Magyar Bancorp Inc's Competitiveness
A competitive positioning analysis and financial ratio benchmarking of Magyar Bancorp Inc (MGYR) against its publicly traded competitors: sales growth, net income, profitability, valuation and market share, plus each peer's market capitalization, revenue, income and employees. Free below: the top 5 peers. Subscriber access adds the full competitor list and CSV downloads.
Key Findings: Magyar Bancorp Inc vs Its Competitors
- TTM: Trailing 12-month revenue of 69M vs 2,948M combined for tracked competitors (2.3% combined share).
- Scale: Magyar Bancorp Inc ranks #25 of 40 companies by market capitalization in the S&Ls Savings Banks industry, holding 0.0% of industry market cap.
- Peer differentiation: Revenue per employee of $0.71M compares with $0.46M for the peer group (1.6x).
Every figure above is sourced and cited in detail further down this page (Market Structure, Profitability & Cost Structure, Productivity vs Peers).
Magyar Bancorp Inc vs. its Competitors, Q3 2026
TTM net margin
TTM = trailing twelve months. Run-rate annualizes the latest quarter (×4) and compares it to TTM. In millions of $. High-Confidence Competitors are named as a competitor directly in an SEC filing; Similar-Size Competitors are the closest peers by market-cap rank within the same industry; Similar Growth & Profitability Competitors are the closest peers by combined revenue growth, operating margin and ROIC, all independent of the competitor list.
TTM revenue, latest-quarter run-rate and net income/margin benchmarked across Magyar Bancorp Inc and its 4 competitor groupings. Available under Commercial License.
| Entity | TTM Revenue | Rev Run-rate vs TTM |
|---|---|---|
| Magyar Bancorp Inc | $12,345M | +12.3% · Accelerating |
| Competitors combined | $12,345M | +12.3% · Accelerating |
| Similar-Size Competitors (9) | $12,345M | +12.3% · Accelerating |
TTM revenue, run-rate and net margin benchmarking across Magyar Bancorp Inc's competitor groups requires a Commercial License.
Magyar Bancorp Inc's Competitor Quality Breadth
Share of each group, trailing 12 months: profitable (net margin > 0), expanding (revenue growth > 0), growing faster than the industry's own median, and financially distressed (Piotroski F-Score of 2 or below).
| Entity | Profitable | Expanding | Above Industry Growth | Distressed |
|---|---|---|---|---|
| Magyar Bancorp Inc | - | - | - | No |
| Competitors combined (8) | ||||
| Similar-Size Competitors (10) |
Source: CSIMarket API, trailing 12 months. Altman Z-Score is not shown here: it is not populated in the underlying data for any company. Percentages are of companies in each group that report the relevant metric, not of the full group size.
MGYR Stock Performance relative to its Competitors
MGYR Stock Performance relative to Similar-Size Competitors
5 Best-Performing Tracked Competitors, Trailing 12 Months
| # | Competitor | TTM Share Price Return | vs U.S.A. 500 |
|---|---|---|---|
| 1 | Parke Bancorp Inc | 282.9% | Outperformed |
| 2 | Kearny Financial Corp | 282.9% | Outperformed |
| 3 | Waterstone Financial Inc | 282.9% | Outperformed |
| 4 | Provident Financial Services Inc | 282.9% | Outperformed |
| 5 | Unity Bancorp inc | 282.9% | Outperformed |
TTM share price return and U.S.A. 500 outperformance for Magyar Bancorp Inc's best-performing tracked competitors requires a Commercial License.
Source: CSIMarket API, trailing 12 months.
Magyar Bancorp Inc's Comment on Competition and Industry Peers
Publicly Traded Peers of Magyar Bancorp Inc
Revenue and income for trailing 12 months, in millions of $, except employees| Company | Market Cap | Revenues |
|---|---|---|
| Magyar Bancorp Inc | 122.61 | 69.43 |
| Provident Financial Services Inc | 2,945.47 | 894.27 |
| Banc Of California Inc | 2,759.27 | 1,016.11 |
| Oceanfirst Financial Corp | 1,176.50 | 427.64 |
| Kearny Financial Corp | 579.73 | 176.41 |
| Unity Bancorp inc | 569.36 | 130.43 |
| SUBTOTAL | 9,051.11 | 3,017.92 |
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Sources: Magyar Bancorp Inc's official press releases and regulatory filings; CSIMarket.com's market research; and the financial filings and press releases of the other companies cited.
