Auburn National Bancorporation Inc's Competitiveness
A competitive positioning analysis and financial ratio benchmarking of Auburn National Bancorporation Inc (AUBN) against its publicly traded competitors: sales growth, net income, profitability, valuation and market share, plus each peer's market capitalization, revenue, income and employees. Free below: the top 5 peers. Subscriber access adds the full competitor list and CSV downloads.
Key Findings: Auburn National Bancorporation Inc vs Its Competitors
- TTM: Trailing 12-month revenue of 34M vs 769,953M combined for its competitors (0.0% combined share).
- Trending: Latest-quarter revenue run-rate is accelerating (+5.9% annualized vs trailing 12 months), vs accelerating (+9.2%) for its tracked peer group.
- Growth: Auburn National Bancorporation Inc generated 12.4% revenue growth year over year in Q2 2026, vs 25.0% for its competitors combined.
- Profitability: Its 25.5% net margin compares with 28.9% for the peer group.
- Scale: Auburn National Bancorporation Inc ranks #186 of 218 companies by market capitalization in the Regional Banks industry, holding 0.0% of industry market cap.
- Peer revenue share: Auburn National Bancorporation Inc accounted for 0.0% of combined revenue among its tracked peer group, up from 0.0% a year earlier.
- Peer differentiation: Revenue per employee of $0.23M compares with $0.51M for the peer group (0.5x).
Every figure above is sourced and cited in detail further down this page (Market Structure, Profitability & Cost Structure, Productivity vs Peers).
AUBN Sales vs. its Competitors, Q2 2026
Auburn National Bancorporation Inc reported revenue growth of 12.39 % year on year in Q2 2026, below its competitors' combined revenue growth of 25.00 %.
With a net margin of 25.49 %, Auburn National Bancorporation Inc reported lower profitability than its competitors (28.92 %).
Auburn National Bancorporation Inc generated 0.00 % of the combined sales of its peer group, up from 0.00 % a year earlier.
Auburn National Bancorporation Inc vs. its Competitors, Q2 2026
Revenue growth, year on year
Net income growth, year on year
Net margin
Revenue run-rate vs trailing 12 months
TTM net margin
TTM = trailing twelve months. Run-rate annualizes the latest quarter (×4) and compares it to TTM. In millions of $. High-Confidence Competitors are named as a competitor directly in Auburn National Bancorporation Inc reports; Similar-Size Competitors are the closest peers by market-cap rank within the same industry; Similar Growth & Profitability Competitors are the closest peers by combined revenue growth, operating margin and ROIC, all independent of the competitor list.
TTM revenue, latest-quarter run-rate and net income/margin benchmarked across Auburn National Bancorporation Inc and its 4 competitor groupings. Available under Commercial License.
| Entity | TTM Revenue | Rev Run-rate vs TTM |
|---|---|---|
| Auburn National Bancorporation Inc | $12,345M | +12.3% · Accelerating |
| Competitors combined | $12,345M | +12.3% · Accelerating |
| High-Confidence Competitors (8) | $12,345M | +12.3% · Accelerating |
| Similar-Size Competitors (8) | $12,345M | +12.3% · Accelerating |
TTM revenue, run-rate and net margin benchmarking across Auburn National Bancorporation Inc's competitor groups requires a Commercial License.
For context: the Regional Banks industry grew revenue 6.9% year over year, combined, vs 12.4% for Auburn National Bancorporation Inc. Auburn National Bancorporation Inc's share of combined industry revenue moved from 0.01% to 0.01%, a gain of 0.00 percentage points.
Auburn National Bancorporation Inc's Competitor Quality Breadth
Group definitions: see Methodology: Performance Group Definitions.
| Entity | Profitable | Expanding | Above Industry Growth | Distressed |
|---|---|---|---|---|
| Auburn National Bancorporation Inc | Yes | Yes | No | No |
| Competitors combined (181) | ||||
| High-Confidence Competitors (9) | ||||
| Similar-Size Competitors (10) |
Source: CSIMarket API, trailing 12 months. Altman Z-Score is not shown here: it is not populated in the underlying data for any company. Percentages are of companies in each group that report the relevant metric, not of the full group size.
