Stewart Information Services's Competitiveness
A competitive positioning analysis and financial ratio benchmarking of Stewart Information Services (STC) against its publicly traded competitors: sales growth, net income, profitability, valuation and market share, plus each peer's market capitalization, revenue, income and employees. Free below: the top 5 peers. Subscriber access adds the full competitor list and CSV downloads.
Key Findings: Stewart Information Services vs Its Competitors
- TTM: Trailing 12-month revenue of 3,268M vs 33,352M combined for tracked competitors (8.9% combined share).
- Trending: Latest-quarter revenue run-rate is accelerating (+10.1% annualized vs trailing 12 months), vs accelerating (+5.0%) for its tracked peer group.
- Growth: Stewart Information Services generated 24.5% revenue growth year over year in Q2 2026, vs 12.9% for its tracked competitors combined.
- Profitability: Its 4.6% net margin compares with 9.5% for the peer group.
- Scale: Stewart Information Services ranks #15 of 30 companies by market capitalization in the Insurance Brokerage industry, holding 0.6% of industry market cap.
- Peer revenue share: Stewart Information Services accounted for 9.3% of combined revenue among its tracked peer group, up from 8.5% a year earlier.
- Peer differentiation: Revenue per employee of $0.42M compares with $0.62M for the peer group (0.7x).
Every figure above is sourced and cited in detail further down this page (Market Structure, Profitability & Cost Structure, Productivity vs Peers).
STC Sales vs. its Competitors, Q2 2026
Stewart Information Services reported revenue growth of 24.52 % year on year in Q2 2026, above its competitors' combined revenue growth of 12.89 %.
With a net margin of 4.64 %, Stewart Information Services reported lower profitability than its competitors (9.52 %).
Stewart Information Services generated 9.31 % of the combined sales of its peer group, up from 8.52 % a year earlier.
Stewart Information Services vs. its Competitors, Q2 2026
Revenue growth, year on year
Net income growth, year on year
Net margin
Revenue run-rate vs trailing 12 months
TTM net margin
TTM = trailing twelve months. Run-rate annualizes the latest quarter (×4) and compares it to TTM. In millions of $. High-Confidence Competitors are named as a competitor directly in an SEC filing; Similar-Size Competitors are the closest peers by market-cap rank within the same industry; Similar Growth & Profitability Competitors are the closest peers by combined revenue growth, operating margin and ROIC, all independent of the competitor list.
TTM revenue, latest-quarter run-rate and net income/margin benchmarked across Stewart Information Services and its 4 competitor groupings. Available under Commercial License.
| Entity | TTM Revenue | Rev Run-rate vs TTM |
|---|---|---|
| Stewart Information Services Corp | $12,345M | +12.3% · Accelerating |
| Competitors combined | $12,345M | +12.3% · Accelerating |
| High-Confidence Competitors (3) | $12,345M | +12.3% · Accelerating |
| Similar-Size Competitors (8) | $12,345M | +12.3% · Accelerating |
TTM revenue, run-rate and net margin benchmarking across Stewart Information Services's competitor groups requires a Commercial License.
For context: the Insurance Brokerage industry grew revenue 10.7% year over year, combined, vs 24.5% for Stewart Information Services. Stewart Information Services's share of combined industry revenue moved from 1.99% to 2.24%, a gain of 0.25 percentage points.
Stewart Information Services's Competitor Quality Breadth
Share of each group, trailing 12 months: profitable (net margin > 0), expanding (revenue growth > 0), growing faster than the industry's own median, and financially distressed (Piotroski F-Score of 2 or below).
| Entity | Profitable | Expanding | Above Industry Growth | Distressed |
|---|---|---|---|---|
| Stewart Information Services Corp | Yes | Yes | Yes | No |
| Competitors combined (4) | ||||
| High-Confidence Competitors (3) | ||||
| Similar-Size Competitors (9) |
Source: CSIMarket API, trailing 12 months. Altman Z-Score is not shown here: it is not populated in the underlying data for any company. Percentages are of companies in each group that report the relevant metric, not of the full group size.
