Agba Acquisition Ltd's Competitiveness
A competitive positioning analysis and financial ratio benchmarking of Agba Acquisition Ltd (AGBA) against its publicly traded competitors: sales growth, net income, profitability, valuation and market share, plus each peer's market capitalization, revenue, income and employees. Free below: the top 5 peers. Subscriber access adds the full competitor list and CSV downloads.
Key Findings: Agba Acquisition Ltd vs Its Competitors
- TTM: Trailing 12-month revenue of 22M vs 243M combined for tracked competitors (8.3% combined share).
- Trending: Latest-quarter revenue run-rate is decelerating (-5.3% annualized vs trailing 12 months), vs holding steady (+0.6%) for its tracked peer group.
- Growth: Agba Acquisition Ltd generated -5.2% revenue growth year over year in Q2 2026, vs 7.1% for its tracked competitors combined.
- Profitability: Its -542.8% net margin compares with 34.6% for the peer group.
- Peer revenue share: Agba Acquisition Ltd accounted for 7.9% of combined revenue among its tracked peer group, down from 8.8% a year earlier.
- Peer differentiation: Revenue per employee of $1.16M compares with $0.39M for the peer group (3.0x).
Every figure above is sourced and cited in detail further down this page (Market Structure, Profitability & Cost Structure, Productivity vs Peers).
AGBA Sales vs. its Competitors, Q2 2026
Agba Acquisition Ltd reported revenue contraction of 5.24 % year on year in Q2 2026, below its competitors' combined revenue growth of 7.05 %.
With a net margin of -542.84 %, Agba Acquisition Ltd reported lower profitability than its competitors (34.61 %).
Agba Acquisition Ltd generated 7.87 % of the combined sales of its peer group, down from 8.80 % a year earlier.
Agba Acquisition Ltd vs. its Competitors, Q2 2026
Revenue growth, year on year
Net margin
Revenue run-rate vs trailing 12 months
TTM net margin
TTM = trailing twelve months. Run-rate annualizes the latest quarter (×4) and compares it to TTM. In millions of $. High-Confidence Competitors are named as a competitor directly in an SEC filing; Similar-Size Competitors are the closest peers by market-cap rank within the same industry; Similar Growth & Profitability Competitors are the closest peers by combined revenue growth, operating margin and ROIC, all independent of the competitor list.
TTM revenue, latest-quarter run-rate and net income/margin benchmarked across Agba Acquisition Ltd and its 4 competitor groupings. Available under Commercial License.
| Entity | TTM Revenue | Rev Run-rate vs TTM |
|---|---|---|
| Agba Acquisition Ltd | $12,345M | +12.3% · Accelerating |
| Competitors combined | $12,345M | +12.3% · Accelerating |
| High-Confidence Competitors (1) | $12,345M | +12.3% · Accelerating |
TTM revenue, run-rate and net margin benchmarking across Agba Acquisition Ltd's competitor groups requires a Commercial License.
For context: the Investment Services industry grew revenue -2.0% year over year, combined, vs -5.2% for Agba Acquisition Ltd. Agba Acquisition Ltd's share of combined industry revenue moved from 0.00% to 0.00%, a gain of 0.00 percentage points.
Agba Acquisition Ltd's Competitor Quality Breadth
Share of each group, trailing 12 months: profitable (net margin > 0), expanding (revenue growth > 0), growing faster than the industry's own median, and financially distressed (Piotroski F-Score of 2 or below).
| Entity | Profitable | Expanding | Above Industry Growth | Distressed |
|---|---|---|---|---|
| Agba Acquisition Ltd | - | Yes | Yes | No |
| Competitors combined (1) | ||||
| High-Confidence Competitors (3) |
Source: CSIMarket API, trailing 12 months. Altman Z-Score is not shown here: it is not populated in the underlying data for any company. Percentages are of companies in each group that report the relevant metric, not of the full group size.
AGBA Stock Performance relative to its Competitors
AGBA Stock Performance relative to High-Confidence Competitors
5 Best-Performing Tracked Competitors, Trailing 12 Months
| # | Competitor | TTM Share Price Return | vs U.S.A. 500 |
|---|---|---|---|
| 1 | Financial Institutions Inc | 282.9% | Outperformed |
TTM share price return and U.S.A. 500 outperformance for Agba Acquisition Ltd's best-performing tracked competitors requires a Commercial License.
Source: CSIMarket API, trailing 12 months.
Agba Acquisition Ltd's Comment on Competition and Industry Peers
Publicly Traded Peers of Agba Acquisition Ltd
Revenue and income for trailing 12 months, in millions of $, except employees| Company | Market Cap | Revenues |
|---|---|---|
| Agba Acquisition Ltd | 27.97 | 22.07 |
| Financial Institutions Inc | 784.48 | 243.46 |
| SUBTOTAL | 812.45 | 265.53 |
Sources: Agba Acquisition Ltd's official press releases and regulatory filings; CSIMarket.com's market research; and the financial filings and press releases of the other companies cited.