Updated on:
Focus of this report: publicly traded companies. Ten additional tables on Magyar Bancorp Inc versus competitors, including market share analysis, are in the navigation menu under Competition. To download the tables, please subscribe.
Magyar Bancorp Inc's Productivity vs Peers Comparison
Revenue and income per employee, trailing 12 months, in $; market cap in millions of $| Company | Market Cap | Revenue / Employee | Income / Employee |
|---|---|---|---|
| Magyar Bancorp Inc | 123 | 708,439 | 120,235 |
| Provident Financial Services Inc | 2,945 | 479,247 | 167,586 |
| Banc Of California Inc | 2,759 | 533,670 | -11,752 |
| Oceanfirst Financial Corp | 1,177 | 448,261 | 50,268 |
| Kearny Financial Corp | 580 | 321,330 | 66,055 |
| Unity Bancorp inc | 569 | 532,359 | 239,273 |
| PEERS TOTAL | 8,929 | 456,423 | 76,074 |
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Magyar Bancorp Inc's Position in Industry Market Structure
Market-capitalization share and concentration across all 37 companies in Magyar Bancorp Inc's industry classification, broader than the peer set above. Market cap in millions of $.Magyar Bancorp Inc ranks #25 of 37 companies by market capitalization in its industry, holding 0.03 % of total industry market cap. The industry's Herfindahl-Hirschman Index (HHI) is 5, indicating a unconcentrated market structure (U.S. antitrust guidance: below 1,500 unconcentrated, 1,500 to 2,500 moderately concentrated, above 2,500 highly concentrated).
| Rank | Company | Market Cap | Industry Share |
|---|---|---|---|
| 2 | Axos Financial Inc | 4,983 | 1.15 % |
| 3 | Eastern Bankshares Inc | 4,648 | 1.08 % |
| 4 | Tfs Financial Corporation | 4,600 | 1.07 % |
| 5 | Bankunited inc | 3,091 | 0.72 % |
| 6 | Provident Financial Services Inc | 1,234 | 5.2% |
| 7 | Columbia Financial Inc | 1,234 | 5.2% |
| 8 | Brookline Bancorp inc | 1,234 | 5.2% |
| 9 | Capitol Federal Financial Inc | 1,234 | 5.2% |
| 10 | Hometrust Bancshares Inc | 1,234 | 5.2% |
| 11 | Kearny Financial Corp | 1,234 | 5.2% |
| 25 | Magyar Bancorp Inc | 123 | 0.03 % |
Market cap and industry share for the rest of Magyar Bancorp Inc's industry peers requires a Commercial License.
Source: CSIMarket API (daily market-structure computation) across CSIMarket's industry classification, market capitalization as of 2026-09-28.
Magyar Bancorp Inc's Same-Size Peers & Stock Performance
Peers chosen by closeness in market-cap rank within the same industry classification (not the named-competitor list above). Trailing 12-month total return, 3-month price momentum, beta and Sharpe ratio vs the broad U.S. market.| Rank | Company | Market Cap | TTM Return |
|---|---|---|---|
| 20 | Finward Bancorp | 183 | 31.49 % |
| 21 | Bv Financial Inc | 172 | - |
| 22 | Bcb Bancorp Inc | 148 | -3.72 % |
| 23 | Lake Shore Bancorp Inc | 135 | 42.33 % |
| 24 | First Guaranty Bancshares Inc | 1,234 | 12.3% |
| 25 | Magyar Bancorp Inc | 123 | 12.72 % |
| 26 | Riverview Bancorp Inc | 1,234 | 12.3% |
| 27 | Sound Financial Bancorp Inc | 1,234 | 12.3% |
| 28 | Provident Financial Holdings inc | 1,234 | 12.3% |
| 29 | Broadway Financial Corporation | 1,234 | 12.3% |
| 30 | Bancorp 34 Inc | 1,234 | 12.3% |
Market cap, return, momentum, beta and Sharpe ratio for the rest of Magyar Bancorp Inc's same-size peers requires a Commercial License.
Source: CSIMarket API (daily market-structure computation); returns and risk metrics as of 2026-09-29. Beta and Sharpe ratio are versus the broad U.S. equity market, not this industry.