STC Stock Performance relative to its Competitors
STC Stock Performance relative to High-Confidence Competitors
STC Stock Performance relative to Similar-Size Competitors
5 Best-Performing Tracked Competitors, Trailing 12 Months
| # | Competitor | TTM Share Price Return | vs U.S.A. 500 |
|---|---|---|---|
| 1 | Investors Title Co | 282.9% | Outperformed |
| 2 | Old Republic International Corporation | 282.9% | Outperformed |
| 3 | First American Financial Corporation | 282.9% | Outperformed |
| 4 | Fidelity National Financial Inc | 282.9% | Outperformed |
TTM share price return and U.S.A. 500 outperformance for Stewart Information Services's best-performing tracked competitors requires a Commercial License.
Source: CSIMarket API, trailing 12 months.
Stewart Information Services's Comment on Competition and Industry Peers
Publicly Traded Peers of Stewart Information Services Corp
Revenue and income for trailing 12 months, in millions of $, except employees| Company | Market Cap | Revenues |
|---|---|---|
| Stewart Information Services Corp | 1,775.28 | 3,268.02 |
| Fidelity National Financial Inc | 10,968.36 | 15,358.00 |
| Old Republic International Corporation | 9,363.03 | 9,716.90 |
| First American Financial Corporation | 6,666.16 | 7,983.90 |
| Investors Title Co | 548.26 | 293.06 |
| SUBTOTAL | 29,321.09 | 36,619.87 |
Sources: Stewart Information Services Corp's official press releases and regulatory filings; CSIMarket.com's market research; and the financial filings and press releases of the other companies cited.
Updated on:
Focus of this report: publicly traded companies. Ten additional tables on Stewart Information Services Corp versus competitors, including market share analysis, are in the navigation menu under Competition. To download the tables, please subscribe.
Stewart Information Services's Competitors Named by the Company
Competitive relationships identified from SEC filings and corroborating sources, each with a basis and confidence.| Competitor | Basis | Confidence |
|---|---|---|
| Fidelity National Financial Inc | Named by the company | 85% |
| Chicago Title Insurance Company | Named by the company | 85% |
| Old Republic National Title Insurance Company | Named by the company | 85% |
| First American Financial Corporation | Named by the company | 85% |
| Commonwealth Land Title Insurance Company | Named by the company | 85% |
| Old Republic Title Insurance Group | Named by the company | 85% |
| BCHH, LLC | Named by the company | 85% |
| FNC Title Services, LLC | Named by the company | 85% |
| First American Title Insurance Company | Named by the company | 85% |
| Fidelity National Title Insurance Company | Named by the company | 85% |
| Hg Holdings Inc | Named by the company | 85% |
| Guaranty Bancorp | Named by the company | 85% |
Filing basis, confidence, active dates and source counts for Stewart Information Services's named competitors require a Commercial License.
Methodology: relationships are extracted from SEC filings (named-competitor disclosures) and corroborating sources. Named by the company = explicitly disclosed as a competitor; Inferred = derived from corroborating signals. Confidence reflects evidence strength.
Stewart Information Services's Business Segment Mix vs Peers
Revenue by operating segment or division, as named and reported by each company. Segment names are the filer's own and are not standardized across companies. Do not assume a same-named or similarly-named segment is defined identically between two companies. Shares are of each company's own total revenue and are not required to sum to 100% (intersegment revenue, unallocated items).| Company | Largest Segment |
|---|---|
| Stewart Information Services Corp | Title 78.05 % |
| Fidelity National Financial Inc | Title 62.12 % |
| Old Republic International Corporation | Specialty Insurance Group 52.87 % |
| First American Financial Corporation | Title Insurance and Services 95.15 % |
| Investors Title Co | Title Insurance 98.98 % |
Source: operating segment revenue as reported in each company's SEC filings (10-K/10-Q), via the CSIMarket API, leaf-level reportable segments only (parent roll-up segments are excluded where sub-segments are separately disclosed).
Stewart Information Services's Productivity vs Peers Comparison
Revenue and income per employee, trailing 12 months, in $; market cap in millions of $| Company | Market Cap | Revenue / Employee | Income / Employee |
|---|---|---|---|
| Stewart Information Services Corp | 1,775 | 418,976 | 19,222 |
| Fidelity National Financial Inc | 10,968 | 625,963 | 36,682 |
| Old Republic International Corporation | 9,363 | 1,022,832 | 120,137 |
| First American Financial Corporation | 6,666 | 417,961 | 39,116 |
| Investors Title Co | 548 | 510,552 | 70,437 |
| PEERS TOTAL | 27,546 | 620,950 | 52,669 |
Stewart Information Services's Geographic Revenue Exposure vs Peers
Revenue by country/region as reported in each company's most recent filing. Disclosure granularity varies by filer (some report by country, others by broad region) and is shown as disclosed.| Company | Largest Market |
|---|---|
| Stewart Information Services Corp | United States 95.32 % |
Source: revenue geography as reported in each company's SEC filings (10-K/10-Q), via the CSIMarket API. Percentages are of that company's own total consolidated revenue for its most recent reported period.
