Paid Inc's Competitiveness
A competitive positioning analysis and financial ratio benchmarking of Paid Inc (PAYD) against its publicly traded competitors: sales growth, net income, profitability, valuation and market share, plus each peer's market capitalization, revenue, income and employees. Free below: the top 5 peers. Subscriber access adds the full competitor list and CSV downloads.
Key Findings: Paid Inc vs Its Competitors
- TTM: Trailing 12-month revenue of 22M vs 154,808M combined for tracked competitors (0.0% combined share).
- Trending: Latest-quarter revenue run-rate is accelerating (+5.0% annualized vs trailing 12 months), vs accelerating (+8.0%) for its tracked peer group.
- Growth: Paid Inc generated 12.8% revenue growth year over year in Q2 2026, vs 14.5% for its tracked competitors combined.
- Profitability: Its -0.1% net margin compares with 19.8% for the peer group.
- Scale: Paid Inc ranks #118 of 168 companies by market capitalization in the Professional Services industry, holding 0.0% of industry market cap.
- Peer revenue share: Paid Inc accounted for 0.0% of combined revenue among its tracked peer group, up from 0.0% a year earlier.
- Peer differentiation: Revenue per employee of $0.74M compares with $0.43M for the peer group (1.7x).
Every figure above is sourced and cited in detail further down this page (Market Structure, Profitability & Cost Structure, Productivity vs Peers).
PAYD Sales vs. its Competitors, Q2 2026
Paid Inc reported revenue growth of 12.78 % year on year in Q2 2026, below its competitors' combined revenue growth of 14.53 %.
With a net margin of -0.13 %, Paid Inc reported lower profitability than its competitors (19.78 %).
Paid Inc generated 0.01 % of the combined sales of its peer group, up from 0.01 % a year earlier.
Paid Inc vs. its Competitors, Q2 2026
Revenue growth, year on year
Net margin
Revenue run-rate vs trailing 12 months
TTM net margin
TTM = trailing twelve months. Run-rate annualizes the latest quarter (×4) and compares it to TTM. In millions of $. High-Confidence Competitors are named as a competitor directly in an SEC filing; Similar-Size Competitors are the closest peers by market-cap rank within the same industry; Similar Growth & Profitability Competitors are the closest peers by combined revenue growth, operating margin and ROIC, all independent of the competitor list.
TTM revenue, latest-quarter run-rate and net income/margin benchmarked across Paid Inc and its 4 competitor groupings. Available under Commercial License.
| Entity | TTM Revenue | Rev Run-rate vs TTM |
|---|---|---|
| Paid Inc | $12,345M | +12.3% · Accelerating |
| Competitors combined | $12,345M | +12.3% · Accelerating |
| High-Confidence Competitors (1) | $12,345M | +12.3% · Accelerating |
| Similar-Size Competitors (6) | $12,345M | +12.3% · Accelerating |
| Similar Growth & Profitability (3) | $12,345M | +12.3% · Accelerating |
TTM revenue, run-rate and net margin benchmarking across Paid Inc's competitor groups requires a Commercial License.
For context: the Professional Services industry grew revenue 6.8% year over year, combined, vs 12.8% for Paid Inc. Paid Inc's share of combined industry revenue moved from 0.00% to 0.00%, a gain of 0.00 percentage points.
Paid Inc's Competitor Quality Breadth
Share of each group, trailing 12 months: profitable (net margin > 0), expanding (revenue growth > 0), growing faster than the industry's own median, and financially distressed (Piotroski F-Score of 2 or below).
| Entity | Profitable | Expanding | Above Industry Growth | Distressed |
|---|---|---|---|---|
| Paid Inc | Yes | Yes | Yes | No |
| Competitors combined (31) | ||||
| High-Confidence Competitors (1) | - | - | - | - |
| Similar-Size Competitors (7) | ||||
| Similar Growth & Profitability (8) | 62.50 % (5 of 8) | 100.00 % (8 of 8) | 100.00 % (8 of 8) | 0.00 % (0 of 7) |
Source: CSIMarket API, trailing 12 months. Altman Z-Score is not shown here: it is not populated in the underlying data for any company. Percentages are of companies in each group that report the relevant metric, not of the full group size.