Updated on:
Focus of this report: publicly traded companies. Ten additional tables on Agba Acquisition Ltd versus competitors, including market share analysis, are in the navigation menu under Competition. To download the tables, please subscribe.
Agba Acquisition Ltd's Competitors Named by the Company
Competitive relationships identified from SEC filings and corroborating sources, each with a basis and confidence.| Competitor | Basis | Confidence |
|---|---|---|
| TikTok | Named by the company | 85% |
| Nutmeg | Named by the company | 85% |
| Named by the company | 85% | |
| Snapchat | Named by the company | 85% |
| Named by the company | 85% | |
| YouTube | Named by the company | 85% |
| Partners Bancorp | Named by the company | 85% |
| Financial Institutions Inc | Named by the company | 85% |
Filing basis, confidence, active dates and source counts for Agba Acquisition Ltd's named competitors require a Commercial License.
Methodology: relationships are extracted from SEC filings (named-competitor disclosures) and corroborating sources. Named by the company = explicitly disclosed as a competitor; Inferred = derived from corroborating signals. Confidence reflects evidence strength.
Agba Acquisition Ltd's Productivity vs Peers Comparison
Revenue and income per employee, trailing 12 months, in $; market cap in millions of $| Company | Market Cap | Revenue / Employee | Income / Employee |
|---|---|---|---|
| Agba Acquisition Ltd | 28 | 1,161,421 | -7,887,316 |
| Financial Institutions Inc | 784 | 385,837 | 130,945 |
| PEERS TOTAL | 784 | 385,837 | 130,945 |
Agba Acquisition Ltd's Position in Industry Market Structure
Market-capitalization share and concentration across all 88 companies in Agba Acquisition Ltd's industry classification, broader than the peer set above. Market cap in millions of $.Agba Acquisition Ltd ranks #0 of 88 companies by market capitalization in its industry, holding 0.00 % of total industry market cap. The industry's Herfindahl-Hirschman Index (HHI) is 604, indicating a unconcentrated market structure (U.S. antitrust guidance: below 1,500 unconcentrated, 1,500 to 2,500 moderately concentrated, above 2,500 highly concentrated).
| Rank | Company | Market Cap | Industry Share |
|---|---|---|---|
| 1 | Morgan Stanley | 303,758 | 13.28 % |
| 2 | The Goldman Sachs Group Inc | 278,810 | 12.19 % |
| 3 | Blackrock Inc | 176,193 | 7.70 % |
| 4 | Schwab Charles Corp | 171,415 | 7.49 % |
| 5 | Futu Holdings Ltd | 1,234 | 5.2% |
| 6 | Robinhood Markets Inc | 1,234 | 5.2% |
| 7 | Cme Group Inc | 1,234 | 5.2% |
| 8 | Blackstone Inc | 1,234 | 5.2% |
| 9 | Kkr and co inc | 1,234 | 5.2% |
| 10 | Intercontinental Exchange Inc | 1,234 | 5.2% |
| 0 | Agba Acquisition Ltd | 88 | 0.00 % |
Market cap and industry share for the rest of Agba Acquisition Ltd's industry peers requires a Commercial License.
Source: CSIMarket API (daily market-structure computation) across CSIMarket's industry classification, market capitalization as of 2024-10-15.
Agba Acquisition Ltd's Profitability & Cost Structure
Trailing 12-month margins from SEC-filed financials. Operating margin is compared to the Investment Services industry median; gross margin, EBITDA margin and capital intensity are compared to the live industry average (78 companies). See the full Investment Services industry profitability benchmarks.| Metric | Company | Industry | Difference |
|---|---|---|---|
| Gross Margin | 0.00 % | 61.67 % (avg) | -61.7 pp |
| Operating Margin | - | industry median | - |
| EBITDA Margin | - | 19.52 % (avg) | - |
| Capital Intensity (Capex / Revenue) | 0.00 % | 2.93 % (avg) | -2.9 pp |
Source: CSIMarket API, trailing 12 months. SG&A and R&D as a share of revenue have limited coverage as this data is backfilled and appear only where reported. Higher capital intensity is not inherently negative; it reflects the industry's asset requirements.