Stewart Information Services's Position in Industry Market Structure
Market-capitalization share and concentration across all 29 companies in Stewart Information Services's industry classification, broader than the peer set above. Market cap in millions of $.Stewart Information Services ranks #15 of 29 companies by market capitalization in its industry, holding 0.56 % of total industry market cap. The industry's Herfindahl-Hirschman Index (HHI) is 1,516, indicating a moderately concentrated market structure (U.S. antitrust guidance: below 1,500 unconcentrated, 1,500 to 2,500 moderately concentrated, above 2,500 highly concentrated).
| Rank | Company | Market Cap | Industry Share |
|---|---|---|---|
| 1 | Marsh and Mclennan Companies Inc | 81,472 | 25.67 % |
| 2 | Arthur J Gallagher and Co | 58,902 | 18.56 % |
| 3 | Aon Plc | 58,202 | 18.34 % |
| 4 | Willis Towers Watson Plc | 27,458 | 8.65 % |
| 5 | Brown and Brown Inc | 1,234 | 5.2% |
| 6 | Equitable Holdings Inc | 1,234 | 5.2% |
| 7 | Erie Indemnity Company | 1,234 | 5.2% |
| 8 | Fidelity National Financial Inc | 1,234 | 5.2% |
| 9 | First American Financial Corporation | 1,234 | 5.2% |
| 10 | Enact Holdings Inc | 1,234 | 5.2% |
| 15 | Stewart Information Services Corp | 1,775 | 0.56 % |
Market cap and industry share for the rest of Stewart Information Services's industry peers requires a Commercial License.
Source: CSIMarket API (daily market-structure computation) across CSIMarket's industry classification, market capitalization as of 2026-09-28.
Stewart Information Services's Same-Size Peers & Stock Performance
Peers chosen by closeness in market-cap rank within the same industry classification (not the named-competitor list above). Trailing 12-month total return, 3-month price momentum, beta and Sharpe ratio vs the broad U.S. market.| Rank | Company | Market Cap | TTM Return |
|---|---|---|---|
| 10 | Enact Holdings Inc | 6,311 | 22.38 % |
| 11 | Ryan Specialty Holdings Inc | 5,235 | -29.15 % |
| 12 | Corvel Corporation | 3,761 | -4.78 % |
| 13 | The Baldwin Insurance Group Inc | 2,952 | 11.46 % |
| 14 | Ethos Technologies Inc | 1,234 | 12.3% |
| 15 | Stewart Information Services Corp | 1,775 | -20.55 % |
| 16 | Goosehead Insurance Inc | 1,234 | 12.3% |
| 17 | Hagerty Inc | 1,234 | 12.3% |
| 18 | Yuanbao inc | 1,234 | 12.3% |
| 19 | Investors Title Co | 1,234 | 12.3% |
| 20 | Waterdrop inc | 1,234 | 12.3% |
Market cap, return, momentum, beta and Sharpe ratio for the rest of Stewart Information Services's same-size peers requires a Commercial License.
Source: CSIMarket API (daily market-structure computation); returns and risk metrics as of 2026-09-28. Beta and Sharpe ratio are versus the broad U.S. equity market, not this industry.
Stewart Information Services's Profitability & Cost Structure
Trailing 12-month margins from SEC-filed financials. Operating margin is compared to the Insurance Brokerage industry median; gross margin, EBITDA margin and capital intensity are compared to the live industry average (18 companies).| Metric | Company | Industry | Difference |
|---|---|---|---|
| Gross Margin | - | 56.03 % (avg) | - |
| Operating Margin | - | industry median | - |
| EBITDA Margin | 7.86 % | 1.85 % (avg) | +6.0 pp |
| Capital Intensity (Capex / Revenue) | 2.70 % | 1.24 % (avg) | +1.5 pp |
Source: CSIMarket API, trailing 12 months. SG&A and R&D as a share of revenue have limited coverage as this data is backfilled and appear only where reported. Higher capital intensity is not inherently negative; it reflects the industry's asset requirements.
