Elevate Credit Inc's Competitiveness
A competitive positioning analysis and financial ratio benchmarking of Elevate Credit Inc (ELVT) against its publicly traded competitors: sales growth, net income, profitability, valuation and market share, plus each peer's market capitalization, revenue, income and employees. Free below: the top 5 peers. Subscriber access adds the full competitor list and CSV downloads.
Key Findings: Elevate Credit Inc vs Its Competitors
- TTM: Trailing 12-month revenue of 579M vs -M combined for tracked competitors (100.0% combined share).
- Trending: Latest-quarter revenue run-rate is decelerating (-13.3% annualized vs trailing 12 months).
- Peer revenue share: Elevate Credit Inc accounted for 100.0% of combined revenue among its tracked peer group, up from 100.0% a year earlier.
Every figure above is sourced and cited in detail further down this page (Market Structure, Profitability & Cost Structure, Productivity vs Peers).
ELVT Sales vs. its Competitors, Q3 2022
Elevate Credit Inc generated 100.00 % of the combined sales of its peer group, up from 100.00 % a year earlier.
For context: the Miscellaneous Financial Services industry grew revenue 293.3% year over year, combined, vs -25.1% for Elevate Credit Inc. Elevate Credit Inc's share of combined industry revenue moved from 0.20% to 0.04%, a loss of 0.16 percentage points.
Elevate Credit Inc's Competitor Quality Breadth
Share of each group, trailing 12 months: profitable (net margin > 0), expanding (revenue growth > 0), growing faster than the industry's own median, and financially distressed (Piotroski F-Score of 2 or below).
| Entity | Profitable | Expanding | Above Industry Growth | Distressed |
|---|---|---|---|---|
| Elevate Credit Inc | No | Yes | Yes | Yes |
| Similar Growth & Profitability (8) | 71.40 % (5 of 7) | 100.00 % (8 of 8) | 100.00 % (8 of 8) | 25.00 % (2 of 8) |
Source: CSIMarket API, trailing 12 months. Altman Z-Score is not shown here: it is not populated in the underlying data for any company. Percentages are of companies in each group that report the relevant metric, not of the full group size.