profitability, valuation and market share, plus each peer's market capitalization, revenue, income and employees. Free below: the top 5 peers. Subscriber access adds the full competitor list and CSV downloads.
Key Findings: Senmiao Technology Limited vs Its Competitors
- TTM: Trailing 12-month revenue of 2M vs 22M combined for tracked competitors (8.1% combined share).
- Trending: Latest-quarter revenue run-rate is decelerating (-27.2% annualized vs trailing 12 months), vs accelerating (+5.0%) for its tracked peer group.
- Growth: Senmiao Technology Limited generated -58.0% revenue growth year over year in Q1 2026, vs 12.8% for its tracked competitors combined.
- Profitability: Its -9,084.8% net margin compares with -0.1% for the peer group.
- Peer revenue share: Senmiao Technology Limited accounted for 5.8% of combined revenue among its tracked peer group, down from 14.2% a year earlier.
- Peer differentiation: Revenue per employee of $0.07M compares with $0.66M for the peer group (0.1x).
Every figure above is sourced and cited in detail further down this page (Market Structure, Profitability & Cost Structure, Productivity vs Peers).
AIHS Sales vs. its Competitors, Q1 2026
Senmiao Technology Limited reported revenue contraction of 58.04 % year on year in Q1 2026, below its competitors' combined revenue growth of 12.78 %.
With a net margin of -9,084.81 %, Senmiao Technology Limited reported lower profitability than its competitors (-0.13 %).
Senmiao Technology Limited generated 5.80 % of the combined sales of its peer group, down from 14.19 % a year earlier.
Senmiao Technology Limited vs. its Competitors, Q1 2026
Revenue growth, year on year
Net margin
Revenue run-rate vs trailing 12 months
TTM net margin
TTM = trailing twelve months. Run-rate annualizes the latest quarter (×4) and compares it to TTM. In millions of $. High-Confidence Competitors are named as a competitor directly in an SEC filing; Similar-Size Competitors are the closest peers by market-cap rank within the same industry; Similar Growth & Profitability Competitors are the closest peers by combined revenue growth, operating margin and ROIC, all independent of the competitor list.
TTM revenue, latest-quarter run-rate and net income/margin benchmarked across Senmiao Technology Limited and its 4 competitor groupings. Available under Commercial License.
| Entity | TTM Revenue | Rev Run-rate vs TTM |
|---|---|---|
| Senmiao Technology Limited | $12,345M | +12.3% · Accelerating |
| Competitors combined | $12,345M | +12.3% · Accelerating |
| Similar Growth & Profitability (2) | $12,345M | +12.3% · Accelerating |
TTM revenue, run-rate and net margin benchmarking across Senmiao Technology Limited's competitor groups requires a Commercial License.
For context: the Rental & Leasing industry grew revenue 10.3% year over year, combined, vs -58.0% for Senmiao Technology Limited. Senmiao Technology Limited's share of combined industry revenue moved from 0.00% to 0.00%, a gain of 0.00 percentage points.
Senmiao Technology Limited's Competitor Quality Breadth
Share of each group, trailing 12 months: profitable (net margin > 0), expanding (revenue growth > 0), growing faster than the industry's own median, and financially distressed (Piotroski F-Score of 2 or below).
| Entity | Profitable | Expanding | Above Industry Growth | Distressed |
|---|---|---|---|---|
| Senmiao Technology Limited | No | No | No | Yes |
| Competitors combined (5) | ||||
| High-Confidence Competitors (1) | ||||
| Similar Growth & Profitability (8) | 37.50 % (3 of 8) | 62.50 % (5 of 8) | 50.00 % (4 of 8) | 37.50 % (3 of 8) |
Source: CSIMarket API, trailing 12 months. Altman Z-Score is not shown here: it is not populated in the underlying data for any company. Percentages are of companies in each group that report the relevant metric, not of the full group size.