PAYD Stock Performance relative to its Competitors
PAYD Stock Performance relative to High-Confidence Competitors
PAYD Stock Performance relative to Similar-Size Competitors
PAYD Stock Performance relative to Similar Growth & Profitability Competitors
5 Best-Performing Tracked Competitors, Trailing 12 Months
| # | Competitor | TTM Share Price Return | vs U.S.A. 500 |
|---|---|---|---|
| 1 | Lindblad Expeditions Holdings Inc | 282.9% | Outperformed |
| 2 | Butler National Corp | 282.9% | Outperformed |
| 3 | Forestar Group Inc | 282.9% | Outperformed |
| 4 | Cass Information Systems Inc | 282.9% | Outperformed |
| 5 | Global Business Travel Group Inc | 282.9% | Outperformed |
TTM share price return and U.S.A. 500 outperformance for Paid Inc's best-performing tracked competitors requires a Commercial License.
Source: CSIMarket API, trailing 12 months.
Publicly Traded Peers of Paid Inc
Revenue and income for trailing 12 months, in millions of $, except employees| Company | Market Cap | Revenues |
|---|---|---|
| Paid Inc | 21.20 | 22.35 |
| Visa Inc | 704,589.84 | 43,027.00 |
| Mastercard Incorporated | 501,773.58 | 35,083.00 |
| Paypal Holdings Inc | 49,937.60 | 33,734.00 |
| Ebay Inc | 48,830.60 | 12,008.00 |
| Block Inc | 44,643.71 | 25,041.96 |
| SUBTOTAL | 1,492,718.74 | 242,708.08 |
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Sources: Paid Inc's official press releases and regulatory filings; CSIMarket.com's market research; and the financial filings and press releases of the other companies cited.
Updated on:
Focus of this report: publicly traded companies. Ten additional tables on Paid Inc versus competitors, including market share analysis, are in the navigation menu under Competition. To download the tables, please subscribe.
Paid Inc's Competitors Named by the Company
Competitive relationships identified from SEC filings and corroborating sources, each with a basis and confidence.| Competitor | Basis | Confidence |
|---|---|---|
| TZUP | Named by the company | 85% |
| Datacentrex Inc | Named by the company | 85% |
| Ellington Financial Inc | Named by the company | 85% |
| Anywhere Real Estate Inc | Named by the company | 85% |
| Amentum Holdings Inc | Named by the company | 85% |
| Bright Horizons Family Solutions Inc | Named by the company | 85% |
| Boyd Gaming Corp | Named by the company | 85% |
| Darden Restaurants Inc | Named by the company | 85% |
| Global Business Travel Group Inc | Named by the company | 85% |
| Liveone Inc | Named by the company | 85% |
| Audacy Inc | Named by the company | 85% |
| Butler National Corp | Named by the company | 85% |
| Ciso Global Inc | Named by the company | 85% |
| Forestar Group Inc | Named by the company | 85% |
| Lindblad Expeditions Holdings Inc | Named by the company | 85% |
| Advanced Oxygen Technologies Inc | Named by the company | 85% |
| Bgsf Inc | Named by the company | 85% |
| Cass Information Systems Inc | Named by the company | 85% |
| Ebay Inc | Named by the company | 85% |
| Chart Industries Inc | Named by the company | 85% |
| Remark Holdings Inc | Named by the company | 85% |
| Senmiao Technology Limited | Named by the company | 85% |
| Mobile Infrastructure Corp | Named by the company | 85% |
| Vnue Inc | Named by the company | 85% |
| Konatel Inc | Named by the company | 85% |
| Flexshopper Inc | Named by the company | 85% |
| La Rosa Holdings Corp | Named by the company | 85% |
| Optimum Communications Inc | Named by the company | 85% |
| Broadridge Financial Solutions Inc | Named by the company | 85% |
| Cross Country Healthcare Inc | Named by the company | 85% |
Filing basis, confidence, active dates and source counts for Paid Inc's named competitors require a Commercial License.