AUBN Stock Performance relative to its Competitors
AUBN Stock Performance relative to High-Confidence Competitors
AUBN Stock Performance relative to Similar-Size Competitors
5 Best-Performing Tracked Competitors, Trailing 12 Months
| # | Competitor | TTM Share Price Return | vs U.S.A. 500 |
|---|---|---|---|
| 1 | Old Point Financial Corp | 282.9% | Outperformed |
| 2 | Optimumbank Holdings Inc | 282.9% | Outperformed |
| 3 | Lionsgate Studios Corp | 282.9% | Outperformed |
| 4 | Eagle Bancorp Inc | 282.9% | Outperformed |
| 5 | Peapack gladstone Financial Corporation | 282.9% | Outperformed |
TTM share price return and U.S.A. 500 outperformance for Auburn National Bancorporation Inc's best-performing competitors requires a Commercial License.
Source: CSIMarket API, trailing 12 months.
Auburn National Bancorporation Inc's Comment on Competition and Industry Peers
Publicly Traded Peers of Auburn National Bancorporation Inc
Revenue and income for trailing 12 months, in millions of $, except employees| Company | Market Cap | Revenues |
|---|---|---|
 Auburn National Bancorporation Inc |
87.93 | 34.06 |
 Jpmorgan Chase and Co |
910,585.72 | 186,328.00 |
 Bank Of America Corporation |
358,654.45 | 122,968.00 |
 Wells Fargo and Company |
261,010.05 | 85,055.00 |
 Citigroup inc |
217,932.96 | 88,262.00 |
 Capital one financial corp |
129,629.78 | 51,099.00 |
| SUBTOTAL | 2,832,551.86 | 862,714.97 |
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Sources: see Methodology: Peer & Competitor Identification, Sourcing.
Updated on:
Focus of this report: publicly traded companies. Ten additional tables on Auburn National Bancorporation Inc versus competitors, including market share analysis, are in the navigation menu under Competition. To download the tables, please subscribe.
Auburn National Bancorporation Inc's Competitors Named by the Company
Competitive relationships identified from Auburn National Bancorporation Inc reports and corroborating sources, each with a basis and confidence.| Competitor | Basis | Confidence |
|---|---|---|
| Truist | Company report | 85% |
| SouthState | Company report | 85% |
| PNC | Company report | 85% |
| Valley National | Company report | 85% |
| Cadence | Company report | 85% |
| J.P. Morgan Chase | Company report | 85% |
| Regions | Company report | 85% |
| Wells Fargo | Company report | 85% |
| East Alabama Medical Center | Company report | 85% |
| Mando America Corporation | Company report | 85% |
| Auburn University | Company report | 85% |
| Lee County School System | Company report | 85% |
| Thermo Fisher Scientific | Company report | 85% |
| Baxter Healthcare | Company report | 85% |
| Briggs & Stratton | Company report | 85% |
| Kia Motors | Company report | 85% |
| Hyundai Motors | Company report | 85% |
| Servisfirst Bancshares Inc | Company report | 85% |
| United Community Banks Inc | Company report | 85% |
| First Us Bancshares Inc | Company report | 85% |
| Camden National Corp | Company report | 85% |
| Peoples Financial Corporation | Company report | 85% |
| Cullman Bancorp Inc | Company report | 85% |
| State Bank Financial Corp | Company report | 85% |
| Ameris Bancorp | Company report | 85% |
| Hancock Whitney Corporation | Company report | 85% |
| River Financial Corporation | Company report | 85% |
| Bar Harbor Bankshares | Company report | 85% |
| Renasant Corp | Company report | 85% |
| Fb Financial Corporation | Company report | 85% |
| United Bancorporation Of Alabama Inc | Company report | 85% |
| Capital City Bank Group Inc | Company report | 85% |
| Banctrust Financial Group Inc | Company report | 85% |
| Southern States Bancshares Inc | Company report | 85% |
Company report basis, confidence, active dates and source counts for Auburn National Bancorporation Inc's named competitors require a Commercial License.
Methodology: see Methodology: Peer & Competitor Identification, Sourcing.
Auburn National Bancorporation Inc's Business Segment Mix vs Peers
Revenue by operating segment or division, as named and reported by each company. Segment names are the filer's own and are not standardized across companies. Do not assume a same-named or similarly-named segment is defined identically between two companies. Shares are of each company's own total revenue and are not required to sum to 100% (intersegment revenue, unallocated items).| Company | Largest Segment |
|---|---|
| Citigroup inc | Markets 29.42 % |
| D r Horton Inc | HomeBuildingOps 94.14 % |
| Citizens Financial Group Inc | Consumer Banking 73.64 % |
| First Citizens Bancshares Inc | Commercial Bank 46.42 % |
| Pultegroup Inc | Florida 27.75 % |
Source: operating segment revenue as reported in each company's reports (10-K/10-Q), via the CSIMarket API, leaf-level reportable segments only (parent roll-up segments are excluded where sub-segments are separately disclosed).