AIHS Stock Performance relative to its Competitors
AIHS Stock Performance relative to High-Confidence Competitors
AIHS Stock Performance relative to Similar Growth & Profitability Competitors
5 Best-Performing Tracked Competitors, Trailing 12 Months
| # | Competitor | TTM Share Price Return | vs U.S.A. 500 |
|---|---|---|---|
| 1 | Nio inc | 282.9% | Outperformed |
| 2 | Li Auto Inc | 282.9% | Outperformed |
| 3 | Xpeng Inc | 282.9% | Outperformed |
| 4 | Zhongchao Inc | 282.9% | Outperformed |
TTM share price return and U.S.A. 500 outperformance for Senmiao Technology Limited's best-performing tracked competitors requires a Commercial License.
Source: CSIMarket API, trailing 12 months.
Senmiao Technology Limited's Comment on Competition and Industry Peers
Publicly Traded Peers of Senmiao Technology Limited
Revenue and income for trailing 12 months, in millions of $, except employees| Company | Market Cap | Revenues |
|---|---|---|
| Senmiao Technology Limited | 8.99 | 1.98 |
| Li Auto Inc | 25,091.34 | 16,059.82 |
| Xpeng Inc | 9,472.35 | 11,392.88 |
| Nio inc | 8,136.04 | 12,509.92 |
| Paid Inc | 21.20 | 22.35 |
| Zhongchao Inc | 0.98 | 11.37 |
| SUBTOTAL | 42,730.89 | 39,998.33 |
Sources: Senmiao Technology Limited's official press releases and regulatory filings; CSIMarket.com's market research; and the financial filings and press releases of the other companies cited.
Updated on:
Focus of this report: publicly traded companies. Ten additional tables on Senmiao Technology Limited versus competitors, including market share analysis, are in the navigation menu under Competition. To download the tables, please subscribe.
Senmiao Technology Limited's Competitors Named by the Company
Competitive relationships identified from SEC filings and corroborating sources, each with a basis and confidence.| Competitor | Basis | Confidence |
|---|---|---|
| Caocao | Named by the company | 85% |
| FAW Huidi Automotive Technology Co., Ltd. | Named by the company | 85% |
| T3 Chuxing | Named by the company | 85% |
| Didi | Named by the company | 85% |
| Sichuan Jiyouche Automobile Serving Co., Ltd. | Named by the company | 85% |
| Changsha XiangyuZitai Automobile Leasing Service Co., Ltd. | Named by the company | 85% |
| Robotaxi | Named by the company | 85% |
| Didi Chuxing Technology Co., Ltd. | Named by the company | 85% |
| Sichuan Qihuxing Automobile Trading Co., Ltd. | Named by the company | 85% |
| Changsha Zitai Automobile Leasing Co., Ltd. | Named by the company | 85% |
| Sichuan Hengchuang Times Automobile Serving Co., Ltd. | Named by the company | 85% |
| Paid Inc | Named by the company | 85% |
| Time Inc. | Named by the company | 85% |
Filing basis, confidence, active dates and source counts for Senmiao Technology Limited's named competitors require a Commercial License.
Methodology: relationships are extracted from SEC filings (named-competitor disclosures) and corroborating sources. Named by the company = explicitly disclosed as a competitor; Inferred = derived from corroborating signals. Confidence reflects evidence strength.
Senmiao Technology Limited's Business Segment Mix vs Peers
Revenue by operating segment or division, as named and reported by each company. Segment names are the filer's own and are not standardized across companies. Do not assume a same-named or similarly-named segment is defined identically between two companies. Shares are of each company's own total revenue and are not required to sum to 100% (intersegment revenue, unallocated items).| Company | Largest Segment |
|---|---|
| Senmiao Technology Limited | Single Reportable Segment 100.00 % |
| Zhongchao Inc | Mdmooc Services 93.88 % |
Source: operating segment revenue as reported in each company's SEC filings (10-K/10-Q), via the CSIMarket API, leaf-level reportable segments only (parent roll-up segments are excluded where sub-segments are separately disclosed).