Methodology: relationships are extracted from SEC filings (named-competitor disclosures) and corroborating sources. Named by the company = explicitly disclosed as a competitor; Inferred = derived from corroborating signals. Confidence reflects evidence strength.
Paid Inc's Business Segment Mix vs Peers
Revenue by operating segment or division, as named and reported by each company. Segment names are the filer's own and are not standardized across companies. Do not assume a same-named or similarly-named segment is defined identically between two companies. Shares are of each company's own total revenue and are not required to sum to 100% (intersegment revenue, unallocated items).| Company | Largest Segment |
|---|---|
| Mastercard Incorporated | Payment Solutions 100.00 % |
| Paypal Holdings Inc | Reportable 100.00 % |
| Block Inc | Cash App 63.91 % |
| Darden Restaurants Inc | Olive Garden 41.64 % |
| Global Payments Inc | Merchant Solutions 100.00 % |
Source: operating segment revenue as reported in each company's SEC filings (10-K/10-Q), via the CSIMarket API, leaf-level reportable segments only (parent roll-up segments are excluded where sub-segments are separately disclosed).
Paid Inc's Productivity vs Peers Comparison
Revenue and income per employee, trailing 12 months, in $; market cap in millions of $| Company | Market Cap | Revenue / Employee | Income / Employee |
|---|---|---|---|
| Paid Inc | 21 | 744,996 | 4,298 |
| Visa Inc | 704,590 | 1,261,789 | 652,082 |
| Mastercard Incorporated | 501,774 | 881,482 | 408,467 |
| Paypal Holdings Inc | 49,938 | 1,417,395 | 468,109 |
| Ebay Inc | 48,831 | 976,260 | 180,650 |
| Block Inc | 44,644 | 2,453,892 | 34,848 |
| PEERS TOTAL | 1,492,698 | 434,159 | 103,669 |
Paid Inc's Geographic Revenue Exposure vs Peers
Revenue by country/region as reported in each company's most recent filing. Disclosure granularity varies by filer (some report by country, others by broad region) and is shown as disclosed.| Company | Largest Market |
|---|---|
| Visa Inc | Non-US 61.39 % |
| Mastercard Incorporated | International Markets 57.56 % |
| Paypal Holdings Inc | UNITED STATES 56.82 % |
| Ebay Inc | United States 56.10 % |
| Block Inc | United States 91.31 % |
Source: revenue geography as reported in each company's SEC filings (10-K/10-Q), via the CSIMarket API. Percentages are of that company's own total consolidated revenue for its most recent reported period.
Paid Inc's Position in Industry Market Structure
Market-capitalization share and concentration across all 155 companies in Paid Inc's industry classification, broader than the peer set above. Market cap in millions of $.Paid Inc ranks #118 of 155 companies by market capitalization in its industry, holding 0.00 % of total industry market cap. The industry's Herfindahl-Hirschman Index (HHI) is 1,026, indicating a unconcentrated market structure (U.S. antitrust guidance: below 1,500 unconcentrated, 1,500 to 2,500 moderately concentrated, above 2,500 highly concentrated).
| Rank | Company | Market Cap | Industry Share |
|---|---|---|---|
| 1 | Visa Inc | 704,590 | 22.57 % |
| 2 | Mastercard Incorporated | 501,774 | 16.07 % |
| 3 | Repay Holdings Corporation | 312,320 | 10.00 % |
| 4 | Alibaba Group Holding Limited | 252,525 | 8.09 % |
| 5 | Uber Technologies Inc | 1,234 | 5.2% |
| 6 | Accenture Plc | 1,234 | 5.2% |
| 7 | Pdd Holdings inc | 1,234 | 5.2% |
| 8 | Orix Corporation | 1,234 | 5.2% |
| 9 | Mercadolibre Inc | 1,234 | 5.2% |
| 10 | Uxin Limited | 1,234 | 5.2% |
| 118 | Paid Inc | 21 | 0.00 % |
Market cap and industry share for the rest of Paid Inc's industry peers requires a Commercial License.