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Auburn National Bancorporation Inc's Productivity vs Peers Comparison
Revenue and income per employee, trailing 12 months, in $; market cap in millions of $| Company | Market Cap | Revenue / Employee | Income / Employee |
|---|---|---|---|
| Auburn National Bancorporation Inc | 88 | 234,869 | 57,848 |
| Jpmorgan Chase and Co | 910,586 | 584,995 | 200,752 |
| Bank Of America Corporation | 358,654 | 577,315 | 150,793 |
| Wells Fargo and Company | 261,010 | 355,879 | 96,699 |
| Citigroup inc | 217,933 | 390,540 | 72,049 |
| Capital one financial corp | 129,630 | 669,712 | 137,615 |
| PEERS TOTAL | 2,832,464 | 510,834 | 133,443 |
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Auburn National Bancorporation Inc's Geographic Revenue Exposure vs Peers
Revenue by country/region as reported in each company's most recent report. Disclosure granularity varies by filer (some report by country, others by broad region) and is shown as disclosed.| Company | Largest Market |
|---|---|
| Lionsgate Studios Corp | UNITED STATES 64.70 % |
Source: revenue geography as reported in each company's reports (10-K/10-Q), via the CSIMarket API. Percentages are of that company's own total consolidated revenue for its most recent reported period.
Auburn National Bancorporation Inc's Position in Industry Market Structure
Market-capitalization share and concentration across all 198 companies in Auburn National Bancorporation Inc's industry classification, broader than the peer set above. Market cap in millions of $.Auburn National Bancorporation Inc ranks #186 of 198 companies by market capitalization in its industry, holding 0.01 % of total industry market cap. The industry's Herfindahl-Hirschman Index (HHI) is 517, indicating a unconcentrated market structure (see Methodology: Market Structure & Concentration).
| Rank | Company | Market Cap | Industry Share |
|---|---|---|---|
| 1 | Bank Of Nova Scotia | 115,951 | 15.27 % |
| 2 | Deutsche Bank Aktiengesellschaft | 68,291 | 8.99 % |
| 3 | Fifth Third Bancorp | 49,398 | 6.51 % |
| 4 | State Street Corp | 47,699 | 6.28 % |
| 5 | Ita Unibanco Holding S a | 1,234 | 5.2% |
| 6 | M and t Bank Corporation | 1,234 | 5.2% |
| 7 | Northern Trust Corporation | 1,234 | 5.2% |
| 8 | Citizens Financial Group Inc | 1,234 | 5.2% |
| 9 | First Citizens Bancshares Inc | 1,234 | 5.2% |
| 10 | East West Bancorp inc | 1,234 | 5.2% |
| 186 | Auburn National Bancorporation Inc | 88 | 0.01 % |
Market cap and industry share for the rest of Auburn National Bancorporation Inc's industry peers requires a Commercial License.
Source: CSIMarket API (daily market-structure computation) across CSIMarket's industry classification, market capitalization as of 2026-11-03.
Auburn National Bancorporation Inc's Same-Size Peers & Stock Performance
Peers chosen by closeness in market-cap rank within the same industry classification (not the named-competitor list above). Trailing 12-month total return, 3-month price momentum, beta and Sharpe ratio vs the broad U.S. market.| Rank | Company | Market Cap | TTM Return |
|---|---|---|---|
| 181 | Bank Of The James Financial Group Inc | 108 | 42.26 % |
| 182 | Pathfinder Bancorp Inc | 104 | - |
| 183 | Uwharrie Capital Corp | 103 | - |
| 184 | First Us Bancshares Inc | 95 | 33.25 % |
| 185 | First Northwest Bancorp | 1,234 | 12.3% |
| 186 | Auburn National Bancorporation Inc | 88 | - |
| 187 | Merlin Inc | 1,234 | 12.3% |
| 188 | Juniata Valley Financial Corp | 1,234 | 12.3% |
| 189 | United Bancorp Inc | 1,234 | 12.3% |
| 190 | 1895 Bancorp Of Wisconsin Inc | 1,234 | 12.3% |
| 191 | Farmers And Merchants Bancshares Inc | 1,234 | 12.3% |
Market cap, return, momentum, beta and Sharpe ratio for the rest of Auburn National Bancorporation Inc's same-size peers requires a Commercial License.
Source: CSIMarket API (daily market-structure computation); returns and risk metrics as of 2026-11-03. Beta and Sharpe ratio are versus the broad U.S. equity market, not this industry.