Stewart Information Services's Valuation vs Competitive Position
Valuation multiples vs the Insurance Brokerage industry average (18 companies, excluding loss-making/negative-equity outliers), alongside returns on capital for context on whether a premium or discount lines up with measurably stronger or weaker returns.| Metric | Company | Industry Average | Difference |
|---|---|---|---|
| P/E | 14.7x | 13.3x | +1.4x |
| EV / EBITDA | 9.4x | 12.6x | -3.2x |
| P/B | 1.3x | 2.7x | -1.5x |
| Return on Equity | 9.30 % | industry aggregate | -6.33 % |
| Return on Invested Capital | - | 8.14 % (avg) | - |
Source: CSIMarket API, trailing 12 months. A valuation premium or discount is not, by itself, a judgment of over- or under-valuation. Compare it against the return and growth context shown elsewhere on this page.
Stewart Information Services's Multi-Year Financial Trajectory
Fiscal-year revenue growth, operating margin, return on invested capital and P/E, as reported in SEC filings.| Metric | 2017 | 2018 | 2019 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue Growth | -2.54 % | -2.46 % | 1.70 % | 60.35 % | -7.15 % | -26.45 % | 10.33 % | 17.32 % |
| Operating Margin | 64.79 % | 65.46 % | 65.25 % | 71.58 % | 47.58 % | 62.10 % | 61.84 % | 66.18 % |
| Return on Invested Capital | 65.38 % | 64.46 % | 62.39 % | 74.51 % | 37.45 % | 34.57 % | 39.80 % | 46.27 % |
| P/E | 20.5x | 21.0x | 12.7x | 6.3x | 7.2x | 48.5x | 26.7x | 17.5x |
Source: CSIMarket API, fiscal-year figures. P/E is this company's own historical ratio at each fiscal year end and can swing sharply around an earnings trough: that is real, not a data error.
Stewart Information Services's BCG Growth-Share Matrix
Relative market share (vs Stewart Information Services's largest competitor by market cap) against industry revenue growth, using the standard textbook thresholds (1.0x share, 10% growth) a common framework, not a precision instrument.
Stewart Information Services falls in the Dog quadrant: relative market share of 0.02x vs its largest competitor, in an industry growing revenue 6.7% (median, trailing 12 months).
Source: CSIMarket API (market-cap share and industry revenue growth). The 10% growth and 1.0x share lines are standard textbook thresholds, not derived from this industry's own distribution.
Stewart Information Services's Competitive Forces (Porter's Five Forces)
Only the forces this data can support honestly are shown; the other three are marked as such rather than guessed.| Force | Assessment | Basis |
|---|---|---|
| Competitive Rivalry | Moderate | Industry HHI of 1,516 (see Industry Market Structure & Concentration above) |
| Barriers to Entry | High (capital intensive) | Capital intensity (capex / revenue) of 2.70 % vs industry average 1.24 % (see Profitability & Cost Structure above) |
| Supplier Power | Not covered on this page | See Stewart Information Services's dedicated suppliers page for concentration and dependency data |
| Buyer Power | Not covered on this page | See Stewart Information Services's dedicated customers page for concentration and dependency data |
| Threat of Substitutes | - | No systematic data source for cross-product substitution exists in this system; not estimated |
Note: this is a partial, data-grounded application of the framework, not a complete strategic assessment. Rivalry and barriers-to-entry readings are mechanical translations of the HHI and capital-intensity figures shown elsewhere on this page, not independent judgments.
Stewart Information Services's Industry Attractiveness & Competitive Strength
A CSIMarket composite, not a standard field: each axis is an equal-weighted average of three factors already shown elsewhere on this page (industry growth, industry profitability and rivalry for attractiveness; relative market share, profitability and growth vs industry for strength). Disclosed as a designed methodology, not a precision measurement.
Stewart Information Services falls in the Medium attractiveness / Medium strength cell: Selective.
Source: CSIMarket API, trailing 12 months. Each axis score is a simple 1(low)/2(medium)/3(high) average across its three inputs -- a transparent, disclosed simplification, not a validated academic scoring model.