Source: CSIMarket API (daily market-structure computation) across CSIMarket's industry classification, market capitalization as of 2026-09-28.
Paid Inc's Same-Size Peers & Stock Performance
Peers chosen by closeness in market-cap rank within the same industry classification (not the named-competitor list above). Trailing 12-month total return, 3-month price momentum, beta and Sharpe ratio vs the broad U.S. market.| Rank | Company | Market Cap | TTM Return |
|---|---|---|---|
| 113 | Getty Images Holdings Inc | 35 | -92.86 % |
| 114 | Akso Health Group | 34 | -57.31 % |
| 115 | Ryde Group Ltd | 33 | 125.21 % |
| 116 | Ambase Corporation | 24 | -15.59 % |
| 117 | Rich Sparkle Holdings Limited | 1,234 | 12.3% |
| 118 | Paid Inc | 21 | - |
| 119 | Oriental Culture Holding Ltd | 1,234 | 12.3% |
| 120 | Asiafin Holdings Corp | 1,234 | 12.3% |
| 121 | Spar Group Inc | 1,234 | 12.3% |
| 122 | Quotemedia Inc | 1,234 | 12.3% |
| 123 | Callan Jmb Inc | 1,234 | 12.3% |
Market cap, return, momentum, beta and Sharpe ratio for the rest of Paid Inc's same-size peers requires a Commercial License.
Source: CSIMarket API (daily market-structure computation); returns and risk metrics as of 2026-09-28. Beta and Sharpe ratio are versus the broad U.S. equity market, not this industry.
Paid Inc's Profitability & Cost Structure
Trailing 12-month margins from SEC-filed financials. Operating margin is compared to the Professional Services industry median; gross margin, EBITDA margin and capital intensity are compared to the live industry average (230 companies).| Metric | Company | Industry | Difference |
|---|---|---|---|
| Gross Margin | 21.07 % | 47.17 % (avg) | -26.1 pp |
| Operating Margin | -1.03 % | industry median | -5.2 pp |
| EBITDA Margin | 1.49 % | 5.74 % (avg) | -4.3 pp |
| Capital Intensity (Capex / Revenue) | 0.01 % | 4.25 % (avg) | -4.2 pp |
Source: CSIMarket API, trailing 12 months. SG&A and R&D as a share of revenue have limited coverage as this data is backfilled and appear only where reported. Higher capital intensity is not inherently negative; it reflects the industry's asset requirements.
Paid Inc's Valuation vs Competitive Position
Valuation multiples vs the Professional Services industry average (230 companies, excluding loss-making/negative-equity outliers), alongside returns on capital for context on whether a premium or discount lines up with measurably stronger or weaker returns.| Metric | Company | Industry Average | Difference |
|---|---|---|---|
| P/E | - | 25.6x | - |
| EV / EBITDA | 58.5x | 15.4x | +43.1x |
| P/B | 3.7x | 3.7x | +0.0x |
| Return on Equity | 2.34 % | industry aggregate | -21.75 % |
| Return on Invested Capital | -1.95 % | 5.25 % (avg) | -7.20 % |
Source: CSIMarket API, trailing 12 months. A valuation premium or discount is not, by itself, a judgment of over- or under-valuation. Compare it against the return and growth context shown elsewhere on this page.