Auburn National Bancorporation Inc's Profitability & Cost Structure
Trailing 12-month margins from SEC-filed financials. Operating margin is compared to the Regional Banks industry median; gross margin, EBITDA margin and capital intensity are compared to the live industry average (14 companies). See the full Regional Banks industry profitability benchmarks.| Metric | Company | Industry | Difference |
|---|---|---|---|
| Gross Margin | - | 0.97 % (avg) | - |
| Operating Margin | 0.63 % | industry median | -0.1 pp |
| EBITDA Margin | 0.75 % | 1.79 % (avg) | -1.0 pp |
| Capital Intensity (Capex / Revenue) | 3.68 % | 7.92 % (avg) | -4.2 pp |
Source: CSIMarket API, trailing 12 months. SG&A and R&D as a share of revenue have limited coverage as this data is backfilled and appear only where reported. Higher capital intensity is not inherently negative; it reflects the industry's asset requirements.
Auburn National Bancorporation Inc's Valuation vs Competitive Position
Valuation multiples vs the Regional Banks industry average (14 companies, excluding loss-making/negative-equity outliers), alongside returns on capital for context on whether a premium or discount lines up with measurably stronger or weaker returns. See the full Regional Banks industry valuation benchmarks.| Metric | Company | Industry Average | Difference |
|---|---|---|---|
| P/E | 10.2x | 14.8x | -4.6x |
| EV / EBITDA | 0.1x | 7.3x | -7.2x |
| P/B | 0.9x | 1.4x | -0.4x |
| Return on Equity | 0.09 % | industry aggregate | -10.78 % |
| Return on Invested Capital | - | 0.04 % (avg) | - |
Source: CSIMarket API, trailing 12 months. A valuation premium or discount is not, by itself, a judgment of over- or under-valuation. Compare it against the return and growth context shown elsewhere on this page.
Auburn National Bancorporation Inc's Multi-Year Financial Trajectory
Fiscal-year revenue growth, operating margin, return on invested capital and P/E, as reported in company reports.| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue Growth | 6.27 % | 2.22 % | 10.08 % | -10.04 % | 0.93 % | -29.43 % | 32.57 % | 5.23 % |
| Operating Margin | 40.62 % | 38.14 % | 38.08 % | 31.66 % | 32.71 % | - | - | - |
| Return on Invested Capital | 6.50 % | 6.27 % | 6.25 % | 4.17 % | 4.43 % | 0.06 % | 0.78 % | 5.14 % |
| P/E | 17.1x | 14.6x | 17.9x | 19.6x | 14.5x | 52.4x | 12.2x | 12.5x |
Source: CSIMarket API, fiscal-year figures. P/E is this company's own historical ratio at each fiscal year end and can swing sharply around an earnings trough: that is real, not a data error.
Auburn National Bancorporation Inc's BCG Growth-Share Matrix
See Methodology: BCG Growth-Share Matrix for how relative share and growth are calculated and thresholded.
Auburn National Bancorporation Inc falls in the Question Mark quadrant: relative market share of 0.00x vs its largest competitor, in an industry growing revenue 11.4% (median, trailing 12 months).
Source: CSIMarket API (market-cap share and industry revenue growth). The 10% growth and 1.0x share lines are standard textbook thresholds, not derived from this industry's own distribution.
Auburn National Bancorporation Inc's Competitive Forces (Porter's Five Forces)
Only the forces this data can support honestly are shown; the other three are marked as such rather than guessed.| Force | Assessment | Basis |
|---|---|---|
| Competitive Rivalry | High | Industry HHI of 517 (see Industry Market Structure & Concentration above) |
| Barriers to Entry | Lower than typical for the industry | Capital intensity (capex / revenue) of 3.68 % vs industry average 7.92 % (see Profitability & Cost Structure above) |
Note: see Methodology: Porter's Five Forces. Supplier power and buyer power are covered on Auburn National Bancorporation Inc's dedicated Suppliers and Customers pages, not here.
Auburn National Bancorporation Inc's Industry Attractiveness & Competitive Strength
See Methodology: GE/McKinsey Matrix for how the two axes are built.
Auburn National Bancorporation Inc falls in the Low attractiveness / Low strength cell: Harvest / Divest.
Source: CSIMarket API, trailing 12 months. Each axis score is a simple 1(low)/2(medium)/3(high) average across its three inputs -- a transparent, disclosed simplification, not a validated academic scoring model.
Auburn National Bancorporation Inc's SWOT
Every point below is a fixed rule applied to a metric already shown elsewhere on this page (Market Structure, Profitability, Valuation, Run-Rate, Stock Performance, Quality Breadth) not an independent strategic assessment. A blank quadrant means no rule was met, not that none apply.Strengths
- Latest-quarter revenue run-rate is accelerating (+5.9% annualized vs trailing 12 months).