Agba Acquisition Ltd's Multi-Year Financial Trajectory
Fiscal-year revenue growth, operating margin, return on invested capital and P/E, as reported in SEC filings.| Metric | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Revenue Growth | - | - | - | 339.59 % | -49.30 % | -21.31 % |
| Operating Margin | - | - | -91.22 % | -78.74 % | - | - |
| Return on Invested Capital | - | - | -136.03 % | -74.46 % | 94.84 % | 31.45 % |
| P/E | - | - | - | - | - | - |
Source: CSIMarket API, fiscal-year figures. P/E is this company's own historical ratio at each fiscal year end and can swing sharply around an earnings trough: that is real, not a data error.
Agba Acquisition Ltd's Competitive Forces (Porter's Five Forces)
Only the forces this data can support honestly are shown; the other three are marked as such rather than guessed.| Force | Assessment | Basis |
|---|---|---|
| Competitive Rivalry | High | Industry HHI of 604 (see Industry Market Structure & Concentration above) |
| Barriers to Entry | Lower than typical for the industry | Capital intensity (capex / revenue) of 0.00 % vs industry average 2.93 % (see Profitability & Cost Structure above) |
| Supplier Power | Not covered on this page | See Agba Acquisition Ltd's dedicated suppliers page for concentration and dependency data |
| Buyer Power | Not covered on this page | See Agba Acquisition Ltd's dedicated customers page for concentration and dependency data |
| Threat of Substitutes | - | No systematic data source for cross-product substitution exists in this system; not estimated |
Note: this is a partial, data-grounded application of the framework, not a complete strategic assessment. Rivalry and barriers-to-entry readings are mechanical translations of the HHI and capital-intensity figures shown elsewhere on this page, not independent judgments.
Agba Acquisition Ltd's SWOT
Every point below is a fixed rule applied to a metric already shown elsewhere on this page (Market Structure, Profitability, Valuation, Run-Rate, Stock Performance, Quality Breadth) not an independent strategic assessment. A blank quadrant means no rule was met, not that none apply.Strengths
- Return on equity 31.0 points above the industry aggregate.
- Outperforming the U.S.A. 500 over the trailing 12 months.
Weaknesses
- Latest-quarter revenue run-rate is decelerating (-5.3% annualized vs trailing 12 months).
Opportunities
No rule matched.
Threats
No rule matched.
Methodology: mechanical, rule-based SWOT. Each bullet reuses a figure already sourced and cited elsewhere on this page; nothing here is generated narrative or independent analyst judgment.
Agba Acquisition Ltd's Financial Strength vs Peers Comparison
Quick ratio, working capital, debt to equity and asset turnover, trailing 12 months| Company | Quick Ratio | Working Capital | Debt / Equity |
|---|---|---|---|
| Agba Acquisition Ltd | 0.01 | 0.04 | - |
| Financial Institutions Inc | 0.01 | 1.33 | 0.37 |
Quick ratio = cash / current liabilities; working capital ratio = current assets / current liabilities; asset turnover = revenue / total assets. Peers in the Blank Checks industry are excluded.
Agba Acquisition Ltd's Revenue and Income Growth vs Peers
Quarterly revenue and net income growth, year over year and quarter over quarter| Company | Period | Revenue Y/Y | Income Y/Y |
|---|---|---|---|
| Agba Acquisition Ltd | Q2 2026 | +9.3 % | - |
| Financial Institutions Inc | Q2 2026 | +7.0 % | +20.8 % |
| PEERS TOTAL | +7.2 % | - |
Growth is shown only where both periods are positive. Peers in the Blank Checks industry are excluded.
Agba Acquisition Ltd's Peers' Costs of Sales and Capital Expenditures
Context for revenue growth: peer costs and capex, year over year and quarter over quarter| Company | Period | Costs Y/Y | Capex Y/Y |
|---|---|---|---|
| Agba Acquisition Ltd | Q2 2026 | - | - |
| Financial Institutions Inc | Q2 2026 | +21.3 % | -46.9 % |
Agba Acquisition Ltd's Returns and Turnover vs Peers
ROA, ROI and ROE (trailing 12 months), receivables and inventory turnover| Company | ROA | ROI | ROE |
|---|---|---|---|
| Agba Acquisition Ltd | - | - | - |
| Financial Institutions Inc | 1.31% | 3.75% | 13.09% |
ROA = net income / total assets; ROI = net income / investments; ROE = net income / equity; turnover ratios use trailing 12 month revenue (receivables) and cost of sales (inventory).
Agba Acquisition Ltd's Valuation vs Peers
P/E, price to sales, PEG, price to cash flow and price to book| Company | P/E | Price / Sales |
|---|---|---|
| Agba Acquisition Ltd | - | 1.27 |
| Financial Institutions Inc | 9.62 | 3.22 |
| PEERS AVERAGE | - | 3.06 |
P/E = price / diluted EPS (trailing 12 months); PEG = P/E divided by EPS growth; the average row divides the peers' combined market cap by their combined income, sales, cash flow and equity.