Paid Inc's Multi-Year Financial Trajectory
Fiscal-year revenue growth, operating margin, return on invested capital and P/E, as reported in SEC filings.| Metric | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue Growth | 22.21 % | 13.99 % | 22.49 % | 15.24 % | 11.39 % | -4.83 % | 14.48 % | 14.24 % |
| Operating Margin | -125.96 % | -6.75 % | -16.50 % | -3.29 % | 0.36 % | -3.72 % | -2.73 % | -3.17 % |
| Return on Invested Capital | -54.52 % | -12.55 % | -33.21 % | -6.78 % | 0.87 % | -6.86 % | -4.38 % | -5.86 % |
| P/E | - | 55.0x | - | - | 18.9x | 39.0x | 29.3x | - |
Source: CSIMarket API, fiscal-year figures. P/E is this company's own historical ratio at each fiscal year end and can swing sharply around an earnings trough: that is real, not a data error.
Paid Inc's Strategic Group Map
Every company in Paid Inc's industry and named-competitor list, plotted by trailing 12-month revenue growth and operating margin. Paid Inc is shown in red; its closest peers by combined growth, margin and ROIC (the Similar Growth & Profitability group above) are labeled.
Source: CSIMarket API, trailing 12 months. Extreme outlier values (from near-zero-revenue companies) are excluded from the plotted cloud but never from the highlighted company or its labeled peers.
Paid Inc's BCG Growth-Share Matrix
Relative market share (vs Paid Inc's largest competitor by market cap) against industry revenue growth, using the standard textbook thresholds (1.0x share, 10% growth) a common framework, not a precision instrument.
Paid Inc falls in the Dog quadrant: relative market share of 0.00x vs its largest competitor, in an industry growing revenue 5.2% (median, trailing 12 months).
Source: CSIMarket API (market-cap share and industry revenue growth). The 10% growth and 1.0x share lines are standard textbook thresholds, not derived from this industry's own distribution.
Paid Inc's Competitive Forces (Porter's Five Forces)
Only the forces this data can support honestly are shown; the other three are marked as such rather than guessed.| Force | Assessment | Basis |
|---|---|---|
| Competitive Rivalry | High | Industry HHI of 1,026 (see Industry Market Structure & Concentration above) |
| Barriers to Entry | Lower than typical for the industry | Capital intensity (capex / revenue) of 0.01 % vs industry average 4.25 % (see Profitability & Cost Structure above) |
| Supplier Power | Not covered on this page | See Paid Inc's dedicated suppliers page for concentration and dependency data |
| Buyer Power | Not covered on this page | See Paid Inc's dedicated customers page for concentration and dependency data |
| Threat of Substitutes | - | No systematic data source for cross-product substitution exists in this system; not estimated |
Note: this is a partial, data-grounded application of the framework, not a complete strategic assessment. Rivalry and barriers-to-entry readings are mechanical translations of the HHI and capital-intensity figures shown elsewhere on this page, not independent judgments.
Paid Inc's Industry Attractiveness & Competitive Strength
A CSIMarket composite, not a standard field: each axis is an equal-weighted average of three factors already shown elsewhere on this page (industry growth, industry profitability and rivalry for attractiveness; relative market share, profitability and growth vs industry for strength). Disclosed as a designed methodology, not a precision measurement.
Paid Inc falls in the Low attractiveness / Medium strength cell: Harvest.
Source: CSIMarket API, trailing 12 months. Each axis score is a simple 1(low)/2(medium)/3(high) average across its three inputs -- a transparent, disclosed simplification, not a validated academic scoring model.
Paid Inc's SWOT
Every point below is a fixed rule applied to a metric already shown elsewhere on this page (Market Structure, Profitability, Valuation, Run-Rate, Stock Performance, Quality Breadth) not an independent strategic assessment. A blank quadrant means no rule was met, not that none apply.Strengths
- Latest-quarter revenue run-rate is accelerating (+5.0% annualized vs trailing 12 months).
Weaknesses
- Operating margin 5.2 points below the industry median.
- Return on equity 21.8 points below the industry aggregate.
- Low relative market share vs the industry leader (0.00x).
Opportunities
No rule matched.
Threats
No rule matched.