Magyar Bancorp Inc's Valuation vs Competitive Position
Valuation multiples vs the S&Ls Savings Banks industry average (61 companies, excluding loss-making/negative-equity outliers), alongside returns on capital for context on whether a premium or discount lines up with measurably stronger or weaker returns. See the full S&Ls Savings Banks industry valuation benchmarks.| Metric | Company | Industry Average | Difference |
|---|---|---|---|
| P/E | 9.4x | 29.5x | -20.1x |
| EV / EBITDA | 4.1x | 10.9x | -6.8x |
| P/B | 0.9x | 1.1x | -0.2x |
| Return on Equity | 9.65 % | industry aggregate | 0.68 % |
| Return on Invested Capital | - | 2.28 % (avg) | - |
Source: CSIMarket API, trailing 12 months. A valuation premium or discount is not, by itself, a judgment of over- or under-valuation. Compare it against the return and growth context shown elsewhere on this page.
Magyar Bancorp Inc's Multi-Year Financial Trajectory
Fiscal-year revenue growth, operating margin, return on invested capital and P/E, as reported in SEC filings.| Metric | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue Growth | 7.10 % | 5.15 % | 3.84 % | 21.76 % | 6.81 % | 2.10 % | 32.40 % | 80.72 % |
| Operating Margin | 17.13 % | 18.64 % | 18.56 % | 33.13 % | 38.47 % | 34.74 % | 53.04 % | 69.34 % |
| Return on Invested Capital | 2.50 % | 2.75 % | 3.01 % | 5.48 % | 2.05 % | 1.07 % | 2.49 % | 17.83 % |
| P/E | 24.6x | 20.6x | 18.5x | 11.6x | - | 8.9x | 10.7x | 10.0x |
Source: CSIMarket API, fiscal-year figures. P/E is this company's own historical ratio at each fiscal year end and can swing sharply around an earnings trough: that is real, not a data error.
Magyar Bancorp Inc's BCG Growth-Share Matrix
Relative market share (vs Magyar Bancorp Inc's largest competitor by market cap) against industry revenue growth, using the standard textbook thresholds (1.0x share, 10% growth) a common framework, not a precision instrument.
Magyar Bancorp Inc falls in the Dog quadrant: relative market share of 0.02x vs its largest competitor, in an industry growing revenue 8.5% (median, trailing 12 months).
Source: CSIMarket API (market-cap share and industry revenue growth). The 10% growth and 1.0x share lines are standard textbook thresholds, not derived from this industry's own distribution.
Magyar Bancorp Inc's Competitive Forces (Porter's Five Forces)
Only the forces this data can support honestly are shown; the other three are marked as such rather than guessed.| Force | Assessment | Basis |
|---|---|---|
| Competitive Rivalry | High | Industry HHI of 5 (see Industry Market Structure & Concentration above) |
| Supplier Power | Not covered on this page | See Magyar Bancorp Inc's dedicated suppliers page for concentration and dependency data |
| Buyer Power | Not covered on this page | See Magyar Bancorp Inc's dedicated customers page for concentration and dependency data |
| Threat of Substitutes | - | No systematic data source for cross-product substitution exists in this system; not estimated |
Note: this is a partial, data-grounded application of the framework, not a complete strategic assessment. Rivalry and barriers-to-entry readings are mechanical translations of the HHI and capital-intensity figures shown elsewhere on this page, not independent judgments.
Magyar Bancorp Inc's Industry Attractiveness & Competitive Strength
A CSIMarket composite, not a standard field: each axis is an equal-weighted average of three factors already shown elsewhere on this page (industry growth, industry profitability and rivalry for attractiveness; relative market share, profitability and growth vs industry for strength). Disclosed as a designed methodology, not a precision measurement.
Magyar Bancorp Inc falls in the Medium attractiveness / Low strength cell: Harvest.
Source: CSIMarket API, trailing 12 months. Each axis score is a simple 1(low)/2(medium)/3(high) average across its three inputs -- a transparent, disclosed simplification, not a validated academic scoring model.
Magyar Bancorp Inc's SWOT
Every point below is a fixed rule applied to a metric already shown elsewhere on this page (Market Structure, Profitability, Valuation, Run-Rate, Stock Performance, Quality Breadth) not an independent strategic assessment. A blank quadrant means no rule was met, not that none apply.Strengths
No rule matched.
Weaknesses
- Underperforming the U.S.A. 500 over the trailing 12 months.
- Low relative market share vs the industry leader (0.02x).
Opportunities
No rule matched.