Senmiao Technology Limited's Productivity vs Peers Comparison
Revenue and income per employee, trailing 12 months, in $; market cap in millions of $| Company | Market Cap | Revenue / Employee | Income / Employee |
|---|---|---|---|
| Senmiao Technology Limited | 9 | 70,801 | -1,358,740 |
| Li Auto Inc | 25,091 | 2,658,471 | 26,972 |
| Xpeng Inc | 9,472 | 572,967 | -8,510 |
| Nio inc | 8,136 | 357,100 | -60,995 |
| Paid Inc | 21 | 744,996 | 4,298 |
| Zhongchao Inc | 1 | 344,697 | -176,208 |
| PEERS TOTAL | 42,722 | 655,463 | -35,213 |
Senmiao Technology Limited's Position in Industry Market Structure
Market-capitalization share and concentration across all 23 companies in Senmiao Technology Limited's industry classification, broader than the peer set above. Market cap in millions of $.Senmiao Technology Limited ranks #0 of 23 companies by market capitalization in its industry, holding 0.00 % of total industry market cap. The industry's Herfindahl-Hirschman Index (HHI) is 1,979, indicating a moderately concentrated market structure (U.S. antitrust guidance: below 1,500 unconcentrated, 1,500 to 2,500 moderately concentrated, above 2,500 highly concentrated).
| Rank | Company | Market Cap | Industry Share |
|---|---|---|---|
| 1 | United Rentals Inc | 65,634 | 38.66 % |
| 2 | Aercap Holdings n v | 26,028 | 15.33 % |
| 3 | Ftai Aviation Ltd | 17,818 | 10.50 % |
| 4 | U haul Holding Company | 11,864 | 6.99 % |
| 5 | Ryder System Inc | 1,234 | 5.2% |
| 6 | Caris Life Sciences Inc | 1,234 | 5.2% |
| 7 | Herc Holdings Inc | 1,234 | 5.2% |
| 8 | Firefly Aerospace Inc | 1,234 | 5.2% |
| 9 | Avis Budget Group Inc | 1,234 | 5.2% |
| 10 | Equipmentshare com Inc | 1,234 | 5.2% |
| 0 | Senmiao Technology Limited | 10 | 0.00 % |
Market cap and industry share for the rest of Senmiao Technology Limited's industry peers requires a Commercial License.
Source: CSIMarket API (daily market-structure computation) across CSIMarket's industry classification, market capitalization as of 2026-09-02.
Senmiao Technology Limited's Profitability & Cost Structure
Trailing 12-month margins from SEC-filed financials. Operating margin is compared to the Rental & Leasing industry median; gross margin, EBITDA margin and capital intensity are compared to the live industry average (46 companies).| Metric | Company | Industry | Difference |
|---|---|---|---|
| Gross Margin | 18.71 % | 54.95 % (avg) | -36.2 pp |
| Operating Margin | -146.67 % | industry median | -152.5 pp |
| EBITDA Margin | -1,751.55 % | 16.18 % (avg) | -1,767.7 pp |
| Capital Intensity (Capex / Revenue) | - | 6.30 % (avg) | - |
Source: CSIMarket API, trailing 12 months. SG&A and R&D as a share of revenue have limited coverage as this data is backfilled and appear only where reported. Higher capital intensity is not inherently negative; it reflects the industry's asset requirements.
Senmiao Technology Limited's Valuation vs Competitive Position
Valuation multiples vs the Rental & Leasing industry average (46 companies, excluding loss-making/negative-equity outliers), alongside returns on capital for context on whether a premium or discount lines up with measurably stronger or weaker returns.| Metric | Company | Industry Average | Difference |
|---|---|---|---|
| P/E | - | 29.9x | - |
| EV / EBITDA | - | 12.4x | - |
| P/B | -0.6x | 3.1x | -3.7x |
| Return on Equity | 323.87 % | industry aggregate | 316.76 % |
| Return on Invested Capital | 15.39 % | 10.85 % (avg) | 4.54 % |
Source: CSIMarket API, trailing 12 months. A valuation premium or discount is not, by itself, a judgment of over- or under-valuation. Compare it against the return and growth context shown elsewhere on this page.