Methodology: mechanical, rule-based SWOT. Each bullet reuses a figure already sourced and cited elsewhere on this page; nothing here is generated narrative or independent analyst judgment.
Paid Inc's Financial Strength vs Peers Comparison
Quick ratio, working capital, debt to equity and asset turnover, trailing 12 months| Company | Quick Ratio | Working Capital | Debt / Equity |
|---|---|---|---|
| Paid Inc | 0.50 | 0.85 | 0.00 |
| Visa Inc | 0.48 | 1.09 | 0.66 |
| Mastercard Incorporated | 0.46 | 1.05 | 2.91 |
| Paypal Holdings Inc | 0.17 | 1.30 | 0.52 |
| Ebay Inc | 0.44 | 1.06 | 1.84 |
| Block Inc | 0.66 | 2.14 | 0.29 |
Quick ratio = cash / current liabilities; working capital ratio = current assets / current liabilities; asset turnover = revenue / total assets. Peers in the Blank Checks industry are excluded.
Paid Inc's Revenue and Income Growth vs Peers
Quarterly revenue and net income growth, year over year and quarter over quarter| Company | Period | Revenue Y/Y | Income Y/Y |
|---|---|---|---|
| Paid Inc | Q2 2026 | +12.8 % | - |
| Visa Inc | Q1 2026 | +17.1 % | +31.5 % |
| Mastercard Incorporated | Q2 2026 | +14.1 % | +18.6 % |
| Paypal Holdings Inc | Q1 2026 | +7.2 % | -13.3 % |
| Ebay Inc | Q2 2026 | +14.8 % | +51.1 % |
| Block Inc | Q2 2026 | +9.3 % | -83.8 % |
| PEERS TOTAL | +13.1 % | +26.6 % |
Growth is shown only where both periods are positive. Peers in the Blank Checks industry are excluded.
Paid Inc's Peers' Costs of Sales and Capital Expenditures
Context for revenue growth: peer costs and capex, year over year and quarter over quarter| Company | Period | Costs Y/Y | Capex Y/Y |
|---|---|---|---|
| Paid Inc | Q2 2026 | +16.0 % | -54.0 % |
| Visa Inc | Q1 2026 | - | - |
| Mastercard Incorporated | Q2 2026 | - | +128.7 % |
| Paypal Holdings Inc | Q1 2026 | - | +17.9 % |
| Ebay Inc | Q2 2026 | +10.9 % | +120.8 % |
| Block Inc | Q2 2026 | +5.9 % | +70.0 % |
Paid Inc's Returns and Turnover vs Peers
ROA, ROI and ROE (trailing 12 months), receivables and inventory turnover| Company | ROA | ROI | ROE |
|---|---|---|---|
| Paid Inc | 1.54% | 2.06% | 2.34% |
| Visa Inc | 22.56% | 31.88% | 59.24% |
| Mastercard Incorporated | 29.89% | 51.37% | 232.26% |
| Paypal Holdings Inc | 13.91% | 14.88% | 55.24% |
| Ebay Inc | 12.48% | 16.43% | 48.62% |
| Block Inc | 0.90% | 1.09% | 1.61% |
ROA = net income / total assets; ROI = net income / investments; ROE = net income / equity; turnover ratios use trailing 12 month revenue (receivables) and cost of sales (inventory).
Paid Inc's Valuation vs Peers
P/E, price to sales, PEG, price to cash flow and price to book| Company | P/E | Price / Sales |
|---|---|---|
| Paid Inc | - | 0.95 |
| Visa Inc | 31.78 | 16.38 |
| Mastercard Incorporated | 31.25 | 14.30 |
| Paypal Holdings Inc | 10.28 | 1.48 |
| Ebay Inc | 22.27 | 4.07 |
| Block Inc | 130.74 | 1.78 |
| PEERS AVERAGE | 25.76 | 6.15 |
P/E = price / diluted EPS (trailing 12 months); PEG = P/E divided by EPS growth; the average row divides the peers' combined market cap by their combined income, sales, cash flow and equity.