Threats
- Tracked peer group's revenue run-rate is broadly decelerating (-8.1% annualized).
Methodology: mechanical, rule-based SWOT. Each bullet reuses a figure already sourced and cited elsewhere on this page; nothing here is generated narrative or independent analyst judgment.
Magyar Bancorp Inc's Financial Strength vs Peers Comparison
Quick ratio, working capital, debt to equity and asset turnover, trailing 12 months| Company | Quick Ratio | Working Capital | Debt / Equity |
|---|---|---|---|
| Magyar Bancorp Inc | 0.00 | 0.14 | 0.40 |
| Provident Financial Services Inc | 0.01 | 0.09 | 1.13 |
| Banc Of California Inc | 0.08 | 0.82 | 0.65 |
| Oceanfirst Financial Corp | 0.02 | 0.04 | 0.44 |
| Kearny Financial Corp | 0.01 | 0.08 | 1.49 |
| Unity Bancorp inc | 0.04 | 0.21 | 0.21 |
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Quick ratio = cash / current liabilities; working capital ratio = current assets / current liabilities; asset turnover = revenue / total assets. Peers in the Blank Checks industry are excluded.
Magyar Bancorp Inc's Revenue and Income Growth vs Peers
Quarterly revenue and net income growth, year over year and quarter over quarter| Company | Period | Revenue Y/Y | Income Y/Y |
|---|---|---|---|
| Magyar Bancorp Inc | Q2 2026 | - | +25.2 % |
| Provident Financial Services Inc | Q2 2026 | +3.8 % | +8.6 % |
| Banc Of California Inc | Q2 2026 | -22.8 % | - |
| Oceanfirst Financial Corp | Q2 2026 | +32.2 % | - |
| Kearny Financial Corp | Q2 2026 | +14.9 % | +6.0 % |
| Unity Bancorp inc | Q2 2026 | -5.7 % | -12.2 % |
| PEERS TOTAL | -2.9 % | - |
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Growth is shown only where both periods are positive. Peers in the Blank Checks industry are excluded.
Magyar Bancorp Inc's Peers' Costs of Sales and Capital Expenditures
Context for revenue growth: peer costs and capex, year over year and quarter over quarter| Company | Period | Costs Y/Y | Capex Y/Y |
|---|---|---|---|
| Magyar Bancorp Inc | Q2 2026 | +192.5 % | +926.7 % |
| Provident Financial Services Inc | Q2 2026 | - | +143.3 % |
| Banc Of California Inc | Q2 2026 | +313.8 % | +106.5 % |
| Oceanfirst Financial Corp | Q2 2026 | +31.7 % | +85.1 % |
| Kearny Financial Corp | Q2 2026 | - | +80.9 % |
| Unity Bancorp inc | Q2 2026 | -39.7 % | -49.7 % |
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Magyar Bancorp Inc's Returns and Turnover vs Peers
ROA, ROI and ROE (trailing 12 months), receivables and inventory turnover| Company | ROA | ROI | ROE |
|---|---|---|---|
| Magyar Bancorp Inc | 1.15% | 2.99% | 9.65% |
| Provident Financial Services Inc | 1.24% | 3.05% | 11.00% |
| Banc Of California Inc | - | - | - |
| Oceanfirst Financial Corp | 0.29% | 0.56% | 2.59% |
| Kearny Financial Corp | 0.47% | 1.06% | 4.79% |
| Unity Bancorp inc | 1.94% | 4.69% | 16.64% |
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ROA = net income / total assets; ROI = net income / investments; ROE = net income / equity; turnover ratios use trailing 12 month revenue (receivables) and cost of sales (inventory).
Magyar Bancorp Inc's Valuation vs Peers
P/E, price to sales, PEG, price to cash flow and price to book| Company | P/E | Price / Sales |
|---|---|---|
| Magyar Bancorp Inc | 10.43 | 1.77 |
| Provident Financial Services Inc | 9.43 | 3.29 |
| Banc Of California Inc | - | 2.72 |
| Oceanfirst Financial Corp | 19.69 | 2.75 |
| Kearny Financial Corp | 16.09 | 3.29 |
| Unity Bancorp inc | 9.70 | 4.37 |
| PEERS AVERAGE | 17.99 | 3.00 |
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P/E = price / diluted EPS (trailing 12 months); PEG = P/E divided by EPS growth; the average row divides the peers' combined market cap by their combined income, sales, cash flow and equity.