Stewart Information Services's SWOT
Every point below is a fixed rule applied to a metric already shown elsewhere on this page (Market Structure, Profitability, Valuation, Run-Rate, Stock Performance, Quality Breadth) not an independent strategic assessment. A blank quadrant means no rule was met, not that none apply.Strengths
- Latest-quarter revenue run-rate is accelerating (+10.1% annualized vs trailing 12 months).
Weaknesses
- Return on equity 6.3 points below the industry aggregate.
- Underperforming the U.S.A. 500 over the trailing 12 months.
- Low relative market share vs the industry leader (0.02x).
Opportunities
No rule matched.
Threats
- High capital intensity requires continuous reinvestment just to keep pace with the industry.
Methodology: mechanical, rule-based SWOT. Each bullet reuses a figure already sourced and cited elsewhere on this page; nothing here is generated narrative or independent analyst judgment.
Stewart Information Services's Financial Strength vs Peers Comparison
Quick ratio, working capital, debt to equity and asset turnover, trailing 12 months| Company | Quick Ratio | Working Capital | Debt / Equity |
|---|---|---|---|
| Stewart Information Services Corp | 0.63 | 2.02 | 0.37 |
| Fidelity National Financial Inc | 0.15 | 0.47 | 0.49 |
| Old Republic International Corporation | 0.03 | 1.59 | 0.29 |
| First American Financial Corporation | 0.34 | 0.92 | 0.28 |
| Investors Title Co | 0.39 | 1.89 | - |
Quick ratio = cash / current liabilities; working capital ratio = current assets / current liabilities; asset turnover = revenue / total assets. Peers in the Blank Checks industry are excluded.
Stewart Information Services's Revenue and Income Growth vs Peers
Quarterly revenue and net income growth, year over year and quarter over quarter| Company | Period | Revenue Y/Y | Income Y/Y |
|---|---|---|---|
| Stewart Information Services Corp | Q2 2026 | +24.5 % | +17.2 % |
| Fidelity National Financial Inc | Q2 2026 | +11.4 % | -5.8 % |
| Old Republic International Corporation | Q2 2026 | +13.4 % | +55.7 % |
| First American Financial Corporation | Q2 2026 | +15.0 % | +48.9 % |
| Investors Title Co | Q2 2026 | +17.5 % | +19.2 % |
| PEERS TOTAL | +13.9 % | +25.8 % |
Growth is shown only where both periods are positive. Peers in the Blank Checks industry are excluded.
Stewart Information Services's Peers' Costs of Sales and Capital Expenditures
Context for revenue growth: peer costs and capex, year over year and quarter over quarter| Company | Period | Costs Y/Y | Capex Y/Y |
|---|---|---|---|
| Stewart Information Services Corp | Q2 2026 | - | +72.4 % |
| Fidelity National Financial Inc | Q2 2026 | +450.0 % | - |
| Old Republic International Corporation | Q2 2026 | -99.5 % | - |
| First American Financial Corporation | Q2 2026 | - | -25.2 % |
| Investors Title Co | Q2 2026 | - | +19.8 % |
Stewart Information Services's Returns and Turnover vs Peers
ROA, ROI and ROE (trailing 12 months), receivables and inventory turnover| Company | ROA | ROI | ROE |
|---|---|---|---|
| Stewart Information Services Corp | 4.75% | 5.26% | 9.30% |
| Fidelity National Financial Inc | 0.82% | 2.55% | 10.05% |
| Old Republic International Corporation | 3.76% | 4.31% | 18.72% |
| First American Financial Corporation | 4.23% | 6.31% | 13.58% |
| Investors Title Co | 11.02% | 12.12% | 14.63% |
ROA = net income / total assets; ROI = net income / investments; ROE = net income / equity; turnover ratios use trailing 12 month revenue (receivables) and cost of sales (inventory).
Stewart Information Services's Valuation vs Peers
P/E, price to sales, PEG, price to cash flow and price to book| Company | P/E | Price / Sales |
|---|---|---|
| Stewart Information Services Corp | 12.56 | 0.54 |
| Fidelity National Financial Inc | 14.52 | 0.71 |
| Old Republic International Corporation | 8.34 | 0.96 |
| First American Financial Corporation | 8.98 | 0.83 |
| Investors Title Co | 13.56 | 1.87 |
| PEERS AVERAGE | 9.84 | 0.80 |
P/E = price / diluted EPS (trailing 12 months); PEG = P/E divided by EPS growth; the average row divides the peers' combined market cap by their combined income, sales, cash flow and equity.