Credicorp Ltd's Competitiveness
A competitive positioning analysis and financial ratio benchmarking of Credicorp Ltd (BAP) against its publicly traded competitors: sales growth, net income, profitability, valuation and market share, plus each peer's market capitalization, revenue, income and employees. Free below: the top 5 peers. Subscriber access adds the full competitor list and CSV downloads.
Key Findings: Credicorp Ltd vs Its Competitors
- TTM: Trailing 12-month revenue of 8,652M vs -M combined for tracked competitors (100.0% combined share).
- Trending: Latest-quarter revenue run-rate is accelerating (+300.0% annualized vs trailing 12 months).
- Scale: Credicorp Ltd ranks #14 of 33 companies by market capitalization in the Money Center Banks industry, holding 1.4% of industry market cap.
- Peer revenue share: Credicorp Ltd accounted for 100.0% of combined revenue among its tracked peer group, up from 100.0% a year earlier.
Every figure above is sourced and cited in detail further down this page (Market Structure, Profitability & Cost Structure, Productivity vs Peers).
BAP Sales vs. its Competitors, Q4 2025
Credicorp Ltd generated 100.00 % of the combined sales of its peer group, up from 100.00 % a year earlier.
For context: the Money Center Banks industry grew revenue -2.5% year over year, combined, vs 122.0% for Credicorp Ltd. Credicorp Ltd's share of combined industry revenue moved from 0.40% to 0.92%, a gain of 0.51 percentage points.
Credicorp Ltd's Competitor Quality Breadth
Share of each group, trailing 12 months: profitable (net margin > 0), expanding (revenue growth > 0), growing faster than the industry's own median, and financially distressed (Piotroski F-Score of 2 or below).
| Entity | Profitable | Expanding | Above Industry Growth | Distressed |
|---|---|---|---|---|
| Credicorp Ltd | Yes | Yes | Yes | No |
| High-Confidence Competitors (4) | ||||
| Similar-Size Competitors (9) |
Source: CSIMarket API, trailing 12 months. Altman Z-Score is not shown here: it is not populated in the underlying data for any company. Percentages are of companies in each group that report the relevant metric, not of the full group size.
BAP Stock Performance relative to its Competitors
BAP Stock Performance relative to High-Confidence Competitors
BAP Stock Performance relative to Similar-Size Competitors
Credicorp Ltd's Comment on Competition and Industry Peers
Credicorp Ltd's Competitors Named by the Company
Competitive relationships identified from SEC filings and corroborating sources, each with a basis and confidence.| Competitor | Basis | Confidence |
|---|---|---|
| BiPay | Named by the company | 85% |
| Compass | Named by the company | 85% |
| Kambista | Named by the company | 85% |
| Moneda | Named by the company | 85% |
| RappiBank | Named by the company | 85% |
| Trii | Named by the company | 85% |
| BBVA | Named by the company | 85% |
| Colfondos | Named by the company | 85% |
| Interbank | Named by the company | 85% |
| MercadoPago Perú S.R.L. | Named by the company | 85% |
| Protección | Named by the company | 85% |
| Skandia | Named by the company | 85% |
| Banco Interamericano de Finanzas | Named by the company | 85% |
| Bitel | Named by the company | 85% |
| Corredores Davivienda | Named by the company | 85% |
| Kontigo | Named by the company | 85% |
| Payflow | Named by the company | 85% |
| Santander Consumer Bank | Named by the company | 85% |
| Alianza | Named by the company | 85% |
| Valores Bancolombia | Named by the company | 85% |
| BCI | Named by the company | 85% |
| Compartamos Banco | Named by the company | 85% |
| Interfondos | Named by the company | 85% |
| Microwd | Named by the company | 85% |
| Rappi | Named by the company | 85% |
| Tapi | Named by the company | 85% |
| Bank of China (Peru) S.A. | Named by the company | 85% |
| BTG | Named by the company | 85% |
| Fondos Sura | Named by the company | 85% |
| Larrain Vial | Named by the company | 85% |
| Porvenir | Named by the company | 85% |
| Scotia Fondos | Named by the company | 85% |
| Ashmore | Named by the company | 85% |
| Zulu | Named by the company | 85% |
Filing basis, confidence, active dates and source counts for Credicorp Ltd's named competitors require a Commercial License.
Methodology: relationships are extracted from SEC filings (named-competitor disclosures) and corroborating sources. Named by the company = explicitly disclosed as a competitor; Inferred = derived from corroborating signals. Confidence reflects evidence strength.