Senmiao Technology Limited's Multi-Year Financial Trajectory
Fiscal-year revenue growth, operating margin, return on invested capital and P/E, as reported in SEC filings.| Metric | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Revenue Growth | - | -62.70 % | 68.59 % | -41.21 % | 64.32 % | -58.96 % | -32.07 % |
| Operating Margin | -46.03 % | -171.99 % | -150.72 % | -68.79 % | -49.93 % | -88.45 % | -153.06 % |
| Return on Invested Capital | -41.81 % | -274.09 % | 429.77 % | -14.80 % | -27.06 % | -33.47 % | -115.23 % |
| P/E | - | - | - | 1.4x | - | - | - |
Source: CSIMarket API, fiscal-year figures. P/E is this company's own historical ratio at each fiscal year end and can swing sharply around an earnings trough: that is real, not a data error.
Senmiao Technology Limited's Strategic Group Map
Every company in Senmiao Technology Limited's industry and named-competitor list, plotted by trailing 12-month revenue growth and operating margin. Senmiao Technology Limited is shown in red; its closest peers by combined growth, margin and ROIC (the Similar Growth & Profitability group above) are labeled.
Source: CSIMarket API, trailing 12 months. Extreme outlier values (from near-zero-revenue companies) are excluded from the plotted cloud but never from the highlighted company or its labeled peers.
Senmiao Technology Limited's Competitive Forces (Porter's Five Forces)
Only the forces this data can support honestly are shown; the other three are marked as such rather than guessed.| Force | Assessment | Basis |
|---|---|---|
| Competitive Rivalry | Moderate | Industry HHI of 1,979 (see Industry Market Structure & Concentration above) |
| Supplier Power | Not covered on this page | See Senmiao Technology Limited's dedicated suppliers page for concentration and dependency data |
| Buyer Power | Not covered on this page | See Senmiao Technology Limited's dedicated customers page for concentration and dependency data |
| Threat of Substitutes | - | No systematic data source for cross-product substitution exists in this system; not estimated |
Note: this is a partial, data-grounded application of the framework, not a complete strategic assessment. Rivalry and barriers-to-entry readings are mechanical translations of the HHI and capital-intensity figures shown elsewhere on this page, not independent judgments.
Senmiao Technology Limited's Industry Attractiveness & Competitive Strength
A CSIMarket composite, not a standard field: each axis is an equal-weighted average of three factors already shown elsewhere on this page (industry growth, industry profitability and rivalry for attractiveness; relative market share, profitability and growth vs industry for strength). Disclosed as a designed methodology, not a precision measurement.
Senmiao Technology Limited falls in the Medium attractiveness / Low strength cell: Harvest.
Source: CSIMarket API, trailing 12 months. Each axis score is a simple 1(low)/2(medium)/3(high) average across its three inputs -- a transparent, disclosed simplification, not a validated academic scoring model.
Senmiao Technology Limited's SWOT
Every point below is a fixed rule applied to a metric already shown elsewhere on this page (Market Structure, Profitability, Valuation, Run-Rate, Stock Performance, Quality Breadth) not an independent strategic assessment. A blank quadrant means no rule was met, not that none apply.Strengths
- Return on equity 316.8 points above the industry aggregate.
Weaknesses
- Operating margin 152.5 points below the industry median.
- Latest-quarter revenue run-rate is decelerating (-27.2% annualized vs trailing 12 months).
- Piotroski F-Score of 2 or below, the standard financial-distress signal.
Opportunities
- A meaningful share of tracked competitors (40.00 %) show financial-distress signals, a possible opening to gain share.
Threats
- Industry dominated by United Rentals Inc , holding 38.66 % of industry market cap.