Weaknesses
- Return on equity 10.8 points below the industry aggregate.
- Low relative market share vs the industry leader (0.00x).
Opportunities
- Industry revenue growing at a healthy 11.4% median pace.
Threats
No rule matched.
Methodology: see Methodology: SWOT Analysis.
Auburn National Bancorporation Inc's Financial Strength vs Peers Comparison
Quick ratio, working capital, debt to equity and asset turnover, trailing 12 months| Company | Quick Ratio | Working Capital | Debt / Equity |
|---|---|---|---|
| Auburn National Bancorporation Inc | 0.09 | 0.30 | - |
| Jpmorgan Chase and Co | 0.17 | 0.42 | 1.40 |
| Bank Of America Corporation | 0.10 | 0.52 | 1.27 |
| Wells Fargo and Company | 0.11 | 0.80 | 1.16 |
| Citigroup inc | 0.01 | 0.40 | 1.75 |
| Capital one financial corp | 0.03 | 1.03 | 0.39 |
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Quick ratio = cash / current liabilities; working capital ratio = current assets / current liabilities; asset turnover = revenue / total assets. Peers in the Blank Checks industry are excluded.
Auburn National Bancorporation Inc's Revenue and Income Growth vs Peers
Quarterly revenue and net income growth, year over year and quarter over quarter| Company | Period | Revenue Y/Y | Income Y/Y |
|---|---|---|---|
| Auburn National Bancorporation Inc | Q2 2026 | +12.4 % | +25.4 % |
| Jpmorgan Chase and Co | Q2 2026 | +30.4 % | +44.0 % |
| Bank Of America Corporation | Q3 2026 | +3.2 % | -16.8 % |
| Wells Fargo and Company | Q3 2026 | +5.4 % | +6.9 % |
| Citigroup inc | Q1 2026 | +14.1 % | +44.6 % |
| Capital one financial corp | Q2 2026 | +1,392.5 % | - |
| PEERS TOTAL | +20.3 % | +35.6 % |
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Growth is shown only where both periods are positive. Peers in the Blank Checks industry are excluded.
Auburn National Bancorporation Inc's Peers' Costs of Sales and Capital Expenditures
Context for revenue growth: peer costs and capex, year over year and quarter over quarter| Company | Period | Costs Y/Y | Capex Y/Y |
|---|---|---|---|
| Auburn National Bancorporation Inc | Q2 2026 | - | -64.8 % |
| Jpmorgan Chase and Co | Q2 2026 | -6.4 % | - |
| Bank Of America Corporation | Q3 2026 | - | - |
| Wells Fargo and Company | Q3 2026 | +31.5 % | - |
| Citigroup inc | Q1 2026 | - | -6.7 % |
| Capital one financial corp | Q2 2026 | -73.8 % | -8.0 % |
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Auburn National Bancorporation Inc's Returns and Turnover vs Peers
ROA, ROI and ROE (trailing 12 months), receivables and inventory turnover| Company | ROA | ROI | ROE |
|---|---|---|---|
| Auburn National Bancorporation Inc | 0.81% | 2.45% | 9.10% |
| Jpmorgan Chase and Co | 1.35% | 3.71% | 17.50% |
| Bank Of America Corporation | 0.93% | 1.11% | 10.69% |
| Wells Fargo and Company | 1.04% | 1.18% | 12.78% |
| Citigroup inc | 0.61% | 0.65% | 7.62% |
| Capital one financial corp | 1.56% | 3.24% | 9.26% |
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ROA = net income / total assets; ROI = net income / investments; ROE = net income / equity; turnover ratios use trailing 12 month revenue (receivables) and cost of sales (inventory).
Auburn National Bancorporation Inc's Valuation vs Peers
P/E, price to sales, PEG, price to cash flow and price to book| Company | P/E | Price / Sales |
|---|---|---|
| Auburn National Bancorporation Inc | 10.47 | 2.58 |
| Jpmorgan Chase and Co | 14.23 | 4.89 |
| Bank Of America Corporation | 11.85 | 2.92 |
| Wells Fargo and Company | 12.13 | 3.07 |
| Citigroup inc | 15.26 | 2.47 |
| Capital one financial corp | 12.42 | 2.54 |
| PEERS AVERAGE | 12.57 | 3.28 |
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P/E = price / diluted EPS (trailing 12 months); PEG = P/E divided by EPS growth; the average row divides the peers' combined market cap by their combined income, sales, cash flow and equity.