Methodology: mechanical, rule-based SWOT. Each bullet reuses a figure already sourced and cited elsewhere on this page; nothing here is generated narrative or independent analyst judgment.
Senmiao Technology Limited's Financial Strength vs Peers Comparison
Quick ratio, working capital, debt to equity and asset turnover, trailing 12 months| Company | Quick Ratio | Working Capital | Debt / Equity |
|---|---|---|---|
| Senmiao Technology Limited | 0.27 | 0.32 | - |
| Li Auto Inc | 0.89 | 1.81 | 0.13 |
| Xpeng Inc | 0.30 | 1.09 | 0.42 |
| Nio inc | 0.33 | 0.98 | 3.36 |
| Paid Inc | 0.50 | 0.85 | 0.00 |
| Zhongchao Inc | 0.11 | 11.11 | - |
Quick ratio = cash / current liabilities; working capital ratio = current assets / current liabilities; asset turnover = revenue / total assets. Peers in the Blank Checks industry are excluded.
Senmiao Technology Limited's Revenue and Income Growth vs Peers
Quarterly revenue and net income growth, year over year and quarter over quarter| Company | Period | Revenue Y/Y | Income Y/Y |
|---|---|---|---|
| Senmiao Technology Limited | Q2 2026 | -58.0 % | - |
| Li Auto Inc | Q4 2025 | -18.9 % | -85.2 % |
| Xpeng Inc | Q4 2025 | +87.7 % | - |
| Nio inc | Q4 2025 | +38.9 % | - |
| Paid Inc | Q2 2026 | +12.8 % | - |
| Zhongchao Inc | Q4 2025 | -28.3 % | - |
| PEERS TOTAL | +14.6 % | - |
Growth is shown only where both periods are positive. Peers in the Blank Checks industry are excluded.
Senmiao Technology Limited's Peers' Costs of Sales and Capital Expenditures
Context for revenue growth: peer costs and capex, year over year and quarter over quarter| Company | Period | Costs Y/Y | Capex Y/Y |
|---|---|---|---|
| Senmiao Technology Limited | Q2 2026 | -54.9 % | - |
| Li Auto Inc | Q4 2025 | -17.0 % | -43.2 % |
| Xpeng Inc | Q4 2025 | +77.7 % | +38.1 % |
| Nio inc | Q4 2025 | +33.2 % | -30.8 % |
| Paid Inc | Q2 2026 | +16.0 % | -54.0 % |
| Zhongchao Inc | Q4 2025 | -10.1 % | -95.0 % |
Senmiao Technology Limited's Returns and Turnover vs Peers
ROA, ROI and ROE (trailing 12 months), receivables and inventory turnover| Company | ROA | ROI | ROE |
|---|---|---|---|
| Senmiao Technology Limited | - | - | - |
| Li Auto Inc | 0.74% | 1.26% | 1.57% |
| Xpeng Inc | - | - | - |
| Nio inc | - | - | - |
| Paid Inc | 1.54% | 2.06% | 2.34% |
| Zhongchao Inc | - | - | - |
ROA = net income / total assets; ROI = net income / investments; ROE = net income / equity; turnover ratios use trailing 12 month revenue (receivables) and cost of sales (inventory).
Senmiao Technology Limited's Valuation vs Peers
P/E, price to sales, PEG, price to cash flow and price to book| Company | P/E | Price / Sales |
|---|---|---|
| Senmiao Technology Limited | - | 4.53 |
| Li Auto Inc | 21.69 | 1.56 |
| Xpeng Inc | - | 0.83 |
| Nio inc | - | 0.65 |
| Paid Inc | - | 0.95 |
| Zhongchao Inc | - | 0.09 |
| PEERS AVERAGE | - | 1.07 |
P/E = price / diluted EPS (trailing 12 months); PEG = P/E divided by EPS growth; the average row divides the peers' combined market cap by their combined income, sales, cash flow and equity.